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Motley Fool Money

Interview with Mark Matson: Experiencing the American Dream

23 Nov 2025

Transcription

Full Episode

5.11 - 17.618 Mark Matson

If I don't have a purpose for my money and my life, then no amount of money will ever be enough. You win the lottery and win $100 million, that's not enough. It won't make you happy.

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21.428 - 40.703 Matt Greer

That was Mark Mattson, author of Experiencing the American Dream, How to Invest Your Time, Energy, and Money to Create an Extraordinary Life. I'm Motley Fool producer Matt Greer. Now, Motley Fool contributor Rich Lumello recently talked with Mattson about investing, success, and experiencing the American dream.

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40.683 - 49.819 Rich Lumelleau

Welcome to Motley Fool Conversations. I'm your host, Motley Fool contributor, Rich Lamello. Today's guest is someone who's spent his career helping people rethink the way they build wealth.

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50.34 - 66.245 Rich Lumelleau

Mark Mattson is an entrepreneur, investor, and founder of Mattson Money, and the author of several books, including Main Street Money, The Dirty, Filthy Lives My Broker Taught Me, and most recently, Experiencing the American Dream. His work draws heavily on academic research and behavioral finance.

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66.726 - 75.515 Rich Lumelleau

He's known for challenging the traditional Wall Street mindset while empowering everyday investors to make smarter, more intentional decisions. Mark, welcome to The Motley Fool.

76.056 - 77.418 Mark Matson

It's great to be with you, Rich.

77.438 - 91.733 Rich Lumelleau

Thank you so much for taking the time to come on. And as the intro would indicate, there's a lot to get to. But I guess for the listener who doesn't know your full story, how did you first become, for lack of a better word, kind of passionate about rethinking how Americans invest?

91.713 - 110.212 Mark Matson

Yeah. Like so many people that had to rethink things, what I was doing wasn't working. I went to work for a large broker dealer, Chubb Securities at the time. They're very, very large into financial planning, insurance and investments. And I would put my clients in actively managed mutual funds. that had 20 or even 30-year track records.

110.272 - 124.186 Mark Matson

And I would notice at the age of 27 that these managers who had these great long track records weren't repeating. And my clients were losing money anywhere from 3% to 5% a year, sometimes even worse, trying to chase the track record of these managers.

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