Money Guy Show

Are Boomers Hoarding Wealth? (How to Do It Right)

26 Jul 2024

Contributed by Lukas

It’s no surprise that the media is manipulative - with politics, finances, and more. They want to grab your attention and get a click. We watched a ...

How to Catch Up for Retirement When You're Older

24 Jul 2024

Contributed by Lukas

We got a good question from Humphrey Yang: "H Learn more about your ad choices. Visit megaphone.fm/adchoices

Budgeting vs. Cash Flow Management: What’s the Difference?

22 Jul 2024

Contributed by Lukas

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3 Ways to Retire Early (That You Might Not Know About)

19 Jul 2024

Contributed by Lukas

A lot of people want to retire early - or they at least want the option to. So how do you do it? Here are 3 different strategies that can help you ret...

"We're About to Be Millionaires - Can We Reduce Our Savings?"

17 Jul 2024

Contributed by Lukas

"​​We are on track to be liquid millionaires in 1 year at ages 38 and 37. Can we reduce our retirement savings down to 20% (not maxing out 401k's)...

1 in 3 Young Adults Are Making This Housing Decision (Is It a Mistake?)

15 Jul 2024

Contributed by Lukas

"​​My wife and I both work full time and are currently living with her parents to save up for a down payment on a house. We can afford 3% down but...

How to Choose Between Competing Financial Priorities (Determining the Winner)

12 Jul 2024

Contributed by Lukas

There are other things that play into what you do with your money besides math. And that’s where personal finance starts to get personal - and compl...

"I'm Buying a House in 3 Years - Should I Stop Investing?"

10 Jul 2024

Contributed by Lukas

"​​If I have a house down payment money in the market currently and I’m looking to buy a house in 3 or so years, should I pull it out now? Or ju...

Should You Upgrade Your House Before You Sell?

08 Jul 2024

Contributed by Lukas

"​​So I’m saving for a new house, should we do any upgrades to our current house to get more out of the sale or sell as is? It’s currently pai...

How to Election-Proof your Finances

05 Jul 2024

Contributed by Lukas

Does the upcoming election have an impact on you financial life? We'll walk you through that question and more in today's Q&A episode! Jump start y...

Will I Ever Feel Ok Spending Money for Fun?

03 Jul 2024

Contributed by Lukas

"​​What are the goals after Step 9? Also, at what step can you consider fun money?" We'll walk you through that question and more in today's Q...

Should I Sell My Assets to Pay Off Credit Card Debt?

01 Jul 2024

Contributed by Lukas

"Im 24 years old - how can I approach my 13k credit card debt? I have roughly 30k in assets. I was thinking a balance transfer to maximize 0 intereste...

Are Financial Advisors Worth It? (The Truth Finally Exposed!)

28 Jun 2024

Contributed by Lukas

Personal finance is personal, and so are financial advisors. We walk you through everything you need to know about financial advisors: their cost, the...

Is Retiring Early Really Worth It?

26 Jun 2024

Contributed by Lukas

"I'm 42 and want to retire early at 45. I’ve stress-tested my plan and everything looks okay, but I’m having a hard time mentally stepping away fr...

Should I Stop Investing to Save for a House?

24 Jun 2024

Contributed by Lukas

"​​How long is it acceptable to drop my retirement contributions to save up for a home? Is 2 years too long while only investing 5% to receive mat...

4 Signs You’re Saving Too Much for Retirement

21 Jun 2024

Contributed by Lukas

We're all for aggressive retirement savings. However, it’s important to acknowledge that there’s a point where the financial mutant starts to move...

How to Build an Emergency Fund the Right Way

19 Jun 2024

Contributed by Lukas

"I'm on Step 4 of the FOO and it’s feeling like this may take many many months, if not a year to just save 3 months of an emergency reserve. Is this...

I Drained My Emergency Fund - What Do I Do Now?

17 Jun 2024

Contributed by Lukas

"I have had to tap into my Emergency fund. I still have roughly 1.5 month of expenses still in savings. So my question is do I pause my investing to s...

5 Financial Decisions That Changed Our Lives (And Can Change Yours, Too!)

14 Jun 2024

Contributed by Lukas

Today we're talking about five of the most impactful financial decisions we made that changed our lives tremendously. These are all things that you ca...

Is It Ever Okay to Break the 20/3/8 Car Buying Rule?

12 Jun 2024

Contributed by Lukas

"I’m self-employed and the vehicle I drive is 100% work-related. I’m not trying to buy anything new, but I will need a car that’s somewhat expen...

Are You Ready to Retire Early?

10 Jun 2024

Contributed by Lukas

"We're planning to retire early, starting in about 10 years. We want to pay off our home before early retirement. Would it be smarter to pour all our ...

Everything You Know About the Rich Is WRONG!

07 Jun 2024

Contributed by Lukas

Would it surprise you to know that a lot of what you've been told about the rich is likely wrong? In today's episode, we're taking a deep dive into th...

I’m ONLY Getting My 401(k) Match - Is That Enough?

05 Jun 2024

Contributed by Lukas

We get asked all the time about how much you should invest in your 401(k). Is just getting your employer match enough, or do you need to save more? ...

Is Home Ownership Really a Good Investment?

03 Jun 2024

Contributed by Lukas

"​​Is home ownership really a 'good' investment? What does building equity even mean? Is renting forever really a bad thing in this economy?" ...

Secret Investing Strategies of the 1% (That Even YOU Can Do)

31 May 2024

Contributed by Lukas

Wealthy Americans have tools to build wealth that everyone isn't aware of, and they may not be what you think. In this episode, we expose the top weal...

Is the Economy DOOMED? (And What to Do About It)

29 May 2024

Contributed by Lukas

"I keep hearing that they economy is going to crash, that I'll never own a home, and that retirement is impossible... It's hard to stay positive with ...

"Should We Sell Our House to Pay Off Student Loans?"

27 May 2024

Contributed by Lukas

"Should we sell our house to pay off our student loans? We are in our 30s, no retirement or savings, and our mortgage is 34% of our take home pay." ...

Millionaire Mission EXCLUSIVE Sneak Peek!

24 May 2024

Contributed by Lukas

We've got a special treat for all of you podcast listeners! Here's an EXCLUSIVE sneak peek of Brian's audiobook version of his new book, Millionaire ...

Can I Afford My Dream Home? (I’d Have To Break Some Rules…)

22 May 2024

Contributed by Lukas

"We want to buy our dream house, but we'll have to go past 25% gross income to do it. Are we allowed to break the Money Guy housing rule if we're savi...

How to Financially Prepare for a Baby

20 May 2024

Contributed by Lukas

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Why Americans Are Actually Broke! (2024 Edition)

17 May 2024

Contributed by Lukas

Americans might be bad with money, but you don’t have to be. With a bit of education, discipline, and mindset shifts, you can change how you think ...

How to Turn YOUR Side Hustle Into a Business!

15 May 2024

Contributed by Lukas

"I started a side-hustle a few years ago. It has been extremely successful, especially just in the past year. So much so that I need to organize it an...

Can My Wife Become a "Stay-at-Home Mom?"

13 May 2024

Contributed by Lukas

"Do you have any parameters for determining whether my wife can become a stay at home mom? Income would go from $150k to $70k. No mortgage or debt of ...

Are You On Track to Becoming a Multi-Millionaire? (Don’t Miss These Important Milestones!)

10 May 2024

Contributed by Lukas

Over the years, we’ve given you a lot of different “milestone” markers to help keep you on track. Since a lot of us mutants are over-achievers,...

"We Make $250k - What Should We Do Next?"

08 May 2024

Contributed by Lukas

"My wife and I make $250k a year at 26 years old, and we have lost the ability to put money into our Roth IRA. We have a fully funded emergency fund, ...

Should You Pay Cash or Finance for a Car?

06 May 2024

Contributed by Lukas

"​​How would you guys decide whether to finance or buy a car in cash? We’re 37 years old and on step 8, and we have $100k in a taxable brokerage...

The Dark Side of Being an American Millionaire! (2024 Edition)

03 May 2024

Contributed by Lukas

Today, we’ll walk you through the top 4 problems that people think will disappear when you become rich. Then we’ll show you how to do things the r...

The #1 Financial Regret of Americans (And How to Fix It)

01 May 2024

Contributed by Lukas

We recently found out that the number one financial regret of Americans is not saving early enough for retirement. We get where the guilt is coming fr...

Are You Paying WAY Too Much for a House?

29 Apr 2024

Contributed by Lukas

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Average 401(k) Balance by Age (2024 Edition)

26 Apr 2024

Contributed by Lukas

Are you doing better than the average American at saving in your 401(k)? We'll talk about basics of a 401(k), including new limits, employer matches, ...

What Should I Do If My 401(k) Sucks?

24 Apr 2024

Contributed by Lukas

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We’re FINALLY Going on Tour!!

22 Apr 2024

Contributed by Lukas

We've got a special announcement for the Money Guy family today...we're going on tour, and here's how YOU can join the party! Jump start your journey...

Top 5 Wealth Killers in America!

19 Apr 2024

Contributed by Lukas

Today, we're talking about 5 of the biggest wealth-killers you might face in 2024, and what you can do to overcome them. Jump start your journey wi...

What's Considered "High-Interest" Debt in 2024?

17 Apr 2024

Contributed by Lukas

"I'm turning 40 soon and just discovered the FOO. What debt interest percentage is considered high interest debt?" We'll walk you through that que...

I Feel So Behind Financially! (How Do I Catch Up?)

15 Apr 2024

Contributed by Lukas

"I found you guys recently and am realizing that I need to make some changes. I'm 37 and feel so behind, especially after listening to last Friday's e...

Should We Use Retirement Money to Buy a House?

12 Apr 2024

Contributed by Lukas

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"We Lost Over HALF Our Income! What Should We Do Now?"

10 Apr 2024

Contributed by Lukas

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"Should I GIVE UP Trying to Buy a House?"

08 Apr 2024

Contributed by Lukas

"I'm 32, school counselor, make approx. 65K. Homes here are around 400-500K. Does it even make sense to try to save for a down payment? Scared I could...

Financial Planning 101 (By Age) - The Complete Guide to Financial Success

05 Apr 2024

Contributed by Lukas

Throughout every decade, there are different areas of your financial life that come in and out of focus. In this episode, we'll discuss what you need ...

Should I Make My Wife Work Longer?

03 Apr 2024

Contributed by Lukas

"Is it wrong of me to quit my job and expect my wife to keep working? My wife and I are on track to coast to retirement in about 10 years. I have a st...

"Should I Sell My Nvidia Stock?"

01 Apr 2024

Contributed by Lukas

"I have one stock that is on a tear (Nvidia). It is now 25% of my retirement picture. Should I sell to rebalance, or wait to just buy other assets. I ...

How Real People Become Millionaires (None of That Social Media Hogwash)

29 Mar 2024

Contributed by Lukas

You might think that becoming a millionaire is only possible through side-hustles, becoming an entrepreneur, or taking some shortcut to fast-track you...

I Just Got Laid Off! What Now?

27 Mar 2024

Contributed by Lukas

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"I'm Saving 60% of My Income - Should I Stop?"

25 Mar 2024

Contributed by Lukas

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How to Become a Millionaire By Age (2024 Edition)

22 Mar 2024

Contributed by Lukas

What do you need to be investing to become a millionaire? In this episode, we’ll discuss the four biggest things you need to know to build wealth in...

Best Financial Advice for Entering Your 30s!

20 Mar 2024

Contributed by Lukas

We do a lot of technical advice on the show, especially in our “By Age” episodes. But sometimes the best way to help your finances is to make sure...

What are Some of OUR Financial Mistakes?

18 Mar 2024

Contributed by Lukas

"​​I know that Brian shares some of his missteps fairly often. What are some of the financial choices that Bo made that he has some regret or shou...

A Beginner’s Guide to Investing in 2024

15 Mar 2024

Contributed by Lukas

We’ve got a lot of new audience members that are just starting out with their money. We’ve also got a lot of you with kids, friends, spouses, or f...

You HAVE to Do This Before You Retire!

13 Mar 2024

Contributed by Lukas

"I'm transitioning to retirement in the next few years. What are the most important things to think about?" We'll walk you through that question and...

Do You Need a Budget?

11 Mar 2024

Contributed by Lukas

"How do I know if I'm someone that should budget? I automate my saving and investing to match my goals and spend whatever is left, or invest more when...

"We're Having Our First Baby - What Should We Do?"

08 Mar 2024

Contributed by Lukas

"The guys have a checklist for home and car buying, but do they have a one for children? We’re welcoming a baby soon and want to be in a good spot. ...

Does Investing Over 25% Make You a Tightwad?

06 Mar 2024

Contributed by Lukas

"I'm 33 years old and I recently hit a 25% savings rate. It felt good for a couple months, but now I’m contemplating continuing to bump my percentag...

How to Buy a House in an Expensive Area

04 Mar 2024

Contributed by Lukas

"My wife and I are saving for our first home in an expensive state. Should we look for starter homes that we'll outgrow or "stretch" for a more expens...

Build Wealth With the 3 Bucket Strategy! (By Age) 2024 Edition

01 Mar 2024

Contributed by Lukas

We believe there are three distinct taxable buckets you have the option of investing in for retirement. We’ll talk about how to balance those bucket...

Best 4 Budgeting Apps! (Ranked By The Money Guy Team)

28 Feb 2024

Contributed by Lukas

We believe that budgeting is entry level personal finance - it’s extremely helpful to building discipline and Financial Mutant muscle memory. We ha...

X% of Americans Don't Have $1,000! (Shocking Stat)

26 Feb 2024

Contributed by Lukas

A shocking amount of Americans don’t have $1,000 in savings. In this Q&A, we’ll discuss the latest data, how that number has changed over the year...

How to Win Financially Based on Your Income!

23 Feb 2024

Contributed by Lukas

There’s no way around it: Americans at different levels of income face different challenges on their wealth-building journey. Some advice may only a...

How to Invest When You're Self-Employed?

21 Feb 2024

Contributed by Lukas

If you're self-employed, how does your investing strategy change compared to being an employee?  Jump start your journey with our FREE financial r...

How to Quit Your Job the Right Way!

19 Feb 2024

Contributed by Lukas

We get a lot of questions about people wanting to quit their jobs and start something new - so how do you that the right way? We'll walk you through...

Should You Worry About a Housing Crash in 2024? with Dave Meyer of BiggerPockets

16 Feb 2024

Contributed by Lukas

We are so excited to welcome Dave Meyer of BiggerPockets. The host of On the Market joins us to discuss the current housing market, tips for real est...

The Truth About Retirement Success (Stocks vs. Diversification)

14 Feb 2024

Contributed by Lukas

Let's talk about stocks vs. diversification - how do you utilize investing methods for retirement success? We'll walk you through that question and...

"I'm Paying Cash for a Car - How Much Should I Spend?"

12 Feb 2024

Contributed by Lukas

If you're paying cash for a car instead of financing, does that change how much you should spend on the vehicle? We'll walk you through that questio...

Top 5 Wealth-Building Challenges (And How to Overcome Them)

09 Feb 2024

Contributed by Lukas

Life gets complicated - and so does your money. So we polled you guys and asked what challenges you were facing. We picked the 5 that were the most ...

The Market Has OFFICIALLY Hit An All-Time High (Do This Right Now)

07 Feb 2024

Contributed by Lukas

The S&P 500 has officially hit a new all-time high! What should you do now? Jump start your journey with our FREE financial resources Reach your ...

"I'm 28 with $120K - Can I Slow Down on Investing?"

05 Feb 2024

Contributed by Lukas

Can you let your foot off the gas for investing once you reach certain financial goals? We'll walk you through that question and more in today's Q&A...

Entrepreneurship vs. Employment: Which Path Leads to Financial Success?

02 Feb 2024

Contributed by Lukas

You can be financially successful and wealthy whether you are an entrepreneur or traditionalemployee. But whichpath should you take? Does one path hav...

Will the Market Crash in 2024?

31 Jan 2024

Contributed by Lukas

How do we feel about a potential market crash in 2024, and how should you be preparing your finances no matter what the market looks like this year? ...

How To Actually Win Financially In 2024! (Ignore Everything Else)

29 Jan 2024

Contributed by Lukas

If you're new to personal finance and want 2024 to be a fresh start with money, what can you do at the beginning of the year to set yourself up for su...

The FIRE Movement Is Dead! (What You Need to Know Now)

26 Jan 2024

Contributed by Lukas

The FIRE Movement has been a huge catalyst for people taking control of their money. It has motivated people to educate themselves about personal fin...

We’re Giving Away FREE Stuff (No, Really!)

24 Jan 2024

Contributed by Lukas

We are so excited to finally launch our pre-order perks for Millionaire Mission - check it out on today's episode! Jump start your journey with our ...

"Should I Put 100K Into Real Estate or Index Funds?"

22 Jan 2024

Contributed by Lukas

Let's talk investments! Should you put a lump sum of money into real estate or index funds? We'll walk you through that question and more in today's...

Are Millennials Doomed for Retirement? Breaking Down the Myths

19 Jan 2024

Contributed by Lukas

One of the common misconceptions we hear constantly on social media is how bad millennials have it - they have trouble building wealth, aren’t going...

When Should You Buy a New Car?

17 Jan 2024

Contributed by Lukas

How do you know when it's time to buy a new or used car instead of maintaining your current car? We'll walk you through that question and more in to...

Should I Pay My House Off Early?

15 Jan 2024

Contributed by Lukas

When, if ever, does it make sense to pay your house off early? We'll walk you through that question and more in today's Q&A episode! Jump start you...

5 Levels of Wealth AND How to Achieve Them! (2024 Edition)

12 Jan 2024

Contributed by Lukas

We believe there are five distinct levels of wealth, but they aren’t solely dependent on income or net worth. We’ll walk you through each of the f...

How Much Cash is Too Much Cash?

10 Jan 2024

Contributed by Lukas

When it comes to saving for things like a down payment on a house, how much cash do you need? And is it possible to have too much cash saved? We'll ...

How Can You "Bedazzle Your Basic Life" with Money?

08 Jan 2024

Contributed by Lukas

What exactly is "bedazzling your basic life," and how can you go about doing that? We'll walk you through that question and more in today's Q&A epis...

Net Worth By Age in 2024: How Do You Stack Up?

05 Jan 2024

Contributed by Lukas

It’s time for one of our most anticipated shows of the year: our annual Net Worth By Age show! In this year’s edition, we’ll share updated numbe...

How to Make Any Kid a MULTI-MILLIONAIRE!

03 Jan 2024

Contributed by Lukas

Who wants be a childhood young money millionaire? Learn how to start your kids off on the right track, where to invest, and how to ensure you aren’t...

Is Homeownership Officially Overrated in 2024? (Cost Breakdown)

01 Jan 2024

Contributed by Lukas

How do we feel about buying a home in 2024? We'll walk you through that question and more in today's Q&A episode! Jump start your journey with our ...

Financial Advisors React to the WORST Financial Stories on Reddit

29 Dec 2023

Contributed by Lukas

Today, we're reacting to terrible financial stories we found on Reddit - see what Brian and Bo have to say! Jump start your journey with our FREE fi...

I Upgraded My Tesla - Was It Worth It?

27 Dec 2023

Contributed by Lukas

Brian recently upgraded from a Tesla Model Y Performance to a Model X Plaid - so was it worth the purchase? Jump start your journey with our FREE fin...

Is the Market About to Hit an ALL-TIME HIGH? (Should You Be Worried?)

25 Dec 2023

Contributed by Lukas

You may be more tempted to invest more aggressively now that the market is up, but here’s why your financial plan shouldn’t change, no matter the ...

Insurance Companies Are Lying to You (Infinite Banking Exposed!)

22 Dec 2023

Contributed by Lukas

We believe that insurance plays an important role in managing risk and protecting you and yourfamily from unforeseen events. However, we also believe ...

"Is Retirement Even Possible?"

20 Dec 2023

Contributed by Lukas

How do you get your friends or family members to start investing, especially if they have a negative perception of retirement planning? We'll walk y...

Is NOW the Right Time to Buy a House?

18 Dec 2023

Contributed by Lukas

Should you buy a house now, or wait to purchase until interest rates hopefully drop? We'll walk you through that question and more in today's Q&A ep...

Financial Lies That Are Going VIRAL (Money Guy vs. The Internet)

15 Dec 2023

Contributed by Lukas

It’s Money Guy vs. the internet! We wanted to debunk the top 4 financial lies that we see over and over again in reels, in articles, and X feeds to ...

Does It Ever Make Sense to Lease a Car?

13 Dec 2023

Contributed by Lukas

When you're planning on getting a new car, should you always buy, or does it ever make sense to lease a vehicle? We'll walk you through that questio...

“I’m One Million Dollars in Debt - What Should I Do?”

11 Dec 2023

Contributed by Lukas

What should you do in situations where you have a ton of debt? We'll walk you through that question and more in today's Q&A episode! Jump start you...

What's the Point of Saving 25% for Retirement?

08 Dec 2023

Contributed by Lukas

Why do we recommend saving 25% for retirement? And do you really need to save that much?  We'll walk you through that question and more in today's ...