Money Guy Show

Are You Actually Saving Enough for Retirement?

12 Dec 2022

Contributed by Lukas

How much should you be saving for retirement? 15 or 25 percent, or even more? We'll walk you through that question and more in today's Q&A episode! ...

The Fed Just BROKE the Car Market! (What You Need to Know)

09 Dec 2022

Contributed by Lukas

Car prices have been on a rollercoaster ride the last few years, and it looks like they might finally be coming down. In this episode, we’ll discuss...

Should You Pay Off Your House Early or Save for Future Expenses?

07 Dec 2022

Contributed by Lukas

Does it make more sense to pay extra on your mortgage or save that money for future expenses like your kid's college? We'll walk you through that qu...

Is "The Lost Decade" Real?

05 Dec 2022

Contributed by Lukas

What exactly is "The Lost Decade" that people talk about with investing, and is it a financial reality? We'll walk you through that question and mor...

Dave Ramsey vs. The Money Guy: Which Strategy is The Best?

02 Dec 2022

Contributed by Lukas

Dave Ramsey has an incredible legacy of helping folks get out of debt and take control of their financial lives. We agree on a lot of things, but ther...

Mark Cuban: “If You Use Credit Cards, You Don’t Want to Be Rich!” (Money Guy Reacts)

30 Nov 2022

Contributed by Lukas

Mark Cuban says you should only use credit cards if you do NOT want to be rich. While we are no fans of credit card debt, we believe credit cards can ...

"How Do I Save for Retirement and Still Enjoy Life Now?"

28 Nov 2022

Contributed by Lukas

It's important to figure out how to save for the future and still have fun today - so what does that balance look like? We'll walk you through that ...

Top 4 Financial Mistakes We Saw This Year! (2022)

25 Nov 2022

Contributed by Lukas

We saw some wild financial mistakes this year during the bear market. From making extreme changes to portfolio allocation, chasing the hot dot, and us...

"I Made Money Selling My House - What Should I Do With It?"

23 Nov 2022

Contributed by Lukas

A lot of people who sold their home recently have probably made a good chunk of money doing it - so what should you do with the extra money you made? ...

What Should You Do When You Start Making More Money?

21 Nov 2022

Contributed by Lukas

Does the Financial Order of Operations look any different when you're earning a higher income? We'll walk you through that question and more in toda...

How Millionaires Build Wealth! (With Dave Ramsey)

18 Nov 2022

Contributed by Lukas

Join us for a very special guest appearance as we welcome personal finance radio host and influencer Dave Ramsey to The Money Guy Show! ...

IRS Changes the Government Does NOT Want You to Know About!

16 Nov 2022

Contributed by Lukas

The IRS just announced some BIG inflation adjustments for 2023 - which could allow you to save even more for retirement, receive larger tax credits, a...

How Much Do You Need for an Emergency Fund?

14 Nov 2022

Contributed by Lukas

Should you keep a 3-month or 6-month emergency fund, and how do you start saving up for that? We'll walk you through that question and more in today...

Do These 4 Things with Your Finances BEFORE 2023!

11 Nov 2022

Contributed by Lukas

There are unique financial opportunities available at the end of the year - especially this year with the market down. In this episode, we’ll talk a...

"I'm Saving 25% - What Should I Do Next?"

09 Nov 2022

Contributed by Lukas

Once you finally reach that savings goal of 25%, what's next on the financial list? We'll walk you through that question and more in today's Q&A epi...

What Should You Do After a Financial Setback?

07 Nov 2022

Contributed by Lukas

Sometimes, life happens and you have to use your emergency funds. So what does your Financial Order of Operations look like when you have a financial ...

How to Win When the Financial World is Burning!

04 Nov 2022

Contributed by Lukas

Lately it’s felt like the financial world is in chaos, with rising interest rates, a falling stock market, and high inflation. Let’s talk about ho...

Are Debit Cards More Dangerous Than Credit Cards?!

02 Nov 2022

Contributed by Lukas

Should you be using credit cards or debit cards? Both have their pros and cons: credit cards can have better fraud protection and rewards, but some ar...

"I Got a Higher-Paying Job - What Should I Do Next?"

31 Oct 2022

Contributed by Lukas

What should you do if you get a new job that pays a lot higher than your previous job, and how does that change your investing strategy? We'll walk ...

Should I Keep Renting or Buy a House?

28 Oct 2022

Contributed by Lukas

The housing market is crazy these days, but so is renting. So what should you do - keep renting, or try to buy a house? We'll walk you through that ...

96% of People Misuse the Most Powerful Investment Account! (Yes, You, Too!)

26 Oct 2022

Contributed by Lukas

Are you misusing one of the best investment options out there? In this episode, Bo and Brian discuss one of the most powerful investment accounts and ...

How Much Should You Invest with a Lower Income?

24 Oct 2022

Contributed by Lukas

When you're just getting started with investing, how do you go through the steps of the Financial Order of Operations on a lower income? We'll walk ...

Loss Harvesting: Why Wealthy People Love It (And You Should Too!)

21 Oct 2022

Contributed by Lukas

Tax-loss harvesting: what is it and should you be doing it? In this episode, we’ll cover everything you need to know about tax-loss harvesting, incl...

How Do You Approach Buying Life Insurance?

19 Oct 2022

Contributed by Lukas

What is the best way to approach term life insurance, and how much should you buy? We'll walk you through that question and more in today's Q&A epis...

How Much Should You REALLY Put Down On Your First House?

17 Oct 2022

Contributed by Lukas

When it comes to buying that first house, how much do you actually need to put down? We'll walk you through that question and more in today's Q&A ep...

The Market is Crashing! (Where Should You Put Your Money?)

14 Oct 2022

Contributed by Lukas

The stock market has not had a great year so far. You might be asking yourself, “Since the market is crashing, where should I put my money now?” I...

A New Era - Unveiling the Next Chapter of the Money Guy

12 Oct 2022

Contributed by Lukas

We’ve got some exciting updates to share with you about the future of The Money Guy Show! And make sure to check out the full video on YouTube to se...

How Do I Convince My Friends to Invest?

10 Oct 2022

Contributed by Lukas

When you're a financial mutant, your friends and family might not be as passionate as you are about saving and investing. So how do you get them to ca...

Will Rising Interest Rates Tank the Economy?

07 Oct 2022

Contributed by Lukas

The Federal Reserve is raising interest rates to combat inflation, and many are concerned about how it will affect the economy. In this episode, we’...

How Should You Handle Finances With Your Spouse?

05 Oct 2022

Contributed by Lukas

What are some good strategies to tackle money with your spouse when you get married? We'll walk you through that question and more in today's Q&A ep...

So, You Won the Lottery - What Should You Do Now?

03 Oct 2022

Contributed by Lukas

As a fun hypothetical, let's say you just won the lottery. What should you do next? We'll walk you through that question and more in today's Q&A epi...

How to Be Wealthy By Age! (Can You Catch Up?)

30 Sep 2022

Contributed by Lukas

How much does it take for you to meet your retirement goals by age, and what are some common traps your peers fall into? Learn more about how to be we...

4 Ways to Tap Your Home Equity (And Why You Shouldn’t Do It!)

28 Sep 2022

Contributed by Lukas

For many Americans, their home is their biggest asset. There are a few ways to take advantage of the equity in your home without selling. We’ll disc...

When Should You Get Into Rental Real Estate?

26 Sep 2022

Contributed by Lukas

If you're investing 25% of your income toward retirement, can you start investing in rental real estate properties? We'll walk you through that ques...

Can Money Buy Happiness? (Here’s the Truth)

23 Sep 2022

Contributed by Lukas

Money and happiness aren’t directly correlated, but they are intertwined. Some believe that once they have a large, pie-in-the-sky amount of money, ...

Should You Pay Off Your Mortgage Early or Invest More?

21 Sep 2022

Contributed by Lukas

We get this question all the time - should you put more money toward your mortgage, or invest that money into retirement accounts? We'll walk you th...

"Will I Ever Stop Feeling Broke?!"

19 Sep 2022

Contributed by Lukas

Earlier on in your financial journey, you might feel like you're struggling to see the fruit of your good money habits. So when will that typically ch...

Passive Income EXPOSED: 3 Ways to Actually Make Money (2022 Edition)

16 Sep 2022

Contributed by Lukas

Passive income is a dream for many looking to get out of their 9-5 or just create extra income on the side. In this episode, we’ll break down differ...

Should You Stop Investing to Pay Off Student Loans?

14 Sep 2022

Contributed by Lukas

If you've got student loans or if you're planning on going to grad school, should you pause your investing to pay the loans off first? We'll walk yo...

How Do You Build Generational Wealth?

12 Sep 2022

Contributed by Lukas

If you receive an inheritance from a family member, how do you make sure that you're using that to help set your kids up for future financial success?...

Millionaires Share Their Secrets to Financial Success! [2022 Edition]

09 Sep 2022

Contributed by Lukas

It’s that time of year again: our annual Money Guy Wealth Survey episode. We’re back with all-new data for 2022, including new questions. You’ll...

"Am I Saving Too Much for Retirement?"

07 Sep 2022

Contributed by Lukas

If you're saving more than 25% for retirement, is it ever okay to take money out of investments for home renovations or other life needs? We'll walk...

How Should Your Emergency Fund Change Over Time?

05 Sep 2022

Contributed by Lukas

Emergency funds will look different when you're single, married, when you have kids, and when you retire. So how should those funds change over time? ...

Dumb Financial Decisions Americans Make [Do You?]

02 Sep 2022

Contributed by Lukas

Throughout our years of doing the show, we’ve seen more than our share of financial mistakes. Some are more common than others - in this episode, we...

Student Loan Forgiveness is Finally Here! (What You Need to Know)

31 Aug 2022

Contributed by Lukas

The Biden administration recently announced a plan to forgive up to $20,000 in student loans for many borrowers. We’ll break down the facts of the p...

HSA's EXPLAINED - Best Ways to Use Your Health Savings Account!

29 Aug 2022

Contributed by Lukas

HSA's can be tricky since they're used for a variety of reasons - so what's the best way to use your Health Savings Account? We'll walk you through ...

Who’s Right About the Housing Market Crash? (Dave Ramsey vs. Graham Stephan)

26 Aug 2022

Contributed by Lukas

Are we headed for a housing crash in 2022 or beyond? As interest rates rise and the economy cools off, many are wondering if housing could slow down. ...

Should You Dip Into Your Emergency Fund?

24 Aug 2022

Contributed by Lukas

When is it alright to dip into your retirement fund, and does that answer change as you get closer to retirement? We'll walk you through that questi...

Roth IRA vs. 401(k) - Which Should You ACTUALLY Start With?

22 Aug 2022

Contributed by Lukas

Should you start investing in your Roth IRA or your 401(k) first? The answer might depend on a few key things! We'll walk you through that question ...

3 Things You SHOULD Spend Money On (Even During a Recession)

19 Aug 2022

Contributed by Lukas

When is it okay to start spending money on things you want, but may not need? In this episode, we'll discuss when you can start spending money on "unn...

Are These Celebrities LYING To You About Money?

17 Aug 2022

Contributed by Lukas

Believe it or not, celebrities may not have your best interests in mind when promoting financial products. In this Q&A, we’ll react to some of the m...

The 3-Bucket Strategy EXPLAINED!

15 Aug 2022

Contributed by Lukas

We talk a lot about the idea of asset allocation and the 3-bucket strategy - so what is it, and what's the best way to get started? We'll walk you t...

3 WORST Types of Financial Crooks [Don't Get Scammed!]

12 Aug 2022

Contributed by Lukas

In the financial world, there are a lot of crooks that try to get into your pockets. From metaphorical crooks selling a bad product to literal crooks ...

How Do You Get Started with Investing?

10 Aug 2022

Contributed by Lukas

If you're new to the idea of investing, or if you're trying to teach your kids, what's the best way to get started? We'll walk you through that ques...

Is Real Estate Better Than a 529 Plan?

08 Aug 2022

Contributed by Lukas

When you're preparing to save for college, is it better to invest in rental real estate property or save with a 529 plan? We'll walk you through tha...

How Should You Pay Off Your Mortgage?

05 Aug 2022

Contributed by Lukas

With interest rates on the rise, what's the best strategy to pay off your mortgage? We'll walk you through that question and more in today's Q&A epi...

5 Reasons Why You Need to Contribute to Your 401(k) TODAY!

03 Aug 2022

Contributed by Lukas

There are some BIG reasons why it makes sense to contribute to your 401(k) - some that you may not even think of! In this Q&A episode, we'll discuss t...

Is College Worth It In 2022?

01 Aug 2022

Contributed by Lukas

College is getting even more expensive, and student loans are a huge pain to pay off. So is college still worth the price? We'll walk you through th...

Everything You Need to Know About Real Estate Investing!

29 Jul 2022

Contributed by Lukas

We talk a lot about investment accounts like your 401(k) and Roth IRA, but people ask us all the time for our advice on real estate. So we put togethe...

How to Bulletproof Your Financial Plan (When Life Gets Hard)

27 Jul 2022

Contributed by Lukas

When you go through big milestones or drastic life changes, your finances may not be as strong as you thought they were. In this episode, we discuss p...

How to Set Up Finances for Your Kids

25 Jul 2022

Contributed by Lukas

What all do you need to do when you're setting up finances for your newborn child? We'll walk you through that question and more in today's Q&A epis...

The Truth About The FIRE Movement! (Is FIRE Still Possible?)

22 Jul 2022

Contributed by Lukas

Since the advent of the FIRE movement several decades ago, we have never experienced a period of higher inflation until now. With the market down over...

How to ACTUALLY Become a Millionaire [5 Simple Steps]

20 Jul 2022

Contributed by Lukas

You know you should be investing for retirement, but how do you make sure you're doing it the right way? In this Q&A episode, we'll break down a few s...

Should You Use I Bonds or a Savings Account?

18 Jul 2022

Contributed by Lukas

What are the pros and cons of I Bonds, and should you use them over a savings account with your bank? We'll walk you through that question and more ...

Top 3 Most Controversial Money Issues [Our Hot Takes]

15 Jul 2022

Contributed by Lukas

We have some unpopular opinions about controversial money topics. In this episode, we'll discuss our three biggest hot takes, including our thoughts o...

"My Rent is Going Up - What Should I Do?"

13 Jul 2022

Contributed by Lukas

With housing and rent prices increasing dramatically, how should you navigate your next move if you're a renter? We'll walk you through that questio...

Are You Saving Enough for Retirement?

11 Jul 2022

Contributed by Lukas

How much do you actually need to save for retirement, and does that amount change over time? We'll walk you through that question and more in today'...

Why College in America is Broken [And What You Can Do About It]

08 Jul 2022

Contributed by Lukas

College costs in America have skyrocketed over the last few decades, as has the total student loan debt in the country. In this episode, we'll talk ab...

Is a 401k the WORST Account to Have in Retirement?

06 Jul 2022

Contributed by Lukas

Some financial influencers say that 401(k) accounts are one of the WORST ways to save for retirement. Is that true?! In this Ask The Money Guy Episode...

Where Should You Keep Your Cash?

04 Jul 2022

Contributed by Lukas

Let's talk cash! Where should you keep it, and what's the best strategy to maximize your savings? We'll walk you through that question and more in t...

Why This Recession is Going to Be VERY Different!

01 Jul 2022

Contributed by Lukas

Every recession is different, and this one is no exception: we are currently experiencing once-in-a-lifetime inflation and started the recession with ...

Should I Invest My Future Down-Payment Money?

29 Jun 2022

Contributed by Lukas

If you're planning on buying a house soon, should you keep that down-payment money in cash or invest it in the stock market? We'll walk you through ...

Can You Retire At 45?

27 Jun 2022

Contributed by Lukas

If you're trying to go the FIRE route of retiring early, how much money do you need saved to retire at 45? We'll walk you through that question and ...

How to Protect Your Finances During a Recession [By Age]

24 Jun 2022

Contributed by Lukas

The S&P 500 recently crossed over into bear market territory, and many in the financial media believe we are in a recession. Bear markets and recessio...

Is Now the Time to Buy Crypto (Opportunity of a Lifetime)?

22 Jun 2022

Contributed by Lukas

Major cryptocurrencies have been down across the board so far in 2022, as inflation soars and and risk-on assets become more volatile. With major cryp...

Will Interest Rates Go Back Down?

20 Jun 2022

Contributed by Lukas

If you're a first-time homebuyer, you've probably been hoping for interest rates to drop soon. So what should you do if you're trying to buy that firs...

Avoid These Home Buying Mistakes! (Even During a Crazy Market)

17 Jun 2022

Contributed by Lukas

Housing prices have gone up over 30% in the last two years, and over 70% when you account for rising interest rates. However, there are some glimmers ...

How Often Should You Be Investing?

15 Jun 2022

Contributed by Lukas

If you're dollar cost averaging your investments throughout the year, how often should you be investing - weekly; monthly; quarterly? We'll walk you...

Will Social Security Be Around When I Retire?

13 Jun 2022

Contributed by Lukas

How confident can you be that social security will be around when you retire, and how should you prepare in case it's not? We'll walk you through th...

Should You STOP Investing in the Stock Market?

10 Jun 2022

Contributed by Lukas

The stock market has had a rough time in 2022 - so should you keep investing, or wait until things look better?   We'll walk you through that questi...

How to Make Your Kid a Millionaire!

08 Jun 2022

Contributed by Lukas

Every parent wants their children to be successful in life. What if we told you your kids can not only all become millionaires, but that it won't even...

Should You Pay Off Your Mortgage Early?

06 Jun 2022

Contributed by Lukas

If you have a 30-year mortgage, does it make sense to pay it off early? We'll walk you through that question and more in today's Q&A episode! Watch...

Why Americans Are Broke (2022 Edition)

03 Jun 2022

Contributed by Lukas

Nearly 60% of Americans can't come up with $1,000 in an emergency. Even more are living paycheck-to-paycheck. Why are Americans so bad with money? In ...

How Much Do I ACTUALLY Need to Save?

01 Jun 2022

Contributed by Lukas

Some people suggest saving 10-15% for retirement, and we recommend saving 20-25%. So does our recommended amount ever change depending on life situati...

"I Made Money Selling My House - What Should I Do?"

30 May 2022

Contributed by Lukas

If you've sold a house in the last year or two, you probably made some good money off the sale. So what should you do with the extra money? We'll wa...

The Dark Side of Being a Millionaire! (The Truth About Being Wealthy)

27 May 2022

Contributed by Lukas

Being a millionaire isn't always sunshine and rainbows. In this episode, we'll discuss some common pitfalls and traps millionaires fall into, shock-an...

How To Time The Market in 2022 (Is This Year Different?)

25 May 2022

Contributed by Lukas

The stock market isn't off to a great start in 2022, and many investors are concerned about market volatility and are wondering how far the market cou...

What's the Best Way to Replace Your Emergency Fund?

23 May 2022

Contributed by Lukas

If you have to dip into your emergency fund, what's the best way to go about replacing that money? We'll walk you through that question and more in ...

Is The Next Recession Around The Corner?! (How To Prepare)

20 May 2022

Contributed by Lukas

The S&P 500 is down nearly 20% year-to-date, inflation is persistently high, and GDP was negative last quarter. Many in the financial media are specul...

Should You Pause Retirement Savings to Buy a House?

18 May 2022

Contributed by Lukas

How do you balance saving for retirement AND trying to buy your first house? We'll walk you through that question and more in today's Q&A episode! ...

How to Buy Your First House in 2022

16 May 2022

Contributed by Lukas

Interest rates and housing prices continue to rise - so how do you purchase your first home in this crazy time? We'll walk you through that question...

Secret 401(k) Strategies That No One Talks About! (2022 Edition)

13 May 2022

Contributed by Lukas

401(k) plans can do some amazing things that not everyone knows about. In this episode, we'll discuss some of the best 401(k) strategies that aren't o...

4 Ways to Avoid Losing Social Security Benefits!

11 May 2022

Contributed by Lukas

71% of Americans fear that Social Security won't be around when they retire. While you can't control the future of Social Security, there are a few th...

Can A Roth IRA Be Your Emergency Fund?

09 May 2022

Contributed by Lukas

Does it make sense to use money from your Roth IRA as an emergency fund? We'll walk you through that question and more in today's Q&A episode! Subs...

Is Money Ruining Your Relationships?

06 May 2022

Contributed by Lukas

Money is one of the biggest areas of conflict in a relationship, whether it's with your employer, spouse, children, or someone else. In this episode, ...

Should You Use an HSA or Emergency Fund for Surgery?

04 May 2022

Contributed by Lukas

Does it make sense to use your emergency fund for a large medical expense like a surgery, or should you use funds from an HSA? We'll walk you throug...

What Should You Do With a Large Sum of Money?

02 May 2022

Contributed by Lukas

Is it better to invest a large sum of money all at once, or slowly over a longer period of time? We'll walk you through that question and more in tod...

How I Bought This Tesla for Under $10,000!

29 Apr 2022

Contributed by Lukas

How did Brian get a Tesla for under $10,000?! In this episode, Brian breaks down every step he took along the way to get his new Tesla Model Y for und...

Financial Advisor Shares His 5 Biggest Money Mistakes!

27 Apr 2022

Contributed by Lukas

Even financial advisors can make money mistakes - and Brian has made a few that he wishes he could have back. In this episode, Brian will talk about m...

Are House Prices Going to Drop Soon?

25 Apr 2022

Contributed by Lukas

With interest rates rising this year, does that mean we should expect a drop in housing prices soon? We'll walk you through that question and more in ...