She's On The Money
Episodes
How Much Should You Really Have in Savings? And What To Do If Your Financial Advice Feels Wrong
28 Aug 2025
Contributed by Lukas
So… what is the magic number you should have when it comes to savings? Is it a neat percentage, a chunky dollar figure, or three months of bill...
Michelle Battersby’s Playbook for Career Moves, Confidence, and Thriving in Tech
26 Aug 2025
Contributed by Lukas
Ever wondered how people actually know when it’s time to quit, pivot, or back themselves in a huge career move? Well Michelle Battersby's career...
How a Former Pro Athlete Really Manages Her Money
24 Aug 2025
Contributed by Lukas
Have you ever had to say no to something you couldn’t afford... and it completely changed your life? This week’s Money Diarist has. She wa...
Is a Car Novated Lease a Smart Money Move? And the Passion Vs Pay Cheque Career Debate
21 Aug 2025
Contributed by Lukas
Is it really a money hack if it leaves you wondering whether you’re saving money… or just signing up for a fancier kind of debt? This wee...
How Victoria Devine Went From Hiding $40k Debt to Financial Freedom (And Lessons You Can Steal)
19 Aug 2025
Contributed by Lukas
You know Victoria Devine as your finance hype girl… but for the first time ever, she’s sharing the part of her story you’ve never h...
Why Women Need to Work 50 Extra Days to Earn the Same As Men... And How to Push Back
18 Aug 2025
Contributed by Lukas
Women need to work 50 extra days just to earn what men made last financial year… and today, August 19, marks those extra days. It’s calle...
My New Husband Had $40k of Secret Debt. I Paid It, Then He Divorced Me.
17 Aug 2025
Contributed by Lukas
What would you do if after your wedding you found out your husband was hiding $40,000 of secret debt? Well, this week's Money Diarist rolled up her sl...
Is this Giving MLM Vibes? And the Hidden Cost of Being Financially Responsible
14 Aug 2025
Contributed by Lukas
If it looks like an MLM and quacks like an MLM… is it an MLM? That's the big dilemma our community member needs help with this week. Her b...
Investing Diary: How This SOTM Team Member Built Her Portfolio (And Could Retire At 35)
12 Aug 2025
Contributed by Lukas
You guys have been BEGGING for a pervy look at the SOTM team’s money stories… and we finally have a volunteer. Brooke is not just respons...
She Quit Her 9-to-5 and Pulled Off the Ultimate Career Glow-Up
10 Aug 2025
Contributed by Lukas
Ever dreamed about walking out of your 9–5 and building something completely different... something that changes your life and other people...
Raising Money-Smart Kids & Feeling Stuck in a Joint Mortgage
07 Aug 2025
Contributed by Lukas
What do you do when your financial goals clash with the people closest to you? This week, we’re diving into the messy, emotional side of shared ...
The Rich Girl Mindset (And How to Get It)
05 Aug 2025
Contributed by Lukas
Wanna know the #1 thing rich people do differently? It’s not their salary. It’s not their savings. It’s their mindset... and it&rsqu...
When the Unimaginable Happens
03 Aug 2025
Contributed by Lukas
What happens when life changes in an instant, and the world expects you to carry on? This week’s Money Diarist had everything in motion: a new h...
Is It Time To Sell Your Property? And Can You Say You're Broke if You're Just Out of Fun Money?
31 Jul 2025
Contributed by Lukas
How do you know when it’s time to sell a property? Whether it’s your investment, your starter home, or just the one with the dodgy plumbin...
Your Future Self is Begging You To Listen to This Episode (Let's Talk How Much Super You'll Really Need)
29 Jul 2025
Contributed by Lukas
Trying to figure out how much super you actually need? Yep, it’s confusing. With all the numbers, charts, and retirement buzzwords flying around...
How She Went From Centrelink to $100k Investment Portfolio and Multiple Properties
27 Jul 2025
Contributed by Lukas
She grew up on Centrelink. Now she’s got $240K in super, six figures in shares, and two properties... all before 35. This week’s Money Dia...
Should You Change Careers? And a Wedding Budget Blowout Drama
24 Jul 2025
Contributed by Lukas
Ever felt like your job’s covering the bills but slowly crushing your soul, and caught yourself wondering, surely there’s more to life tha...
Troy Benjamin On How Backing Yourself And Asking For Help Can Really Pay Off
22 Jul 2025
Contributed by Lukas
Ever felt like you’re one ask away from changing your whole life? Well, this episode is inspiration you need to shoot your shot. This week Victo...
When the Cost of Living Hits Hard
20 Jul 2025
Contributed by Lukas
Feeling the cost of living squeeze? This week’s Money Diarist is too. She’s a vet, a mum of two, and part of a household doing all the &ld...
Should You Wait to Lodge Your Tax For the 20% HECS Discount? And a Spicy DM About Unequal Pay
17 Jul 2025
Contributed by Lukas
The HECS 20% discount has the whole community buzzing, and we’ve been getting so many DMs asking whether you need to wait to lodge your tax...
The Insurances I Would Never Buy... From an Insurance Expert
15 Jul 2025
Contributed by Lukas
If you've ever been offered insurance at the checkout and thought, “Wait… do I actually need this?” this ep is for you. From phone ...
My Husband Left Me 6 Months After Having Twins.... And We Had A $50k Debt
13 Jul 2025
Contributed by Lukas
Ever felt like your whole life got flipped without warning? Like one minute you're managing work, babies, bills... and the next, everything's on fire?...
Is This the Biggest Financial Decision You'll Make?
10 Jul 2025
Contributed by Lukas
It’s the finance hot take that’s everywhere right now, but is your partner really the biggest financial decision you'll ever make? Th...
I'm Bored. Give Me Your Most Unhinged Money Saving Hacks...
08 Jul 2025
Contributed by Lukas
If you’ve spent five minutes on TikTok lately (okay, five hours), you’ve probably stumbled on the “most unhinged hack” trend.....
We Chose a Long-Distance Marriage For 2 Years to Build Our Future
06 Jul 2025
Contributed by Lukas
What would you sacrifice for your long-term financial goals? In this week’s Money Diary, we meet someone who made a bold, unconventional choice....
Is Your Inner Broke Girl Blocking Your Financial Glow-Up?
03 Jul 2025
Contributed by Lukas
You’re earning more, budgeting better, and technically doing everything right... so why does spending still make you feel like you’re one ...
5 Shares That Skyrocketed Last Financial Year (And What You Can Learn From Them)
01 Jul 2025
Contributed by Lukas
This week, we’re diving into five shares that absolutely popped off last financial year, and what they can actually teach us about smart in...
The Money Diaries of an Aussie Girlbossing in New York
29 Jun 2025
Contributed by Lukas
Ever wondered what it’s really like to chase your dreams in the Big Apple? In this week's ep, we’re cracking open a glam, gritty, and oh-s...
The Super Catch-Up Plan You Need and a Pep Talk for When You Feel Behind
26 Jun 2025
Contributed by Lukas
Have you ever celebrated hitting a big financial milestone... and then you take a look at what your friends are doing and suddenly your win doesn&rsqu...
Nartarsha Bamblett on Turning Her Gift Into a Business
24 Jun 2025
Contributed by Lukas
You’ve heard her voice open every ep... but this week, we’re handing her the mic for real. In this Business Diary edition, we’re get...
The Reality of Grief and Managing Their Estate
22 Jun 2025
Contributed by Lukas
Ever felt like life just keeps testing you… one heartbreak after another? This week’s Money Diary isn’t just about grief, it&r...
Do You Actually Want to Buy a House or Just Feel Like You Should?
19 Jun 2025
Contributed by Lukas
It starts as a simple question: should I buy a house or invest in the share market? What begins as a classic money dilemma quickly unravels into a muc...
EOFY Glow-Up: 5 Ways to Get Your Finances Together, Fast
17 Jun 2025
Contributed by Lukas
Feel like your 2025 money goals ghosted you around February? You’re not alone... and babe, it’s time for a financial glow-up. In this epis...
“I Had No Plan B”... Now She’s Building Wealth Like a Boss
15 Jun 2025
Contributed by Lukas
What do you do when your entire career plan falls apart.... and you're 26, jobless, and living back with your parents? This week’s Money Di...
This Car Finance Mistake Could Cost You Thousands
12 Jun 2025
Contributed by Lukas
This week, we’re talking about one of the biggest money traps out there: car finance. It seems simple... buy the car, pay it off... but wha...
How to Copy the Investing Strategy Behind One of the Biggest Fortunes on The Planet
10 Jun 2025
Contributed by Lukas
What if the secret to building a trillion dollar fortune wasn’t flashy trades or risky crypto bets, but something so boring, it’s actually...
It’s Never Too Late For a Financial Glow-Up
08 Jun 2025
Contributed by Lukas
She thought she was good with money. Her salary was solid. Her bills were paid. She was even traveling. Life looked fine... until it wasn’t. Thi...
Should You Save or Invest Right Now? And a Spicy Inheritance Dilemma
05 Jun 2025
Contributed by Lukas
You’ve finally built up a bit of savings, so… what now? Do you keep stockpiling cash, or is it time to back yourself and start investing?...
Can Refinancing Really Save You Thousands?
03 Jun 2025
Contributed by Lukas
What if we told you your loyalty to your bank could be costing you thousands… and your bank is hoping you never notice? By popular demand, Jacl...
We Left Australia for a Startup Dream in San Fransico
01 Jun 2025
Contributed by Lukas
Would you leave a job you love, move countries while pregnant, and bet on someone else’s career dream... with the hope it could all pay off big?...
The Financial Anxieties of Your Parents' Retirement & Winter Energy Bills
29 May 2025
Contributed by Lukas
Have you ever wondered if your parents are set up for retirement? And what that might mean if they’re not? This week on Friday Drinks, we&r...
The Fast Track to Earning More: Use the Skills You Already Have to Pivot and Get Paid
27 May 2025
Contributed by Lukas
You’ve skipped the oat lattes, cut back on everything that sparks joy, and you’re still not getting ahead. Maybe it’s not about spen...
This Is What They Don’t Tell You About Having a Financial Safety Net
25 May 2025
Contributed by Lukas
She graduated top of her class, a had a house, and $200K in savings. On paper, she was set. But then came chronic health issues, three kids, and two c...
Would You Pour Your Savings Into a House That’s Not Yours? And Is Chasing Money Really Worth the Burnout?
22 May 2025
Contributed by Lukas
What would you do if you had the chance to build your dream home, but your name wasn’t on the title? This week, we’re unpacking a dilemma ...
Broken Brains: Nobody Prepares You for This Financial Emergency
20 May 2025
Contributed by Lukas
You’ve planned your budget, built your emergency fund, and followed all the financial advice... but what happens when life throws something so b...
She Was Avoiding Her Bank App and Blowing Her Budget... Now She’s Saved $60K
18 May 2025
Contributed by Lukas
Ever felt like you’re doing everything right with money… and still wondering where it all went? This week’s Money Diarist shar...
Why You Feel So Bad About Money (and Why You Seriously Shouldn’t).
15 May 2025
Contributed by Lukas
It’s one thing to feel bad about your own money decisions… but what if it’s your parents making you feel worse? This week, we&rsquo...
Should You Be Investing in Tech and AI?
13 May 2025
Contributed by Lukas
AI is everywhere right now. It’s writing emails, making playlists, and popping up in every “get rich quick” TikTok you scroll past. ...
Drowning in Debt and Stuck in Her Marriage... Here's How She Finally Left
11 May 2025
Contributed by Lukas
What happens when love fades but the debt remains? This weeks money diarist found herself caught between what her heart knew and what her bank a...
Should You Save for a House or Boost Your Super? (Plus a Seriously Spicy Wedding Gift Dilemma...)
08 May 2025
Contributed by Lukas
You’ve dropped over $1,000 being in the bridal party... dress, hen’s, flights, accommodation… the works. So when the wedding rolls ...
How to Build Good Money Habits That Run on Autopilot
06 May 2025
Contributed by Lukas
Ever promised yourself this would be the month you finally stick to a budget… and then ordered Uber Eats twice before Wednesday? Well, this epi...
She’s Good With Money, He Was Deep In Debt… Here’s How They Turned It All Around
04 May 2025
Contributed by Lukas
What happens when you’re smashing savings goals… and your partner is dragging debt behind him? This week’s Money Diarist is th...
Should You Buy Gold Bullion and Would You Delay Your Dream Job Incase You Have Kids?
01 May 2025
Contributed by Lukas
Gold prices are on the rise… but does that mean you should be out here buying bars? This week’s Friday Drinks kicks off with a shiny dile...
Points Hacking (No Credit Card Required)
29 Apr 2025
Contributed by Lukas
Think you need a fancy black Amex credit card to start points hacking? Think again. Because, today, we're joined by our very own resident points queen...
How Property Flipping Helped Us Build the Life We Actually Wanted
27 Apr 2025
Contributed by Lukas
They flipped one house and flipped their whole future. Ever wondered if flipping a property could actually change your life? Today’s Money ...
This Is the Money Trap That Keeps So Many Women Stuck
24 Apr 2025
Contributed by Lukas
This episode is all about those moments when you know something’s not working, but you don’t know how to change it. Whether it’s set...
Blue Eyed Kayla Jade: Behind the Money, Followers and Fame
23 Apr 2025
Contributed by Lukas
She made $30k in one day... and that's not even the most impressive part. With over 2 million TikTok followers, viral cash-counting clips, and a six-f...
How Georgie Stevenson Built Naked Harvest (and a Wellness Empire)
22 Apr 2025
Contributed by Lukas
She walked away from a corporate law career to chase something that didn’t quite make sense on paper... and ended up co-founding one of Australi...
She Didn’t Go to Uni — But She’s Got Her Dream Home, Investments… and a Massive Decision to Make
20 Apr 2025
Contributed by Lukas
She didn’t go to uni. She’s 26, bought a home young, and has been building her money confidence piece by piece. But when her dad pass...
Would You Walk Away From Shares That Might Make You a Millionaire?
17 Apr 2025
Contributed by Lukas
You've been offered a new job with better pay and less stress. But here's the catch: leaving your current role means giving up employee shares that mi...
How Victoria Devine Built a Multimillion-Dollar Small Business
15 Apr 2025
Contributed by Lukas
Ever wondered how She’s on the Money went from a Facebook group to a full-blown empire? In this special episode, she finally shares the real sto...
The Truth About Big Tech Money From Someone Living It
13 Apr 2025
Contributed by Lukas
You’ve probably heard the hype: tech jobs = massive salaries. But can you still get a slice of the pie if you don’t work in a technical ro...
Should You Buy a House or Invest? Let's Break it Down
10 Apr 2025
Contributed by Lukas
Should you buy a house or invest the cash instead? That’s the exact question one of our community members is facing. After a separation and...
What Share Market Dips Do to Your Brain... and What History Says is Coming Next
08 Apr 2025
Contributed by Lukas
Your portfolio’s down, and the news is throwing around words like “correction” and “crash.” So... should you be worried?...
Superyachts, Sports Cars, and a Secret She Couldn’t Tell Anyone
06 Apr 2025
Contributed by Lukas
This week, Victoria sits down with a diarist whose story starts like a dream: swept off her feet, love-bombed, and suddenly living a life of superyach...
Would You Leave Everything Behind to Be Mortgage-Free? And Asking for the Pay You Deserve
03 Apr 2025
Contributed by Lukas
Would you move away from your family, friends, and entire support system just to own a home outright? Well this week’s Friday Drinks is all abou...
We Asked the Finance Minister What This Budget Really Does For You
01 Apr 2025
Contributed by Lukas
Are you still trying to get your head around what this budget means for you? Well Victoria went straight to Parliament House to sit down with&nbs...
Confessions of a Former Shopaholic
30 Mar 2025
Contributed by Lukas
This week’s diarist takes us inside a financial journey that will feel very familiar to anyone who’s ever used retail therapy to escape st...
Everything You Need to Know About This Year’s Budget
28 Mar 2025
Contributed by Lukas
If hearing the words “Federal Budget” makes your eyes glaze over… we’ve got you. In this bonus episode, Victoria breaks ...
Owed Super or Don’t Know Where to Start Investing? Let’s Fix Both.
27 Mar 2025
Contributed by Lukas
Scared to start investing because you don’t want to mess it up? This one’s for you. This week, we’re tackling one of the most c...
How Victoria Devine Went From Money Mess to Millionaire
25 Mar 2025
Contributed by Lukas
Think you're too behind to fix your finances? Victoria Devine was once right where you are. Before she was a best-selling author, business owner and t...
Would You Buy Property With a Partner After 8 Months? She Did!
23 Mar 2025
Contributed by Lukas
This Money Diary starts with a bold move... buying a house with your partner less than a year into dating. And from there? Life happened. In big, unpr...
Why a Super-for-Housing Policy Could Actually Push Prices Higher
21 Mar 2025
Contributed by Lukas
There’s a lot of noise right now about using your superannuation to help buy your first home. And on the surface? It sounds pretty good. But in ...
If Buying a Home Feels Impossible—Is This the Next Best Thing? Plus, Should You Ditch a Share Over Ethics?
20 Mar 2025
Contributed by Lukas
Feeling like home ownership is totally out of reach? You’re not alone. With property prices skyrocketing, we’re looking at a surprising al...
Can You Actually Manifest Money? Here’s What Science Says
18 Mar 2025
Contributed by Lukas
We’ve all seen the TikToks... vision boards, affirmations, “just think rich and you’ll be rich!” But does manifestation actual...
$20K in Debt With No Clue About Money… Now I'm Raising Money-Smart Kids
16 Mar 2025
Contributed by Lukas
She was already in debt as soon as she even turned 18—because no one ever taught her how money worked. Growing up, financial security felt impos...
Everyone’s Panicking About the Market... Here’s Why I’m Not (and You Shouldn't Either)
14 Mar 2025
Contributed by Lukas
The news is making it sound like the sky is falling, your portfolio might be looking a little red, and you’re wondering… should I be worr...
Is It Time to Normalise Financial Success Celebrations?
13 Mar 2025
Contributed by Lukas
This week, we’re diving into a big money dilemma: should we be more open about celebrating financial wins, or does it make things uncomfortable ...
Glen James is Back to Answer Your Investing Questions
11 Mar 2025
Contributed by Lukas
If you’ve ever felt unsure about whether you’re investing the right way, this episode is for you! We’re bringing back Glen James to ...
Overcoming Financial Anxiety: How She Took Control of Her Future
09 Mar 2025
Contributed by Lukas
Growing up, money was always tight. This week’s Money Diarist watched her parents work multiple jobs just to stay afloat, and from an early age,...
IWD: The Super Gap & Inequalities in the Workplace
06 Mar 2025
Contributed by Lukas
Happy International Women’s Day! Today, we’re celebrating by doing what we do best... helping you take charge of your financial future so ...
How to Feed Your Family for $10... Yes, Really! (With Chelsea Goodwin from $10 Meals)
04 Mar 2025
Contributed by Lukas
If you’ve ever left the supermarket wondering how did I just spend $100 on basically nothing?! you’re not alone. Groceries are o...
I Started My Financial Literacy Journey at 45... It's Never Too Late!
02 Mar 2025
Contributed by Lukas
For years, our Money Diarist thought she was doing okay financially—bills were paid, life was good, and saving for the future? That was a later ...
Overworked, Underpaid, and Burnt Out—Now What?
27 Feb 2025
Contributed by Lukas
Have you ever felt like you can’t log off, can’t say no, and can’t ask for more money? Welcome to hustle culture, where doing m...
We Asked a Financial Advisor Your Most-Asked Money Questions
25 Feb 2025
Contributed by Lukas
If you’ve ever wondered "Should I pay off my mortgage or invest?" or "How do I even find a good financial advisor?" this episode is for you! We&...
She Feared Spending, Avoided Investing & Saved Obsessively—Until Everything Changed
23 Feb 2025
Contributed by Lukas
What happens when a hardcore saver marries a carefree spender? Five years ago, this Money Diarist and her husband were buying their first home, naviga...
How to Get a Better Interest Rate + Should You Start a Business with Your Bestie?
20 Feb 2025
Contributed by Lukas
The RBA just dropped the cash rate—so what does that mean for your mortgage? Whether you’re a homeowner, a future buyer, or just watching ...
Family Trusts: What They Really Do—And Should You Have One?
18 Feb 2025
Contributed by Lukas
When you hear family trust, do you picture Hollywood movies about billionaires dodging taxes, messy inheritance battles, and luxury yachts? Same. But ...
She Moved to Australia With $1k in Her Bank Account
16 Feb 2025
Contributed by Lukas
Imagine moving to a new country with just $1,000 to your name—no job, no safety net, and no real plan… except for a leap of faith. That&r...
Underpaid? Here’s How to Fix It + Oura Rings Vs a $20 dupe
13 Feb 2025
Contributed by Lukas
You’re working harder than ever… but where’s the pay raise? If your job keeps piling on responsibilities without the extra dollars ...
DeepSeek, Trump’s Tariffs & Interest Rates: Investing Smarter in 2025
11 Feb 2025
Contributed by Lukas
The investing world in 2025 is full of change—but is that a bad thing? AI is shaking things up (again), Trump’s tariffs are making headlin...
Walking Away From $200K for a Life That Matters
09 Feb 2025
Contributed by Lukas
Would you walk away from a six-figure salary? For many of us, climbing the career ladder and reaching financial milestones feels like the ultimate goa...
Victoria Almost Fell Victim to a Scam (and How to Protect Yourself)
06 Feb 2025
Contributed by Lukas
Victoria just lived out her own true crime moment and she's here to spill the tea. She found an ACTUAL card skimmer at an ATM and girl ripped it off w...
Why Money-Savvy People Have Money Dates—Even When They’re Single
04 Feb 2025
Contributed by Lukas
This Valentine’s Day, we’re turning up the romance… with your finances! Whether you're single or in a relationship, a money date is...
We Get Really Pervy About How This 25-Year-Old Built a $100K Investment Portfolio
02 Feb 2025
Contributed by Lukas
If you've ever wanted a front-row seat inside the mind of a young, self-made investor, this episode is for you. This week’s Money Diarist didn&r...
Travel Savings Hacks & How to Get Friends to Pay You Back (Without the Awkwardness!)
30 Jan 2025
Contributed by Lukas
Got big travel plans but a not-so-big budget? This week, we’re sharing travel savings hacks to help you cut costs without sacrificing the fun. T...
Want to Buy Property in 2025? Here’s How to Get Prepared
28 Jan 2025
Contributed by Lukas
Feel like buying a home in 2025 seems impossible? We’ve got the plan to make it happen! This week, Victoria teams up with expert mortgage broker...
How They Went From Paycheck-to-Paycheck to Proud Homeowner
26 Jan 2025
Contributed by Lukas
What does it take to turn a paycheck-to-paycheck life into homeownership, wedding plans, and dreams of starting a family? This week’s Money Diar...
Should You Remortgage? Plus, a Wedding Guest List Drama
23 Jan 2025
Contributed by Lukas
What happens when a wedding invite turns into major family drama? This week, we’re spilling the tea on a juicy guest list dilemma that’s g...
Wait, TikTok Says You Need 7 Income Streams to Be a Millionaire? We’re Calling BS
21 Jan 2025
Contributed by Lukas
Have you seen those TikToks saying you need seven income streams to be a millionaire? Yeah, we’re calling BS. This week, we’re tearing apa...