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Shared Lunch

Bite: Should ambitious Gen Z leave New Zealand? (Bonus)

25 May 2026

Transcription

Chapter 1: What is the main topic discussed in this episode?

0.993 - 4.739 Luke Kemeys

You're listening to a Sharesies podcast.

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4.759 - 23.17 Leighton

Another elephant in the room when it comes to wealth building for the average New Zealander, which is just the number of people leaving New Zealand. And if you were speaking to your younger self, what would you tell him to stay here in Aotearoa or to head overseas? Which one would you be thinking?

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Chapter 2: What challenges do ambitious Gen Z face in New Zealand?

23.892 - 44.003 Luke Kemeys

Well, what I observe of some of the younger people who message me is I think they have figured this out a lot earlier than I did. Like I just basically had a lot of fun in my 20s, shall we say, and delayed any sort of serious thinking about getting started. But I think I'm noticing a lot of younger people buying assets and going, okay, it's not just income.

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44.023 - 50.052 Luke Kemeys

I've got to think about buying assets and protecting my buying power. There is a danger in that. I think a lot of them are

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50.032 - 80.038 Luke Kemeys

you know worried about being behind and comparing themselves and seeing house prices go up and okay i've saved 30 grand at a young age so that's amazing like well done but they've been comparing it to a one point something million dollar property in auckland and i think you've like you've really got to find how you're going to make it work in new zealand for you i know it's it's it's a really hard thing to talk about because i think but i'm so i love new zealand and what are the advantages that we we underrate here

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80.018 - 101.407 Luke Kemeys

Well, I think we've got access. I flew down from Auckland today, so we can go halfway around the country very, very quickly. There is a lot of opportunity because a lot of people don't necessarily want to compete. They don't want to do things that others won't. And when you get started on your journey, you'll realise that other people want to see you succeed.

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101.427 - 122.223 Luke Kemeys

Yes, we have a tall poppy aspect, but we also have a, oh, you're trying something, you're attempting something, I'll give you a hand, I'll introduce you to someone. And, you know, I think that's pretty cool in New Zealand that we still have that. But that said, you know, we do have a lot of headwinds and I think the earlier we can prepare people for those headwinds is important.

122.303 - 128.875 Luke Kemeys

Otherwise, I think the easy option, no disrespect to those who go, does become, well, I'll go to Australia. Yeah.

128.855 - 158.777 Luke Kemeys

but it's i just don't think you compare new zealand to australia because you know without losing an hour to it they do completely different things in their economy they have a lot more wealth and they may be behind on other things that we're ahead of and they you know maybe three hours away but there's i think there's five million people in brisbane or queensland alone well that's you know roughly our population of our entire country so i think we do look overseas and think we should have everything and it should be amazing and should look like that but forget maybe we don't have that that volume

158.757 - 163.583 Luke Kemeys

Yeah. Did I sell it to stop people from leaving?

163.903 - 186.891 Leighton

I don't know if I did. No, that's good. I was trying to think what I would say to myself. I went out there and experienced a bunch of things and had a great time. And I still think that when I go overseas, my eyes are opened to scale. Same. And I love those experiences, but

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