Retirement Planning Education, with Andy Panko
Episodes
#101 - Q&A edition...Choosing a custodian, 401(k) contribution limits, gift tax exclusion limits and MORE!
30 May 2024
Contributed by Lukas
Listener Q&A where Andy talks about: How to choose a brokerage firm/custodian to use ( 3:00 )How frequently to rebalance your portfolio ( 11:46 )...
#100 – 100th episode celebration!!! Andy's 100 words of retirement planning wisdom
23 May 2024
Contributed by Lukas
Thank you for your support through 100 episodes!!! 🥳 To celebrate the milestone of the 100th episode, Andy shares his 100 best bits of retirement p...
#099 – Retirement planning chat with a "real" person, Al DiSalvio
16 May 2024
Contributed by Lukas
Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Al DiSalvio, who lives in New Jer...
#098 – Retirement planner chat, with Lauren Hunt from Daybreak Wealth Management
09 May 2024
Contributed by Lukas
Andy chats with fellow retirement planner Lauren Hunt, CFP®, from Daybreak Wealth Management. In this episode they talk about a wide array of retirem...
#097 – Inherited IRA Required Minimum Distribution ("RMD") rules
02 May 2024
Contributed by Lukas
Explanation of the Required Minimum Distribution ("RMD") rules for inherited IRAsLinks in this episode:The IRS's Single Life Expectancy...
#096 - Q&A edition...US government debt concerns, Health Savings Accounts, how to estimate taxes and MORE!
25 Apr 2024
Contributed by Lukas
Listener Q&A where Andy talks about: Am I concerned about the increasing amount of US government debt, and how do I think it will impact retirees...
#095 – Retirement planning chat with a "real" person, Judy Ocaya
18 Apr 2024
Contributed by Lukas
Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Judy Ocaya, who lives in Californ...
#094 – Retirement planner chat, with David and Mary Oransky from Laminar Wealth
11 Apr 2024
Contributed by Lukas
Andy chats with fellow retirement planners Devin Oransky and Mary Oransky, from Laminar Wealth. In this episode they talk about a wide array of retire...
#093 – Advisory fees...the good, the bad, the ugly
04 Apr 2024
Contributed by Lukas
Discussion of the different ways in which advisory firms charge fees, why the percentage of assets under management fee is illogical and unfair, and w...
#092 - Q&A edition...determining state tax residency, tax underpayment penalties and MORE!
28 Mar 2024
Contributed by Lukas
Listener Q&A where Andy talks about: How to establish tax residence in a new state, and how to leave tax residence in your old stateCarrying over...
#091 – Retirement planning chat with a "real" person, Tom Santi
21 Mar 2024
Contributed by Lukas
Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Tom Santi, who lives in Florida a...
#090 – Retirement planner chat, with Devin Carroll from Carroll Advisory Group
14 Mar 2024
Contributed by Lukas
Andy chats with fellow retirement planner Devin Carroll, from Carroll Advisory Group. In this episode they talk about a wide array of retirement plann...
#089 – Understanding the S&P 500 index and why it's NOT the right benchmark for your portfolio
07 Mar 2024
Contributed by Lukas
Explanation of what the S&P 500 index is, what it measures, how it works and why it's NOT the right benchmark to use for your portfolio and i...
#088 – Retirement planning considerations for women, with Laura Adams
29 Feb 2024
Contributed by Lukas
Andy talks with Laura Adams, author and host of the The Money Girl podcast, about retirement planning considerations and issues unique to womenLinks i...
#087 - Q&A edition...tax return filing statuses, advisor succession plans and MORE!
22 Feb 2024
Contributed by Lukas
Listener Q&A where Andy talks about: The summary of the five different tax return filing statusesWhether a particular listener could file as Head...
#086 – Retirement planning chat with a "real" person, Bill Stevenson
15 Feb 2024
Contributed by Lukas
Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Bill Stevenson, a married militar...
#085 – Retirement planner chat, with Brian Tegtmeyer from Truly Prosper Financial Planning
08 Feb 2024
Contributed by Lukas
Andy chats with fellow retirement planner Brian Tegtmeyer, CFP®, from Truly Prosper Financial Planning. In this episode they talk about a wide array ...
#084 – Understanding Target Date Retirement Funds
01 Feb 2024
Contributed by Lukas
Explanation of target date retirement funds and how they work, what their fees are, when they can make sense, pros and cons, etc.Links in this episode...
#083 - Q&A edition...Solo 401(k)s, tax gain harvesting, bonds vs bond funds and MORE!
25 Jan 2024
Contributed by Lukas
Listener Q&A where Andy talks about: For those who have solo 401(k) plans, when having to file Form 5500EZ is requiredWhat's tax gain harves...
#082 – Retirement planning chat with a "real" person, David Folts
18 Jan 2024
Contributed by Lukas
Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with David Folts, a married retiree in...
#081 – Retirement planner chat, with Larry Pershing from Optimum Retirement Planning
11 Jan 2024
Contributed by Lukas
Andy chats with fellow retirement planner Larry Pershing, CFP®, RMA® from Optimum Retirement Planning. In this episode they talk about a wide array ...
#080 – How to lower your taxes in 2024
04 Jan 2024
Contributed by Lukas
Summary of the December 29, 2023 The Wall Street Journal article, To Lower Your Taxes in 2024, Make These Moves Now. The article gives a handful of ti...
Retirement Planning Education is coming back!
21 Dec 2023
Contributed by Lukas
You read that right...the Retirement Planning Education podcast is BACK! :-)New weekly episodes will begin Thursday, January 4th 2024. Be there or b...
Retirement Planning Education is going on hiatus
22 Jun 2023
Contributed by Lukas
Retirement Planning Education is going on hiatus. But hopefully I'll be back at making episodes again in the not too distant future!-AndyLinks in...
#079 – The non-financial or “softer” side of retirement planning, with Kevin Lyles (Part 2 of 2)
15 Jun 2023
Contributed by Lukas
Part 2 of 2 of my discussion with retirement coach Kevin Lyles where he shares his knowledge of planning for the “softer” side of retirement readi...
#078 – The non-financial or “softer” side of retirement planning, with Kevin Lyles (Part 1 of 2)
08 Jun 2023
Contributed by Lukas
Part 1 of 2 of my discussion with retirement coach Kevin Lyles where he shares his knowledge of planning for the “softer” side of retirement throu...
#077 - Understanding cash value life insurance and how it's sold, with Kevin Lao
01 Jun 2023
Contributed by Lukas
Andy and Kevin Lao from Imagine Financial Security discuss when cash value (aka permanent) life insurance may be appropriate, and what to know about t...
#076 - What exactly is "Financial Planning?"
25 May 2023
Contributed by Lukas
Explanation of what financial planning is (and isn't)Links in this episode:www.adviceonlynetwork.com www.napfa.orgwww.feeonlynetwork.comwww.garr...
#075 - Qualified Charitable Distributions ("QCDs")
18 May 2023
Contributed by Lukas
Explanation of what Qualified Charitable Distributions ("QCDs") are and why they're the most tax-efficient way to donate cashLinks in t...
#074 - How to break up with your financial advisor
11 May 2023
Contributed by Lukas
Explanation of the process for how to part ways with your financial advisorLinks in this episode:Facebook group - Retirement Planning Education (forme...
#073 - What does it actually mean to be a "fiduciary," and does it matter?
04 May 2023
Contributed by Lukas
Explanation of what it means to be a fiduciary and why that term has become a marketing buzzwordLinks in this episode:Boomer Benefits website - https:...
#072 - The benefit of "step up in basis"
27 Apr 2023
Contributed by Lukas
Explanation of "step up in basis" and how it can make unrealized taxable gains magically disappear when leaving property to heirsLinks in th...
#071 - Understanding the $250k or $500k gain exclusion on selling your primary residence
20 Apr 2023
Contributed by Lukas
Summary of the "Section 121" exclusion of up to $500k of gain on selling your primary residenceLinks in this episode:Boomer Benefits website...
#070 - Q&A edition...dividend reinvestment, gifting stocks, Social Security survivor benefits and MORE!
13 Apr 2023
Contributed by Lukas
Listener Q&A where Andy talks about: Whether or not to reinvest dividends when in retirementCapital gain exclusion when selling a primary residen...
#069 - Highlights of the 2023 Social Security Trustees Report
06 Apr 2023
Contributed by Lukas
Summary of the key takeaways from the 2023 Social Security Trustees ReportLinks in this episode:Boomer Benefits website - https://www.BoomerBenefits.c...
#068 - What happens to my investments if my broker goes under?
30 Mar 2023
Contributed by Lukas
Explanation of what happens to investments when a broker fails, and why that is a very different (and generally better) scenario for clients than a ba...
#067 - Why are banks failing and should we be concerned about more failures?
23 Mar 2023
Contributed by Lukas
Discussion of the basics of the U.S.'s monetary and banking systems, and why there have recently been multiple bank failures. And, should we be c...
#066 - Common tax forms retirees get at tax return time
16 Mar 2023
Contributed by Lukas
Summary of the various tax forms retirees are likely to receive at tax return time. Discusses 1099s, 5498's, 1095's and more!Links in this e...
#065 - 7 Social Security myths, with Devin Carroll (Part 2 of 2)
09 Mar 2023
Contributed by Lukas
Part 2 of 2 of my discussion with Social Security expert, Devin Carroll, where he debunks 7 common Social Security myths (original recording was from ...
#064 - 7 Social Security myths, with Devin Carroll (Part 1 of 2)
02 Mar 2023
Contributed by Lukas
Part 1 of 2 of my discussion with Social Security expert, Devin Carroll, where he debunks 7 common Social Security myths (original recording was from ...
#063 - Q&A edition...401(k)s & Highly Compensated Employees, interest rates & Social Security, inherited 401(k) distributions and MORE!
23 Feb 2023
Contributed by Lukas
Listener Q&A where Andy talks about: When Highly Compensated Employees may need to retroactively have some of their 401(k) contributions removedH...
#062 - Introduction to Investing (Part 6 of 6) - Creating and managing your portfolio
16 Feb 2023
Contributed by Lukas
Part 6 of 6 of a multi-part series on an introduction to investing. In this episode, Andy talks about how to create and manage your portfolio includin...
#061 - Introduction to Investing (Part 5 of 6) - Cash and alternative investments
09 Feb 2023
Contributed by Lukas
Part 5 of 6 of a multi-part series on an introduction to investing. In this episode Andy talks about the various places in which cash can be invested,...
#060 - Introduction to Investing (Part 4 of 6) - All about mutual funds and exchange traded funds ("ETFs")
02 Feb 2023
Contributed by Lukas
Part 4 of 6 of a multi-part series on an introduction to investing. In this episode Andy talks about mutual funds and exchange traded funds ("ETF...
#059 - Introduction to Investing (Part 3 of 6) - All about bonds
26 Jan 2023
Contributed by Lukas
Part 3 of 6 of a multi-part series on an introduction to investing. In this episode Andy talks about bonds; what they are, how to trade them, how to v...
#058 - Introduction to Investing (Part 2 of 6) - All about stocks
19 Jan 2023
Contributed by Lukas
Part 2 of 6 of a multi-part series on an introduction to investing. In this episode Andy talks about stocks; what they are, how to buy and sell them, ...
#057 - Introduction to Investing (Part 1 of 6) - Background considerations and explanation of account types
12 Jan 2023
Contributed by Lukas
Part 1 of 6 of an introduction to investing. This episode talks about some background considerations to investing, such as risk-reward trade off and t...
#056 - New RMD rules and other retirement planning changes in SECURE 2.0 Act of 2022
05 Jan 2023
Contributed by Lukas
Summary of the provisions of the recently enacted SECURE 2.0 Act of 2022 legislation that are most likely to impact you and your retirement planningLi...
#055 - Financial planning and divorce, with Amy Colton (Part 2 of 2)
29 Dec 2022
Contributed by Lukas
Part 2 of 2 of my discussion with Amy Colton, MBA, CDFA, founder of Your Divorce Made Simple, to talk about financial planning considerations specific...
#054 - Financial planning and divorce, with Amy Colton (Part 1 of 2)
22 Dec 2022
Contributed by Lukas
Part 1 of 2 of my discussion with Amy Colton, MBA, CDFA, founder of Your Divorce Made Simple, to talk about financial planning considerations specific...
#053 - What is tax planning?
15 Dec 2022
Contributed by Lukas
Explanation of what tax planning is, and isn't. Andy discusses the typical types of services and advice that make up tax planning within retireme...
#052 - Q&A edition...457(b) plans, Roth 401(k) conversions, wash sales, Treasury notes and MORE!
08 Dec 2022
Contributed by Lukas
Listener Q&A where Andy talks about:The differences between governmental and non-governmental (aka “tax-exempt”) 457(b) plansWhen Roth 401(k) ...
#051 - Introductory overview of the Federal income tax system
01 Dec 2022
Contributed by Lukas
Explanation of the basic structure of the U.S. Federal income tax systemLinks in this episode:YouTube video - Overview of Federal Income TaxationYouTu...
#050 - What I'm thankful for (from a retirement planning perspective)
24 Nov 2022
Contributed by Lukas
Andy discusses what he's thankful for with regards to his career in retirement planning, and more broadly about retirement planning in generalLin...
#049 - The basics of estate planning
17 Nov 2022
Contributed by Lukas
An introduction to the key aspects of estate planningLinks in this episode:Facebook group - Retirement Planning Education (formerly Taxes in Retiremen...
#048 - Q&A edition...the Social Security "Earnings Test," 401(k) RMDs, tax gain harvesting and MORE!
10 Nov 2022
Contributed by Lukas
Listener Q&A where Andy talks about:How the Social Security "Earnings Test" and "Family Maximum" are appliedWhether RMDs can b...
#047 - Everything you wanted to know about Medicare, with Danielle Roberts (Part 2 of 2)
03 Nov 2022
Contributed by Lukas
Part 2 of 2 of my discussion with Danielle Roberts, founder of Boomer Benefits, to talk about all things Medicare (original recording was from October...
#046 - Everything you wanted to know about Medicare, with Danielle Roberts (Part 1 of 2)
27 Oct 2022
Contributed by Lukas
Part 1 of 2 of my discussion with Danielle Roberts, founder of Boomer Benefits, to talk about all things Medicare (original recording was from October...
#045 - Will the 8.7% 2023 Social Security Cost of Living Adjustment apply to me?
20 Oct 2022
Contributed by Lukas
Summary of Social Security Cost of Living Adjustments (or "COLAs") and whether the recently announced 2023 COLA of 8.7% will apply to you (s...
#044 - Q&A edition...RMDs on inherited IRAs, deducting LTC expenses, planning for unknowns and MORE!
13 Oct 2022
Contributed by Lukas
Listener Q&A where Andy answers questions about:How the IRS knows if you satisfy RMDs on an inherited account if you move the account between cu...
#043 - Everything you wanted to know about reverse mortgages, with Josh Blum (Part 2 of 2)
06 Oct 2022
Contributed by Lukas
Part 2 of 2 of the audio replay of my previous video with Josh Blum from Mutual of Omaha where we talked all about reverse mortgagesLinks in this epis...
#042 - Everything you wanted to know about reverse mortgages, with Josh Blum (Part 1 of 2)
29 Sep 2022
Contributed by Lukas
Part 1 of 2 of the audio replay of my previous video with Josh Blum from Mutual of Omaha where we talked all about reverse mortgageLinks in this episo...
#041 - The Net Investment Income Tax and how it may impact your retirement planning
22 Sep 2022
Contributed by Lukas
Summary of the 3.8% Net Investment Income Tax ("NIIT") and how it may impact your retirement planningLinks in this episode:IRS Form 8960 - h...
#040 - Q&A edition...delaying Social Security, when to start a pension, RMDs on inherited IRAs, where to save cash and MORE!
15 Sep 2022
Contributed by Lukas
Listener Q&A where Andy answers questions about:How to calculate the increase to Social Security for delaying the start of benefits, or the decrea...
#039 - Health insurance options if you're retired and not yet eligible for Medicare
08 Sep 2022
Contributed by Lukas
Summary of the options for health insurance if you no longer have employer-sponsored health insurance and aren't yet 65 and therefore can't ...
#038 - Understanding Affordable Care Act ("ACA") health insurance and premium tax credit subsidies
01 Sep 2022
Contributed by Lukas
Explanation of health insurance offered through the Affordable Care Act (aka ACA or ObamaCare) and subsides for such insurance in the form of premium ...
#037 - There's a lot value in retirement planning, but it can't actually be measured
25 Aug 2022
Contributed by Lukas
Discussion of how there is a lot of value in retirement planning & investment management, but how it's impossible to actually quantify and me...
#036 - Q&A edition...Roth conversion optimization, tax on crypto, when to start annuity payments and more!
18 Aug 2022
Contributed by Lukas
Listener Q&A where Andy answers questions about:Whether I prefer simplification or optimization in financial planningRoth conversion optimizationI...
#035 - Everything you wanted to know about long term care insurance, with Kerry Peabody (Part 2 of 2)
11 Aug 2022
Contributed by Lukas
Part 2 of 2 of the audio replay of my previous video with Kerry Peabody from Clark Insurance where we talked all about long term care insuranceHow to ...
#034 - Everything you wanted to know about long term care insurance, with Kerry Peabody (Part 1 of 2)
04 Aug 2022
Contributed by Lukas
Part 1 of 2 of the audio replay of my previous video with Kerry Peabody from Clark Insurance where we talked all about long term care insuranceHow to ...
#033 - Summary of different portfolio withdrawal strategies
28 Jul 2022
Contributed by Lukas
Explanation of the various portfolio withdrawal strategiesLinks in this episode:Facebook group - Retirement Planning Education (formerly Taxes in Reti...
#032 - Q&A edition...spousal Roth IRAs, 401(k) to Roth IRA conversions, self-funding LTC and more!
21 Jul 2022
Contributed by Lukas
Listener Q&A where Andy answers questions about:Spousal Roth IRAs401(k) to Roth IRA conversionsSplitting up IRAs to have different beneficiaries f...
#031 - What is a bond ladder?
14 Jul 2022
Contributed by Lukas
Explanation of a bond ladder and how to build oneYouTube Video - "What is Sequence of Return Risk"YouTube Video - "Bonds, Bond Prices a...
#030 - Dividend Investing and Equity Income Strategies, with Chris D'Agnes (Part 2 of 2)
07 Jul 2022
Contributed by Lukas
Part 2 of 2 of the replay of my previously aired Facebook live video with Chris D'Agnes, CFA, Partner and Co-Portfolio Manager at Hamlin Capital ...
#029 - Dividend Investing and Equity Income Strategies, with Chris D'Agnes (Part 1 of 2)
30 Jun 2022
Contributed by Lukas
Part 1 of 2 of the replay of my previously aired Facebook live video with Chris D'Agnes, CFA, Partner and Co-Portfolio Manager at Hamlin Capital ...
#028 - What is a LIRP, or Life Insurance Retirement Plan?
23 Jun 2022
Contributed by Lukas
Explanation of a LIRP, or Life Insurance Retirement Plan, which is ultimately an Indexed Universal Life insurance policyFacebook group - Retirement Pl...
#027 - What is Modified Adjusted Gross Income, or MAGI?
16 Jun 2022
Contributed by Lukas
Explanation of the five different versions of Modified Adjusted Gross Income, or MAGI, you're likely to come across in retirement planningDownloa...
#026 - Highlights of the 2022 Social Security Trustees Report
09 Jun 2022
Contributed by Lukas
Summary of the key points in the 2022 Social Security Trustees Report2022 Social Security Trustees Report - hereFacebook group - Retirement Planning E...
#025 - Introduction to Social Security
02 Jun 2022
Contributed by Lukas
The basics of the Social Security systemYouTube video - Introduction to Social SecurityYouTube video - Calculating your Social Security Primary Insura...
#024 - What should retirees or near-retirees do as a result of the bad markets and high inflation?
26 May 2022
Contributed by Lukas
Actions retirees and near-retirees should (and shouldn't) consider doing as a result of bad financial markets and high inflationYouTube video - W...
#023 - What is Tax Loss and Tax Gain Harvesting?
19 May 2022
Contributed by Lukas
Explanation of tax loss harvesting and tax gain harvesting, as well as an introduction to "wash sales"Links in this episode:YouTube video - ...
#022 - All about annuities, Part 3; Variable annuities, Indexed annuities and withdrawal riders
12 May 2022
Contributed by Lukas
Summary of variable annuities, indexed annuities and a Guaranteed Living Withdrawal Benefit riderLinks in this episode:YouTube video - What is a Varia...
#021 - All about annuities, Part 2: Income annuities and payment options
05 May 2022
Contributed by Lukas
Summary of immediate and deferred income annuities, and explanation of the different annuity payment options availableLinks in this episode:YouTube vi...
#020 - All about annuities, Part 1: Introduction and MYGAs
28 Apr 2022
Contributed by Lukas
The basics of annuities and details about Multi-Year Guaranteed Annuities ("MYGAs")Links in this episode:YouTube video - Understanding Annui...
#019 - What are I Bonds?
21 Apr 2022
Contributed by Lukas
Everything you ever wanted to know about I BondsLinks in this episode:TreasuryDirect - hereCPI-U monthly data - hereFacebook group - Retirement Planni...
#018 - What is Monte Carlo simulation?
14 Apr 2022
Contributed by Lukas
Explanation of Monte Carlo simulation in retirement planningLinks in this episode:Facebook group - Retirement Planning Education (formerly Taxes in Re...
#017 - What are the alternatives to bonds and bond funds?
07 Apr 2022
Contributed by Lukas
Discussion of the pros and cons of possible alternatives to using bonds or bond funds in your portfolioLinks in this episode:My YouTube video about fi...
#016 - What are bonds and bond funds?
31 Mar 2022
Contributed by Lukas
Explanation of bonds and bond funds; how they work, what risks they have, what their purpose is, etc.Links in this episode:My YouTube video about bond...
#015 - What do all of the letters mean after financial advisors' names?
24 Mar 2022
Contributed by Lukas
Explanation of some of the various letters and professional designations often seen after financial advisors' namesLinks in this episode:Rock Ret...
#014 - How to do your own tax return or find a preparer
17 Mar 2022
Contributed by Lukas
Summary of the ways to do and file your own tax return, or how to find a paid tax return preparerLinks in this episode:IRS forms and schedules search ...
#013 - What are all of the forms in a retiree's tax return?
10 Mar 2022
Contributed by Lukas
Explanation of the various forms and schedules commonly used in retiree tax returnsLinks in this episode:IRS forms and schedules search tool - hereMy ...
#012 - What are mutual fund capital gain distributions?
03 Mar 2022
Contributed by Lukas
Explanation of mutual fund capital gain distributions, and why 2021 was a unique year for large (and taxable) distributionsLinks in this episode:Wall ...
#011 - How do financial advisors get paid?
24 Feb 2022
Contributed by Lukas
Explanation of how financial advisors get paid, including the differences in compensation structure between investment managers, securities salespeopl...
#010 - When do I have to take distributions from inherited retirement accounts?
17 Feb 2022
Contributed by Lukas
Summary of the Required Minimum Distribution ("RMD") rules around inherited retirement accountsLinks in this episode:"Free Stuff" ...
#009 - What are Required Minimum Distributions, and when do I have to take them?
10 Feb 2022
Contributed by Lukas
Summary of Required Minimum Distributions or "RMDs"Links in this episode:"Free Stuff" (including the IRS Uniform Lifetime table) -...
#008 - When can I take money out of my Roth IRA without tax or penalty?
03 Feb 2022
Contributed by Lukas
Summary of the rules around taking money out of your Roth IRA without tax or penaltyLinks in this episode:"Free Stuff" (including Roth withd...
#007 - What's the difference between tax-deferred, Roth and normal brokerage accounts?
27 Jan 2022
Contributed by Lukas
Comparison of the features of tax-deferred vs Roth vs normal brokerage accountsLinks in this episode:Facebook group - Retirement Planning Education (f...
#006 - What's a "backdoor" Roth?
20 Jan 2022
Contributed by Lukas
Explanation of how to do a "backdoor" Roth contribution, and what to look out for when doing itLinks in this episode:Summary of helpful tax ...
#005 - Will I have to pay extra Medicare premiums?
14 Jan 2022
Contributed by Lukas
Explanation of income-based Medicare premium surcharges known as IRMAA, Income Related Monthly Adjustment AmountsLinks in this episode:2022 Medicare I...
#004 - Should I rollover my employer retirement plan?
14 Jan 2022
Contributed by Lukas
The pros and cons of rolling over employer retirement plans (401(k), 403(b), 457, TSP) to IRAs and Roth IRAsLinks in this episode:Facebook group - Ret...