Money Guy Show
Episodes
How Do You Approach Buying Life Insurance?
19 Oct 2022
Contributed by Lukas
What is the best way to approach term life insurance, and how much should you buy? We'll walk you through that question and more in today's Q&A epis...
How Much Should You REALLY Put Down On Your First House?
17 Oct 2022
Contributed by Lukas
When it comes to buying that first house, how much do you actually need to put down? We'll walk you through that question and more in today's Q&A ep...
The Market is Crashing! (Where Should You Put Your Money?)
14 Oct 2022
Contributed by Lukas
The stock market has not had a great year so far. You might be asking yourself, “Since the market is crashing, where should I put my money now?” I...
A New Era - Unveiling the Next Chapter of the Money Guy
12 Oct 2022
Contributed by Lukas
We’ve got some exciting updates to share with you about the future of The Money Guy Show! And make sure to check out the full video on YouTube to se...
How Do I Convince My Friends to Invest?
10 Oct 2022
Contributed by Lukas
When you're a financial mutant, your friends and family might not be as passionate as you are about saving and investing. So how do you get them to ca...
Will Rising Interest Rates Tank the Economy?
07 Oct 2022
Contributed by Lukas
The Federal Reserve is raising interest rates to combat inflation, and many are concerned about how it will affect the economy. In this episode, we’...
How Should You Handle Finances With Your Spouse?
05 Oct 2022
Contributed by Lukas
What are some good strategies to tackle money with your spouse when you get married? We'll walk you through that question and more in today's Q&A ep...
So, You Won the Lottery - What Should You Do Now?
03 Oct 2022
Contributed by Lukas
As a fun hypothetical, let's say you just won the lottery. What should you do next? We'll walk you through that question and more in today's Q&A epi...
How to Be Wealthy By Age! (Can You Catch Up?)
30 Sep 2022
Contributed by Lukas
How much does it take for you to meet your retirement goals by age, and what are some common traps your peers fall into? Learn more about how to be we...
4 Ways to Tap Your Home Equity (And Why You Shouldn’t Do It!)
28 Sep 2022
Contributed by Lukas
For many Americans, their home is their biggest asset. There are a few ways to take advantage of the equity in your home without selling. We’ll disc...
When Should You Get Into Rental Real Estate?
26 Sep 2022
Contributed by Lukas
If you're investing 25% of your income toward retirement, can you start investing in rental real estate properties? We'll walk you through that ques...
Can Money Buy Happiness? (Here’s the Truth)
23 Sep 2022
Contributed by Lukas
Money and happiness aren’t directly correlated, but they are intertwined. Some believe that once they have a large, pie-in-the-sky amount of money, ...
Should You Pay Off Your Mortgage Early or Invest More?
21 Sep 2022
Contributed by Lukas
We get this question all the time - should you put more money toward your mortgage, or invest that money into retirement accounts? We'll walk you th...
"Will I Ever Stop Feeling Broke?!"
19 Sep 2022
Contributed by Lukas
Earlier on in your financial journey, you might feel like you're struggling to see the fruit of your good money habits. So when will that typically ch...
Passive Income EXPOSED: 3 Ways to Actually Make Money (2022 Edition)
16 Sep 2022
Contributed by Lukas
Passive income is a dream for many looking to get out of their 9-5 or just create extra income on the side. In this episode, we’ll break down differ...
Should You Stop Investing to Pay Off Student Loans?
14 Sep 2022
Contributed by Lukas
If you've got student loans or if you're planning on going to grad school, should you pause your investing to pay the loans off first? We'll walk yo...
How Do You Build Generational Wealth?
12 Sep 2022
Contributed by Lukas
If you receive an inheritance from a family member, how do you make sure that you're using that to help set your kids up for future financial success?...
Millionaires Share Their Secrets to Financial Success! [2022 Edition]
09 Sep 2022
Contributed by Lukas
It’s that time of year again: our annual Money Guy Wealth Survey episode. We’re back with all-new data for 2022, including new questions. You’ll...
"Am I Saving Too Much for Retirement?"
07 Sep 2022
Contributed by Lukas
If you're saving more than 25% for retirement, is it ever okay to take money out of investments for home renovations or other life needs? We'll walk...
How Should Your Emergency Fund Change Over Time?
05 Sep 2022
Contributed by Lukas
Emergency funds will look different when you're single, married, when you have kids, and when you retire. So how should those funds change over time? ...
Dumb Financial Decisions Americans Make [Do You?]
02 Sep 2022
Contributed by Lukas
Throughout our years of doing the show, we’ve seen more than our share of financial mistakes. Some are more common than others - in this episode, we...
Student Loan Forgiveness is Finally Here! (What You Need to Know)
31 Aug 2022
Contributed by Lukas
The Biden administration recently announced a plan to forgive up to $20,000 in student loans for many borrowers. We’ll break down the facts of the p...
HSA's EXPLAINED - Best Ways to Use Your Health Savings Account!
29 Aug 2022
Contributed by Lukas
HSA's can be tricky since they're used for a variety of reasons - so what's the best way to use your Health Savings Account? We'll walk you through ...
Who’s Right About the Housing Market Crash? (Dave Ramsey vs. Graham Stephan)
26 Aug 2022
Contributed by Lukas
Are we headed for a housing crash in 2022 or beyond? As interest rates rise and the economy cools off, many are wondering if housing could slow down. ...
Should You Dip Into Your Emergency Fund?
24 Aug 2022
Contributed by Lukas
When is it alright to dip into your retirement fund, and does that answer change as you get closer to retirement? We'll walk you through that questi...
Roth IRA vs. 401(k) - Which Should You ACTUALLY Start With?
22 Aug 2022
Contributed by Lukas
Should you start investing in your Roth IRA or your 401(k) first? The answer might depend on a few key things! We'll walk you through that question ...
3 Things You SHOULD Spend Money On (Even During a Recession)
19 Aug 2022
Contributed by Lukas
When is it okay to start spending money on things you want, but may not need? In this episode, we'll discuss when you can start spending money on "unn...
Are These Celebrities LYING To You About Money?
17 Aug 2022
Contributed by Lukas
Believe it or not, celebrities may not have your best interests in mind when promoting financial products. In this Q&A, we’ll react to some of the m...
The 3-Bucket Strategy EXPLAINED!
15 Aug 2022
Contributed by Lukas
We talk a lot about the idea of asset allocation and the 3-bucket strategy - so what is it, and what's the best way to get started? We'll walk you t...
3 WORST Types of Financial Crooks [Don't Get Scammed!]
12 Aug 2022
Contributed by Lukas
In the financial world, there are a lot of crooks that try to get into your pockets. From metaphorical crooks selling a bad product to literal crooks ...
How Do You Get Started with Investing?
10 Aug 2022
Contributed by Lukas
If you're new to the idea of investing, or if you're trying to teach your kids, what's the best way to get started? We'll walk you through that ques...
Is Real Estate Better Than a 529 Plan?
08 Aug 2022
Contributed by Lukas
When you're preparing to save for college, is it better to invest in rental real estate property or save with a 529 plan? We'll walk you through tha...
How Should You Pay Off Your Mortgage?
05 Aug 2022
Contributed by Lukas
With interest rates on the rise, what's the best strategy to pay off your mortgage? We'll walk you through that question and more in today's Q&A epi...
5 Reasons Why You Need to Contribute to Your 401(k) TODAY!
03 Aug 2022
Contributed by Lukas
There are some BIG reasons why it makes sense to contribute to your 401(k) - some that you may not even think of! In this Q&A episode, we'll discuss t...
Is College Worth It In 2022?
01 Aug 2022
Contributed by Lukas
College is getting even more expensive, and student loans are a huge pain to pay off. So is college still worth the price? We'll walk you through th...
Everything You Need to Know About Real Estate Investing!
29 Jul 2022
Contributed by Lukas
We talk a lot about investment accounts like your 401(k) and Roth IRA, but people ask us all the time for our advice on real estate. So we put togethe...
How to Bulletproof Your Financial Plan (When Life Gets Hard)
27 Jul 2022
Contributed by Lukas
When you go through big milestones or drastic life changes, your finances may not be as strong as you thought they were. In this episode, we discuss p...
How to Set Up Finances for Your Kids
25 Jul 2022
Contributed by Lukas
What all do you need to do when you're setting up finances for your newborn child? We'll walk you through that question and more in today's Q&A epis...
The Truth About The FIRE Movement! (Is FIRE Still Possible?)
22 Jul 2022
Contributed by Lukas
Since the advent of the FIRE movement several decades ago, we have never experienced a period of higher inflation until now. With the market down over...
How to ACTUALLY Become a Millionaire [5 Simple Steps]
20 Jul 2022
Contributed by Lukas
You know you should be investing for retirement, but how do you make sure you're doing it the right way? In this Q&A episode, we'll break down a few s...
Should You Use I Bonds or a Savings Account?
18 Jul 2022
Contributed by Lukas
What are the pros and cons of I Bonds, and should you use them over a savings account with your bank? We'll walk you through that question and more ...
Top 3 Most Controversial Money Issues [Our Hot Takes]
15 Jul 2022
Contributed by Lukas
We have some unpopular opinions about controversial money topics. In this episode, we'll discuss our three biggest hot takes, including our thoughts o...
"My Rent is Going Up - What Should I Do?"
13 Jul 2022
Contributed by Lukas
With housing and rent prices increasing dramatically, how should you navigate your next move if you're a renter? We'll walk you through that questio...
Are You Saving Enough for Retirement?
11 Jul 2022
Contributed by Lukas
How much do you actually need to save for retirement, and does that amount change over time? We'll walk you through that question and more in today'...
Why College in America is Broken [And What You Can Do About It]
08 Jul 2022
Contributed by Lukas
College costs in America have skyrocketed over the last few decades, as has the total student loan debt in the country. In this episode, we'll talk ab...
Is a 401k the WORST Account to Have in Retirement?
06 Jul 2022
Contributed by Lukas
Some financial influencers say that 401(k) accounts are one of the WORST ways to save for retirement. Is that true?! In this Ask The Money Guy Episode...
Where Should You Keep Your Cash?
04 Jul 2022
Contributed by Lukas
Let's talk cash! Where should you keep it, and what's the best strategy to maximize your savings? We'll walk you through that question and more in t...
Why This Recession is Going to Be VERY Different!
01 Jul 2022
Contributed by Lukas
Every recession is different, and this one is no exception: we are currently experiencing once-in-a-lifetime inflation and started the recession with ...
Should I Invest My Future Down-Payment Money?
29 Jun 2022
Contributed by Lukas
If you're planning on buying a house soon, should you keep that down-payment money in cash or invest it in the stock market? We'll walk you through ...
Can You Retire At 45?
27 Jun 2022
Contributed by Lukas
If you're trying to go the FIRE route of retiring early, how much money do you need saved to retire at 45? We'll walk you through that question and ...
How to Protect Your Finances During a Recession [By Age]
24 Jun 2022
Contributed by Lukas
The S&P 500 recently crossed over into bear market territory, and many in the financial media believe we are in a recession. Bear markets and recessio...
Is Now the Time to Buy Crypto (Opportunity of a Lifetime)?
22 Jun 2022
Contributed by Lukas
Major cryptocurrencies have been down across the board so far in 2022, as inflation soars and and risk-on assets become more volatile. With major cryp...
Will Interest Rates Go Back Down?
20 Jun 2022
Contributed by Lukas
If you're a first-time homebuyer, you've probably been hoping for interest rates to drop soon. So what should you do if you're trying to buy that firs...
Avoid These Home Buying Mistakes! (Even During a Crazy Market)
17 Jun 2022
Contributed by Lukas
Housing prices have gone up over 30% in the last two years, and over 70% when you account for rising interest rates. However, there are some glimmers ...
How Often Should You Be Investing?
15 Jun 2022
Contributed by Lukas
If you're dollar cost averaging your investments throughout the year, how often should you be investing - weekly; monthly; quarterly? We'll walk you...
Will Social Security Be Around When I Retire?
13 Jun 2022
Contributed by Lukas
How confident can you be that social security will be around when you retire, and how should you prepare in case it's not? We'll walk you through th...
Should You STOP Investing in the Stock Market?
10 Jun 2022
Contributed by Lukas
The stock market has had a rough time in 2022 - so should you keep investing, or wait until things look better? We'll walk you through that questi...
How to Make Your Kid a Millionaire!
08 Jun 2022
Contributed by Lukas
Every parent wants their children to be successful in life. What if we told you your kids can not only all become millionaires, but that it won't even...
Should You Pay Off Your Mortgage Early?
06 Jun 2022
Contributed by Lukas
If you have a 30-year mortgage, does it make sense to pay it off early? We'll walk you through that question and more in today's Q&A episode! Watch...
Why Americans Are Broke (2022 Edition)
03 Jun 2022
Contributed by Lukas
Nearly 60% of Americans can't come up with $1,000 in an emergency. Even more are living paycheck-to-paycheck. Why are Americans so bad with money? In ...
How Much Do I ACTUALLY Need to Save?
01 Jun 2022
Contributed by Lukas
Some people suggest saving 10-15% for retirement, and we recommend saving 20-25%. So does our recommended amount ever change depending on life situati...
"I Made Money Selling My House - What Should I Do?"
30 May 2022
Contributed by Lukas
If you've sold a house in the last year or two, you probably made some good money off the sale. So what should you do with the extra money? We'll wa...
The Dark Side of Being a Millionaire! (The Truth About Being Wealthy)
27 May 2022
Contributed by Lukas
Being a millionaire isn't always sunshine and rainbows. In this episode, we'll discuss some common pitfalls and traps millionaires fall into, shock-an...
How To Time The Market in 2022 (Is This Year Different?)
25 May 2022
Contributed by Lukas
The stock market isn't off to a great start in 2022, and many investors are concerned about market volatility and are wondering how far the market cou...
What's the Best Way to Replace Your Emergency Fund?
23 May 2022
Contributed by Lukas
If you have to dip into your emergency fund, what's the best way to go about replacing that money? We'll walk you through that question and more in ...
Is The Next Recession Around The Corner?! (How To Prepare)
20 May 2022
Contributed by Lukas
The S&P 500 is down nearly 20% year-to-date, inflation is persistently high, and GDP was negative last quarter. Many in the financial media are specul...
Should You Pause Retirement Savings to Buy a House?
18 May 2022
Contributed by Lukas
How do you balance saving for retirement AND trying to buy your first house? We'll walk you through that question and more in today's Q&A episode! ...
How to Buy Your First House in 2022
16 May 2022
Contributed by Lukas
Interest rates and housing prices continue to rise - so how do you purchase your first home in this crazy time? We'll walk you through that question...
Secret 401(k) Strategies That No One Talks About! (2022 Edition)
13 May 2022
Contributed by Lukas
401(k) plans can do some amazing things that not everyone knows about. In this episode, we'll discuss some of the best 401(k) strategies that aren't o...
4 Ways to Avoid Losing Social Security Benefits!
11 May 2022
Contributed by Lukas
71% of Americans fear that Social Security won't be around when they retire. While you can't control the future of Social Security, there are a few th...
Can A Roth IRA Be Your Emergency Fund?
09 May 2022
Contributed by Lukas
Does it make sense to use money from your Roth IRA as an emergency fund? We'll walk you through that question and more in today's Q&A episode! Subs...
Is Money Ruining Your Relationships?
06 May 2022
Contributed by Lukas
Money is one of the biggest areas of conflict in a relationship, whether it's with your employer, spouse, children, or someone else. In this episode, ...
Should You Use an HSA or Emergency Fund for Surgery?
04 May 2022
Contributed by Lukas
Does it make sense to use your emergency fund for a large medical expense like a surgery, or should you use funds from an HSA? We'll walk you throug...
What Should You Do With a Large Sum of Money?
02 May 2022
Contributed by Lukas
Is it better to invest a large sum of money all at once, or slowly over a longer period of time? We'll walk you through that question and more in tod...
How I Bought This Tesla for Under $10,000!
29 Apr 2022
Contributed by Lukas
How did Brian get a Tesla for under $10,000?! In this episode, Brian breaks down every step he took along the way to get his new Tesla Model Y for und...
Financial Advisor Shares His 5 Biggest Money Mistakes!
27 Apr 2022
Contributed by Lukas
Even financial advisors can make money mistakes - and Brian has made a few that he wishes he could have back. In this episode, Brian will talk about m...
Are House Prices Going to Drop Soon?
25 Apr 2022
Contributed by Lukas
With interest rates rising this year, does that mean we should expect a drop in housing prices soon? We'll walk you through that question and more in ...
Financial Advisors Break Down the Top 5 Superhero Scenes!
22 Apr 2022
Contributed by Lukas
In this episode, Bo and Brian break down the top financial lessons to be learned from superhero movie scenes. What would your favorite superhero say a...
Should You Buy Whole Life Insurance? (With Clark Howard)
20 Apr 2022
Contributed by Lukas
Does it ever make sense to buy whole life insurance? Clark Howard joins The Money Guy Show to help walk you through that question and more in today's...
When Should You Make Your Side Hustle Your Main Job? (With Clark Howard)
18 Apr 2022
Contributed by Lukas
Should you stay at your current job, or make your side hustle your main job? Clark Howard joins The Money Guy Show to help walk you through that ques...
Average 401(k) Balance By Age (2022 Edition): Are You Behind?
15 Apr 2022
Contributed by Lukas
One of our favorite shows every year is our annual "401(k) By Age" episode. In this year's edition, we'll talk about basics of a 401(k), including new...
"My Parents Don't Have A Will - What Should I Do?"
14 Apr 2022
Contributed by Lukas
Talking about wills with family can be difficult, so how do you navigate these discussions? We'll walk you through that question and more in today's ...
Clark Howard Shares His Secrets to Financial Success!
13 Apr 2022
Contributed by Lukas
On this very special episode, personal finance guru, consumer advocate, and Atlanta's sweetheart Clark Howard joins us live in-studio to talk about hi...
Are Markets About to Collapse? Financial Advisors React
08 Apr 2022
Contributed by Lukas
The stock market has been volatile at the start of 2022. Inflation has risen faster than expected, and the Russian invasion of Ukraine injected additi...
The Best Way to Use Your Tax Refund
06 Apr 2022
Contributed by Lukas
The majority of Americans will be receiving a tax refund this year, and some will be receiving thousands of dollars or more. If you are in the majorit...
Should You Take Out a 6-Year Car Loan?
04 Apr 2022
Contributed by Lukas
Does it ever make sense to take out a car loan for more than 3 years? And how should a financial mutant go about buying a car? We'll walk you through...
Financial Advisors React to Horrible Inflation Advice
01 Apr 2022
Contributed by Lukas
Inflation is running at its highest rate in over 40 years, and everyone wants to know how to make the best financial decisions in periods of high infl...
If Interest Rates Are Going Up, Should You Buy A House Now?
30 Mar 2022
Contributed by Lukas
How much should you let outside forces influence a huge decision like buying a house? We'll walk you through that question and more in today's Q&A ep...
"How Much Debt Can I Take On?"
28 Mar 2022
Contributed by Lukas
What's an acceptable amount of debt to have in your financial journey? We'll walk you through that question and more in today's Q&A episode! Subscri...
"I Can't Do a Roth IRA - What Should I Do?"
25 Mar 2022
Contributed by Lukas
What retirement options should you be using if you can't use a Roth IRA? We'll walk you through that question and more in today's Q&A episode! Subsc...
Has Warren Buffett Lost Touch With Reality?
23 Mar 2022
Contributed by Lukas
Times are a-changing, and many investors believe that Warren Buffett has lost touch with reality and shouldn't be relied upon for investing guidance a...
When Should You "Buy the Dip"?
21 Mar 2022
Contributed by Lukas
When the market hits a rough patch, people always ask when the best time is to buy. So what should you do in turbulent times? We'll walk you through ...
Financial Advisors React to Terrible Crypto Advice
18 Mar 2022
Contributed by Lukas
The rise of crypto has created a unique opportunity for financial charlatans to prey on those looking for a quick way to build wealth. We've heard som...
What the Happiest Retirees Know That You Don't (with Wes Moss)
16 Mar 2022
Contributed by Lukas
Wes Moss, host of Money Matters and best-selling author of books like You Can Retire Sooner Than You Think, joins Brian and Bo to share what makes fo...
"My Employer Doesn't Offer a 401(k) - What Should I Do?"
14 Mar 2022
Contributed by Lukas
How should you plan your retirement savings if your employer doesn't offer a 401(k)? We'll walk you through that question and more in today's Q&A epi...
Financial Planning 101 (By Age) 2022 Edition
11 Mar 2022
Contributed by Lukas
Throughout every decade, there are different areas of your financial life that come in and out of focus. In this episode, we'll discuss what you need ...
Are You "Retirement Rich?"
09 Mar 2022
Contributed by Lukas
How do you figure out if you're "retirement rich" early on in your financial journey? We'll walk you through that question and more in today's Q&A ep...
Do You Have TOO Much In Your Emergency Fund?
07 Mar 2022
Contributed by Lukas
How much is too much when it comes to saving cash in your emergency fund? We'll walk you through that question and more in today's Q&A episode! Subs...
Secret Investing Strategies of the 1%
04 Mar 2022
Contributed by Lukas
Wealthy Americans have tools to build wealth that everyone isn't aware of, and they may not be what you think. In this episode, we expose the top weal...
How the Russia and Ukraine Conflict Can Impact Your Finances
02 Mar 2022
Contributed by Lukas
The recent conflict in Ukraine unfortunately is impacting many lives around the world. In our global economy, financial impacts are not limited to cou...