We asked the Facebook group what questions they had for our guest mortgage broker, Rachelle Kroon from Sphere Home Loans and received tons! In today's episode John goes solo with Rachelle to tackle a bunch of them. They cover:👉 when's the right time to chat with a mortgage broker about buying a house?👉🏼 financial tips before you buy👉🏽 process of applying or reapplying for an interest only loan👉🏾 how long should you expect for a pre approval?👉🏿 is using a buyers agent seen as a positive or negative?👉 how are mortgage brokers paid?👉🏻 how is borrowing capacity affected by career breaks, being self employed & parental leave?👉🏽 renovation loans👉🏾 what happens if rates rise during the pre approval term?👉🏿 what’s a rate lock and how does it work?👉🏽 the process of releasing a parental loan👉🏻 is it worth buying an investment first and forgoing FHB concessions?👉 are there risks of using online-only lenders?Big thanks to our Thursday show partner Global X ETFs! Click here to learn more about their range of ETFs.Want to chat with Rachelle & the Sphere Home Loans team? You can get in touch here: https://bit.ly/3HZBBH1🛑 Please read our disclaimer + warnings before listening to this episode🏡 Join the mmm facebook group💸 Quick links to $20 off The Glen James Spending Plan, Glen’s book & other resourcesmy millennial money is produced by SYMO interactive Hosted on Acast. See acast.com/privacy for more information.

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“What did the council decide on item 42?” — answered with the speaker and the moment.