"I'm Getting a Promotion - What Should I Do Next?"
30 Oct 2023
Contributed by Lukas
How should you adjust your saving and investing strategy over time as you get raises and promotions?...
Money Guy vs Dave Ramsey - How Much Should You Save for Retirement?
27 Oct 2023
Contributed by Lukas
We talk a little differently about how much you need to save for retirement compared to what Dave Ra...
Stocks vs Real Estate - Which is Better?!
25 Oct 2023
Contributed by Lukas
A listener asked us to pit real estate against the stock market - so what do we think? We'll walk ...
What Are Bonds? (And Do You Need Them?)
23 Oct 2023
Contributed by Lukas
What do we think about bonds, and should you use them in your investing strategy? We'll walk you t...
How to Buy a Car the RIGHT Way! (20/3/8 Rule)
20 Oct 2023
Contributed by Lukas
Cars have gone up significantly in price over the last few years. How can you buy a car without brea...
The Wait is Over…
18 Oct 2023
Contributed by Lukas
Today we are going to answer your deepest and darkest Money Guy question. To be frank, we’ve been ...
How to Start a Business the RIGHT Way!
16 Oct 2023
Contributed by Lukas
How should you think through saving and investing when you're starting a business? We'll walk you ...
The Money Guy Show Audits Caleb Hammer!
13 Oct 2023
Contributed by Lukas
It's Hammer Time! Join us for a very special guest appearance as Brian and Bo audit Caleb Hammer, ho...
What is a "Luxury Car" - and Should You Buy One?
11 Oct 2023
Contributed by Lukas
What exactly classifies as a luxury car, and how do you go about buying a car the right way? We'll...
"How Do I Budget with a Variable Income?"
09 Oct 2023
Contributed by Lukas
If your income fluctuates every month, how do you calculate your savings rate, monthly budget, and h...
9 Things You Need to Do Before 2023 Ends!
06 Oct 2023
Contributed by Lukas
It is never too early to start thinking about financial decisions you may need to make before the en...
Can This Annuity DESTROY Your Retirement?
04 Oct 2023
Contributed by Lukas
You may have heard of life insurance or annuity products that track the market - maybe you even have...
"When Should I Use My Emergency Fund?"
02 Oct 2023
Contributed by Lukas
We get this question in different forms all the time - when exactly should you use your emergency fu...
Are We Headed for a Recession?
27 Sep 2023
Contributed by Lukas
Should you be worried about a possible upcoming recession, and how should you prepare your financial...
Do You Need A Financial Advisor? (You Might Be Surprised!)
25 Sep 2023
Contributed by Lukas
How do you know when it's time to hire a financial advisor? We'll walk you through that question a...
What I Learned From Being BROKE! (And Why I Wouldn’t Change It)
22 Sep 2023
Contributed by Lukas
No one disputes the fact that being broke isn’t great. We want to spread the word that no matter w...
The IRS Just Changed the Rules About 401(k)s (What You Need to Know)
20 Sep 2023
Contributed by Lukas
The IRS just announced they are delaying a change to 401(k) contributions to 2026. Here’s what cha...
How Much Should You Put Down on a Rental Property?
18 Sep 2023
Contributed by Lukas
How much should you put as a down payment on a rental property, and why? We'll walk you through th...
Top 10 Mind-Blowing Money Stats! (2023 Edition)
15 Sep 2023
Contributed by Lukas
These 10 money stats will blow your mind! We’ll discuss the unbelievable amount of money Americans...
Wealth Multiplier Revealed: The Magic of Compound Interest!
13 Sep 2023
Contributed by Lukas
There’s a reason why Albert Einstein called compounding interest the eighth wonder of the world! D...
How Should You Invest as a Freelance Worker?
11 Sep 2023
Contributed by Lukas
What's the best way to think about investing if you work full time as a freelancer? We'll walk you...
From $0 to Millionaire in 10 Years (Is it Possible?)
08 Sep 2023
Contributed by Lukas
How can you become a millionaire in 10 years or less? We’ll discuss common ways we see millionaire...
Dollar Cost Averaging Explained!
06 Sep 2023
Contributed by Lukas
What exactly is Dollar Cost Averaging, and how should you think about using it in your financial str...
The 20/3/8 Car-Buying Rule Explained (And Why It Works!)
04 Sep 2023
Contributed by Lukas
What exactly do we mean when we talk about the 20/3/8 rule for buying a car, and why do we recommend...
"When Should I Get Into Rental Real Estate?"
01 Sep 2023
Contributed by Lukas
We get asked all the time about how to know if or when someone should start investing in real estate...
Are You Richer Than Your Friends? (This Data Might Surprise You!)
30 Aug 2023
Contributed by Lukas
How much money do Americans actually make? You’ll be surprised to find out how much your neighbors...
How Should You Pay Off Student Loans?
28 Aug 2023
Contributed by Lukas
What are the best methods of handling student loans, and how should you go about paying them off? ...
Investing Showdown: Dollar Cost Averaging vs. Lump Sum!
25 Aug 2023
Contributed by Lukas
It’s a debate as old as time: what’s better, dollar cost averaging or lump sum investing? In thi...
"Is Life Insurance A Pyramid Scheme?"
23 Aug 2023
Contributed by Lukas
We had a listener ask about index life insurance, and whether or not they should consider it. So how...
Do I Need to Save 20% for Retirement Forever?
21 Aug 2023
Contributed by Lukas
Do you always have to save 20 to 25 percent of your income for retirement, or can that amount change...
Is Inflation Really Ruining Your Finances? (You Won’t Like the Answer)
18 Aug 2023
Contributed by Lukas
Inflation has changed our daily living expenses dramatically over the last few years. While we can’...
Are $1,000 Car Payments Becoming the New Norm?!
16 Aug 2023
Contributed by Lukas
New data shows more Americans than ever have car payments over $1,000. Is this becoming the new norm...
"Should I Put 10% Down on My House?"
14 Aug 2023
Contributed by Lukas
Does it ever make sense to put a down payment of 10% or more on your first home? We'll walk you th...
Average Debt by Age! (How Do You Compare Against Other Americans?)
11 Aug 2023
Contributed by Lukas
Debt is one of the biggest problems facing Americans. In this episode, we’ll break down exactly ho...
Can We Really Trust the Stock Market?
09 Aug 2023
Contributed by Lukas
Is the stock market really reliable? How can we be confident in long-term investing in the stock mar...
How to Buy a House in 2023
07 Aug 2023
Contributed by Lukas
With all the changes in the housing market over the last few years, how do you buy a house the right...
34-Year-Old Millionaire Shares His Secrets with George Kamel
04 Aug 2023
Contributed by Lukas
We have a very special episode of The Money Guy Show with a very special guest: George Kamel! George...
How To Maximize Your Savings with High-Yield Accounts (Don't Miss Out!)
02 Aug 2023
Contributed by Lukas
You may not be making as much as you should on your cash! In this Q&A, we discuss the best places to...
Should I Prioritize Saving for a House Over Retirement?
31 Jul 2023
Contributed by Lukas
Does it ever make sense to reduce or pause retirement savings to save up for a house down payment? ...
The Death of Millionaire Status: How Much You Really Need to be Rich
28 Jul 2023
Contributed by Lukas
The Millionaire Next Door came out in 1996 - $1 million back then is nearly $2 million today. Is $1 ...
"I'm 25 and Make $240k - What Should I Do?"
26 Jul 2023
Contributed by Lukas
If you're young and make a high income, how should you balance saving for the future and spending? ...
The Perfect Graduation Gift for a Financial Mutant?
24 Jul 2023
Contributed by Lukas
What are some gifts you can give a recent high school or college grad to get them started on their w...
10 Truths About Winning in Life and With Money (Yes, You’re Doing it Wrong)
21 Jul 2023
Contributed by Lukas
Some things about money and life never change. These money truths are timeless treasures that will h...
Did We Hit the Market Bottom? (Investors Beware!)
19 Jul 2023
Contributed by Lukas
The market seems to be recovering - is the bear market finally over?! Let’s dive into the data and...
What All Should You Consider When Buying A Home?
17 Jul 2023
Contributed by Lukas
When you're thinking about buying a new house, what all should you consider before purchasing it? ...
3 Easy Ways to Find Money (Up to $2,602!)
14 Jul 2023
Contributed by Lukas
No matter how much money you make, you could probably use some extra money each month to spend or in...
"I'm New to Investing - What Should I Do?"
12 Jul 2023
Contributed by Lukas
A lot of new listeners have this question - "I'm new to investing, so where do I start on my wealth-...
How Do You Build Up Your Cash Reserves?
10 Jul 2023
Contributed by Lukas
How many months of cash reserves do you need at different stages in your life, and how do you build ...
Is It Possible to Spend Less Than 25% On Housing?
07 Jul 2023
Contributed by Lukas
What should you do if your housing cost is more than 25% of your income? We'll walk you through th...
"I Don't Qualify for a Roth IRA or an HSA - What Should I Do?"
05 Jul 2023
Contributed by Lukas
How do you navigate through the Financial Order of Operations if you don't qualify for a Roth IRA or...
When Is It Okay to Spend More on a Car?
03 Jul 2023
Contributed by Lukas
Is it ever okay to spend more than we recommend on a car? If so, how does luxury car-buying look for...
Millionaires Share Their Secrets to Financial Success! (2023 Edition)
30 Jun 2023
Contributed by Lukas
It’s that time of year again: our annual Money Guy Wealth Survey episode. We’re back with all-ne...
Why Looking Wealthy is Keeping You From Being Wealthy!
28 Jun 2023
Contributed by Lukas
This one mistake is keeping you poor! Looking rich may be a trap. We break down the stats and show h...
Do Millionaires Have 7 Sources of Income?!
26 Jun 2023
Contributed by Lukas
How many different streams of income does the average person have, and how many should you have? W...
How to Become a Millionaire By Age! (2023 Edition)
23 Jun 2023
Contributed by Lukas
What do you need to be investing to become a millionaire? In this episode, we’ll discuss the four ...
How Much Should You Save When You Have a Pension?
21 Jun 2023
Contributed by Lukas
If you have a pension, should you still be saving 25% of your income for retirement? We'll walk yo...
How Do You Save for a Down Payment AND Retirement?
19 Jun 2023
Contributed by Lukas
Where does buying a house fall in the Financial Order of Operations? We'll walk you through that q...
How to Achieve FIRE By Income (Are You on Track?)
16 Jun 2023
Contributed by Lukas
Do you want to retire early? If so, do you know what it is going to take to get there? To know if FI...
New Data Shows Americans Are HORRIBLE at Investing (1% Returns?!)
14 Jun 2023
Contributed by Lukas
New data just released by Fidelity shows that Americans have been HORRIBLE at investing in their 401...
Will the Financial Order of Operations (FOO) Ever Change?
12 Jun 2023
Contributed by Lukas
A listener asked us if we anticipate ever needing to adapt or change the Financial Order of Operatio...
Roth IRA vs Roth 401(k) - Which is Better?
09 Jun 2023
Contributed by Lukas
What are the differences between a Roth IRA and a Roth 401(k), and how should you utilize them on yo...
How Fear Could Cost You Millions!
07 Jun 2023
Contributed by Lukas
Could fear be costing you big-time? In this Q&A, we’ll take a look at a real-world example to dete...
Should You Pay Extra on Your Mortgage Now?
05 Jun 2023
Contributed by Lukas
With interest rates for mortgages increasing recently, does that qualify as "high-interest debt," an...
The Best and Worst Types of Life Insurance
02 Jun 2023
Contributed by Lukas
No matter how much you know about finance, you’ve definitely heard about life insurance: maybe fro...
"I'm Paying Cash for a Car - How Much Should I Spend?"
31 May 2023
Contributed by Lukas
If you're thinking about buying a car in cash, how much should you spend for the car? We'll walk y...
Should You Prioritize Retirement Savings or Your Kids' College Savings?
29 May 2023
Contributed by Lukas
How should you think about balancing saving for your own retirement and preparing for your kids' col...
How to Recover From 4 HORRIBLE Financial Mistakes!
26 May 2023
Contributed by Lukas
In our nearly four decades of combined experience managing money, we’ve seen some horrible financi...
New Data: Active Investments Are Better Than Index Funds?
24 May 2023
Contributed by Lukas
A new research paper is out that claims active funds from two large providers, Vanguard and Fidelity...
"I Took Out a 401(k) Loan - What Should I Do?"
22 May 2023
Contributed by Lukas
How can you course-correct after taking out a 401(k) loan for a down payment? We'll walk you throu...
Why Americans Are Actually Broke! (2023 Edition)
19 May 2023
Contributed by Lukas
Americans might be bad with money, but you don’t have to be. In this episode, we discuss the under...
Do I Still Need an Emergency Fund When I'm Retired?
17 May 2023
Contributed by Lukas
Once you're retired and have access to different sources of money, should you still keep an emergenc...
Is the U.S. Dollar On its Way Out?
15 May 2023
Contributed by Lukas
There's been a lot of conversation recently about the U.S. Dollar and other currencies/economies. So...
Build Wealth With the 3 Bucket Strategy! (By Age) 2023 Edition
12 May 2023
Contributed by Lukas
We believe there are three distinct taxable buckets you have the option of investing in for retireme...
Debt Ceiling Crisis: World’s Financial System at Risk?
10 May 2023
Contributed by Lukas
Should you be worried about the debt ceiling crisis? Although political leaders have so far been una...
"Should I Pause Investing to Pay Off My Mortgage?"
08 May 2023
Contributed by Lukas
Here's a question we get a lot that always elicits strong reactions - should you pause retirement sa...
Is NOW the Best Time to Invest in Real Estate? (With Scott Trench from BiggerPockets Money)
05 May 2023
Contributed by Lukas
Is NOW the Best Time to Invest in Real Estate? (With Scott Trench from BiggerPockets Money) Jump st...
Will Artificial Intelligence Replace Financial Advisors?
03 May 2023
Contributed by Lukas
How will artificial intelligence affect personal finance - and will it impact financial advisors? ...
"How Much of My Income Should I Spend On Housing?"
01 May 2023
Contributed by Lukas
Whether you rent an apartment or own a house, how much of your monthly income should you spend on yo...
How Much Cash Should You Keep On Hand?
28 Apr 2023
Contributed by Lukas
How much cash should you have in savings, and where does saving extra cash fall in the Financial Ord...
How to Save Thousands of Dollars in Taxes in 2024
26 Apr 2023
Contributed by Lukas
Tax season is over for most of us, but that doesn’t mean it’s time to stop thinking about your t...
What Should You Do With Side Hustle Money?
24 Apr 2023
Contributed by Lukas
How does your side hustle income impact your savings rate and spending habits? We'll walk you thro...
Average 401(k) Balance by Age (2023 Edition)
21 Apr 2023
Contributed by Lukas
Are you doing better than the average American at saving in your 401(k)? We'll talk about basics of ...
TikTok Products That Are Actually Worth the Money
19 Apr 2023
Contributed by Lukas
TikTok has become not only a popular social media platform, but a popular place to find trending new...
"I Want to Quit My Job...But They Have a Great 401(k)"
17 Apr 2023
Contributed by Lukas
This listener is looking to quit his job, but if he waits a little longer, he'll get a big 401(k) ma...
The Dark Side of Being an American Millionaire! (2023 Edition)
14 Apr 2023
Contributed by Lukas
Being a millionaire isn't always sunshine and rainbows in 2023. In this episode, we'll discuss some ...
"My House is Down in Value - What Should I Do?"
12 Apr 2023
Contributed by Lukas
What should you do if the house you bought is worth less money now than when you first bought it? ...
How Long Should it Take to Pay Off Your Car?
10 Apr 2023
Contributed by Lukas
What do we recommend for buying a car, and why do we recommend doing it that way? We'll walk you t...
How Rich People Get Rich in 2023 (Secrets Revealed!)
07 Apr 2023
Contributed by Lukas
Which path to wealth will you take to abundance? There are several different paths to wealth, and yo...
Net vs. Gross Income - How Much Should You Be Saving?
05 Apr 2023
Contributed by Lukas
We talk a lot about your savings rate, but should that be from your gross or net income - and wh...
"I Have a 14% Car Loan - What Should I Do?"
03 Apr 2023
Contributed by Lukas
We recently talked to a listener with a 14% car loan! So what should you do in a situation like that...
Popular Investing Strategies That Are Actually LOSING You Money
31 Mar 2023
Contributed by Lukas
Is there an investing strategy out there that consistently beats index investing over time?! In this...
Is the Bear Market Over?
29 Mar 2023
Contributed by Lukas
Is there any way to know if the stock market will do better this year than last year? And how should...
Should You Turn a Side Hustle into Your Main Job?
27 Mar 2023
Contributed by Lukas
What all should you consider before turning a side hustle into your full-time job? We'll walk you ...
How to Buy an Engagement Ring the RIGHT Way?
24 Mar 2023
Contributed by Lukas
Everybody seems to have their own idea on how much to spend on an engagement ring, but how should a ...
Should You Get a 15-Year or 30-Year Mortgage?
22 Mar 2023
Contributed by Lukas
Things have certainly been changing in the housing market - so should you get a 15-year or a 30-mort...
How to Get Your Kids to Start Investing
20 Mar 2023
Contributed by Lukas
We all understand how powerful investing is - but how do you get your kids to start on that investin...
Financial Planning 101 (By Age) 2023 Edition
17 Mar 2023
Contributed by Lukas
Throughout every decade, there are different areas of your financial life that come in and out of fo...
Should You Be Worried About Banks Collapsing? [Here’s the Truth]
15 Mar 2023
Contributed by Lukas
We just experienced the largest bank collapse since the Great Recession. Here’s what you need to k...
Best Ways to Save for College Tuition?
13 Mar 2023
Contributed by Lukas
How should you think about saving for your kid's future college tuition, and what accounts are best ...
Is the 2023 Housing Crash Around the Corner?
10 Mar 2023
Contributed by Lukas
Housing prices skyrocketed after the pandemic to all-time highs, and mortgage rates have more than d...