The windfall of a tax refund can be a boon to your savings, help fund a vacation — and more. To kick off this episode, Sean and Liz talk about different ways to use your tax refund and why you might have to wait awhile for yours. Then they answer a listener’s money question about whether pet insurance is worth the cost. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email [email protected]. Timestamps: This Week in Your Money segment: 0:00 - 10:27 Money Question segment: 10:28 - 30:25 Like what you hear? Please leave us a review and tell a friend. Also, we are running a sweepstakes ahead of our new Nerdy Book Club series. You can enter for a chance to win Paco de Leon’s book “Finance for the People: Getting a Grip on Your Finances.” by emailing [email protected] with the subject "Book Sweepstakes” during the Sweepstakes Period. Include the following information: your first and last name, email address, ZIP code and phone number. Check out our book club page for more info. Learn more about your ad choices. Visit megaphone.fm/adchoices

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“What did the council decide on item 42?” — answered with the speaker and the moment.