Money Guy Show
Episodes
How To Build a Financial Plan (By Age)
04 Jul 2025
Contributed by Lukas
Most people know they should have a financial plan, but what should that plan actually look like? We break down a personalized financial strategy for ...
Home Prices Are Being SLASHED (What You Need to Know)
02 Jul 2025
Contributed by Lukas
Home prices are falling in many cities, inventories are rising, but interest rates remain high. We break down what it all means for first-time buyers,...
Financial Advisors React To WILD Money Advice On YouTube
30 Jun 2025
Contributed by Lukas
We’re reacting to the internet’s worst financial advice - from flipping mobile homes to buying luxury cars you can’t afford. We break down why t...
The Science Behind Building Wealth
27 Jun 2025
Contributed by Lukas
Building wealth doesn’t have to feel like cracking a secret code. We unpack the three key sciences behind wealth building (behavioral, financial, an...
6 Questions to Know If You're Ready for Financial Independence
25 Jun 2025
Contributed by Lukas
Are you really ready to be financially independent? We share six powerful questions that help you zoom out and reflect on your life’s purpose, goals...
Laid Off at 51: Are We Ready to Retire? | Making a Millionaire
23 Jun 2025
Contributed by Lukas
This week’s Making a Millionaire features Chris & Heather - a couple in their early 50s who thought they had more time to plan for retirement until ...
3 Phases of Wealth Building by Age (Where Are You?)
20 Jun 2025
Contributed by Lukas
Are you focused on the right part of your financial journey? In this episode, we break down the three phases of wealth - Make, Maintain, and Multiply ...
We HATE This New Money Trend…
18 Jun 2025
Contributed by Lukas
Buy Now, Pay Later is everywhere, but is it helping or hurting your finances? We uncover the dangerous reality behind BNPL services, how they encourag...
The Internet Got It Right? Money Advice We Actually Agree With
16 Jun 2025
Contributed by Lukas
We’re reacting to viral money advice from some of our favorite YouTubers. We'll help you separate hype from wisdom. From Roth IRAs to compound inter...
The 3 Tools That Actually Build Wealth
13 Jun 2025
Contributed by Lukas
There’s no secret to building wealth - it’s all about using the right tools. We reveal the three essential ingredients of financial success: disci...
What You Need to Know About the New Tax Bill
11 Jun 2025
Contributed by Lukas
A potential tax overhaul is on the horizon so we’re breaking down what it could mean for your finances. From deductions to credits and everything in...
Young Couple Saving for Future Family Over Themselves | Making a Millionaire
09 Jun 2025
Contributed by Lukas
Daniel and Lindsay (25) recently relocated to Boston. With a net worth over $240K, they’re off to a strong start...but they’ve also made a few FOO...
How to Beat Wall Street (It's Easier Than You Think)
06 Jun 2025
Contributed by Lukas
Think you're a savvy investor? The data says you might not be. We expose why average (and even professional) investors underperform the market, dissec...
How Much Home Can You Really Afford in 2025?
04 Jun 2025
Contributed by Lukas
With housing affordability reaching historic lows, how can the average American afford a home in 2025? We explore state-by-state income data, explain ...
Financial Advisors React to BONKERS Financial Advice
02 Jun 2025
Contributed by Lukas
We react to some of the most extreme financial advice circulating online - from street hustles and scratch-offs to anti-debt rants and luxury car nego...
7 Cash Flow Milestones Worth Celebrating
30 May 2025
Contributed by Lukas
Discover the seven cash flow milestones that prove you’re making real progress, even if you're not a millionaire yet. From becoming cash flow positi...
How to Reduce Your Money Stress
28 May 2025
Contributed by Lukas
78% of people think this helps reduce your financial stress. See if we agree and how we're helping relieve your money stress. After that, we're taking...
Can This Family of 6 Survive the Messy Middle? | Making a Millionaire
26 May 2025
Contributed by Lukas
Kaitlyn and Aaron’s story is a testament to what’s possible when you get serious about money. We discuss their journey through debt, family respon...
The Dark Side of Saving: 4 Signs You’ve Gone Too Far
23 May 2025
Contributed by Lukas
Are you unknowingly sabotaging your present for the sake of your financial future? We reveal the four warning signs you might be saving too much - fro...
X% of Americans Over 50 Have NOTHING Saved…
21 May 2025
Contributed by Lukas
What happens if you turn 50 and haven’t saved a dime? We break down how to turn things around with tools like catch-up contributions, Social Securit...
Financial Confessions: The Money Mistakes You’ll Never Forget
19 May 2025
Contributed by Lukas
You (the financial mutants) submitted your most jaw-dropping, hilarious, and painful financial confessions - and we’re unpacking them all. From unde...
Are You Saving Enough? 401(k) Balances by Age Revealed!
16 May 2025
Contributed by Lukas
Curious how your 401(k) stacks up? Our annual break down is back with the latest Fidelity data on average 401(k) balances by age and how to use your 2...
The Hidden Wealth Tool No One's Talking About
14 May 2025
Contributed by Lukas
A new retirement savings tool is here - and most people don’t even know about it. We explain how auto-IRA programs are helping workers build wealth ...
From Debt and Grief to Financial Freedom | Making a Millionaire
12 May 2025
Contributed by Lukas
Rick and Lori may have a $4.5 million net worth, but fear and financial trauma linger as they enter retirement. In this powerful episode, they open u...
FIRE: How to Retire Early and Own Your Life
09 May 2025
Contributed by Lukas
Want to retire early or take control of your time? Brian and Bo break down the FIRE and FINE movements, covering saving strategies, withdrawal rules, ...
Are You Worse Off Financially in 2025? | Ask Money Guy
07 May 2025
Contributed by Lukas
Brian and Bo unpack Gallup's Personal Financial Situation Index that asks how Americans are feeling about their finances and what they anticipate in t...
When Should You Make BIG Financial Decisions?
05 May 2025
Contributed by Lukas
We're back answering your questions about your important financial decisions. From a young couple considering house hacking to someone unemployed for ...
The TRUTH About Dollar Cost Averaging Most Investors Miss
02 May 2025
Contributed by Lukas
Lump-sum vs. dollar cost averaging - what's the better investment strategy? We break down the math, the emotions, and the real-world case studies behi...
What Gen Z Gets Wrong About Money
30 Apr 2025
Contributed by Lukas
Our latest Q&A livestream from our NEW and IMPROVED Money Guy Show Studio! We start with a segment on what Gen Z (and other generations) are getting w...
Is a $100k Income STILL Enough to Buy the American Dream? | Making a Millionaire
28 Apr 2025
Contributed by Lukas
Daniel and Hannah are navigating the messy middle - raising kids, building careers, and working toward big financial goals (like homeownership and fin...
Financial Advisors React - Top 10 INSANE Money Advice Videos
25 Apr 2025
Contributed by Lukas
Brian and Bo react to 10 outrageous personal finance videos circulating online, debunking misleading claims about 401(k) loans, day trading, real esta...
How to Make Money in a Market Crash
23 Apr 2025
Contributed by Lukas
Mike J. wrote us and asked: "We sold about $70k in pretax assets at the peak. How would you recommend we buy back in? Dollar Cost Average? Or wait fo...
Smart Money Moves: Life Insurance, Emergency Funds, and The Rule of 55
21 Apr 2025
Contributed by Lukas
We're back with answering YOUR questions and you gave us some good ones. Brian and Bo break down affordable life insurance strategies for high earners...
How to Turn Your Finances Around in 6 Months
18 Apr 2025
Contributed by Lukas
Brian and Bo unveil a powerful six-month plan to help you turn your financial life around - no matter where you're starting from. Whether you're overw...
84% of Americans Say THIS is the Key to Success (But They're Wrong!)
16 Apr 2025
Contributed by Lukas
A recent survey from Empower asked, "What has the biggest impact on achieving financial success?" Some choices include: Hard Work, Talent, Who You Kno...
We Catch MAJOR Pitfalls in This Doctor's DIY Portfolio | Making a Millionaire
14 Apr 2025
Contributed by Lukas
Chuck and Margo have a BIG shovel. But getting through medical school gave Chuck some BIG blind spots. We want to show them a better way to do money, ...
Beginner’s Guide To Investing (2025 Edition)
11 Apr 2025
Contributed by Lukas
The comprehensive guide to investing that breaks down the essentials for beginners, covering everything from the basics of stock market investing to t...
What The Tariffs Mean For Your 401(k)
09 Apr 2025
Contributed by Lukas
We're diving into market volatility and what it means for your financial future. With the S&P 500 down over 15% from its all-time high and new tariffs...
I Save, They Spend - What Do We Do?
07 Apr 2025
Contributed by Lukas
A tale as old as time: a saver and a spender end up together. What is the solution? We can't promise to solve your relationship problems, but we can p...
How to Lose $5M in 5 Days (and How to Avoid It)
04 Apr 2025
Contributed by Lukas
Through the story of twin sisters Polly and Molly, we demonstrate how 5 everyday financial decisions made in just 5 days can lead to a staggering $5 m...
Are We On The Brink of a Recession? (What You Need To Know)
02 Apr 2025
Contributed by Lukas
A particular headline perfectly captures the reason behind recent fears: "Goldman Raises Odds of US Recession to 35%" With all of this noise, fe...
Blind Spots Could Shatter This Financial Fairy Tale | Making a Millionaire
31 Mar 2025
Contributed by Lukas
Derek & McKenna have a fairytale romance. But is their sense of security merely a myth? We uncover BIG blind spots that could turn their dream life in...
Financial Advisors React to Money YouTubers
28 Mar 2025
Contributed by Lukas
We often react to some of the worst financial advice on YouTube, but this one is a little different! We found the BEST financial advice we could on Yo...
Are You In Trouble (With the IRS)?
26 Mar 2025
Contributed by Lukas
You DO NOT want to mess with the IRS. As Tax Day draws near, tax planning questions are filling our inbox. We're kicking off this livestream that g...
When Do You Need to Change Your Savings Rate?
24 Mar 2025
Contributed by Lukas
We start with a question from Brit: "If you are starting in your mid 30s, does the 25% rule still apply?" Then we answer more of your questions whil...
How to Buy Back Your Time
21 Mar 2025
Contributed by Lukas
True financial independence isn’t just about money—it’s about owning your time. In this episode, we break down how to value time (both today and...
Don't Make THIS Common Roth IRA Mistake
19 Mar 2025
Contributed by Lukas
Josh made a mistake. Knowing his impending sticky situation, he wrote us: "I over contributed to my Roth IRA this previous year (2024) due to making ...
Triple-Leverage Cowboy Is Playing With FIRE | Making a Millionaire
17 Mar 2025
Contributed by Lukas
Phil told us he treats money like a game. But looking at his money, it seems like his favorite game is RISK. He has a high net worth, but is he too mu...
America’s #1 Wealth Killer (That No One Talks About)
14 Mar 2025
Contributed by Lukas
Our number one wealth killer? Not cars. Not inflation. Not even credit cards. Our number one wealth killer is the lack of financial education. Our 5 ...
My First Market Crash. Is This Time Really Different?
12 Mar 2025
Contributed by Lukas
You've seen it. You've heard about it. You've read about it. The stock market is down. SPOILER ALERT: Our advice stands strong - and we've got data...
X% of Americans Don't Have $1,000!
10 Mar 2025
Contributed by Lukas
Bankrate is back with their annual survey of how Americans would pay for an emergency...and the results are not promising. We then jump answering ques...
401(k) Mistakes That Could Cost You Millions
07 Mar 2025
Contributed by Lukas
One thing we've seen as financial advisors: not everyone knows how their 401k (or similar plan) works. Learn how these common mistakes can cost you MI...
HUGE Pay Cut for a New Career - Is it Worth It?
05 Mar 2025
Contributed by Lukas
Zach is a 34 year old with 3 dependents who wrote us to ask: "Should I take a drastic pay cut (-40%) to leave my current career that I'm no longer ...
VanLife Millionaires Are Leaving MILLIONS On The Table | Making a Millionaire
03 Mar 2025
Contributed by Lukas
Robert and Keri have a…unique lifestyle. But has such a frugal lifestyle cost them huge opportunities? Let’s dive in, and find out. Jump start yo...
Financial Advisors React to INSANE Sports Betting Takes
28 Feb 2025
Contributed by Lukas
We've had SO MANY financial mutants sending us social media videos about sports betting. From astronomical losses to con artists selling courses, you ...
Expecting a Layoff? Do This.
26 Feb 2025
Contributed by Lukas
We kick off this week's livestream with a topical question from Christian A: "I’m a federal worker, 26, and facing potential layoff. How should I p...
What Were Bo's Biggest Financial Milestones?
24 Feb 2025
Contributed by Lukas
"We have heard about some of Brian's financial goals and milestones (6 figure job by 30, $1M net worth, etc.)... But what were some of Bo's financial ...
Don't Fall For These 5 Tax Traps!
21 Feb 2025
Contributed by Lukas
Taxes are an unavoidable part of life. The good news? You have more control over your tax situation than you might think. In this guide, we'll explore...
The HIDDEN Costs of Moving
19 Feb 2025
Contributed by Lukas
"My wife and I want to move from Chicago to Colorado. Are there certain things to look out for when moving away from family to a new area? We would li...
Debt CRISIS Could Ruin This Teacher's Financial Future | Making a Millionaire
17 Feb 2025
Contributed by Lukas
Eric is at a crossroads. He wants to build wealth, but BIG debt is holding him back. Can we right the ship before he sinks? Jump start your journey w...
What FIRE Can Teach You No Matter When You Retire
14 Feb 2025
Contributed by Lukas
The FIRE movement is popular in the Personal Finance space. It has a lot of values and goals that people resonate with. However, not everyone wants t...
How Much Life Insurance Do You Need?
12 Feb 2025
Contributed by Lukas
"How do I decide how much life insurance I need? My wife and I have no kids and both make $60k/year" We'll walk you through that question and more i...
Low Income, Late Start: What Should I Do?
10 Feb 2025
Contributed by Lukas
"Is there a good way to know how much to contribute if you are behind? I’m 32 with about $40k invested. I make $55k in gross annual income. I’m cu...
Is Your Brain Keeping You BROKE?
07 Feb 2025
Contributed by Lukas
You often hear that a HUGE amount of personal finance is behavioral, meaning that it’s your mindset and your actions — not your income or your bac...
"Can I Pay My Car Off in Four Years?"
05 Feb 2025
Contributed by Lukas
"I'm 30 and I am buying a new car. The car fits the 20/3/8 rule. But if they gave me 4 years of 0% financing, is it okay to use all 4 years? Also how ...
Super-Savers Can't Forgive Their Money Mistakes | Making a Millionaire
03 Feb 2025
Contributed by Lukas
Welcome to Making a Millionaire. Megan & Patrick thought that they were living the American Dream. But then, disaster struck. Can we help them build a...
Financial Advisors React to Big Money Fails
31 Jan 2025
Contributed by Lukas
We see big money fails on social media all the time, so we had to get Brian and Bo's reactions to some of the craziest money fails out there on today'...
Introducing 'Making a Millionaire'
29 Jan 2025
Contributed by Lukas
Real Stories. Real Strategies. Real Wealth. Today, we're introducing our new show, "Making a Millionaire" with the first episode coming out on Monday,...
What is the 3 Bucket Strategy? (And How to Do It Right)
27 Jan 2025
Contributed by Lukas
"Can you talk about what the 3 bucket strategy is and when we should start considering diversifying our retirement account to more than just target da...
How To Get Your Financial Life Together in 2025
24 Jan 2025
Contributed by Lukas
We know that Americans everywhere are feeling financially squeezed. People are continuing to feel the impact of increased living costs and inflation, ...
Falling Behind? The RIGHT Way to Catch Up This Year
22 Jan 2025
Contributed by Lukas
"Been watching Money Guy for a bit now. I'm having a hard time deciding where to start and I need to because I’m way behind. Eight percent going to ...
How to Buy a House in 2025!
20 Jan 2025
Contributed by Lukas
"Do you have guidelines on housing cost in relation to net worth or just income?" We'll walk you through that question and more in today's Q...
How to Make Your First $1,000,000 (And Then the Next Four)
17 Jan 2025
Contributed by Lukas
Our show, “Retiring with $1,000,000 (by age)” - showed you that $1M probably wasn’t enough for financial independence especially if you’re 10+...
How To Maximize Your 401(k) Strategy!
15 Jan 2025
Contributed by Lukas
"I’m 31. My 401(k) lets me pick a percentage for Roth and a percentage for Pre-Tax contributions. I have $7k in a Roth IRA, and plan to max out 401(...
What to Do with Bonus Money
13 Jan 2025
Contributed by Lukas
"With bonus season coming up, what is the best use of bonus money? Should you use your bonus to pay off debt and build your 6 months savings? Or shoul...
5 Levels of Wealth (2025 Edition)
10 Jan 2025
Contributed by Lukas
We believe there are five distinct levels of wealth, but they aren’t solely dependent on income or net worth. We’ll walk you through each of the f...
The Hard Truth About Helping Friends With Money
08 Jan 2025
Contributed by Lukas
"My stepson just turned 20. What is the best way to "teach" him about making his dollars work for him vs sounding like I am "preaching" about it?" ...
How to Combine Finances the RIGHT Way
06 Jan 2025
Contributed by Lukas
"Hi guys! My fiancé and I are getting married in December. As we look to merge our finances, what advice do you have for this transition process?" ...
Net Worth By Age (2025 Edition)
03 Jan 2025
Contributed by Lukas
It’s our FAVORITE time of year! Ever wondered if you're on track with your net worth? In this guide, we break down exactly where Americans stand fin...
Don't Make These Inheritance Mistakes!
01 Jan 2025
Contributed by Lukas
"Im 28 and on step 6 of the FOO. I will inherit $300k soon and I'm unsure where to put the money. I would like to retire early so taxable accoun...
"How Do I Buy an RV?"
30 Dec 2024
Contributed by Lukas
"How should I treat the purchase of an RV? Does this count as a luxury vehicle and need to pay cash or pay off in a year?" We'll walk you through ...
Financial Advisors React to Unhinged Money Advice on TikTok!
27 Dec 2024
Contributed by Lukas
Brian and Bo take on some of the most unhinged financial advice we've found on TikTok! Jump start your journey with our FREE financial resources...
Your Salary Structure is WHAT?
25 Dec 2024
Contributed by Lukas
"I have started a new job where I get paid 90% of my salary in 5 months. How do I go about planning this without running out of money before my pay ki...
Is THIS a Secret Investing Hack?
23 Dec 2024
Contributed by Lukas
"What are the money guys opinions on leveraged stocks? Maybe I’m missing something, but wouldn’t a 2x leverage S&P stock be a great investment in ...
4 Essential Tips to a Perfect Retirement
20 Dec 2024
Contributed by Lukas
We tend to not go into detail about retirement on the show because retirement is so unique. Wealth-building for the majority of people is more straigh...
Should I Slow Down Saving to Buy a Car?
18 Dec 2024
Contributed by Lukas
"My 23 YO daughter got married this weekend. She has no debt outside her home, has emergency fund, but needs a newer car. Should she reduce 401K down ...
I’m Losing 50% of My Income - What Now?
16 Dec 2024
Contributed by Lukas
"How would you approach a potential job change from a secure salaried job to commission based role? The new role would have a 50% cut in base pay but ...
Are You Richer Than Your Friends?
13 Dec 2024
Contributed by Lukas
Understanding where you fall on the financial spectrum - whether you're behind the curve, ahead of the curve, or right on the curve - can be an invalu...
How to Avoid Spending Anxiety
11 Dec 2024
Contributed by Lukas
"Wife and I are both 27. We are at about $100k liquid net worth. We started 6 years ago but are both becoming misers! We get terrible spending anxiety...
When to Start Drawing from Social Security
09 Dec 2024
Contributed by Lukas
"I'm 52 and looking to retire in the next 5ish years. My wife is 61, but I'm the higher earner. What should we think about on when to draw Social Secu...
Is $1,000,000 Enough? (By Age)
06 Dec 2024
Contributed by Lukas
It seems to be pretty accepted that $1M is not enough to retire or reach Financial Independence for the majority of Americans- especially under the ag...
When Always Be Buying Goes WRONG!
04 Dec 2024
Contributed by Lukas
"I’m obsessed with checking my accounts daily, and I have major FOMO if I don’t. Is there a downside to Dollar Cost Averaging daily instead of on ...
How Can I Know If I'm Saving Enough?
02 Dec 2024
Contributed by Lukas
"Even though I'm maxing out my 401(k) at work I don't feel like I'm saving enough. How do you deal with this feeling?" We'll walk you throug...
Is Home Ownership the Best Path to Wealth?
29 Nov 2024
Contributed by Lukas
We hear a lot of personal finance creators - and the American populace more broadly - talk about home ownership like it’s some one-way ticket to the...
300k In Debt - What Should I Do?!
27 Nov 2024
Contributed by Lukas
"My fiancée is graduating from med school in two years and will have 300k in loans before she starts residency (50k/year). I make 200k a year. How do...
What You Need to Know About Open Enrollment
25 Nov 2024
Contributed by Lukas
"Open Enrollment Question: When might an HSA/high deductible plan NOT be a good idea? What should I consider? I currently have a low deductible plan b...
Debt Questions EVERYONE Is Asking
22 Nov 2024
Contributed by Lukas
We know that debt can be dangerous. It can turn compound interest from your strongest ally into your fiercest foe. But we also know that financial mu...
How to Start a Business the RIGHT Way!
20 Nov 2024
Contributed by Lukas
"I would love to hear the money guys talk about starting a business and what the boiling point is to set up an official LLC, give similar FOO advice f...
2025 Tax Changes You Can’t Afford to Ignore!
18 Nov 2024
Contributed by Lukas
These are some tax changes you can’t afford to miss. November is the time for year-end tax planning. The IRS has recently released new, inflation-ad...
Financial Advisors React to Horrible Tax Advice on TikTok
15 Nov 2024
Contributed by Lukas
Brian and Bo take on some of the craziest tax advice we've found on TikTok! Jump start your journey with our FREE financial resources Reach you...