In this episode Glen is joined by financial advisers James Millard and Phil Thompson to unpack your questions! They touch on:👉🏾 cancelling $100 a fortnight salary sacrifice. Tax agent said it should go elsewhere, is that bad advice?👉🏿 putting salaries go into the mortgage offset, use a credit card for about $10k monthly spend to earn Flybuys/Virgin points, and pay it off from the offset. Worth it?👉🏻 what have you DIY'd that genuinely saved you money?👉 when is it time to refinance? How long do you wait?👉🏼 I have DHHF, should I invest in anything else?Check out Glen's video about DHHF vs VDAL: https://youtu.be/xM1Z4EBUFPYLearn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/storemoney money money is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.

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“What did the council decide on item 42?” — answered with the speaker and the moment.