Retirement Planning Education, with Andy Panko
Episodes
#200 – 200th episode special edition: my observations about the financial services industry
16 Apr 2026
Contributed by Lukas
Special edition 200th episode where Andy shares some of his observations about the financial services industry from his time working in it:Creating go...
#199 - "Hot topics" edition...Andy and Jonathan Vance talk about opportunities in the current market environment, 2026 tax updates, questions to ask advisors and MORE!
09 Apr 2026
Contributed by Lukas
Andy and Jonathan Vance from Vance Financial Planning share their thoughts on a handful of current events and "hot topics" relating to retir...
#198 - Whether to take a pension as a lump sum or monthly payments
02 Apr 2026
Contributed by Lukas
Andy discusses the pros and cons of taking a lump sum vs taking monthly payments for your pension, questions to ask yourself to help figure out if it ...
#197 - Q&A edition...how often to rebalance, tracking Roth IRA contributions, are RMDs really that bad, paying off mortgages before retirement and MORE!
26 Mar 2026
Contributed by Lukas
Listener Q&A where Andy talks about:Â How often to check your accounts for rebalancing, and how often to check on your bigger picture finances and...
#196 – "Real" person retirement planning chat with Jim Kellerman
19 Mar 2026
Contributed by Lukas
Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Jim Kellerman. They talk about a ...
#195 - Retirement planner chat with Bradley Hilton from Sonas Financial Planning
12 Mar 2026
Contributed by Lukas
Andy chats with fellow retirement planner Bradley Hilton, CFP®, TPCP®, MBA from Sonas Financial Planning. In this episode they talk about a wide arr...
#194 - Gifting, gift taxes, annual gift exclusion and gift tax returns (IRS Form 709)
05 Mar 2026
Contributed by Lukas
Andy discussed the ins and outs of gifting, the annual gift exclusion, gift splitting, gift taxes, gift tax returns (IRS Form 709) and more!Links in t...
#193 - Q&A edition...Social Security lump sum for retroactive payments, whether to pay off a mortgage, step-up in basis, gifting without having to file a gift tax return and MORE!
26 Feb 2026
Contributed by Lukas
Listener Q&A where Andy talks about:Â Income tax treatment of buying bonds in a normal non-qualified brokerage account when you buy or sell bonds ...
#192 – "Real" person chat with Kevin Sebesta from the Rock Retirement Club, discussing FIRE...Financial Independence, Retire Early
19 Feb 2026
Contributed by Lukas
Andy chats with a real person (not an advisor) doing their own retirement planning. This week Andy is joined by Kevin Sebesta from the Rock Retirement...
#191 - "Hot topics" edition...Andy and Jason Cutitta talk about inheritances, Die With Zero, TSP in-plan conversion, taking RMDs and MORE!
12 Feb 2026
Contributed by Lukas
Andy and Jason Cutitta from ToBa Financial share their thoughts on a handful of current events and "hot topics" relating to retirement plann...
#190 - All about "backdoor" Roth contributions
05 Feb 2026
Contributed by Lukas
Andy does a deep dive into everything about "backdoor" Roth contributions, which is where you make an after-tax contribution to a traditiona...
#189 - My background and prior experiences and how they shaped my views and approach to retirement planning and starting my own firm and creating this podcast
29 Jan 2026
Contributed by Lukas
Andy shares his background and how/why that shaped his views, beliefs and approach to providing tax-efficient retirement planning and related content ...
#188 - Q&A edition...Social Security spousal benefits, cognitive biases in investing, changing state tax domicile, naming minors as beneficiares and MORE!
22 Jan 2026
Contributed by Lukas
Listener Q&A where Andy talks about:Â Can a spouse claim spousal benefits while delaying the start of their own benefit ( 10:40 )What's the b...
#187 – "Real" person chat with Kevin Lyles from the Rock Retirement Club, discussing six "Retirement Truths"
15 Jan 2026
Contributed by Lukas
Andy chats with a real person (not an advisor) doing their own retirement planning. This episode is a bit different from our normal real people chats ...
#186 - "Hot topics" edition...Andy and Cody Garrett talk about ACA tax credits, Roth conversions, tax gain harvesting, paying taxes in retirement, using HSAs and MORE!
08 Jan 2026
Contributed by Lukas
Andy and Cody Garrett from Measure Twice Financial share their thoughts on a handful of current events and "hot topics" relating to retireme...
#185 - My thoughts and commentary about what the financial markets did in 2025
01 Jan 2026
Contributed by Lukas
Andy shares his thoughts and commentary about 2025 returns and events for:U.S. stocksInternational stocksU.S. bondsGold & SilverBitcoinLinks in th...
#184 - Q&A edition...consolidating accounts, tax withholdings vs estimated payments, QLACs, the 4% rule and MORE!
25 Dec 2025
Contributed by Lukas
Listener Q&A where Andy talks about:Â Potential advantages or disadvantages of consolidating retirement accounts ( 4:28 )Paying taxes through IRA ...
#183 – Retirement planning chat with a "real" person, Jill
18 Dec 2025
Contributed by Lukas
Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Jill. They talk about a wide arra...
#182 - "Hot topics" edition...Andy and Kevin Thompson talk about the One Big Beautiful Bill Act, the markets, IRMAA, senior exploitation and MORE!
11 Dec 2025
Contributed by Lukas
Andy and Kevin Thompson from 9i Capital Group share their thoughts on a handful of current events and "hot topics" relating to retirement pl...
#181 - Q&A edition...understanding Roth IRA income limits, deciding between pension payment options, when to Roth convert vs distribute from an IRA and MORE!
04 Dec 2025
Contributed by Lukas
Listener Q&A where Andy talks about:Â A correction on something incorrect I said last week regarding deciding which spouse's pre-tax account ...
#180 - Q&A edition...Social Security spousal and survivor benefits, finding an advisor who doesn't require investment management, how a decedent's income is taxed and MORE!
27 Nov 2025
Contributed by Lukas
Listener Q&A where Andy talks about:Â Starting Social Security benefits early so your minor children can claim dependent benefits, and how the ear...
#179 – "Real" person chat with Beth Pinsker about her new book, My Mother's Money, A Guide to Financial Caregiving
20 Nov 2025
Contributed by Lukas
Andy chats with a real person (not an advisor), Beth Pinsker, a columnist for MarketWatch, about her new book, My Mother's Money, A Guide to Fina...
#178 - "Hot topics" edition...Andy and Ben Brandt talk about Monte Carlo, Donor Advised Funds, paying taxes on Roth conversions, how advisors dress and MORE!
13 Nov 2025
Contributed by Lukas
Andy and Ben Brandt from Retirement Starts Today share their thoughts on a handful of current events and "hot topics" relating to retirement...
#177 - 2025 year-end tax planning tips and items to consider
06 Nov 2025
Contributed by Lukas
Andy shares some year-end tax planning tips, deadlines and things to consider around the following topics:contributions to qualified accountsRoth conv...
#176 - Guest host Brian Tegtmeyer from Truly Prosper Financial Planning talks about the non-financial aspects of planning a great retirement
30 Oct 2025
Contributed by Lukas
In this special guest host episode, Brian Tegtmeyer from Truly Prosper Financial Planning talks about how to address and plan for the non-financial ...
#175 - Q&A edition...The CAPE ratio and US stock market valuation, good enough vs optimization in retirement planning, tax on foreign stock dividends and MORE!
23 Oct 2025
Contributed by Lukas
Listener Q&A where Andy talks about:Â The CAPE (Cyclically Adjusted Price to Earnings) Ratio as a measure of whether the US stock market is overva...
#174 – Retirement planning chat with a "real" person, Jackie Cummings Koski
16 Oct 2025
Contributed by Lukas
Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Jackie Cummings Koski.But Jackie ...
#173 – Retirement planner chat, with Allen Mueller from 7 Saturdays Financial
09 Oct 2025
Contributed by Lukas
Andy chats with fellow retirement planner Allen Mueller, CFA, CFP® from 7 Saturdays Financial. In this episode they talk about a wide array of retire...
#172 - The conflicts, pros, cons and use cases of the different advisory fee structures
02 Oct 2025
Contributed by Lukas
Andy shares his views on the few different ways in which people in the financial services/financial advisory industry can receive revenue:Commission-o...
#171 - Q&A edition...how much you can spend in retirement, Roth IRA 5-year rule, RMDs, accounts for grandchildren and MORE!
25 Sep 2025
Contributed by Lukas
Listener Q&A where Andy talks about:Â How to calculate how much money you can gift or donate in retirement without running out ( 8:47 )Does the fi...
#170 – Retirement planning chat with a "real" person, Scott
18 Sep 2025
Contributed by Lukas
Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Scott. They talk about a wide arr...
#169 - "Hot topics" edition...Andy and Justin Pritchard talk about target date funds, illiquid assets in 401(k) plans, firing an advisor and MORE!
11 Sep 2025
Contributed by Lukas
Andy and Justin Pritchard from Approach Financial share their thoughts on a handful of current events and "hot topics" relating to retiremen...
#168 - Helpful tools and interesting information from the recent IRS Tax Forum
04 Sep 2025
Contributed by Lukas
Andy summarizes some helpful IRS tools and interesting IRS and tax return-related information after his recent attendance at the annual IRS Tax Forum/...
#167 - Q&A edition...basis in inherited IRAs, Social Security break even analysis, coordinating RMDs and Roth conversions and MORE!
28 Aug 2025
Contributed by Lukas
Listener Q&A where Andy talks about:Â How to account on your tax return for the basis in inherited IRAs ( 7:00 )Is having large Required Minimum D...
#166 - The most common retirement planning questions from "real" people
21 Aug 2025
Contributed by Lukas
In this slight twist to the "real" person episode format, Andy doesn't interview a real person but instead addresses the most common re...
#165 - "Hot topics" edition...Andy and Mark Rosinski talk about different withdrawal strategies, rule of 55 distributions, allocating the stock portion of a portfolio and MORE!
14 Aug 2025
Contributed by Lukas
Andy and Mark Rosinski from Dunes Financial share their thoughts on a handful of current events and "hot topics" relating to retirement plan...
#164 - Summary of the 2025 annual Social Security trustees report
07 Aug 2025
Contributed by Lukas
Andy summarizes the recent 2025 annual Social Security trustees report, including what it would actually mean if the system's trust fund were to ...
#163 - Guest host Larry Pershing from Optimum Retirement Planning talks about managing and reducing concentrated stock holdings
31 Jul 2025
Contributed by Lukas
In this special guest host episode, Larry Pershing from Optimum Retirement Planning talks about how to reduce and manage concentrated holdings in your...
#162 - Q&A edition...more about bonds, taking distributions from a 401(k), when tax rates might actually go up (and by how much) and MORE!
24 Jul 2025
Contributed by Lukas
Listener Q&A where Andy talks about:Â Why you know the return you'll ultimately realize if you hold a bond to maturity, but can't know t...
#161 – Retirement planning chat with a "real" person, Jan
17 Jul 2025
Contributed by Lukas
Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Jan. They talk about a wide array...
#160 - "Hot topics" edition...Andy and Lauren Hunt talk about the Social Security annual trustees report, the ever-increasing stock market, whether to take out loans or pay for things outright and MORE!
10 Jul 2025
Contributed by Lukas
Andy and Lauren Hunt from Daybreak Wealth share their thoughts on a handful of current events and "hot topics" relating to retirement planni...
#159 - SPECIAL EDITION...Provisions of the "One Big Beautiful Bill Act" most likely to impact your tax return
08 Jul 2025
Contributed by Lukas
In the SPECIAL EDITION episode, Andy summarizes the key provision of the recently signed into law One Big Beautiful Act that are most likely to impact...
#158 - How investment custodians make money
03 Jul 2025
Contributed by Lukas
Andy discusses the main ways in which investment custodians like Scwhab, Vanguard and Fidelity make money (even when you often don't outright dir...
#157 - Q&A edition...bonds and the bond market, paying estimated taxes, converting ALL pre-tax money to Roth and MORE!
26 Jun 2025
Contributed by Lukas
Listener Q&A where Andy talks about:Â A short explanation of bonds and "the bond market" ( 2:48 )Are actively managed bond funds better ...
#156 - Three "real" people discuss how they handled the emotional transition into retirement and how they now find fulfillment, meaning and satisfaction
19 Jun 2025
Contributed by Lukas
Andy chats with three different "real" people to discuss how they handled the non-financial/emotional transition from working to retirement,...
#155 - "Hot topics" edition...Andy and Larry Pershing talk about the Big Beautiful (tax) Bill, US debt, concentration in the S&P 500 and MORE!
12 Jun 2025
Contributed by Lukas
Andy and Larry Pershing from Optimum Retirement Planning share their thoughts on a handful of current events and "hot topics" relating to re...
#154 - What retirement-focused financial and tax planning firms do for their fee, using my firm as an example
05 Jun 2025
Contributed by Lukas
Andy discusses what financial firms do for their fee, using his own firm, Tenon Financial, as an exampleLinks in this episode:Tenon Financial's w...
#153 - Guest hosts Mike Powers and Kirsten Ashbaugh from Manuka Financial talk more about data and cybersecurity best practices
29 May 2025
Contributed by Lukas
In this special guest host episode, Mike Powers and Kirsten Ashbaugh from Manuka Financial talk cybersecurity best practices.Links in this episode:Man...
#152 - Q&A edition...how to deal with market declines, Social Security spousal benefits, vacation home sale impacts on IRMAA and MORE!
22 May 2025
Contributed by Lukas
Listener Q&A where Andy talks about:Â Why more fund managers don't offer mutual fund-to-ETF conversions ( 5:02 )How my firm helps clients pre...
#151 – Retirement planning chat with a "real" person, Rob Berger
15 May 2025
Contributed by Lukas
Andy chats with real people (not advisors) doing their own retirement planning. In this episode, Andy talks with Rob Berger, the creator of the Rob Be...
#150 - "Hot topics" edition...Andy and Brian Tegtmeyer talk about retiring in a down market, concerns about Social Security, making estimated tax payments and MORE!
08 May 2025
Contributed by Lukas
Andy and Brian Tegtmeyer share their thoughts on a handful of current events and "hot topics" relating to retirement planning. Specifically,...
#149 - Tips and best practices to protect your ID and financial information
01 May 2025
Contributed by Lukas
Andy provides some tips and best practices to help keep your ID and financial information secure. Specifically:Check your credit report regularlyFreez...
#148 - Q&A edition...buffer ETFs, direct indexing, bucketing strategies, kiddie tax and MORE!
24 Apr 2025
Contributed by Lukas
Listener Q&A where Andy talks about:Â Buffer ETFs and whether they can be used as replacements for CDs in building a ladder for upcoming years&apo...
#147 – Chat with four "real" people, sharing what they wish they would have known or done differently during their divorces
17 Apr 2025
Contributed by Lukas
In this special edition "real" person chat, Andy talks with four different people who went through "gray" divorce (i.e. divorcing ...
#146 – Retirement planner chat, with Mark Rosinski from Dunes Financial
10 Apr 2025
Contributed by Lukas
Andy chats with fellow retirement planner Mark Rosinski, CFP®, CPA from Dunes Financial. In this episode they talk about a wide array of retirement p...
#145 - Understanding mutual fund capital gain distributions
03 Apr 2025
Contributed by Lukas
Andy discusses the ins and outs of mutual fund capital gain distributions, particularly in normal taxable brokerage accounts.Links in this episode:Ten...
#144 - Q&A edition...Rule of thumb for retirement income needs, qualified vs ordinary dividends, Social Security taxation and MORE!
27 Mar 2025
Contributed by Lukas
Listener Q&A where Andy talks about:Â Whether the rule of thumb saying in retirement you'll need about 80% of what you were making in wages i...
#143 – Retirement planning chat with a "real" person, Jim Jones
20 Mar 2025
Contributed by Lukas
Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Jim Jones. They talk about a wide...
#142 - "Hot topics" edition...Andy and Mike Powers talk about tariffs, TIPs, international stocks, data/cyber security and MORE!
13 Mar 2025
Contributed by Lukas
Andy and Mike Powers share their thoughts on a handful of current events and "hot topics" relating to retirement planning. Specifically, the...
#141 - Determining how much Roth conversion to do in a given year
06 Mar 2025
Contributed by Lukas
Andy discussed how to determine how much Roth conversion to do in a particular year (assuming you've decided Roth conversions make sense for you)...
#140 - Q&A edition...Donor Advised Funds, back door Roth IRA contributions, 10-year Treasury bonds, crypto and MORE!
27 Feb 2025
Contributed by Lukas
Listener Q&A where Andy talks about:Â Can Donor Advised Funds ("DAFs") be funded with pre-tax IRA money ( 2:22 )How to do a backdoor Rot...
#139 – Retirement planning chat with a "real" person, John McLaurin
20 Feb 2025
Contributed by Lukas
Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with John McLaurin. They talk about a ...
#138 – Retirement planner chat, with Liz Yoder from Dependent Financial Planning
13 Feb 2025
Contributed by Lukas
Andy chats with fellow retirement planner Liz Yoder, CFP®, ChSNC® from Dependent Financial Planning. In this episode they talk about a wide array of...
#137 - 7 scenarios where it might be beneficial to do Roth conversions
06 Feb 2025
Contributed by Lukas
Andy discussed seven common scenarios where it might be beneficial to do Roth conversions:You know your income now is much lower than it will be in th...
#136 - Guest host edition...Mike Powers walks through his retirement planning checklist
30 Jan 2025
Contributed by Lukas
Special guest host, Mike Powers, CPA, PFS, CFP®, from Manuka Financial sits behind the microphone to walk through his 22-point retirement planning ch...
#135 - Q&A edition...understanding financial advisor's titles, repeal of Social Security WEP & GPO, umbrella insurance and MORE!
23 Jan 2025
Contributed by Lukas
Listener Q&A where Andy talks about:Â What it means between an advisor who calls themself a financial planner vs wealth manager vs any other label...
#134 – Retirement planning chat with a "real" person, Brian Alexander
16 Jan 2025
Contributed by Lukas
Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Brian Alexander. They talk about ...
#133 – Retirement planner chat, with Eric Niergarth from Retirement Roadmap Financial Planning
09 Jan 2025
Contributed by Lukas
Andy chats with fellow retirement planner Eric Niergarth, CFP®, RICP® from Retirement Roadmap Financial Planning. In this episode they talk about a ...
#132 - Why the value in financial advisory services can't actually be measured
02 Jan 2025
Contributed by Lukas
Andy explains how there is definitely value in good financial advisory services, but how it's impossible to quantify that value and is often disi...
#131 - Q&A edition...mutual funds vs ETFs, traditional vs rollover IRAs, how much umbrella insurance to get and MORE!
26 Dec 2024
Contributed by Lukas
Listener Q&A where Andy talks about:Â What's the difference between index mutual funds and index ETFs, and why choose one over the other ( 6:...
#130 – Retirement planning chat with a "real" person, Peter Townsend
19 Dec 2024
Contributed by Lukas
Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Peter Townsend. They talk about a...
#129 – Retirement planner chat, with Andrew Gray from Gray Wealth Strategies
12 Dec 2024
Contributed by Lukas
Andy chats with fellow retirement planner Andrew Gray, CFP® from Gray Wealth Strategies. In this episode they talk about a wide array of retirement p...
#128 - How to decide whether to own or rent your home in retirement
05 Dec 2024
Contributed by Lukas
Andy discusses the things to take into consideration when trying to decide whether to own or rent a home in retirementTenon Financial monthly e-newsle...
#127 - Q&A edition...concentration in the S&P 500, direct indexing, how to transfer accounts from one broker to another and MORE!
28 Nov 2024
Contributed by Lukas
Listener Q&A where Andy talks about:Â What to do about the concentration of the top few names in the S&P 500 ( 5:10 )What is direct indexing, ...
#126 – Retirement planning chat with a "real" person, Jane
21 Nov 2024
Contributed by Lukas
Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Jane (anonymous name). They talk ...
#125 – Retirement planner chat, with Jamie Lima from Woodson Wealth Management
14 Nov 2024
Contributed by Lukas
Andy chats with fellow retirement planner Jamie Lima, CFP®, CDFA from Woodson Wealth Management and Allegiant Divorce Solutions. In this episode they...
#124 - The basics of taxes and tax planning in retirement
07 Nov 2024
Contributed by Lukas
Andy talks about the basics of what to know regarding taxes and tax planning in retirement. Topics discussed include:Â What sources of income are taxa...
#123 - My thoughts on 12 common financial and retirement planning rules of thumb
31 Oct 2024
Contributed by Lukas
Special edition episode in which Andy shares his views on whether the below 12 rules of thumb are accurate or not:Â You should always contribute at le...
#122 - Q&A edition...tracking Roth IRA contributions, what to do with leftover RMD money, using total bond market funds and MORE!
24 Oct 2024
Contributed by Lukas
Listener Q&A where Andy talks about:Â How to keep track of Roth IRA contributions ( 6:45 )Considering getting employer-sponsored health insurance ...
#121 – Retirement planning chat with a "real" person, Doug Mann
17 Oct 2024
Contributed by Lukas
Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Doug Mann. They talk about a wide...
#120 – Retirement planner chat, with Erik Barnes from Retirement Portfolio Partners
10 Oct 2024
Contributed by Lukas
Andy chats with fellow retirement planner Erik Barnes, CFP® from Retirement Portfolio Partners. In this episode they talk about a wide array of retir...
#119 - Andy's appearance on Rob Berger's YouTube channel, talking about taxes in retirement
03 Oct 2024
Contributed by Lukas
Andy appeared as a guest/co-host on the September 23, 2024 episode of Rob Berger's YouTube live stream video series. In it, they discussed taxes ...
#118 - Q&A edition...Itemized sales tax deductions, pension vs lump sum, surviving spouse tax increases and MORE!
26 Sep 2024
Contributed by Lukas
Listener Q&A where Andy talks about:Â Itemizing sales taxes on Schedule A of your tax return, particularly when living in two states during the ye...
#117 – Retirement planning chat with a "real" person, Alison
19 Sep 2024
Contributed by Lukas
Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Alison (last name not disclosed)....
#116 – Retirement planner chat, with Roger Whitney from the Retirement Answer Man podcast
12 Sep 2024
Contributed by Lukas
Andy chats with fellow retirement planner Roger Whitney, CFP®, CIMA®, CPWA® from The Retirement Answer Man podcast. In this episode they talk about...
#115 - How to give to charities tax-efficiently
05 Sep 2024
Contributed by Lukas
Andy summarizes the tax-related concepts to know when giving to charities, and summarizes a few ways in which to make your charitable donations as tax...
#114 – Retirement planner chat, with me...Andy Panko from Tenon Financial
29 Aug 2024
Contributed by Lukas
We're switching things up a bit! In this week's episode, guest host Mike Powers (from Manuka Financial; was a previous guest on the podcast)...
#113 - Q&A edition...how to find a retirement tax planner, Medicare premium surcharges, bullet maturity bond ETFs and MORE!
22 Aug 2024
Contributed by Lukas
Listener Q&A where Andy talks about:Â Can you retroactively increase your income for a prior tax year ( 2:37 )How to find a retirement planning ta...
#112 – Retirement planning chat with a "real" person, Jane
15 Aug 2024
Contributed by Lukas
Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Jane (an anonymous name). They ta...
#111 – Retirement planner chat, with Victor Medina from Palante Wealth
08 Aug 2024
Contributed by Lukas
Andy chats with fellow retirement planner Victor Medina, CFP®, RICP®, CELA® from Palante Wealth. In this episode they talk about a wide array of re...
#110 1/2 - ONE MORE pro of rolling over employer plans (like a 401(k)) to an IRA
05 Aug 2024
Contributed by Lukas
I'm a buffoon and I missed including another important pro of doing an employer plan-to-IRA rollover in episode #110's list of pros and cons...
#110 - Pros and cons of rolling over employer plans [like a 401(k)] to an IRA
01 Aug 2024
Contributed by Lukas
Andy summarizes the pros and cons of rolling over an employer plan (such as a 401(k), 403(b), 401(a), 457 or the federal Thrift Savings Plan) to an IR...
#109 - Q&A edition...how to know if your 401(k) is good, how much tax to withhold from Social Security, should you invest in International stocks and MORE!
25 Jul 2024
Contributed by Lukas
Listener Q&A where Andy talks about:Â How to know if your 401(k) is good ( 5:57 )Is it safer to bank at multiple banks instead of just one ( 14:33...
#108 – Retirement planning chat with "real" people, Ali & Alison Walker
18 Jul 2024
Contributed by Lukas
Andy chats with real people (not advisors) doing their own retirement planning. In this episode, Andy talks with Ali & Alison Walker, who live in ...
#107 – Retirement planner chat, with Mike Powers from Manuka Financial
11 Jul 2024
Contributed by Lukas
Andy chats with fellow retirement planner Mike Powers, CPA, PFS, CFP®, from Manuka Financial. In this episode they talk about a wide array of retirem...
#106 - How to decide the optimal time to start your Social Security benefits
04 Jul 2024
Contributed by Lukas
Andy talks about the main points to consider when deciding when to start your Social Security retirement benefitsLinks in this episode:Tenon Financial...
#105 - Q&A edition... having mortgages in retirement, understanding Medicare coinsurance, when to consider long term care insurance and MORE!
27 Jun 2024
Contributed by Lukas
Listener Q&A where Andy talks about:Â Whether or not it's okay to have a mortgage or rent in retirement ( 1:56 )Medicare Part B coinsurance o...
#104 – Retirement planning chat with a "real" person, Laura Maione
20 Jun 2024
Contributed by Lukas
Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Laura Maione, who lives in Illino...
#103 – Retirement planner chat, with Angie Furubotten-LaRosee from Avea Financial Planning
13 Jun 2024
Contributed by Lukas
Andy chats with fellow retirement planner Angie Furubotten-LaRosee CFP®, from Avea Financial Planning. In this episode they talk about a wide array o...
#102 - Highlights of the 2024 Social Security Trustees Report
06 Jun 2024
Contributed by Lukas
Andy gives a summary of the key takeaways from the recently released 2024 Social Security Trustees ReportLinks in this episode:The 2024 Social Securit...