She's On The Money

We Accidentally Found the Travel Hack That Saves You Serious Cash

21 Oct 2025

Contributed by Lukas

You scrimp, save, and finally book your dream trip… only to spend it fighting for a pool lounger, paying peak rates for accom, and cropping 100...

She Skipped Uni, Travelled for 4 Years… and Still Built Her Dream Life

19 Oct 2025

Contributed by Lukas

Ever done something just because it’s what you’re supposed to do? Well, this week's diarist did the opposite. While everyone else was drow...

How to Set Up Your Kids (Without Losing Your Benefits)…And What to Do When You’re Putting in More for the House Than Your Partner

16 Oct 2025

Contributed by Lukas

We all want to be the parent who “sets the kids up,” right? But between savings accounts, offsets, and “future nest egg” fanta...

The Daily Edited & In The Roundhouse: How Alyce Tran Turned a $5K Side Hustle Into Global Brands (and Landed Hailey Bieber as a Fan)

14 Oct 2025

Contributed by Lukas

What if your "little side-hustle" became the next big brand everyone’s talking about? That’s exactly what happened to Alyce Tran, the ex-l...

The Teen Mum Who Went From Centrelink to a Six-Figure Life

12 Oct 2025

Contributed by Lukas

Ever feel like everyone else’s life is speeding ahead while you’re stuck in the slow lane? This week’s Money Diarist knows that feel...

How Much Should You Actually Save Before Having a Baby? And Balancing Travel Dreams Vs Buying a Home

09 Oct 2025

Contributed by Lukas

Ever feel like your money goals are at war with your life goals? Like one minute you’re saving for a house… and the next you’re con...

Brooke’s FIRE Plan: How She’s Investing to Retire at 35

07 Oct 2025

Contributed by Lukas

Retiring early is the ultimate dream... so when Brooke casually dropped that she’s on track to do it by 35 (without the Bank of Mum and Dad), yo...

Money Confessions: What It Actually Costs to Launch a World-First Product (While Juggling 2 Kids and a Mortgage)

05 Oct 2025

Contributed by Lukas

Ever wondered what it really costs to turn a light-bulb moment into something real? This week’s Money Diarist is a mum of two who did exactly th...

Should you use equity in your home to buy a car? And Is Asking for Trust Fund Cash the New First-Birthday Trend?

02 Oct 2025

Contributed by Lukas

Have you ever wondered if you can use home equity to buy something else you need… like a car? The low interest rate makes it sound like the ult...

Your Superannuation Glow-Up Part 1: The $0 Tweaks That Could Change Your Retirement

30 Sep 2025

Contributed by Lukas

You’ve listened to our episode about how much super you really need… but knowing your number is only half the story. The real question? H...

She Was Told She’d Never Make It. 200 Rejections Later, She Proved Them Wrong.

28 Sep 2025

Contributed by Lukas

What do you do when you’ve applied for hundreds of jobs and all you’ve got is rejection emails? This week’s Money Diarist knows the ...

How Much Does HECS Really Affect Your Borrowing Capacity? And Handling Your Parents Bad Financial Decisions

25 Sep 2025

Contributed by Lukas

We’ve all heard HECS is a deal-breaker for your borrowing capacity… but is it really the villain it's made out to be? We’ve got the...

How to Cash in on Your Hobby (and Start a Business With Your Bestie) with Sweet Bakes & Miss Trixie

23 Sep 2025

Contributed by Lukas

Ever wondered if the hobby that you love could be the thing that pays your rent? That’s the story of Alice (Miss Trixie Drinks Tea) and Alisha (...

Dear SOTM Community: You’re Not Behind (Even If It Feels Like You Are)

21 Sep 2025

Contributed by Lukas

Surprise! No Money Diary today... V has hijacked your Monday feed for something different. Think of this one as a little love note from her to you (wi...

Is a Joint Investment Account a Good Idea? And Protecting Your Money From Your Partners Gambling Fallout

18 Sep 2025

Contributed by Lukas

Ever wondered if sharing an investment account is romantic… or just risky business? This week we’re unpacking whether it’s the smar...

AMA: Jess & V Answer Your Biggest Money Questions

16 Sep 2025

Contributed by Lukas

We handed over control of the show to you this week and said: ask us ANYTHING. From how to finally get ahead on your goals, to spotting when you&rsquo...

My Investment Property Dream Became a Financial Nightmare

14 Sep 2025

Contributed by Lukas

We’ve all been told property is the “safe” investment. But this week’s Money Diarist learned the hard way that’s not alw...

Should You Wait For The Property Market To Drop? And What If Paying Off a Big Debt Isn’t Their Priority

11 Sep 2025

Contributed by Lukas

Should you hold off on buying until the property market cools… or is waiting the real mistake? We’ve all heard the classic “just wa...

Money Talk With the Prime Minister: Anthony Albanese on Housing, Childcare and the Cost of Living Squeeze

10 Sep 2025

Contributed by Lukas

We finally got to do it... sit down with Prime Minister Anthony Albanese and ask the money questions that actually matter to you. Not the political th...

Victoria & Brooke’s Investing Watch List: The Shares, ETFs and Trends They're Tracking

09 Sep 2025

Contributed by Lukas

Victoria and Brooke are always swapping notes on the shares and ETFs they’re watching... so we thought, why not let you in on the chat? This isn...

How She Went From High School Dropout to $750k Net Worth

07 Sep 2025

Contributed by Lukas

Have you ever wanted to pack a bag, vanish from your old life? That’s exactly what this week’s Money Diarist did when her world flipped up...

What Should You Really Do With Your Tax Return? And a Spicy WFH Energy Bills Debate

04 Sep 2025

Contributed by Lukas

Tax time always feels like free money season… but is it really? This week we’re debating whether your refund should go straight into savi...

The Smart Home Buyer’s Guide to Finding “The One”

02 Sep 2025

Contributed by Lukas

House hunting in 2025 feels... chaotic. That’s why this week’s Deep Dive is your playbook for finding "The One". Because the perfect prope...

She Took a Risk on a Seachange… and Accidentally Made the Best Money Move of Her Life

31 Aug 2025

Contributed by Lukas

Every money story has a sliding door moment... the decision that could go either way. Stay safe, or risk it all. This week’s Money Diarist chose...

How Much Should You Really Have in Savings? And What To Do If Your Financial Advice Feels Wrong

28 Aug 2025

Contributed by Lukas

So… what is the magic number you should have when it comes to savings? Is it a neat percentage, a chunky dollar figure, or three months of bill...

Michelle Battersby’s Playbook for Career Moves, Confidence, and Thriving in Tech

26 Aug 2025

Contributed by Lukas

Ever wondered how people actually know when it’s time to quit, pivot, or back themselves in a huge career move? Well Michelle Battersby's career...

How a Former Pro Athlete Really Manages Her Money

24 Aug 2025

Contributed by Lukas

Have you ever had to say no to something you couldn’t afford... and it completely changed your life? This week’s Money Diarist has. She wa...

Is a Car Novated Lease a Smart Money Move? And the Passion Vs Pay Cheque Career Debate

21 Aug 2025

Contributed by Lukas

Is it really a money hack if it leaves you wondering whether you’re saving money… or just signing up for a fancier kind of debt? This wee...

How Victoria Devine Went From Hiding $40k Debt to Financial Freedom (And Lessons You Can Steal)

19 Aug 2025

Contributed by Lukas

You know Victoria Devine as your finance hype girl… but for the first time ever, she’s sharing the part of her story you’ve never h...

Why Women Need to Work 50 Extra Days to Earn the Same As Men... And How to Push Back

18 Aug 2025

Contributed by Lukas

Women need to work 50 extra days just to earn what men made last financial year… and today, August 19, marks those extra days. It’s calle...

My New Husband Had $40k of Secret Debt. I Paid It, Then He Divorced Me.

17 Aug 2025

Contributed by Lukas

What would you do if after your wedding you found out your husband was hiding $40,000 of secret debt? Well, this week's Money Diarist rolled up her sl...

Is this Giving MLM Vibes? And the Hidden Cost of Being Financially Responsible

14 Aug 2025

Contributed by Lukas

If it looks like an MLM and quacks like an MLM… is it an MLM? That's the big dilemma our community member needs help with this week. Her b...

Investing Diary: How This SOTM Team Member Built Her Portfolio (And Could Retire At 35)

12 Aug 2025

Contributed by Lukas

You guys have been BEGGING for a pervy look at the SOTM team’s money stories… and we finally have a volunteer. Brooke is not just respons...

She Quit Her 9-to-5 and Pulled Off the Ultimate Career Glow-Up

10 Aug 2025

Contributed by Lukas

Ever dreamed about walking out of your 9–5 and building something completely different... something that changes your life and other people...

Raising Money-Smart Kids & Feeling Stuck in a Joint Mortgage

07 Aug 2025

Contributed by Lukas

What do you do when your financial goals clash with the people closest to you? This week, we’re diving into the messy, emotional side of shared ...

The Rich Girl Mindset (And How to Get It)

05 Aug 2025

Contributed by Lukas

Wanna know the #1 thing rich people do differently? It’s not their salary. It’s not their savings. It’s their mindset... and it&rsqu...

When the Unimaginable Happens

03 Aug 2025

Contributed by Lukas

What happens when life changes in an instant, and the world expects you to carry on? This week’s Money Diarist had everything in motion: a new h...

Is It Time To Sell Your Property? And Can You Say You're Broke if You're Just Out of Fun Money?

31 Jul 2025

Contributed by Lukas

How do you know when it’s time to sell a property? Whether it’s your investment, your starter home, or just the one with the dodgy plumbin...

Your Future Self is Begging You To Listen to This Episode (Let's Talk How Much Super You'll Really Need)

29 Jul 2025

Contributed by Lukas

Trying to figure out how much super you actually need? Yep, it’s confusing. With all the numbers, charts, and retirement buzzwords flying around...

How She Went From Centrelink to $100k Investment Portfolio and Multiple Properties

27 Jul 2025

Contributed by Lukas

She grew up on Centrelink. Now she’s got $240K in super, six figures in shares, and two properties... all before 35. This week’s Money Dia...

Should You Change Careers? And a Wedding Budget Blowout Drama

24 Jul 2025

Contributed by Lukas

Ever felt like your job’s covering the bills but slowly crushing your soul, and caught yourself wondering, surely there’s more to life tha...

Troy Benjamin On How Backing Yourself And Asking For Help Can Really Pay Off

22 Jul 2025

Contributed by Lukas

Ever felt like you’re one ask away from changing your whole life? Well, this episode is inspiration you need to shoot your shot. This week Victo...

When the Cost of Living Hits Hard

20 Jul 2025

Contributed by Lukas

Feeling the cost of living squeeze? This week’s Money Diarist is too. She’s a vet, a mum of two, and part of a household doing all the &ld...

Should You Wait to Lodge Your Tax For the 20% HECS Discount? And a Spicy DM About Unequal Pay

17 Jul 2025

Contributed by Lukas

The HECS 20% discount has the whole community buzzing, and we’ve been getting so many DMs asking whether you need to wait to lodge your tax...

The Insurances I Would Never Buy... From an Insurance Expert

15 Jul 2025

Contributed by Lukas

If you've ever been offered insurance at the checkout and thought, “Wait… do I actually need this?” this ep is for you. From phone ...

My Husband Left Me 6 Months After Having Twins.... And We Had A $50k Debt

13 Jul 2025

Contributed by Lukas

Ever felt like your whole life got flipped without warning? Like one minute you're managing work, babies, bills... and the next, everything's on fire?...

Is This the Biggest Financial Decision You'll Make?

10 Jul 2025

Contributed by Lukas

It’s the finance hot take that’s everywhere right now, but is your partner really the biggest financial decision you'll ever make? Th...

I'm Bored. Give Me Your Most Unhinged Money Saving Hacks...

08 Jul 2025

Contributed by Lukas

If you’ve spent five minutes on TikTok lately (okay, five hours), you’ve probably stumbled on the “most unhinged hack” trend.....

We Chose a Long-Distance Marriage For 2 Years to Build Our Future

06 Jul 2025

Contributed by Lukas

What would you sacrifice for your long-term financial goals? In this week’s Money Diary, we meet someone who made a bold, unconventional choice....

Is Your Inner Broke Girl Blocking Your Financial Glow-Up?

03 Jul 2025

Contributed by Lukas

You’re earning more, budgeting better, and technically doing everything right... so why does spending still make you feel like you’re one ...

5 Shares That Skyrocketed Last Financial Year (And What You Can Learn From Them)

01 Jul 2025

Contributed by Lukas

This week, we’re diving into five shares that absolutely popped off last financial year, and what they can actually teach us about smart in...

The Money Diaries of an Aussie Girlbossing in New York

29 Jun 2025

Contributed by Lukas

Ever wondered what it’s really like to chase your dreams in the Big Apple? In this week's ep, we’re cracking open a glam, gritty, and oh-s...

The Super Catch-Up Plan You Need and a Pep Talk for When You Feel Behind

26 Jun 2025

Contributed by Lukas

Have you ever celebrated hitting a big financial milestone... and then you take a look at what your friends are doing and suddenly your win doesn&rsqu...

Nartarsha Bamblett on Turning Her Gift Into a Business

24 Jun 2025

Contributed by Lukas

You’ve heard her voice open every ep... but this week, we’re handing her the mic for real. In this Business Diary edition, we’re get...

The Reality of Grief and Managing Their Estate

22 Jun 2025

Contributed by Lukas

Ever felt like life just keeps testing you… one heartbreak after another? This week’s Money Diary isn’t just about grief, it&r...

Do You Actually Want to Buy a House or Just Feel Like You Should?

19 Jun 2025

Contributed by Lukas

It starts as a simple question: should I buy a house or invest in the share market? What begins as a classic money dilemma quickly unravels into a muc...

EOFY Glow-Up: 5 Ways to Get Your Finances Together, Fast

17 Jun 2025

Contributed by Lukas

Feel like your 2025 money goals ghosted you around February? You’re not alone... and babe, it’s time for a financial glow-up. In this epis...

“I Had No Plan B”... Now She’s Building Wealth Like a Boss

15 Jun 2025

Contributed by Lukas

What do you do when your entire career plan falls apart.... and you're 26, jobless, and living back with your parents? This week’s Money Di...

This Car Finance Mistake Could Cost You Thousands

12 Jun 2025

Contributed by Lukas

This week, we’re talking about one of the biggest money traps out there: car finance. It seems simple... buy the car, pay it off... but wha...

How to Copy the Investing Strategy Behind One of the Biggest Fortunes on The Planet

10 Jun 2025

Contributed by Lukas

What if the secret to building a trillion dollar fortune wasn’t flashy trades or risky crypto bets, but something so boring, it’s actually...

It’s Never Too Late For a Financial Glow-Up

08 Jun 2025

Contributed by Lukas

She thought she was good with money. Her salary was solid. Her bills were paid. She was even traveling. Life looked fine... until it wasn’t. Thi...

Should You Save or Invest Right Now? And a Spicy Inheritance Dilemma

05 Jun 2025

Contributed by Lukas

You’ve finally built up a bit of savings, so… what now? Do you keep stockpiling cash, or is it time to back yourself and start investing?...

Can Refinancing Really Save You Thousands?

03 Jun 2025

Contributed by Lukas

What if we told you your loyalty to your bank could be costing you thousands… and your bank is hoping you never notice? By popular demand, Jacl...

We Left Australia for a Startup Dream in San Fransico

01 Jun 2025

Contributed by Lukas

Would you leave a job you love, move countries while pregnant, and bet on someone else’s career dream... with the hope it could all pay off big?...

The Financial Anxieties of Your Parents' Retirement & Winter Energy Bills

29 May 2025

Contributed by Lukas

Have you ever wondered if your parents are set up for retirement? And what that might mean if they’re not? This week on Friday Drinks, we&r...

The Fast Track to Earning More: Use the Skills You Already Have to Pivot and Get Paid

27 May 2025

Contributed by Lukas

You’ve skipped the oat lattes, cut back on everything that sparks joy, and you’re still not getting ahead. Maybe it’s not about spen...

This Is What They Don’t Tell You About Having a Financial Safety Net

25 May 2025

Contributed by Lukas

She graduated top of her class, a had a house, and $200K in savings. On paper, she was set. But then came chronic health issues, three kids, and two c...

Would You Pour Your Savings Into a House That’s Not Yours? And Is Chasing Money Really Worth the Burnout?

22 May 2025

Contributed by Lukas

What would you do if you had the chance to build your dream home, but your name wasn’t on the title? This week, we’re unpacking a dilemma ...

Broken Brains: Nobody Prepares You for This Financial Emergency

20 May 2025

Contributed by Lukas

You’ve planned your budget, built your emergency fund, and followed all the financial advice... but what happens when life throws something so b...

She Was Avoiding Her Bank App and Blowing Her Budget... Now She’s Saved $60K

18 May 2025

Contributed by Lukas

Ever felt like you’re doing everything right with money… and still wondering where it all went? This week’s Money Diarist shar...

Why You Feel So Bad About Money (and Why You Seriously Shouldn’t).

15 May 2025

Contributed by Lukas

It’s one thing to feel bad about your own money decisions… but what if it’s your parents making you feel worse? This week, we&rsquo...

Should You Be Investing in Tech and AI?

13 May 2025

Contributed by Lukas

AI is everywhere right now. It’s writing emails, making playlists, and popping up in every “get rich quick” TikTok you scroll past. ...

Drowning in Debt and Stuck in Her Marriage... Here's How She Finally Left

11 May 2025

Contributed by Lukas

What happens when love fades but the debt remains?  This weeks money diarist found herself caught between what her heart knew and what her bank a...

Should You Save for a House or Boost Your Super? (Plus a Seriously Spicy Wedding Gift Dilemma...)

08 May 2025

Contributed by Lukas

You’ve dropped over $1,000 being in the bridal party... dress, hen’s, flights, accommodation… the works. So when the wedding rolls ...

How to Build Good Money Habits That Run on Autopilot

06 May 2025

Contributed by Lukas

Ever promised yourself this would be the month you finally stick to a budget… and then ordered Uber Eats twice before Wednesday? Well, this epi...

She’s Good With Money, He Was Deep In Debt… Here’s How They Turned It All Around

04 May 2025

Contributed by Lukas

What happens when you’re smashing savings goals… and your partner is dragging debt behind him? This week’s Money Diarist is th...

Should You Buy Gold Bullion and Would You Delay Your Dream Job Incase You Have Kids?

01 May 2025

Contributed by Lukas

Gold prices are on the rise… but does that mean you should be out here buying bars? This week’s Friday Drinks kicks off with a shiny dile...

Points Hacking (No Credit Card Required)

29 Apr 2025

Contributed by Lukas

Think you need a fancy black Amex credit card to start points hacking? Think again. Because, today, we're joined by our very own resident points queen...

How Property Flipping Helped Us Build the Life We Actually Wanted

27 Apr 2025

Contributed by Lukas

They flipped one house and flipped their whole future. Ever wondered if flipping a property could actually change your life? Today’s Money ...

This Is the Money Trap That Keeps So Many Women Stuck

24 Apr 2025

Contributed by Lukas

This episode is all about those moments when you know something’s not working, but you don’t know how to change it. Whether it’s set...

Blue Eyed Kayla Jade: Behind the Money, Followers and Fame

23 Apr 2025

Contributed by Lukas

She made $30k in one day... and that's not even the most impressive part. With over 2 million TikTok followers, viral cash-counting clips, and a six-f...

How Georgie Stevenson Built Naked Harvest (and a Wellness Empire)

22 Apr 2025

Contributed by Lukas

She walked away from a corporate law career to chase something that didn’t quite make sense on paper... and ended up co-founding one of Australi...

She Didn’t Go to Uni — But She’s Got Her Dream Home, Investments… and a Massive Decision to Make

20 Apr 2025

Contributed by Lukas

She didn’t go to uni. She’s 26, bought a home young, and has been building her money confidence piece by piece. But when her dad pass...

Would You Walk Away From Shares That Might Make You a Millionaire?

17 Apr 2025

Contributed by Lukas

You've been offered a new job with better pay and less stress. But here's the catch: leaving your current role means giving up employee shares that mi...

How Victoria Devine Built a Multimillion-Dollar Small Business

15 Apr 2025

Contributed by Lukas

Ever wondered how She’s on the Money went from a Facebook group to a full-blown empire? In this special episode, she finally shares the real sto...

The Truth About Big Tech Money From Someone Living It

13 Apr 2025

Contributed by Lukas

You’ve probably heard the hype: tech jobs = massive salaries. But can you still get a slice of the pie if you don’t work in a technical ro...

Should You Buy a House or Invest? Let's Break it Down

10 Apr 2025

Contributed by Lukas

Should you buy a house or invest the cash instead? That’s the exact question one of our community members is facing. After a separation and...

What Share Market Dips Do to Your Brain... and What History Says is Coming Next

08 Apr 2025

Contributed by Lukas

Your portfolio’s down, and the news is throwing around words like “correction” and “crash.” So... should you be worried?...

Superyachts, Sports Cars, and a Secret She Couldn’t Tell Anyone

06 Apr 2025

Contributed by Lukas

This week, Victoria sits down with a diarist whose story starts like a dream: swept off her feet, love-bombed, and suddenly living a life of superyach...

Would You Leave Everything Behind to Be Mortgage-Free? And Asking for the Pay You Deserve

03 Apr 2025

Contributed by Lukas

Would you move away from your family, friends, and entire support system just to own a home outright? Well this week’s Friday Drinks is all abou...

We Asked the Finance Minister What This Budget Really Does For You

01 Apr 2025

Contributed by Lukas

Are you still trying to get your head around what this budget means for you? Well Victoria went straight to Parliament House to sit down with&nbs...

Confessions of a Former Shopaholic

30 Mar 2025

Contributed by Lukas

This week’s diarist takes us inside a financial journey that will feel very familiar to anyone who’s ever used retail therapy to escape st...

Everything You Need to Know About This Year’s Budget

28 Mar 2025

Contributed by Lukas

If hearing the words “Federal Budget” makes your eyes glaze over… we’ve got you. In this bonus episode, Victoria breaks ...

Owed Super or Don’t Know Where to Start Investing? Let’s Fix Both.

27 Mar 2025

Contributed by Lukas

Scared to start investing because you don’t want to mess it up? This one’s for you. This week, we’re tackling one of the most c...

How Victoria Devine Went From Money Mess to Millionaire

25 Mar 2025

Contributed by Lukas

Think you're too behind to fix your finances? Victoria Devine was once right where you are. Before she was a best-selling author, business owner and t...

Would You Buy Property With a Partner After 8 Months? She Did!

23 Mar 2025

Contributed by Lukas

This Money Diary starts with a bold move... buying a house with your partner less than a year into dating. And from there? Life happened. In big, unpr...

Why a Super-for-Housing Policy Could Actually Push Prices Higher

21 Mar 2025

Contributed by Lukas

There’s a lot of noise right now about using your superannuation to help buy your first home. And on the surface? It sounds pretty good. But in ...

If Buying a Home Feels Impossible—Is This the Next Best Thing? Plus, Should You Ditch a Share Over Ethics?

20 Mar 2025

Contributed by Lukas

Feeling like home ownership is totally out of reach? You’re not alone. With property prices skyrocketing, we’re looking at a surprising al...

Can You Actually Manifest Money? Here’s What Science Says

18 Mar 2025

Contributed by Lukas

We’ve all seen the TikToks... vision boards, affirmations, “just think rich and you’ll be rich!” But does manifestation actual...

$20K in Debt With No Clue About Money… Now I'm Raising Money-Smart Kids

16 Mar 2025

Contributed by Lukas

She was already in debt as soon as she even turned 18—because no one ever taught her how money worked. Growing up, financial security felt impos...