Money Guy Show

Financial Advisors Correct The Internet

04 May 2026

Contributed by Lukas

What happens when you mix internet chaos, misguided financial advice, and sports betting? We react to wild financial advice online from buying a Ferra...

Was It Easier For Previous Generations To Build Wealth?

01 May 2026

Contributed by Lukas

TikTok says it's impossible for Gen Z to get ahead, but what does the data actually show? In this episode, we analyze income levels, inflation rates, ...

How Much Should You Save for Retirement?

29 Apr 2026

Contributed by Lukas

Our new and improved resource: How Much Should You Save shows how much you should save at your age for your target retirement goals. We walk you throu...

From Broke in Their 30s to Millionaires in Their 50s | Making a Millionaire

27 Apr 2026

Contributed by Lukas

Jason (54) and Candida (54) have seen a major transformation in their financial journey. In their 30s, their net worth was over negative $250,000. Now...

Average 401k Balance By Age (2026 Edition)

24 Apr 2026

Contributed by Lukas

Have you ever wondered how much the average American has in their 401k? We've done the research and we've found the answers! Don't miss this breakdown...

Are You Making This Mistake With Your Cash?

22 Apr 2026

Contributed by Lukas

Your emergency fund is so important it takes up TWO steps of The Financial Order of Operations. Far too many Americans, though, are not prioritizing t...

Financial Advisors React to the WILDEST Money-Making Schemes

20 Apr 2026

Contributed by Lukas

We all like making money. So, why not react to the wildest money-making schemes? Brian Preston (CFP®, CPA) and Bo Hanson (CFA®, CFP®) are back reac...

Should You Buy Or Rent In 2026? (The Numbers SHOCKED Us!)

17 Apr 2026

Contributed by Lukas

What makes more sense in 2026? We consider all of the factors from the crazy housing market to current interest rates to annual rent increases. We run...

A Recession is Imminent? Do This Now.

15 Apr 2026

Contributed by Lukas

The Wall Street Journal and Goldman Sachs just updated their recession predictions for 2026. What they aren't telling you? Recessions and market volat...

They Were Burned by a Bad Financial Advisor | Making a Millionaire

13 Apr 2026

Contributed by Lukas

Max (46) and Valerie (47) thought they were doing everything right. But while the market was soaring 8-10% for everyone else, they discovered their ad...

All of Our Money Rules (And When to Break Them)

10 Apr 2026

Contributed by Lukas

Think Money Guy rules are set in stone? Think again. Every financial guardrail we've built, from 20/3/8 car buying to 25% savings rates, has exception...

This 401(k) Trend is ABSOLUTELY DEVASTATING (And Getting Worse)

08 Apr 2026

Contributed by Lukas

If you know us, you know we love a 401(k). New data from Vanguard, though, shows just how leaky these accounts can be. We walk you through the true co...

Financial Advisors React to the BEST and WORST Tax Advice

06 Apr 2026

Contributed by Lukas

Death and taxes, everybody's favorite subjects, right? There's plenty of tax advice online. Some is brilliant, some is dangerous, and some is just hil...

How to Build Wealth with the 3 Bucket Strategy (By Age)

03 Apr 2026

Contributed by Lukas

What's a better way to build wealth across every decade of your life? The answer comes down to three tax buckets and knowing which one to fill first. ...

The Playbook to Build Wealth With An Average Income

01 Apr 2026

Contributed by Lukas

We're kicking this week's livestream Q&A with a bang - and a mullet. That's right, Brian broke his ban on costumes for an April Fools' special! While ...

Will Their Unique Financial Structure Hold Up? | Making a Millionaire

30 Mar 2026

Contributed by Lukas

Nathan and Crissi aren't your average financial mutants. With separate finances, a new business launch, and newborn twins, this couple has a lot to na...

HELP! I’m Financially Responsible But It’s SO Boring

27 Mar 2026

Contributed by Lukas

Doing all the right things with money, but it just feels... boring? You're probably in the Mundane Middle, and it might be the most important phase of...

Do This Today If You Want a Successful Retirement

25 Mar 2026

Contributed by Lukas

We're sharing 5 key insights from retirees with facts to support them. Based on the data, we then provide key takeaways and how you can prepare for yo...

Financial Advisors React to RIDICULOUS Money Clips

23 Mar 2026

Contributed by Lukas

Is the Rolex worth the investment? We react to the internet's wildest financial advice, from "turn $60 into $1,000" to meme stock traders crediting al...

How to Become A Millionaire (By Age)

20 Mar 2026

Contributed by Lukas

As financial advisors, we've learned from our hundreds of millionaire clients what it takes. We walk you through the behaviors we've seen lead to succ...

The BEST and WORST Cars (And Which Brands We Avoid)

18 Mar 2026

Contributed by Lukas

Car buying is a big financial decision...and new data from Edmunds reveals a troubling trend about how Americans are financing cars. Then we give our ...

The $75K Lesson That Changed Their Financial Future | Making a Millionaire

16 Mar 2026

Contributed by Lukas

Jonah (28) and Caroline (28) understand the power of their dollars, but a series of financial missteps keeps slowing their progress. From 401(k) loans...

The Financial Plan that Could Change Your Life

13 Mar 2026

Contributed by Lukas

You might know the FOO (Financial Order of Operations ), but what does it look like in action? We walk through FOO-Following Freddie and his journey t...

Best Investing Accounts for Kids (New Trump Accounts?)

11 Mar 2026

Contributed by Lukas

We've seen your questions and we're here to answer them! Are the new Trump Accounts worth using? How do they compare to other investment accounts for ...

Financial Advisors React to Their FAVORITE Finance Creators

09 Mar 2026

Contributed by Lukas

We're back to provide a Financial Advisor's perspective on GOOD advice from the Internet! From Humphrey Yang's revealing that median household income ...

Why Some People Become Rich, But Most Don’t

06 Mar 2026

Contributed by Lukas

Building wealth isn't a competition, but this episode might be! We walk you through a battle between Average Allen (based on typical American data) an...

X% of Young Americans Expect To NEVER Retire…

04 Mar 2026

Contributed by Lukas

According to new data from YouGov, almost 30% of Gen Z and Millennial respondents expect to never retire or don't know when they'll retire. We walk yo...

They Turned Real Estate Into Wealth, But Still Feel Stuck | Making a Millionaire

02 Mar 2026

Contributed by Lukas

Becca (34) and Christian (35) have an $821,000 net worth, $276,000 household income, and two rental properties generating $65,800 combined annual rent...

3 Big 401(k) Updates That Could Impact Your Future

27 Feb 2026

Contributed by Lukas

we break down the three major 401(k) changes for 2026: contribution limit adjustments, a game-changing Roth requirement, and the controversial additio...

Don’t Fall For These Market Trends with Austin Hankwitz

25 Feb 2026

Contributed by Lukas

We are SO EXCITED to welcome Austin Hankwitz (content creator, entrepreneur, and investor) onto the show. You may know Austin as the co-host of the Ri...

Financial Advisors React to Money Advice on TikTok & YouTube

23 Feb 2026

Contributed by Lukas

The content team has been busy! We're tackling another batch of viral money content to separate financial wisdom from nonsense. Most people think extr...

Tax Tips To Beat The IRS By Age (Legally!)

20 Feb 2026

Contributed by Lukas

While tax evasion is illegal, tax avoidance is actually encouraged by our tax code. We walk you through the actionable steps you can take in every dec...

Vanguard Predicts Market Collapse in 2026 (Are They Right?)

18 Feb 2026

Contributed by Lukas

Vanguard released their annual Economic and Market Outlook, and this year isn't a happy report. We take a look at some of the key insights, then give ...

Planning for the Future When Tomorrow Isn’t Guaranteed | Making a Millionaire

16 Feb 2026

Contributed by Lukas

Dom and Katie (both 28, engaged childhood friends) have built an incredible $443,000 net worth by saving a ton, but they're paralyzed by spending anxi...

The Truth About FIRE: 5 Types of Financial Independence

13 Feb 2026

Contributed by Lukas

Think all FIRE is created equal? Think again. The Financial Independence, Retire Early (FIRE) movement has evolved into many distinct strategies, from...

Is it Impossible to Build Wealth in Your State? (Ranked)

11 Feb 2026

Contributed by Lukas

Does where you live determine how wealthy you become? We share our take on the cost of living by state and reveal the highest and lowest . We also sha...

Financial Advisors React to CRAZY Money Advice

09 Feb 2026

Contributed by Lukas

We're back with another edition of Money Guy Reacts! This edition contain's a ton of social media's specialty: half-truths. We explain why even though...

How To Pull The Levers of Wealth Creation (By Age)

06 Feb 2026

Contributed by Lukas

The 3 ingredients to building wealth are time, discipline, and margin. When it comes to creating margin in your life there are two levers you can pull...

Your 401(k) Might Be Costing You Thousands

04 Feb 2026

Contributed by Lukas

A new study from the Department of Labor found over half of the 1,000 largest 401(k) plans had investment funds that shared revenue with the plan's ad...

This 22 Year Old Needs a Complete Financial Reset | Making a Millionaire

02 Feb 2026

Contributed by Lukas

Peter (22) is juggling three jobs to make a great income, but he is struggling to build wealth. After taking a closer look at his finances, it appears...

How To Get Rich and Stay Rich in 2026 (By Age)

30 Jan 2026

Contributed by Lukas

We often talk about how to get rich, but how do you stay there? We're walking you through the actionable steps you can take (based on your age) to put...

What They Don’t Tell You About FIRE with Andy Hill!

28 Jan 2026

Contributed by Lukas

Andy Hill (renowned family finance coach behind Marriage Kids and Money) joins the show to talk about his CoastFIRE journey! After talking about the i...

Financial Advisors React to UNBELIEVABLE Money Clips

26 Jan 2026

Contributed by Lukas

We're back with another edition of Financial Advisors react, but this time we have some clips that you might not even believe. From some hilarious imp...

9 Micro Habits to Completely Change Your Finances

23 Jan 2026

Contributed by Lukas

We often say, "Save a little bit of today for a more beautiful tomorrow," but how do you save a little bit in today's world? We're walking through mic...

Has the Stock Market Hit the Top? | Ask Money Guy

21 Jan 2026

Contributed by Lukas

Have you heard the news? Headlines are telling folks that the stock market has reached the peak and a crash is coming soon! We talk about why these he...

Their Single Income Plan Needs Some Help | Making a Millionaire

19 Jan 2026

Contributed by Lukas

Matt (27) and Hanna (25) have a modest income ($55,000), but are entering the hardest part of The Messy Middle. From paying off over $50,000 in studen...

5 Levels of Wealth AND How To Achieve Them

16 Jan 2026

Contributed by Lukas

What does "wealth" look like to you? To some folks, just paying the bills would be wealthy. To others, you'd need to achieve your wildest dreams. The ...

This New Money Trend TERRIFIES Us | Ask Money Guy

14 Jan 2026

Contributed by Lukas

Is a major investing app really offering sports betting? We clear up important information and showcase the differences between investing and gambling...

Financial Advisors React: WILD Money Clips!

12 Jan 2026

Contributed by Lukas

We're back with another edition of Financial Advisors React, this time with some of the Internet's WILDEST money clips! From mind-boggling financial d...

Average Net Worth By Age! (2026 Edition)

09 Jan 2026

Contributed by Lukas

We're back with a new edition of an annual favorite: Net Worth By Age! We take a look at the net worth of Americans at every decade by both average an...

Best and Worst States for Saving a Down Payment on a Home

07 Jan 2026

Contributed by Lukas

How long does it take to save for a home? It depends, especially based on where you live! A recent report from Consumer Affairs ranks all 50 states by...

Her Coast FIRE Plan Has Some MAJOR Holes | Making a Millionaire

05 Jan 2026

Contributed by Lukas

Danielle is a 33-year-old self-employed sign language interpreter earning $110,000 annually in the DC area. After building an impressive $181,000 net ...

The 5 Biggest Investing Mistakes

02 Jan 2026

Contributed by Lukas

Investing is the cornerstone of building wealth and achieving financial independence, but costly mistakes can derail progress. We walk through five cr...

The Average American Needs HOW MUCH to Feel Comfortable in 2026?

31 Dec 2025

Contributed by Lukas

How much do you need to make to be "comfortable" in 2026? You already know our answer is, "it depends," but we have a new study that seems to have fou...

Financial Advisors React to Financial Advice on YouTube!

29 Dec 2025

Contributed by Lukas

We are back with another react episode, breaking down content from some of our favorite financial YouTubers and creators. We react to content covering...

64% of Americans Are Stuck Here Financially (Are You?)

26 Dec 2025

Contributed by Lukas

Are you one of the 64% of Americans wandering through their financial life without a plan? We walk through each step of the Financial Order of Operati...

The Truth About Early Retirement: What You Need To Know

24 Dec 2025

Contributed by Lukas

'Tis the season! In this festive Q&A, we share our thoughts about early retirement, starting with insight for aspiring FIRE (Financial Independence, R...

How Couples Actually Talk About Money | Making a Millionaire

22 Dec 2025

Contributed by Lukas

Nathyn (29) and Indie (29) might have a positive net worth, but their fears leave them feeling negative about their money conversations. Indie worries...

The 5 Secrets We’ve Learned in 50 Years of Financial Planning

19 Dec 2025

Contributed by Lukas

After nearly 50 years of combined experience managing people's finances through market highs, lows, triumphs, and tragedies, we are pulling back the c...

How Does Your Generation Think About Money?

17 Dec 2025

Contributed by Lukas

We're taking a look at finance trends in how people think about money based on a survey from YouGov (spoiler: there are some optimists out there). We ...

Financial Advisors React to Funny Money Videos

15 Dec 2025

Contributed by Lukas

We are back with another hilarious react episode, breaking down some of the most interesting financial content circulating online. From fake finance T...

The Financial Rules Designed To Keep You BROKE

12 Dec 2025

Contributed by Lukas

We break down four popular financial rules that you might actually need to break to achieve true financial independence. From the myth of "buy low, s...

The Most Underrated Investment Account in 2026

10 Dec 2025

Contributed by Lukas

The Health Savings Account (or HSA) gives investors many great advantages, but the vast majority of Americans don't even have one. We'll walk you thro...

How to Build Wealth With A Negative Net Worth | Making a Millionaire

08 Dec 2025

Contributed by Lukas

Carl and Laurel are crushing it with nearly $200,000 in household income and have already paid off over $100,000 in student loans. But like many young...

How Much Debt Do Americans Have? (By Age AND By Type!)

05 Dec 2025

Contributed by Lukas

You've heard us say it before and you'll hear us say it again: debt is chainsaw dangerous. While debt can be a useful tool to achieve your financial g...

Do THIS to Fix Your Finances in 2026

03 Dec 2025

Contributed by Lukas

Your net worth is one of the most important numbers to understand your financial picture. We're not talking back of the napkin math, we are talking ab...

Financial Advisors React to INSANE Money Clips

01 Dec 2025

Contributed by Lukas

We've got a rapid-fire, laugh-out-loud reaction to the wild money moves circulating online and a reminder that just because something sounds normal on...

The Truth About Building Wealth in Your 20s

28 Nov 2025

Contributed by Lukas

If you’re in your 20s and feel like you’re already behind, this episode is the reset you didn’t know you needed. We reveal the biggest mindset s...

The #1 Financial Fear Plaguing Gen X & Gen Z (& How to Beat It)

26 Nov 2025

Contributed by Lukas

We've got new data that shows Gen X and Gen Z might be more similar than you think, especially when it comes to their financial fears. 54% of teens fa...

How to Adapt When Your Income is Cut In Half | Making a Millionaire

24 Nov 2025

Contributed by Lukas

After a divorce cut her income in half, 45-year-old public defender Rachel joined us to reconfigure her financial life. Together, we unpack the low-i...

3 Signs Your Friends Are Secretly Broke (By Age)

21 Nov 2025

Contributed by Lukas

Your friends might look rich on social media, but what’s really happening behind the scenes? We walk through the visual, behavioral, and mindset sig...

Tax Updates You Can’t Afford to Miss

19 Nov 2025

Contributed by Lukas

The IRS just released the 2026 tax updates and they’re full of major changes that impact your retirement accounts, your deductions, and your long-te...

Financial Advisors React to Money Advice with Humphrey Yang

17 Nov 2025

Contributed by Lukas

Viral clips make big promises...so we brought Humphrey Yang to test them. We unpack the “drop to the 12% bracket” myth, rent vs buy math, why bein...

The Ultimate Money Rules: Simple Steps to Build Wealth Fast

14 Nov 2025

Contributed by Lukas

We’ve gathered decades of financial experience into one powerful episode. From student loans to investing, we share our most important rules of thum...

Experts Predict MASSIVE Stock Market Drop (Should You Sell?)

12 Nov 2025

Contributed by Lukas

Headlines are suggesting a market crash may be in store - should you be worried? We walk through what you can control (FOO, diversification, and dolla...

How She Built $380k by 38 (Without a Six-Figure Job) | Making a Millionaire

10 Nov 2025

Contributed by Lukas

Rachel, a single mom and tech writer from Colorado, joins us to ask the question so many of us wrestle with, "Am I doing enough? " Together, we unpack...

Are You Richer Than Your Friends? (2025 Edition)

07 Nov 2025

Contributed by Lukas

Are you ahead, behind, or right where you’re supposed to be? We break down brand-new survey data (Average American vs. Financial Mutant vs. Abound c...

The Median Net Worth In America Is…

05 Nov 2025

Contributed by Lukas

The median net worth in America is surprising, but what does that really mean for your financial future? We break down what this number reveals about ...

Confronting Humphrey Yang About ‘Diary of a CEO’ | Financial Advisors React

03 Nov 2025

Contributed by Lukas

What happens when we react with Humphrey Yang to his appearance on Diary of a CEO? We dive into the truth about crypto hype, passive vs. active invest...

The Truth About Building Wealth in Your 30s

31 Oct 2025

Contributed by Lukas

Your 30s are full of change (new jobs, family growth, and rising expenses) but they’re also packed with potential. We unpack the best financial stra...

Americans Are Saving At An All-Time High! Are You Keeping Up?

29 Oct 2025

Contributed by Lukas

Great News: savings are at an all-time high! We dive into Vanguard's How America Saves 2025 report and reveal why more Americans than ever are contrib...

Is $2M Enough to Retire at 40? | Making a Millionaire

27 Oct 2025

Contributed by Lukas

Emily and Kenji grew up with very little and now (at 34 and 36) they’ve built a $2M net worth and a plan to be work-optional by 40. We pressure-test...

How to Be Wealthy in Your 20s, 30s, 40s, and 50s

24 Oct 2025

Contributed by Lukas

Wealth isn’t just about money - it’s about time, freedom, and fulfillment. We walk you through what it really means to be wealthy in your 20s, 30s...

How 595,000 People Reached MILLIONAIRE Status (And How You Can Too)

22 Oct 2025

Contributed by Lukas

More than half a million new 401(k) millionaires were created this year...you can be next. We unpack why the 401(k) is still the #1 path to wealth, th...

Financial Advisors React to Financial Advice on YouTube!

20 Oct 2025

Contributed by Lukas

Real money talk - student loans, $600 car payments, and the trap of “saving” without investing. We react to YouTube advice about how simple choice...

10 Things to Do Before 2025 Ends

17 Oct 2025

Contributed by Lukas

Don’t wait for New Year’s resolutions to take control of your money. We reveal 10 essential moves to make before 2025 ends - from maxing your empl...

How Humphrey Yang Built His Wealth

15 Oct 2025

Contributed by Lukas

Humphrey Yang is an amazing personal finance creator with tens of millions of followers and he joins us for a Q&A livestream! We start by learning whe...

This 22-Year-Old Needs a Reality Check… | Making a Millionaire

13 Oct 2025

Contributed by Lukas

What does it really take to hit a million-dollar net worth by 30? We sit down with 22-year-old filmmaker Cyrus, who’s built an impressive foundation...

What Makes a Financial Mutant? The Survey Results Are In!

10 Oct 2025

Contributed by Lukas

We break down exclusive data from 25,000+ of our listeners who shared their real financial lives - from income and net worth to mindset and money habi...

Why $250k is Halfway to $1 Million

08 Oct 2025

Contributed by Lukas

No - it's not bad math. You might be closer to your goals than you think. We're using compound interest to blow your mind about your path to $1M (or a...

Financial Advisors React to GOOFY Financial Advice

06 Oct 2025

Contributed by Lukas

Not all financial advice online is created equal. We react to some of the internet’s worst money tips, from shady down payment tricks to risky ‘ne...

Top 10 Mind-Blowing Money Stats (2025)

03 Oct 2025

Contributed by Lukas

Money in 2025 looks different than you think. We break down 10 shocking stats (from the rise of Buy Now, Pay Later debt to why the average first-time ...

How Student Loans Are Crippling Americans (& What They’re Doing About It)

01 Oct 2025

Contributed by Lukas

Student loans are reshaping education and your first decade of adulthood. We share how to lower the cost of a degree (scholarships, test prep, communi...

The Truth About $250,000 Saved by 42 | Making a Millionaire

29 Sep 2025

Contributed by Lukas

They didn’t start early, but they did start. In this candid conversation, we unpack how a couple in their 40s paid off debt, now saves ~30% (maxing ...

Our Top 10 Home Buying Tips for 2025

26 Sep 2025

Contributed by Lukas

Buying a home is not easy in 2025. We share practical tips to keep you grounded throughout the process. From building a dynamite team to guide you thr...

What You NEED To Know About The Fed Meeting

24 Sep 2025

Contributed by Lukas

The Federal Reserve just cut interest rates, but what does that really mean for you? We break down how the decision could impact investors, homebuyers...

Financial Advisors React To INSANE Dave Ramsey Calls!

22 Sep 2025

Contributed by Lukas

That's right - we are BACK with another edition of Financial Advisors React! We're going to hear some interesting calls into Ramsey Studios - from ou...

How to Master Your Money in 9 Steps

19 Sep 2025

Contributed by Lukas

Building wealth is simple when you know what to do - and when. We walk through the Financial Order of Operations, our nine-step, next-dollar plan that...

This One Expense Is Breaking People’s Retirement

17 Sep 2025

Contributed by Lukas

Fidelity released their 24th annual Retiree Health Care Cost Estimate, which revealed that a 65-year-old retiring in 2025 can expect to spend an avera...

This Real Estate Nightmare Could Derail Their Financial Freedom

15 Sep 2025

Contributed by Lukas

At 27, Luke and Hannah are ahead of the curve with a $200K net worth. But after selling their first home and buying both a new house and a rental, rea...