We Escaped With a Backpack. Now I’m Building a Home for My Kids.
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How did Victoria’s early life and escape shape her relationship with money?
My name's Natasha Bamblett. I'm a proud First Nations woman and I'm here to acknowledge country. T Glen Yang Ganya Nena Kakayao Yambinu Waka. Nain art guyin in bani yakram ja, dummin ya gumiga dumaga itho aca nid a wamin dammin emalan. Mummy bangada bummer in and now and waka gana nyakrim ja what's another now. Hello, beautiful friends. We gather on the lands of the Aboriginal people. We thank, acknowledge, and respect the Aboriginal people's land that we're gathering on today. Take pleasure in all the land and respect all that you see. She's on the Money Podcast acknowledges culture, country, community, and connections. Bringing you the tools, knowledge, and resources for you to thrive.
Hello and welcome to She's on the Money, the podcast that lets you be pervy about other people's money stories for educational purposes, of course. Welcome back to another one of our money diaries brought to you by our friends at Sky Wealth, where I get the absolute privilege of sitting down with one of our incredible She's on the Money community members and talking to them all about their journey. Let's jump straight into it because this week I got a message and it sounded exactly right. Like this. Hi, she's on the money. I'm a First Nations woman who grew up with domestic violence, financial hardship, and a very clear understanding that we were poor. That followed me into adulthood. I made some difficult money choices, financially supported the wrong person, became a mum at 20, and later found myself raising my child alone.
There were times I was living so close to payday that I I'd sneak a nappy home from work because I couldn't afford another packet. I'm now married with three children, have completed a degree and returned for my master's, worked my way into leadership and now earn a strong six figure income. After finding she's on the money, I'm clearing my debt, changing my habits, and beginning the journey towards buying our first home. Money director, are you kidding? No. Are you for real? That's so exciting. It sounds really good when you say it all together like that. Uh yeah. Do you know why? Because it is really good. Thank you. Like what do you mean? And like so many of our First Nations friends in our community really struggle with changing that generational like poverty, like going through having domestic violence in the family, having financial
financial hardship, it is so easy to just replicate again and again. It becomes generational. You've broken it. You've changed it. Thank you. That is so cool. All right. Let's learn a little bit more about you. Before I dive into my favorite question, I need to ask, Money Darist, what grade would you give your money habits from A through to F if I asked you to give them a grade? I'd say Around a C minor still. All right. All right. Let's learn more about it. Let's dive in. Money Darius, can you tell me a little bit more about your money story?
Yeah, well, growing up, we were, it was my mum, my dad, my brother, and I, and we were surrounded by a lot of domestic violence, financial hardship, and we knew that we had no money. It wasn't a secret. And we knew that. Like times were tough, and when we did get something that was of value, it wasn't really in a traditional way either. We did escape that situation. My mum, my brother, and I, when I was around nine, and so I had to watch my mum rebuild from nothing. And I watched her go back to uni as an adult and become a nurse and meet my stepfather, who has supported us from around age twelve. Onwards. Stop it. Mum sounds like a powerhouse. Absolutely. She's definitely the strongest woman I know.
Oh, and like to leave with thr like kids, that's crazy work like I'm not saying it's crazy to do, like it's just so hard to do and knowing that you're not gonna land on your feet and you're gonna have to go back to school, she did it anyway. Oh I hope that we can get her money diary one day. Yeah, I should tell her. Oh, you hook us up because I just think that would be so special. Like what an icon that's already been through it.
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Chapters
8 chapters
1
How did Victoria’s early life and escape shape her relationship with money?
0:00–4:57
2
What habits did she develop while working from age 14 and how did they affect her finances?
4:57–10:33
3
How did her step‑dad’s mortgage experience influence her view of home ownership?
10:33–15:34
4
What triggered the shift from paycheck‑to‑paycheck to actively managing debt?
15:34–20:23
5
How did Victoria reduce five loans to two and what strategies did she use?
20:23–26:34
6
What are the key considerations and challenges she faces while buying her first family home?
26:34–33:49
7
How is she approaching investing for her children and setting up personal insurance?
33:49–40:58
8
What lessons does Victoria share about habit change, budgeting and staying motivated?
40:58–52:07
Speakers
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