Money Guy Show
Episodes
What You Don’t Know About The Stock Market (But Should)
18 Sep 2024
Contributed by Lukas
"With the S&P 500 being heavily leaning on the magnificent 7 tech stocks, would you still consider it well diversified?" We'll walk you through th...
How to Start a New Job the Right Way!
16 Sep 2024
Contributed by Lukas
"I'm 23 years old. I am about to start my first job in my career field. What are the first things you recommend someone do when starting a job to set ...
How To Maximize Your Cash (Don't Miss Out!)
13 Sep 2024
Contributed by Lukas
Cash is not trash… and if you aren’t making money on your cash, what are you doing?! Get in there! With hints of inflation slowing down, and talk...
“We Found A Way to Make Money By Accident…But We HATE It!”
11 Sep 2024
Contributed by Lukas
"At what point should I consider selling an accidental rental property? I’m making about 10% cash on cash, but it seems like a lot of work for $300 ...
"I Have Extra Monthly Cash - What Should I Do?"
09 Sep 2024
Contributed by Lukas
"I have freed up an extra $700 a month to pay off 30k (3.9%) car. Is it better to make an extra $700 payment each month or save in HYSA at 4.5% ...
Money Guy vs. The World! (Are YOU on the Winning Team?)
06 Sep 2024
Contributed by Lukas
We call our community Financial Mutants for a reason – they’re different than the average person. They think, behave, consume, and save in a way t...
How Much Cash Is Too Much?
04 Sep 2024
Contributed by Lukas
"Can we have too much in cash? My wife and I were saving for a new home, but decided to stay in our starter home instead. We have a large amount in ca...
How Can You Prevent Identity Theft?
02 Sep 2024
Contributed by Lukas
"What can we all do to prevent identity theft besides doing things like freezing our credit? I'm not sure if you've gone over this topic before." W...
Do You Need Luck to Be Wealthy?
30 Aug 2024
Contributed by Lukas
"What were your luckiest financial decisions? How much of your wealth building do you think has been about discipline vs. luck?" We'll walk you thr...
The Dark Side of Owning a Home
28 Aug 2024
Contributed by Lukas
"My husband and I bought a home in 2021. We thought we were buying within our means, but are now overwhelmed with maintenance costs and increasing mon...
"Should We Liquidate to Buy a Home?"
26 Aug 2024
Contributed by Lukas
"If my wife and I liquidate all assets except retirement which is around 40k, we could buy our first home in cash (300k). Should we consider thi...
Top Wealth Building Strategies by Net Worth
23 Aug 2024
Contributed by Lukas
Personal finance is personal. A good strategy for someone in their 20s just starting out on their wealth building journey is probably not right for so...
"HELP! I'm Addicted to Saving!"
21 Aug 2024
Contributed by Lukas
"I am so addicted to saving (30-35% savings rate) that I am worried I don't know how to turn it off. It is starting to affect my desire to enjoy today...
This 401(k) Mistake Could Ruin Your Retirement!
19 Aug 2024
Contributed by Lukas
The 401k is one of the most powerful wealth builders. However, there is a mistake people are making that could destroy their retirement. Jump start...
4 Ways to Pay for BIG Expenses
16 Aug 2024
Contributed by Lukas
There are great resources out there like automated savings, savings buckets, and budgeting apps to help you know how much to save and to help with beh...
"They're Making Me Retire - What Should I Do?"
14 Aug 2024
Contributed by Lukas
"I'm an air traffic controller that has to retire at 56. I have TSP and 30-40% pension... but I feel like i am losing so much compound growth by force...
Inflation's Down - Is My Cash In Danger?
12 Aug 2024
Contributed by Lukas
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5 Numbers You Should Know That Most Americans Don’t
09 Aug 2024
Contributed by Lukas
We’re amazed at how many people do not track a few fundamental numbers when it comes to their finances. We correct that today. Buckle up to cozy up...
How Do I Invest With a Variable Income?
07 Aug 2024
Contributed by Lukas
"Increasing 401k sounds nice until you have a lean month and don’t have a good way of getting that money back. Especially when my pay varies. ...
401k Savings Rates Are Going Up (What's Going On?!)
05 Aug 2024
Contributed by Lukas
401(k) Savings rates are at an all-time high - so what's going on, and what do we think about this? Jump start your journey with our FREE financial ...
7 Cashflow Milestones Worth Celebrating
02 Aug 2024
Contributed by Lukas
You like self-assessing, knowing you’re on the right track, and celebrating those small wins along the way. We get it, because we do, too! This wee...
How to Handle Social Security in Early Retirement
31 Jul 2024
Contributed by Lukas
"How should I deal with social security in early retirement? I'm planning on retiring at 45, so I won't have social security for over 20 years. Can my...
Is It Okay to Retire with a Mortgage?
29 Jul 2024
Contributed by Lukas
"My Dad is set to retire soon but isn’t sure he should pay off the house first. With 250k left at 2.5%, he wants to keep the money invested. Is ther...
Are Boomers Hoarding Wealth? (How to Do It Right)
26 Jul 2024
Contributed by Lukas
It’s no surprise that the media is manipulative - with politics, finances, and more. They want to grab your attention and get a click. We watched a ...
How to Catch Up for Retirement When You're Older
24 Jul 2024
Contributed by Lukas
We got a good question from Humphrey Yang: "H Learn more about your ad choices. Visit megaphone.fm/adchoices
Budgeting vs. Cash Flow Management: What’s the Difference?
22 Jul 2024
Contributed by Lukas
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3 Ways to Retire Early (That You Might Not Know About)
19 Jul 2024
Contributed by Lukas
A lot of people want to retire early - or they at least want the option to. So how do you do it? Here are 3 different strategies that can help you ret...
"We're About to Be Millionaires - Can We Reduce Our Savings?"
17 Jul 2024
Contributed by Lukas
"We are on track to be liquid millionaires in 1 year at ages 38 and 37. Can we reduce our retirement savings down to 20% (not maxing out 401k's)...
1 in 3 Young Adults Are Making This Housing Decision (Is It a Mistake?)
15 Jul 2024
Contributed by Lukas
"My wife and I both work full time and are currently living with her parents to save up for a down payment on a house. We can afford 3% down but...
How to Choose Between Competing Financial Priorities (Determining the Winner)
12 Jul 2024
Contributed by Lukas
There are other things that play into what you do with your money besides math. And that’s where personal finance starts to get personal - and compl...
"I'm Buying a House in 3 Years - Should I Stop Investing?"
10 Jul 2024
Contributed by Lukas
"If I have a house down payment money in the market currently and I’m looking to buy a house in 3 or so years, should I pull it out now? Or ju...
Should You Upgrade Your House Before You Sell?
08 Jul 2024
Contributed by Lukas
"So I’m saving for a new house, should we do any upgrades to our current house to get more out of the sale or sell as is? It’s currently pai...
How to Election-Proof your Finances
05 Jul 2024
Contributed by Lukas
Does the upcoming election have an impact on you financial life? We'll walk you through that question and more in today's Q&A episode! Jump start y...
Will I Ever Feel Ok Spending Money for Fun?
03 Jul 2024
Contributed by Lukas
"What are the goals after Step 9? Also, at what step can you consider fun money?" We'll walk you through that question and more in today's Q...
Should I Sell My Assets to Pay Off Credit Card Debt?
01 Jul 2024
Contributed by Lukas
"Im 24 years old - how can I approach my 13k credit card debt? I have roughly 30k in assets. I was thinking a balance transfer to maximize 0 intereste...
Are Financial Advisors Worth It? (The Truth Finally Exposed!)
28 Jun 2024
Contributed by Lukas
Personal finance is personal, and so are financial advisors. We walk you through everything you need to know about financial advisors: their cost, the...
Is Retiring Early Really Worth It?
26 Jun 2024
Contributed by Lukas
"I'm 42 and want to retire early at 45. I’ve stress-tested my plan and everything looks okay, but I’m having a hard time mentally stepping away fr...
Should I Stop Investing to Save for a House?
24 Jun 2024
Contributed by Lukas
"How long is it acceptable to drop my retirement contributions to save up for a home? Is 2 years too long while only investing 5% to receive mat...
4 Signs You’re Saving Too Much for Retirement
21 Jun 2024
Contributed by Lukas
We're all for aggressive retirement savings. However, it’s important to acknowledge that there’s a point where the financial mutant starts to move...
How to Build an Emergency Fund the Right Way
19 Jun 2024
Contributed by Lukas
"I'm on Step 4 of the FOO and it’s feeling like this may take many many months, if not a year to just save 3 months of an emergency reserve. Is this...
I Drained My Emergency Fund - What Do I Do Now?
17 Jun 2024
Contributed by Lukas
"I have had to tap into my Emergency fund. I still have roughly 1.5 month of expenses still in savings. So my question is do I pause my investing to s...
5 Financial Decisions That Changed Our Lives (And Can Change Yours, Too!)
14 Jun 2024
Contributed by Lukas
Today we're talking about five of the most impactful financial decisions we made that changed our lives tremendously. These are all things that you ca...
Is It Ever Okay to Break the 20/3/8 Car Buying Rule?
12 Jun 2024
Contributed by Lukas
"I’m self-employed and the vehicle I drive is 100% work-related. I’m not trying to buy anything new, but I will need a car that’s somewhat expen...
Are You Ready to Retire Early?
10 Jun 2024
Contributed by Lukas
"We're planning to retire early, starting in about 10 years. We want to pay off our home before early retirement. Would it be smarter to pour all our ...
Everything You Know About the Rich Is WRONG!
07 Jun 2024
Contributed by Lukas
Would it surprise you to know that a lot of what you've been told about the rich is likely wrong? In today's episode, we're taking a deep dive into th...
I’m ONLY Getting My 401(k) Match - Is That Enough?
05 Jun 2024
Contributed by Lukas
We get asked all the time about how much you should invest in your 401(k). Is just getting your employer match enough, or do you need to save more? ...
Is Home Ownership Really a Good Investment?
03 Jun 2024
Contributed by Lukas
"Is home ownership really a 'good' investment? What does building equity even mean? Is renting forever really a bad thing in this economy?" ...
Secret Investing Strategies of the 1% (That Even YOU Can Do)
31 May 2024
Contributed by Lukas
Wealthy Americans have tools to build wealth that everyone isn't aware of, and they may not be what you think. In this episode, we expose the top weal...
Is the Economy DOOMED? (And What to Do About It)
29 May 2024
Contributed by Lukas
"I keep hearing that they economy is going to crash, that I'll never own a home, and that retirement is impossible... It's hard to stay positive with ...
"Should We Sell Our House to Pay Off Student Loans?"
27 May 2024
Contributed by Lukas
"Should we sell our house to pay off our student loans? We are in our 30s, no retirement or savings, and our mortgage is 34% of our take home pay." ...
Millionaire Mission EXCLUSIVE Sneak Peek!
24 May 2024
Contributed by Lukas
We've got a special treat for all of you podcast listeners! Here's an EXCLUSIVE sneak peek of Brian's audiobook version of his new book, Millionaire ...
Can I Afford My Dream Home? (I’d Have To Break Some Rules…)
22 May 2024
Contributed by Lukas
"We want to buy our dream house, but we'll have to go past 25% gross income to do it. Are we allowed to break the Money Guy housing rule if we're savi...
How to Financially Prepare for a Baby
20 May 2024
Contributed by Lukas
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Why Americans Are Actually Broke! (2024 Edition)
17 May 2024
Contributed by Lukas
Americans might be bad with money, but you don’t have to be. With a bit of education, discipline, and mindset shifts, you can change how you think ...
How to Turn YOUR Side Hustle Into a Business!
15 May 2024
Contributed by Lukas
"I started a side-hustle a few years ago. It has been extremely successful, especially just in the past year. So much so that I need to organize it an...
Can My Wife Become a "Stay-at-Home Mom?"
13 May 2024
Contributed by Lukas
"Do you have any parameters for determining whether my wife can become a stay at home mom? Income would go from $150k to $70k. No mortgage or debt of ...
Are You On Track to Becoming a Multi-Millionaire? (Don’t Miss These Important Milestones!)
10 May 2024
Contributed by Lukas
Over the years, we’ve given you a lot of different “milestone” markers to help keep you on track. Since a lot of us mutants are over-achievers,...
"We Make $250k - What Should We Do Next?"
08 May 2024
Contributed by Lukas
"My wife and I make $250k a year at 26 years old, and we have lost the ability to put money into our Roth IRA. We have a fully funded emergency fund, ...
Should You Pay Cash or Finance for a Car?
06 May 2024
Contributed by Lukas
"How would you guys decide whether to finance or buy a car in cash? We’re 37 years old and on step 8, and we have $100k in a taxable brokerage...
The Dark Side of Being an American Millionaire! (2024 Edition)
03 May 2024
Contributed by Lukas
Today, we’ll walk you through the top 4 problems that people think will disappear when you become rich. Then we’ll show you how to do things the r...
The #1 Financial Regret of Americans (And How to Fix It)
01 May 2024
Contributed by Lukas
We recently found out that the number one financial regret of Americans is not saving early enough for retirement. We get where the guilt is coming fr...
Are You Paying WAY Too Much for a House?
29 Apr 2024
Contributed by Lukas
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Average 401(k) Balance by Age (2024 Edition)
26 Apr 2024
Contributed by Lukas
Are you doing better than the average American at saving in your 401(k)? We'll talk about basics of a 401(k), including new limits, employer matches, ...
What Should I Do If My 401(k) Sucks?
24 Apr 2024
Contributed by Lukas
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We’re FINALLY Going on Tour!!
22 Apr 2024
Contributed by Lukas
We've got a special announcement for the Money Guy family today...we're going on tour, and here's how YOU can join the party! Jump start your journey...
Top 5 Wealth Killers in America!
19 Apr 2024
Contributed by Lukas
Today, we're talking about 5 of the biggest wealth-killers you might face in 2024, and what you can do to overcome them. Jump start your journey wi...
What's Considered "High-Interest" Debt in 2024?
17 Apr 2024
Contributed by Lukas
"I'm turning 40 soon and just discovered the FOO. What debt interest percentage is considered high interest debt?" We'll walk you through that que...
I Feel So Behind Financially! (How Do I Catch Up?)
15 Apr 2024
Contributed by Lukas
"I found you guys recently and am realizing that I need to make some changes. I'm 37 and feel so behind, especially after listening to last Friday's e...
Should We Use Retirement Money to Buy a House?
12 Apr 2024
Contributed by Lukas
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"We Lost Over HALF Our Income! What Should We Do Now?"
10 Apr 2024
Contributed by Lukas
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"Should I GIVE UP Trying to Buy a House?"
08 Apr 2024
Contributed by Lukas
"I'm 32, school counselor, make approx. 65K. Homes here are around 400-500K. Does it even make sense to try to save for a down payment? Scared I could...
Financial Planning 101 (By Age) - The Complete Guide to Financial Success
05 Apr 2024
Contributed by Lukas
Throughout every decade, there are different areas of your financial life that come in and out of focus. In this episode, we'll discuss what you need ...
Should I Make My Wife Work Longer?
03 Apr 2024
Contributed by Lukas
"Is it wrong of me to quit my job and expect my wife to keep working? My wife and I are on track to coast to retirement in about 10 years. I have a st...
"Should I Sell My Nvidia Stock?"
01 Apr 2024
Contributed by Lukas
"I have one stock that is on a tear (Nvidia). It is now 25% of my retirement picture. Should I sell to rebalance, or wait to just buy other assets. I ...
How Real People Become Millionaires (None of That Social Media Hogwash)
29 Mar 2024
Contributed by Lukas
You might think that becoming a millionaire is only possible through side-hustles, becoming an entrepreneur, or taking some shortcut to fast-track you...
I Just Got Laid Off! What Now?
27 Mar 2024
Contributed by Lukas
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"I'm Saving 60% of My Income - Should I Stop?"
25 Mar 2024
Contributed by Lukas
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How to Become a Millionaire By Age (2024 Edition)
22 Mar 2024
Contributed by Lukas
What do you need to be investing to become a millionaire? In this episode, we’ll discuss the four biggest things you need to know to build wealth in...
Best Financial Advice for Entering Your 30s!
20 Mar 2024
Contributed by Lukas
We do a lot of technical advice on the show, especially in our “By Age” episodes. But sometimes the best way to help your finances is to make sure...
What are Some of OUR Financial Mistakes?
18 Mar 2024
Contributed by Lukas
"I know that Brian shares some of his missteps fairly often. What are some of the financial choices that Bo made that he has some regret or shou...
A Beginner’s Guide to Investing in 2024
15 Mar 2024
Contributed by Lukas
We’ve got a lot of new audience members that are just starting out with their money. We’ve also got a lot of you with kids, friends, spouses, or f...
You HAVE to Do This Before You Retire!
13 Mar 2024
Contributed by Lukas
"I'm transitioning to retirement in the next few years. What are the most important things to think about?" We'll walk you through that question and...
Do You Need a Budget?
11 Mar 2024
Contributed by Lukas
"How do I know if I'm someone that should budget? I automate my saving and investing to match my goals and spend whatever is left, or invest more when...
"We're Having Our First Baby - What Should We Do?"
08 Mar 2024
Contributed by Lukas
"The guys have a checklist for home and car buying, but do they have a one for children? We’re welcoming a baby soon and want to be in a good spot. ...
Does Investing Over 25% Make You a Tightwad?
06 Mar 2024
Contributed by Lukas
"I'm 33 years old and I recently hit a 25% savings rate. It felt good for a couple months, but now I’m contemplating continuing to bump my percentag...
How to Buy a House in an Expensive Area
04 Mar 2024
Contributed by Lukas
"My wife and I are saving for our first home in an expensive state. Should we look for starter homes that we'll outgrow or "stretch" for a more expens...
Build Wealth With the 3 Bucket Strategy! (By Age) 2024 Edition
01 Mar 2024
Contributed by Lukas
We believe there are three distinct taxable buckets you have the option of investing in for retirement. We’ll talk about how to balance those bucket...
Best 4 Budgeting Apps! (Ranked By The Money Guy Team)
28 Feb 2024
Contributed by Lukas
We believe that budgeting is entry level personal finance - it’s extremely helpful to building discipline and Financial Mutant muscle memory. We ha...
X% of Americans Don't Have $1,000! (Shocking Stat)
26 Feb 2024
Contributed by Lukas
A shocking amount of Americans don’t have $1,000 in savings. In this Q&A, we’ll discuss the latest data, how that number has changed over the year...
How to Win Financially Based on Your Income!
23 Feb 2024
Contributed by Lukas
There’s no way around it: Americans at different levels of income face different challenges on their wealth-building journey. Some advice may only a...
How to Invest When You're Self-Employed?
21 Feb 2024
Contributed by Lukas
If you're self-employed, how does your investing strategy change compared to being an employee? Jump start your journey with our FREE financial r...
How to Quit Your Job the Right Way!
19 Feb 2024
Contributed by Lukas
We get a lot of questions about people wanting to quit their jobs and start something new - so how do you that the right way? We'll walk you through...
Should You Worry About a Housing Crash in 2024? with Dave Meyer of BiggerPockets
16 Feb 2024
Contributed by Lukas
We are so excited to welcome Dave Meyer of BiggerPockets. The host of On the Market joins us to discuss the current housing market, tips for real est...
The Truth About Retirement Success (Stocks vs. Diversification)
14 Feb 2024
Contributed by Lukas
Let's talk about stocks vs. diversification - how do you utilize investing methods for retirement success? We'll walk you through that question and...
"I'm Paying Cash for a Car - How Much Should I Spend?"
12 Feb 2024
Contributed by Lukas
If you're paying cash for a car instead of financing, does that change how much you should spend on the vehicle? We'll walk you through that questio...
Top 5 Wealth-Building Challenges (And How to Overcome Them)
09 Feb 2024
Contributed by Lukas
Life gets complicated - and so does your money. So we polled you guys and asked what challenges you were facing. We picked the 5 that were the most ...
The Market Has OFFICIALLY Hit An All-Time High (Do This Right Now)
07 Feb 2024
Contributed by Lukas
The S&P 500 has officially hit a new all-time high! What should you do now? Jump start your journey with our FREE financial resources Reach your ...
"I'm 28 with $120K - Can I Slow Down on Investing?"
05 Feb 2024
Contributed by Lukas
Can you let your foot off the gas for investing once you reach certain financial goals? We'll walk you through that question and more in today's Q&A...
Entrepreneurship vs. Employment: Which Path Leads to Financial Success?
02 Feb 2024
Contributed by Lukas
You can be financially successful and wealthy whether you are an entrepreneur or traditionalemployee. But whichpath should you take? Does one path hav...
Will the Market Crash in 2024?
31 Jan 2024
Contributed by Lukas
How do we feel about a potential market crash in 2024, and how should you be preparing your finances no matter what the market looks like this year? ...