Money Guy Show

Master Your Finances In 35 Minutes

12 Sep 2025

Contributed by Lukas

Debt isn’t always the enemy, but it is chainsaw-dangerous. We walk you from beginner to mastery with the exact guardrails for cars, college, and hou...

The Biggest Financial Problem For Americans Is...

10 Sep 2025

Contributed by Lukas

What is the biggest financial problem facing Americans today? While everyone has their opinions, we're covering the latest survey data from Gallup! Fr...

Financial Advisors React To Money YouTubers (Part 4)

08 Sep 2025

Contributed by Lukas

We're back reacting to some of our FAVORITE financial advice on YouTube. From Erin Talks Money to Humphrey Yang to the Internet's favorite dog (?), we...

We asked 1,000 millionaires how they got rich. Here’s what they said.

05 Sep 2025

Contributed by Lukas

We unpack what the wealthy actually do with their money - backed by our Abound Wealth client survey. You’ll learn their net worth, their education, ...

Are You Beating the Average American? The 2025 Financial Mutant Survey

03 Sep 2025

Contributed by Lukas

Are you doing better than the average American and should that even be the benchmark? We discuss the median American’s financial assets by age, ans...

What It’s REALLY Like to Build Wealth in the Military | Making a Millionaire

01 Sep 2025

Contributed by Lukas

Fifteen years ago, they were $35,000 in debt and struggling to make minimum payments. Today, before turning 40, they have a $4 million net worth and a...

X% of Americans Will NEVER Retire… featuring Erin Talks Money!

29 Aug 2025

Contributed by Lukas

Nearly 70% of Americans believe they’ll never retire, but you don’t have to be one of them. We sit down with Erin from Erin Talks Money to break d...

Can You Still Buy a Home in 2025? | Ask Money Guy

27 Aug 2025

Contributed by Lukas

Mortgage rates are high, housing is expensive, and many Americans feel stuck with payments that stretch their budgets. We unpack your options: from le...

Reacting to Viral Money Clips with Erin Talks Money

25 Aug 2025

Contributed by Lukas

Brian and Bo team up with special guest Erin from Erin Talks Money for a special reaction episode. From Roth IRA debates to the “poor rich” trap, ...

The Best Financial Strategies by Income, from Financial Advisors

22 Aug 2025

Contributed by Lukas

Does wealth building look the same at $40K as it does at $300K? We walk through how to optimize your money at every income level - from stretching eve...

Are You Middle Class In Your State? (And Why It Doesn’t Matter)

20 Aug 2025

Contributed by Lukas

What does it take to be “middle class” in your state? From Mississippi’s $49K to Maryland’s $90K, the income range might surprise you. But her...

The Truth About Starting Over in Your 40s | Making a Millionaire

18 Aug 2025

Contributed by Lukas

Shelby and Dustin have been married for just a year, but they’re already tackling some of life’s biggest financial challenges together. From payin...

Can You Really Become a Millionaire in 10 Years?

15 Aug 2025

Contributed by Lukas

Tired of hearing how easy it is to become a millionaire? Us too. We examine 5 trendy get-rich-quick strategies (from hot stocks and real estate to ent...

BIG Changes Are Coming To Your 401(k) - What You Need To Know

13 Aug 2025

Contributed by Lukas

A new executive order could open up 401(k) plans to alternative investments like private equity, real estate, and cryptocurrency. We unpack what’s r...

Financial Advisors React featuring Graham Stephan

11 Aug 2025

Contributed by Lukas

We welcome Graham Stephan for a high-energy round of internet money reacts. From “you can’t save your way to wealth” hot takes to high-risk cryp...

Why Even High-Income Earners Still Feel Broke

08 Aug 2025

Contributed by Lukas

Think making $150,000 a year means you're set for life? Think again. In this episode, we break down five critical mistakes high-income earners make (f...

Is $100K Enough Anymore? The Truth in 2025

06 Aug 2025

Contributed by Lukas

⁠⁠⁠⁠Six figures used to mean you’d “made it.” But in 2025, many Americans feel like $100K just doesn’t go as far. We break down nation...

From $100K in Debt to $550K Net Worth | Making a Millionaire

04 Aug 2025

Contributed by Lukas

Chelsea had six figures of credit card debt. Lucas struggled with financial anxiety and underspending. Together, they built a net worth over $500K by ...

Are You On Track to Become a Multi-Millionaire? (2025 Edition)

01 Aug 2025

Contributed by Lukas

What does real financial progress look like? In this episode, we break down the 7 key milestones on the road to financial independence from reaching a...

How Much Do You Need to Retire (By State)?

30 Jul 2025

Contributed by Lukas

How much do you actually need to retire? It turns out, the answer varies drastically depending on where you live. We break down retirement costs by st...

Financial Advisors React To Crazy Money Scenes From TV Shows

28 Jul 2025

Contributed by Lukas

Laugh and learn as we react to the most iconic TV scenes about money. From Michael Scott’s budget disaster to wild misconceptions about tax write-of...

The 5 Things You NEED to Know About In The One Big Beautiful Bill

25 Jul 2025

Contributed by Lukas

Big tax changes became law and they affect everyone. We break down the five biggest areas your finances may be impacted by the "One Big Beautiful Bill...

Brian Paid Off His Mortgage - Here’s What He Learned

23 Jul 2025

Contributed by Lukas

Should you pay off your mortgage or invest the money instead? We break down a powerful case study comparing two 30-year-olds with the same mortgage - ...

Should You Chase Your Dream or Play It Safe? | Making a Millionaire

21 Jul 2025

Contributed by Lukas

Colin saved like a maniac in his 20s, building a $200,000 net worth by 28, but then literally analyzed himself out of a job. Now he’s deciding if he...

The 5 Worst Market Crashes of All Time (And What We Learned)

18 Jul 2025

Contributed by Lukas

Markets have always crashed, from the 1929 Wall Street collapse to the COVID crash of 2020. What matters is how you react. Brian and Bo unpack the 5 w...

3 Ways to Make Your Kid a Multi-Millionaire

16 Jul 2025

Contributed by Lukas

Want your kids to live like millionaires without sacrificing your own financial future? We break down three powerful ways to set up your children for ...

Financial Advisors React to Money YouTubers (Part 3)

14 Jul 2025

Contributed by Lukas

In this episode, we explore the biggest money mistakes most people make - from lending to family to buying flashy cars. We also dive into whether buyi...

The Truth About Dave Ramsey’s 7 Baby Steps

11 Jul 2025

Contributed by Lukas

Dave Ramsey’s Baby Steps have helped countless people get out of debt and start saving, but are they still the best way to build long-term wealth? ...

This Will Change How You See MONEY…

09 Jul 2025

Contributed by Lukas

We’re launching a game-changing (and free!) compound interest calculator to help you see exactly how your money grows. From hitting your first $100K...

Her Finances Need a TOTAL Reset… | Making a Millionaire

07 Jul 2025

Contributed by Lukas

Megan has an ultra-aggressive savings rate, yet she’s overwhelmed, losing sleep, and worried she’s doing it all wrong. We show her how to simplify...

How To Build a Financial Plan (By Age)

04 Jul 2025

Contributed by Lukas

Most people know they should have a financial plan, but what should that plan actually look like? We break down a personalized financial strategy for ...

Home Prices Are Being SLASHED (What You Need to Know)

02 Jul 2025

Contributed by Lukas

Home prices are falling in many cities, inventories are rising, but interest rates remain high. We break down what it all means for first-time buyers,...

Financial Advisors React To WILD Money Advice On YouTube

30 Jun 2025

Contributed by Lukas

We’re reacting to the internet’s worst financial advice - from flipping mobile homes to buying luxury cars you can’t afford. We break down why t...

The Science Behind Building Wealth

27 Jun 2025

Contributed by Lukas

Building wealth doesn’t have to feel like cracking a secret code. We unpack the three key sciences behind wealth building (behavioral, financial, an...

6 Questions to Know If You're Ready for Financial Independence

25 Jun 2025

Contributed by Lukas

Are you really ready to be financially independent? We share six powerful questions that help you zoom out and reflect on your life’s purpose, goals...

Laid Off at 51: Are We Ready to Retire? | Making a Millionaire

23 Jun 2025

Contributed by Lukas

This week’s Making a Millionaire features Chris & Heather - a couple in their early 50s who thought they had more time to plan for retirement until ...

3 Phases of Wealth Building by Age (Where Are You?)

20 Jun 2025

Contributed by Lukas

Are you focused on the right part of your financial journey? In this episode, we break down the three phases of wealth - Make, Maintain, and Multiply ...

We HATE This New Money Trend…

18 Jun 2025

Contributed by Lukas

Buy Now, Pay Later is everywhere, but is it helping or hurting your finances? We uncover the dangerous reality behind BNPL services, how they encourag...

The Internet Got It Right? Money Advice We Actually Agree With

16 Jun 2025

Contributed by Lukas

We’re reacting to viral money advice from some of our favorite YouTubers. We'll help you separate hype from wisdom. From Roth IRAs to compound inter...

The 3 Tools That Actually Build Wealth

13 Jun 2025

Contributed by Lukas

There’s no secret to building wealth - it’s all about using the right tools. We reveal the three essential ingredients of financial success: disci...

What You Need to Know About the New Tax Bill

11 Jun 2025

Contributed by Lukas

A potential tax overhaul is on the horizon so we’re breaking down what it could mean for your finances. From deductions to credits and everything in...

Young Couple Saving for Future Family Over Themselves | Making a Millionaire

09 Jun 2025

Contributed by Lukas

Daniel and Lindsay (25) recently relocated to Boston. With a net worth over $240K, they’re off to a strong start...but they’ve also made a few FOO...

How to Beat Wall Street (It's Easier Than You Think)

06 Jun 2025

Contributed by Lukas

Think you're a savvy investor? The data says you might not be. We expose why average (and even professional) investors underperform the market, dissec...

How Much Home Can You Really Afford in 2025?

04 Jun 2025

Contributed by Lukas

With housing affordability reaching historic lows, how can the average American afford a home in 2025? We explore state-by-state income data, explain ...

Financial Advisors React to BONKERS Financial Advice

02 Jun 2025

Contributed by Lukas

We react to some of the most extreme financial advice circulating online - from street hustles and scratch-offs to anti-debt rants and luxury car nego...

7 Cash Flow Milestones Worth Celebrating

30 May 2025

Contributed by Lukas

Discover the seven cash flow milestones that prove you’re making real progress, even if you're not a millionaire yet. From becoming cash flow positi...

How to Reduce Your Money Stress

28 May 2025

Contributed by Lukas

78% of people think this helps reduce your financial stress. See if we agree and how we're helping relieve your money stress. After that, we're taking...

Can This Family of 6 Survive the Messy Middle? | Making a Millionaire

26 May 2025

Contributed by Lukas

Kaitlyn and Aaron’s story is a testament to what’s possible when you get serious about money. We discuss their journey through debt, family respon...

The Dark Side of Saving: 4 Signs You’ve Gone Too Far

23 May 2025

Contributed by Lukas

Are you unknowingly sabotaging your present for the sake of your financial future? We reveal the four warning signs you might be saving too much - fro...

X% of Americans Over 50 Have NOTHING Saved…

21 May 2025

Contributed by Lukas

What happens if you turn 50 and haven’t saved a dime? We break down how to turn things around with tools like catch-up contributions, Social Securit...

Financial Confessions: The Money Mistakes You’ll Never Forget

19 May 2025

Contributed by Lukas

You (the financial mutants) submitted your most jaw-dropping, hilarious, and painful financial confessions - and we’re unpacking them all. From unde...

Are You Saving Enough? 401(k) Balances by Age Revealed!

16 May 2025

Contributed by Lukas

Curious how your 401(k) stacks up? Our annual break down is back with the latest Fidelity data on average 401(k) balances by age and how to use your 2...

The Hidden Wealth Tool No One's Talking About

14 May 2025

Contributed by Lukas

A new retirement savings tool is here - and most people don’t even know about it. We explain how auto-IRA programs are helping workers build wealth ...

From Debt and Grief to Financial Freedom | Making a Millionaire

12 May 2025

Contributed by Lukas

Rick and Lori may have a $4.5 million net worth, but fear and financial trauma linger as they enter retirement. In this powerful episode, they open u...

FIRE: How to Retire Early and Own Your Life

09 May 2025

Contributed by Lukas

Want to retire early or take control of your time? Brian and Bo break down the FIRE and FINE movements, covering saving strategies, withdrawal rules, ...

Are You Worse Off Financially in 2025? | Ask Money Guy

07 May 2025

Contributed by Lukas

Brian and Bo unpack Gallup's Personal Financial Situation Index that asks how Americans are feeling about their finances and what they anticipate in t...

When Should You Make BIG Financial Decisions?

05 May 2025

Contributed by Lukas

We're back answering your questions about your important financial decisions. From a young couple considering house hacking to someone unemployed for ...

The TRUTH About Dollar Cost Averaging Most Investors Miss

02 May 2025

Contributed by Lukas

Lump-sum vs. dollar cost averaging - what's the better investment strategy? We break down the math, the emotions, and the real-world case studies behi...

What Gen Z Gets Wrong About Money

30 Apr 2025

Contributed by Lukas

Our latest Q&A livestream from our NEW and IMPROVED Money Guy Show Studio! We start with a segment on what Gen Z (and other generations) are getting w...

Is a $100k Income STILL Enough to Buy the American Dream? | Making a Millionaire

28 Apr 2025

Contributed by Lukas

Daniel and Hannah are navigating the messy middle - raising kids, building careers, and working toward big financial goals (like homeownership and fin...

Financial Advisors React - Top 10 INSANE Money Advice Videos

25 Apr 2025

Contributed by Lukas

Brian and Bo react to 10 outrageous personal finance videos circulating online, debunking misleading claims about 401(k) loans, day trading, real esta...

How to Make Money in a Market Crash

23 Apr 2025

Contributed by Lukas

Mike J. wrote us and asked: "We sold about $70k in pretax assets at the peak. How would you recommend we buy back in? Dollar Cost Average? Or wait fo...

Smart Money Moves: Life Insurance, Emergency Funds, and The Rule of 55

21 Apr 2025

Contributed by Lukas

We're back with answering YOUR questions and you gave us some good ones. Brian and Bo break down affordable life insurance strategies for high earners...

How to Turn Your Finances Around in 6 Months

18 Apr 2025

Contributed by Lukas

Brian and Bo unveil a powerful six-month plan to help you turn your financial life around - no matter where you're starting from. Whether you're overw...

84% of Americans Say THIS is the Key to Success (But They're Wrong!)

16 Apr 2025

Contributed by Lukas

A recent survey from Empower asked, "What has the biggest impact on achieving financial success?" Some choices include: Hard Work, Talent, Who You Kno...

We Catch MAJOR Pitfalls in This Doctor's DIY Portfolio | Making a Millionaire

14 Apr 2025

Contributed by Lukas

Chuck and Margo have a BIG shovel. But getting through medical school gave Chuck some BIG blind spots. We want to show them a better way to do money, ...

Beginner’s Guide To Investing (2025 Edition)

11 Apr 2025

Contributed by Lukas

The comprehensive guide to investing that breaks down the essentials for beginners, covering everything from the basics of stock market investing to t...

What The Tariffs Mean For Your 401(k)

09 Apr 2025

Contributed by Lukas

We're diving into market volatility and what it means for your financial future. With the S&P 500 down over 15% from its all-time high and new tariffs...

I Save, They Spend - What Do We Do?

07 Apr 2025

Contributed by Lukas

A tale as old as time: a saver and a spender end up together. What is the solution? We can't promise to solve your relationship problems, but we can p...

How to Lose $5M in 5 Days (and How to Avoid It)

04 Apr 2025

Contributed by Lukas

Through the story of twin sisters Polly and Molly, we demonstrate how 5 everyday financial decisions made in just 5 days can lead to a staggering $5 m...

Are We On The Brink of a Recession? (What You Need To Know)

02 Apr 2025

Contributed by Lukas

A particular headline perfectly captures the reason behind recent fears:   "Goldman Raises Odds of US Recession to 35%"   With all of this noise, fe...

Blind Spots Could Shatter This Financial Fairy Tale | Making a Millionaire

31 Mar 2025

Contributed by Lukas

Derek & McKenna have a fairytale romance. But is their sense of security merely a myth? We uncover BIG blind spots that could turn their dream life in...

Financial Advisors React to Money YouTubers

28 Mar 2025

Contributed by Lukas

We often react to some of the worst financial advice on YouTube, but this one is a little different! We found the BEST financial advice we could on Yo...

Are You In Trouble (With the IRS)?

26 Mar 2025

Contributed by Lukas

You DO NOT want to mess with the IRS.   As Tax Day draws near, tax planning questions are filling our inbox. We're kicking off this livestream that g...

When Do You Need to Change Your Savings Rate?

24 Mar 2025

Contributed by Lukas

We start with a question from Brit: "If you are starting in your mid 30s, does the 25% rule still apply?" Then we answer more of your questions whil...

How to Buy Back Your Time

21 Mar 2025

Contributed by Lukas

True financial independence isn’t just about money—it’s about owning your time. In this episode, we break down how to value time (both today and...

Don't Make THIS Common Roth IRA Mistake

19 Mar 2025

Contributed by Lukas

Josh made a mistake. Knowing his impending sticky situation, he wrote us: "I over contributed to my Roth IRA this previous year (2024) due to making ...

Triple-Leverage Cowboy Is Playing With FIRE | Making a Millionaire

17 Mar 2025

Contributed by Lukas

Phil told us he treats money like a game. But looking at his money, it seems like his favorite game is RISK. He has a high net worth, but is he too mu...

America’s #1 Wealth Killer (That No One Talks About)

14 Mar 2025

Contributed by Lukas

Our number one wealth killer? Not cars. Not inflation. Not even credit cards. Our number one wealth killer is the lack of financial education. Our 5 ...

My First Market Crash. Is This Time Really Different?

12 Mar 2025

Contributed by Lukas

You've seen it. You've heard about it. You've read about it. The stock market is down.   SPOILER ALERT: Our advice stands strong - and we've got data...

X% of Americans Don't Have $1,000!

10 Mar 2025

Contributed by Lukas

Bankrate is back with their annual survey of how Americans would pay for an emergency...and the results are not promising. We then jump answering ques...

401(k) Mistakes That Could Cost You Millions

07 Mar 2025

Contributed by Lukas

One thing we've seen as financial advisors: not everyone knows how their 401k (or similar plan) works. Learn how these common mistakes can cost you MI...

HUGE Pay Cut for a New Career - Is it Worth It?

05 Mar 2025

Contributed by Lukas

Zach is a 34 year old with 3 dependents who wrote us to ask: "Should I take a drastic pay cut (-40%) to leave my current career that I'm no longer ...

VanLife Millionaires Are Leaving MILLIONS On The Table | Making a Millionaire

03 Mar 2025

Contributed by Lukas

Robert and Keri have a…unique lifestyle. But has such a frugal lifestyle cost them huge opportunities? Let’s dive in, and find out. Jump start yo...

Financial Advisors React to INSANE Sports Betting Takes

28 Feb 2025

Contributed by Lukas

We've had SO MANY financial mutants sending us social media videos about sports betting. From astronomical losses to con artists selling courses, you ...

Expecting a Layoff? Do This.

26 Feb 2025

Contributed by Lukas

We kick off this week's livestream with a topical question from Christian A: "I’m a federal worker, 26, and facing potential layoff. How should I p...

What Were Bo's Biggest Financial Milestones?

24 Feb 2025

Contributed by Lukas

"We have heard about some of Brian's financial goals and milestones (6 figure job by 30, $1M net worth, etc.)... But what were some of Bo's financial ...

Don't Fall For These 5 Tax Traps!

21 Feb 2025

Contributed by Lukas

Taxes are an unavoidable part of life. The good news? You have more control over your tax situation than you might think. In this guide, we'll explore...

The HIDDEN Costs of Moving

19 Feb 2025

Contributed by Lukas

"My wife and I want to move from Chicago to Colorado. Are there certain things to look out for when moving away from family to a new area? We would li...

Debt CRISIS Could Ruin This Teacher's Financial Future | Making a Millionaire

17 Feb 2025

Contributed by Lukas

Eric is at a crossroads. He wants to build wealth, but BIG debt is holding him back. Can we right the ship before he sinks? Jump start your journey w...

What FIRE Can Teach You No Matter When You Retire

14 Feb 2025

Contributed by Lukas

The FIRE movement is popular in the Personal Finance space. It has a lot of values and goals that people resonate with. However, not everyone wants t...

How Much Life Insurance Do You Need?

12 Feb 2025

Contributed by Lukas

"How do I decide how much life insurance I need? My wife and I have no kids and both make $60k/year" We'll walk you through that question and more i...

Low Income, Late Start: What Should I Do?

10 Feb 2025

Contributed by Lukas

"Is there a good way to know how much to contribute if you are behind? I’m 32 with about $40k invested. I make $55k in gross annual income. I’m cu...

Is Your Brain Keeping You BROKE?

07 Feb 2025

Contributed by Lukas

You often hear that a HUGE amount of personal finance is behavioral, meaning that it’s your mindset and your actions — not your income or your bac...

"Can I Pay My Car Off in Four Years?"

05 Feb 2025

Contributed by Lukas

"I'm 30 and I am buying a new car. The car fits the 20/3/8 rule. But if they gave me 4 years of 0% financing, is it okay to use all 4 years? Also how ...

Super-Savers Can't Forgive Their Money Mistakes | Making a Millionaire

03 Feb 2025

Contributed by Lukas

Welcome to Making a Millionaire. Megan & Patrick thought that they were living the American Dream. But then, disaster struck. Can we help them build a...

Financial Advisors React to Big Money Fails

31 Jan 2025

Contributed by Lukas

We see big money fails on social media all the time, so we had to get Brian and Bo's reactions to some of the craziest money fails out there on today'...

Introducing 'Making a Millionaire'

29 Jan 2025

Contributed by Lukas

Real Stories. Real Strategies. Real Wealth. Today, we're introducing our new show, "Making a Millionaire" with the first episode coming out on Monday,...

What is the 3 Bucket Strategy? (And How to Do It Right)

27 Jan 2025

Contributed by Lukas

"Can you talk about what the 3 bucket strategy is and when we should start considering diversifying our retirement account to more than just target da...

How To Get Your Financial Life Together in 2025

24 Jan 2025

Contributed by Lukas

We know that Americans everywhere are feeling financially squeezed. People are continuing to feel the impact of increased living costs and inflation, ...