Money Guy Show
Episodes
Where Should You Keep Your Cash?
04 Jul 2022
Contributed by Lukas
Let's talk cash! Where should you keep it, and what's the best strategy to maximize your savings? We'll walk you through that question and more in t...
Why This Recession is Going to Be VERY Different!
01 Jul 2022
Contributed by Lukas
Every recession is different, and this one is no exception: we are currently experiencing once-in-a-lifetime inflation and started the recession with ...
Should I Invest My Future Down-Payment Money?
29 Jun 2022
Contributed by Lukas
If you're planning on buying a house soon, should you keep that down-payment money in cash or invest it in the stock market? We'll walk you through ...
Can You Retire At 45?
27 Jun 2022
Contributed by Lukas
If you're trying to go the FIRE route of retiring early, how much money do you need saved to retire at 45? We'll walk you through that question and ...
How to Protect Your Finances During a Recession [By Age]
24 Jun 2022
Contributed by Lukas
The S&P 500 recently crossed over into bear market territory, and many in the financial media believe we are in a recession. Bear markets and recessio...
Is Now the Time to Buy Crypto (Opportunity of a Lifetime)?
22 Jun 2022
Contributed by Lukas
Major cryptocurrencies have been down across the board so far in 2022, as inflation soars and and risk-on assets become more volatile. With major cryp...
Will Interest Rates Go Back Down?
20 Jun 2022
Contributed by Lukas
If you're a first-time homebuyer, you've probably been hoping for interest rates to drop soon. So what should you do if you're trying to buy that firs...
Avoid These Home Buying Mistakes! (Even During a Crazy Market)
17 Jun 2022
Contributed by Lukas
Housing prices have gone up over 30% in the last two years, and over 70% when you account for rising interest rates. However, there are some glimmers ...
How Often Should You Be Investing?
15 Jun 2022
Contributed by Lukas
If you're dollar cost averaging your investments throughout the year, how often should you be investing - weekly; monthly; quarterly? We'll walk you...
Will Social Security Be Around When I Retire?
13 Jun 2022
Contributed by Lukas
How confident can you be that social security will be around when you retire, and how should you prepare in case it's not? We'll walk you through th...
Should You STOP Investing in the Stock Market?
10 Jun 2022
Contributed by Lukas
The stock market has had a rough time in 2022 - so should you keep investing, or wait until things look better? We'll walk you through that questi...
How to Make Your Kid a Millionaire!
08 Jun 2022
Contributed by Lukas
Every parent wants their children to be successful in life. What if we told you your kids can not only all become millionaires, but that it won't even...
Should You Pay Off Your Mortgage Early?
06 Jun 2022
Contributed by Lukas
If you have a 30-year mortgage, does it make sense to pay it off early? We'll walk you through that question and more in today's Q&A episode! Watch...
Why Americans Are Broke (2022 Edition)
03 Jun 2022
Contributed by Lukas
Nearly 60% of Americans can't come up with $1,000 in an emergency. Even more are living paycheck-to-paycheck. Why are Americans so bad with money? In ...
How Much Do I ACTUALLY Need to Save?
01 Jun 2022
Contributed by Lukas
Some people suggest saving 10-15% for retirement, and we recommend saving 20-25%. So does our recommended amount ever change depending on life situati...
"I Made Money Selling My House - What Should I Do?"
30 May 2022
Contributed by Lukas
If you've sold a house in the last year or two, you probably made some good money off the sale. So what should you do with the extra money? We'll wa...
The Dark Side of Being a Millionaire! (The Truth About Being Wealthy)
27 May 2022
Contributed by Lukas
Being a millionaire isn't always sunshine and rainbows. In this episode, we'll discuss some common pitfalls and traps millionaires fall into, shock-an...
How To Time The Market in 2022 (Is This Year Different?)
25 May 2022
Contributed by Lukas
The stock market isn't off to a great start in 2022, and many investors are concerned about market volatility and are wondering how far the market cou...
What's the Best Way to Replace Your Emergency Fund?
23 May 2022
Contributed by Lukas
If you have to dip into your emergency fund, what's the best way to go about replacing that money? We'll walk you through that question and more in ...
Is The Next Recession Around The Corner?! (How To Prepare)
20 May 2022
Contributed by Lukas
The S&P 500 is down nearly 20% year-to-date, inflation is persistently high, and GDP was negative last quarter. Many in the financial media are specul...
Should You Pause Retirement Savings to Buy a House?
18 May 2022
Contributed by Lukas
How do you balance saving for retirement AND trying to buy your first house? We'll walk you through that question and more in today's Q&A episode! ...
How to Buy Your First House in 2022
16 May 2022
Contributed by Lukas
Interest rates and housing prices continue to rise - so how do you purchase your first home in this crazy time? We'll walk you through that question...
Secret 401(k) Strategies That No One Talks About! (2022 Edition)
13 May 2022
Contributed by Lukas
401(k) plans can do some amazing things that not everyone knows about. In this episode, we'll discuss some of the best 401(k) strategies that aren't o...
4 Ways to Avoid Losing Social Security Benefits!
11 May 2022
Contributed by Lukas
71% of Americans fear that Social Security won't be around when they retire. While you can't control the future of Social Security, there are a few th...
Can A Roth IRA Be Your Emergency Fund?
09 May 2022
Contributed by Lukas
Does it make sense to use money from your Roth IRA as an emergency fund? We'll walk you through that question and more in today's Q&A episode! Subs...
Is Money Ruining Your Relationships?
06 May 2022
Contributed by Lukas
Money is one of the biggest areas of conflict in a relationship, whether it's with your employer, spouse, children, or someone else. In this episode, ...
Should You Use an HSA or Emergency Fund for Surgery?
04 May 2022
Contributed by Lukas
Does it make sense to use your emergency fund for a large medical expense like a surgery, or should you use funds from an HSA? We'll walk you throug...
What Should You Do With a Large Sum of Money?
02 May 2022
Contributed by Lukas
Is it better to invest a large sum of money all at once, or slowly over a longer period of time? We'll walk you through that question and more in tod...
How I Bought This Tesla for Under $10,000!
29 Apr 2022
Contributed by Lukas
How did Brian get a Tesla for under $10,000?! In this episode, Brian breaks down every step he took along the way to get his new Tesla Model Y for und...
Financial Advisor Shares His 5 Biggest Money Mistakes!
27 Apr 2022
Contributed by Lukas
Even financial advisors can make money mistakes - and Brian has made a few that he wishes he could have back. In this episode, Brian will talk about m...
Are House Prices Going to Drop Soon?
25 Apr 2022
Contributed by Lukas
With interest rates rising this year, does that mean we should expect a drop in housing prices soon? We'll walk you through that question and more in ...
Financial Advisors Break Down the Top 5 Superhero Scenes!
22 Apr 2022
Contributed by Lukas
In this episode, Bo and Brian break down the top financial lessons to be learned from superhero movie scenes. What would your favorite superhero say a...
Should You Buy Whole Life Insurance? (With Clark Howard)
20 Apr 2022
Contributed by Lukas
Does it ever make sense to buy whole life insurance? Clark Howard joins The Money Guy Show to help walk you through that question and more in today's...
When Should You Make Your Side Hustle Your Main Job? (With Clark Howard)
18 Apr 2022
Contributed by Lukas
Should you stay at your current job, or make your side hustle your main job? Clark Howard joins The Money Guy Show to help walk you through that ques...
Average 401(k) Balance By Age (2022 Edition): Are You Behind?
15 Apr 2022
Contributed by Lukas
One of our favorite shows every year is our annual "401(k) By Age" episode. In this year's edition, we'll talk about basics of a 401(k), including new...
"My Parents Don't Have A Will - What Should I Do?"
14 Apr 2022
Contributed by Lukas
Talking about wills with family can be difficult, so how do you navigate these discussions? We'll walk you through that question and more in today's ...
Clark Howard Shares His Secrets to Financial Success!
13 Apr 2022
Contributed by Lukas
On this very special episode, personal finance guru, consumer advocate, and Atlanta's sweetheart Clark Howard joins us live in-studio to talk about hi...
Are Markets About to Collapse? Financial Advisors React
08 Apr 2022
Contributed by Lukas
The stock market has been volatile at the start of 2022. Inflation has risen faster than expected, and the Russian invasion of Ukraine injected additi...
The Best Way to Use Your Tax Refund
06 Apr 2022
Contributed by Lukas
The majority of Americans will be receiving a tax refund this year, and some will be receiving thousands of dollars or more. If you are in the majorit...
Should You Take Out a 6-Year Car Loan?
04 Apr 2022
Contributed by Lukas
Does it ever make sense to take out a car loan for more than 3 years? And how should a financial mutant go about buying a car? We'll walk you through...
Financial Advisors React to Horrible Inflation Advice
01 Apr 2022
Contributed by Lukas
Inflation is running at its highest rate in over 40 years, and everyone wants to know how to make the best financial decisions in periods of high infl...
If Interest Rates Are Going Up, Should You Buy A House Now?
30 Mar 2022
Contributed by Lukas
How much should you let outside forces influence a huge decision like buying a house? We'll walk you through that question and more in today's Q&A ep...
"How Much Debt Can I Take On?"
28 Mar 2022
Contributed by Lukas
What's an acceptable amount of debt to have in your financial journey? We'll walk you through that question and more in today's Q&A episode! Subscri...
"I Can't Do a Roth IRA - What Should I Do?"
25 Mar 2022
Contributed by Lukas
What retirement options should you be using if you can't use a Roth IRA? We'll walk you through that question and more in today's Q&A episode! Subsc...
Has Warren Buffett Lost Touch With Reality?
23 Mar 2022
Contributed by Lukas
Times are a-changing, and many investors believe that Warren Buffett has lost touch with reality and shouldn't be relied upon for investing guidance a...
When Should You "Buy the Dip"?
21 Mar 2022
Contributed by Lukas
When the market hits a rough patch, people always ask when the best time is to buy. So what should you do in turbulent times? We'll walk you through ...
Financial Advisors React to Terrible Crypto Advice
18 Mar 2022
Contributed by Lukas
The rise of crypto has created a unique opportunity for financial charlatans to prey on those looking for a quick way to build wealth. We've heard som...
What the Happiest Retirees Know That You Don't (with Wes Moss)
16 Mar 2022
Contributed by Lukas
Wes Moss, host of Money Matters and best-selling author of books like You Can Retire Sooner Than You Think, joins Brian and Bo to share what makes fo...
"My Employer Doesn't Offer a 401(k) - What Should I Do?"
14 Mar 2022
Contributed by Lukas
How should you plan your retirement savings if your employer doesn't offer a 401(k)? We'll walk you through that question and more in today's Q&A epi...
Financial Planning 101 (By Age) 2022 Edition
11 Mar 2022
Contributed by Lukas
Throughout every decade, there are different areas of your financial life that come in and out of focus. In this episode, we'll discuss what you need ...
Are You "Retirement Rich?"
09 Mar 2022
Contributed by Lukas
How do you figure out if you're "retirement rich" early on in your financial journey? We'll walk you through that question and more in today's Q&A ep...
Do You Have TOO Much In Your Emergency Fund?
07 Mar 2022
Contributed by Lukas
How much is too much when it comes to saving cash in your emergency fund? We'll walk you through that question and more in today's Q&A episode! Subs...
Secret Investing Strategies of the 1%
04 Mar 2022
Contributed by Lukas
Wealthy Americans have tools to build wealth that everyone isn't aware of, and they may not be what you think. In this episode, we expose the top weal...
How the Russia and Ukraine Conflict Can Impact Your Finances
02 Mar 2022
Contributed by Lukas
The recent conflict in Ukraine unfortunately is impacting many lives around the world. In our global economy, financial impacts are not limited to cou...
Can You Really Trust the Stock Market?
28 Feb 2022
Contributed by Lukas
Is the stock market unpredictable, and should you trust that you'll make money in the long run from it? We'll walk you through that question and mor...
How to Get Rich Without Even Trying!
25 Feb 2022
Contributed by Lukas
Building wealth is not easy, but it is surprisingly simple. In this episode, we'll discuss one of our favorite investments, how they work, what it tak...
"I've Got A Major Purchase Coming Up - What Should I Do?"
23 Feb 2022
Contributed by Lukas
Maybe you're thinking of buying a house or going back to school in 3 or 4 years. So where should you keep your money during that time? We'll walk you...
Are You Saving Too Much for Retirement?
21 Feb 2022
Contributed by Lukas
We typically recommend saving 20-25% of your income for retirement - but how do you know if you're saving TOO much? We'll walk you through that quest...
Where Should You Keep Money During Risky Times?
21 Feb 2022
Contributed by Lukas
People can get nervous about where to invest their money - so should you think about investing in gold, bitcoin, or other alternatives? We'll walk yo...
How to Become a Millionaire By Age (2022 Edition)
18 Feb 2022
Contributed by Lukas
To become a millionaire, you need to get your mindset right, your money right, and watch out for the minefield. In this episode, we'll discuss exactly...
Should I Take a 401(k) Loan?
16 Feb 2022
Contributed by Lukas
Most 401(k) participants have the option to take out 401(k) loans, and many take advantage. Should you take out a 401(k) loan to buy your first house,...
Can You Pay for a House With Your Roth IRA?
14 Feb 2022
Contributed by Lukas
Buying your first home in this current market can be difficult, especially getting that downpayment figured out. Can (and should) you use money from y...
How to Build Wealth During HIGH Inflation
11 Feb 2022
Contributed by Lukas
Inflation in the U.S. rose by 7% last year, the highest annual rate since 1982. In these unique inflationary times, how can make sure your money is st...
What's the Best Strategy for Your HSA?
09 Feb 2022
Contributed by Lukas
What exactly is an HSA, and how are you supposed to use them in your investing portfolio? We'll walk you through that question and more in today's Q&...
How Much House Can You Afford In This Market?
07 Feb 2022
Contributed by Lukas
If you live in an area where houses are more expensive, how much house can you actually afford? We'll walk you through that question and more in toda...
How to Build Your 3 Bucket Strategy [By Age!]
04 Feb 2022
Contributed by Lukas
The concept of "taxable buckets" is one of our most asked-about topics we cover on the show. You asked for it, and you got it! In this episode, we'll ...
This Bond is Earning 7% Annually! (What's the Catch?)
02 Feb 2022
Contributed by Lukas
How can you protect your money when inflation is around 7% and savings accounts are earning less than 1%? In this Q&A, we'll discuss the government bo...
Will Social Security Be Around When You Retire?
31 Jan 2022
Contributed by Lukas
We get asked all the time about whether or not to focus on Social Security when you're planning for retirement. Will it be around when you retire, and...
What Americans Get Wrong About Building Wealth
28 Jan 2022
Contributed by Lukas
Building wealth is surprisingly simple, but it isn't easy. Most Americans aren't successful at building lasting wealth. What are they getting wrong? H...
What Should You Do With Extra Cash?
26 Jan 2022
Contributed by Lukas
If you've already got a solid emergency fund built up, what should you be doing with extra cash you might have? We'll walk you through that question ...
Should Elections Change Your Investment Strategy?
24 Jan 2022
Contributed by Lukas
Does it make sense to change up your investment strategy based on the timing of elections? We'll walk you through that question and more in today's Q...
Is Going Back to School Worth the Money?
21 Jan 2022
Contributed by Lukas
If you're thinking about going back to school to get a new or advanced degree, is it worth the cost? We'll walk you through those questions and more ...
With Low Interest Rates, Do You Really Need to Pay Off Your House?
19 Jan 2022
Contributed by Lukas
Since interest rates are historically low, do you actually need to be debt-free at retirement? We'll walk you through those questions and more in tod...
What Should You Do With Your 401(k)?
17 Jan 2022
Contributed by Lukas
If most of your savings are in tax-deferred assets like a 401(k), what should your strategy be? We'll walk you through that question and more in toda...
Retiring With $1,000,000 By Age (Is $1M Enough?)
14 Jan 2022
Contributed by Lukas
We often hear how $1,000,000 isn't enough to retire on anymore. For some people, that might be true - $1 million might not be enough! In this episode ...
What's the Best Way to Pay for Your Car?
12 Jan 2022
Contributed by Lukas
Should you buy or lease your car? And how long should you finance your vehicle for? We'll walk you through those questions and more in today's Q&A ep...
Should You Pay Off Student Debt or Keep Investing?
10 Jan 2022
Contributed by Lukas
One of the questions we get most often is about whether or not to invest in retirement accounts or finish paying off student loans. So what's the righ...
Average Net Worth By Age in 2022!
07 Jan 2022
Contributed by Lukas
It's that time of year again - time for our annual Net Worth By Age show! In this episode, we'll discuss how the net worth of Americans changed in 202...
"I'm Retiring Before My Spouse - What Should We Do?"
05 Jan 2022
Contributed by Lukas
Maybe you and your spouse are planning on retiring several years apart. So how do you plan for retirement in that scenario? We'll walk you through th...
Lump Sum vs. Dollar Cost Averaging - Which is Better?
03 Jan 2022
Contributed by Lukas
So you want to max out your Roth IRA or your 401(k) this year, but you're wondering - should you do it all at once or periodically throughout the year...
What Should You Do with Unexpected Money?
31 Dec 2021
Contributed by Lukas
Whether it's a bonus or an inheritance, what should you do when you get an unexpected windfall of money? We'll walk you through that question and mor...
Do You Actually Need Term Life Insurance?
29 Dec 2021
Contributed by Lukas
We face this question all the time, especially from people close to retiring - what do I do about my term life insurance policy? We'll walk you throu...
What's the Best Way to Pay for Home Repairs?
27 Dec 2021
Contributed by Lukas
If you're planning on doing some home renovations, what's the best way to plan to pay for them? We'll walk you through that question and more in toda...
Everything You Need to Know About Finances in Your 30s
24 Dec 2021
Contributed by Lukas
We put together a compilation of our best advice throughout the years for 30-year-olds. In this episode, we discuss what financial success should look...
How Do You Start a Business with Friends or Family?
22 Dec 2021
Contributed by Lukas
What all should you figure out before going into business with your family or friends? We'll walk you through that question and more in today's Q&A e...
How Much Should You Spend on a Wedding Ring?
20 Dec 2021
Contributed by Lukas
How should a Financial Mutant go about buying a wedding ring? And where exactly does that fit into the Financial Order of Operations? We'll walk you ...
Financial Trends You Should Be Scared of in 2022!
17 Dec 2021
Contributed by Lukas
Going into the new year, we think there are some scary financial trends you need to be aware of. In this episode, we'll discuss some of these trends, ...
"I Don't Have Emergency Savings - Should I Use My Credit Card?"
15 Dec 2021
Contributed by Lukas
What should you do if you don't have your emergency reserves, but you have a major expense you HAVE to cover? We'll walk you through that question an...
Should I Take Out a 401(k) Loan?
13 Dec 2021
Contributed by Lukas
When it comes to a down payment on a home or other major purchases, does it ever make sense to "be your own bank" and take out a 401(k) loan? We'll w...
3 Ways to Increase Your Net Worth in 2022
10 Dec 2021
Contributed by Lukas
Increasing your net worth is simple, right? You just need to increase your assets or decrease your liabilities, and voilà! But there's a lot more tha...
Use Your Net Worth Statement To Power Your Wealth Goals!
08 Dec 2021
Contributed by Lukas
We love the annual tradition of a Net Worth Statement. We originally recorded today's video for people who purchase our Net Worth Tool, but the 5 poin...
Will 2022 Be Terrible for Stock Market Returns?
06 Dec 2021
Contributed by Lukas
Is there a real possibility of future stock market returns being lower than historical averages? Are lower returns in 2022 inevitable? We'll walk you...
5 Levels of Wealth AND How to Achieve Them! (2022 Edition)
03 Dec 2021
Contributed by Lukas
Creating wealth is surprisingly simple, but it isn't easy. Depending where you are at in your wealth-building journey, your experience may be vastly d...
Do You Need to Invest in Bitcoin?
01 Dec 2021
Contributed by Lukas
Bitcoin and other cryptocurrencies have been exploding this year. So should you add crypto to your financial investments? And are you missing out if y...
Should I Use a Credit Card or Not?
29 Nov 2021
Contributed by Lukas
Many, MANY debates have been had about whether or not you should use a credit card. So in order to be a true financial mutant, should you go get a cre...
How to Prepare for a Market Crash in 2022
26 Nov 2021
Contributed by Lukas
Could we be headed for another stock market crash in 2022?! Nobody knows when the next market crash will be, but it's important to prepare your money ...
How to Build Wealth Like a Pro and Still Enjoy Your Life (feat. Stacking Benjamins)
24 Nov 2021
Contributed by Lukas
Joe Saul-Sehy from The Stacking Benjamins Podcast guest-hosts with Brian to talk about building wealth like a pro and financial lessons from his new b...
How Risky Should You Be With Your Investments?
22 Nov 2021
Contributed by Lukas
We get this question all the time, especially as people get closer to retirement age - "How risky should I be with my portfolio?" We'll walk you thro...
10 Commandments of Creating Wealth!
19 Nov 2021
Contributed by Lukas
Bo and Brian have distilled their nearly 40 years of combined experience into 10 Commandments of Creating Wealth. From the basics of living on less th...
Should You Pay Off Your Car Loan or Max Out Your 401(k)?
17 Nov 2021
Contributed by Lukas
Does it make more sense to pay off a car loan early or invest more into your 401(k)? We'll walk you through that question and more in today's Q&A epi...