She's On The Money

Why This Year’s Hottest Gift Is Investing

03 Dec 2024

Contributed by Lukas

This year, skip the socks and candles and give a present that actually compounds! We’re upgrading your holiday gifting game with thoughtful presents...

Getting Fired Was the Best Thing That Ever Happened to Me

01 Dec 2024

Contributed by Lukas

Can being fired actually be the best thing that ever happens to you? This week’s Money Diarist was blindsided by her boss and the universe when she...

Why MLMs Are So Hard to Leave—And How to Do It Anyway

29 Nov 2024

Contributed by Lukas

This episode has been one of the most requested since we began unpacking the world of multi-level marketing. Whether you’re ready to leave yourself ...

Why Your Dad’s Super Advice Might Be Costing You Thousands

28 Nov 2024

Contributed by Lukas

Ever had money opinions that seriously clash with your parents? This episode is here to gently (okay, not-so-gently) challenge those outdated views an...

Business Diaries: How Brittney Saunders Built Fayt

26 Nov 2024

Contributed by Lukas

No business degree? No problem. Brittany Saunders went from YouTube star to fashion powerhouse by figuring it out as she went—and she’s here to te...

When Life Throws Curveballs, Here’s How to Smash Your Goals Anyway

24 Nov 2024

Contributed by Lukas

Can you go from financial chaos to building the life of your dreams? This week’s Money Diarist says YES. After navigating redundancy, a work injury,...

So, Is Affiliate Marketing a Scam Too?

22 Nov 2024

Contributed by Lukas

Have you seen those bold claims all over social media? Promises to make millions working just a few hours a day from your phone, all thanks to ‘affi...

When Bridal Parties Turn Into Money Dramas

21 Nov 2024

Contributed by Lukas

Let’s talk bridal parties and the money dramas that no one warns you about! This week, we’re tackling a juicy listener dilemma: what happens to yo...

Community-Tested Christmas Hacks

19 Nov 2024

Contributed by Lukas

With the cost of living climbing higher than Santa’s sleigh, Christmas might feel more stressful than merry this year—but don’t worry, we’ve g...

When Your Dream Job Isn’t Enough to Pay the Bills

17 Nov 2024

Contributed by Lukas

This week’s Money Diarist has a surprising twist: her biggest financial hurdle isn’t overspending or splurging... it’s her other job! By day, sh...

Trump, Tariffs, and Taxes

15 Nov 2024

Contributed by Lukas

Donald Trump’s imminent return to the Oval Office has already set off waves across global markets—but what does it mean for us here in Australia? ...

The Secret Trick to Setting Goals You’ll Stick With

14 Nov 2024

Contributed by Lukas

Today, we’re getting real about one of the biggest money questions: What should I actually be saving for? With huge goals like buying a home, retiri...

Hot Shares or Hot Mess? Finding Real IPO Opportunities

12 Nov 2024

Contributed by Lukas

Ever wondered if IPO shares are your ticket to fast-track wealth? Today, we’re cutting through the hype to get to the truth about Initial Public Off...

Going All In On Property Investing

10 Nov 2024

Contributed by Lukas

Who knew that selling Cadbury chocolates could be the first step toward building a property empire? Today we meet a Money Diarist who started her hust...

Talk HECSy To Me

08 Nov 2024

Contributed by Lukas

HECS relief or HECS headache? Today, Victoria dives into the details behind the government’s new HECS proposal, including a 20% debt discount and ch...

Is This a Red Flag Side Hustle?

07 Nov 2024

Contributed by Lukas

Ever had a partner bring up a money idea that makes you nervous? We’re talking a side hustle that sound more “uh-oh” than “income,” as one l...

Ask Victoria Anything

05 Nov 2024

Contributed by Lukas

Welcome to the ultimate money game! In today’s Ask V Anything episode, we’re flipping the podcast into a full-blown game show. Victoria is in the ...

When Cancer Changed Everything...

03 Nov 2024

Contributed by Lukas

After years of navigating life in rural communities on a single income, our family of six was on the path to financial security. But when our youngest...

MLM Secrets Revealed: Why 99% of Recruits Never Make Money

01 Nov 2024

Contributed by Lukas

Ever been hit with a ‘Hey, hun! Wanna be your own boss?’ message? Well this week, I'm pulling back the curtain on MLMs (Multi Level Marketing) and...

Finding Out Your Colleague Makes More—and How to Fix It

31 Oct 2024

Contributed by Lukas

Ever found out a coworker’s doing the same job for more pay? Infuriating right? Today, we’re taking a deep dive into this dilemma. Join us as we d...

Marketing 101 (Part 2)

29 Oct 2024

Contributed by Lukas

Ready to take your marketing game to the next level? In part two of our Marketing 101 series, we’re diving into paid and earned media strategies to ...

How I've Made It Work as a Single Mum by Choice

27 Oct 2024

Contributed by Lukas

Being a single mother by choice is a bold decision, and today’s money diarist shows us what it really takes to make it work. She’s diving into the...

Trick or Treat: The Psychology of Discounts

25 Oct 2024

Contributed by Lukas

This Halloween, beware… retailers are casting bewitching spells on your wallet! Ready to shield your bank account from the chilling charms of ‘lim...

Why You Should Always Negotiate

24 Oct 2024

Contributed by Lukas

$50K tax-free but your partner says no — what would YOU do? In this episode, we unpack a major dilemma: would you chase financial security or stick ...

The Secret to Managing Your Super — And It’s Not an SMSF!

22 Oct 2024

Contributed by Lukas

You’ve heard the buzz about Self-Managed Super Funds (SMSFs) and maybe thought, “Do I need one?” But here’s the twist — you probably don’t...

I Swiped Right on Love... and a Financial Mess

20 Oct 2024

Contributed by Lukas

What happens when you fall for someone whose finances are in shambles? Our Money Diarist thought she’d found her perfect partner, but when the time ...

7 Financial Power Moves from Taylor Swift’s Playbook

18 Oct 2024

Contributed by Lukas

You don’t have to be a Swiftie to learn from Taylor Swift’s epic financial moves! In this episode, we break down the strategies that helped Taylor...

How to Keep Up with Friends Without Falling Behind Financially

17 Oct 2024

Contributed by Lukas

FOMO got you feeling broke? You’re not alone! This week, we’re diving into a DM about the aftermath of FOMO spending and how it can seriously mess...

Your Ultimate Guide to Asking For a Pay Rise

15 Oct 2024

Contributed by Lukas

Inflation’s rising, bills are piling up, and your paycheck? Not so much. Today we're going to fix that! This episode is all about giving you the con...

Blindsided by My Husband and Rebuilding My Future

13 Oct 2024

Contributed by Lukas

We're chatting with a Money Diarist who was completely blindsided when her husband announced he was leaving just months after they relocated to a new ...

Your Debt Doesn't Define You

11 Oct 2024

Contributed by Lukas

Feeling overwhelmed by debt? You’re not alone... and it’s time to flip the script. In this episode, Victoria Devine helps you break free from the ...

Is Buying Property the Only Answer?

10 Oct 2024

Contributed by Lukas

Is buying property the only answer? In today’s episode, we dive into the pros and cons of going solo on the property ladder. Jess is celebrating you...

Community-Tested Cost of Living Hacks

08 Oct 2024

Contributed by Lukas

Living through the cost of living crisis doesn’t mean sacrificing your joy. In this episode, we’re sharing our community’s best-kept secrets for...

How a $70k Pay Cut Led to True Happiness

06 Oct 2024

Contributed by Lukas

In this episode, we meet a Money Diarist who made a life-changing decision that most people would think twice about. She walked away from a nearly $10...

Secret Money Lives of Mormon Wives

04 Oct 2024

Contributed by Lukas

You don’t need to have seen The Secret Lives of Mormon Wives to get hooked on this episode. We’re uncovering the surprising ways these women are f...

Should You Pay Off Debt First?

03 Oct 2024

Contributed by Lukas

Ever got an extra bit of cash and wondered if it should go to your debts first? That’s a money dilemma a SOTM community member is having, so we’re...

How to Stay Confident Through the Highs and Lows of Investing

01 Oct 2024

Contributed by Lukas

Investing can feel like a rollercoaster, but today we’re zooming out and seeing it for what it really is—the long game. In this episode of She’s...

Life After Two Financial Separations

29 Sep 2024

Contributed by Lukas

Today’s Money Diarist has been on a rollercoaster of a financial journey. She started her working life at just 6 years old, spent 18 years in hospit...

Small Habits That Create Big Financial Wins

27 Sep 2024

Contributed by Lukas

Why do some people seem to effortlessly build wealth while others stay stuck? Spoiler: It’s not just about how much you earn, it’s about how you t...

Should You Risk Buying Property With Family?

26 Sep 2024

Contributed by Lukas

Ever thought about buying property with a family member? One of our community members is in this exact situation, and they need our advice! So today, ...

Marketing 101 (Part 1)

24 Sep 2024

Contributed by Lukas

How many of you are relying solely on social media for your marketing? Maybe you’ve thrown some cash at ads, hoping they’d work miracles? Well, in...

$40k Salary to a $400k Side Hustle

22 Sep 2024

Contributed by Lukas

Today’s Money Diarist made a bold move, turning her life (and bank account) around! Feeling stuck in her job, she spotted a golden opportunity, took...

Beauty on a Budget

20 Sep 2024

Contributed by Lukas

Have you ever wondered why your beauty drawer is overflowing with products you barely use? It’s not just you—It’s V too. And it’s all part of ...

Investing & Tax Made Simple

19 Sep 2024

Contributed by Lukas

Tax and investing... sounds daunting, right? Not today! V breaks it down in her signature easy-to-understand style to help you keep more of your money...

The Childcare Catch-22

17 Sep 2024

Contributed by Lukas

Wondering if it’s worth returning to work when child care costs are eating up your paycheck? You’re not alone. This episode takes a closer look at...

Turning a Property Regret into a Real Estate Win

15 Sep 2024

Contributed by Lukas

This week's Money Diarist turned her biggest property regret into a real estate success story. After purchasing her first property at 22, she quickly ...

Didn't Save in Your 20s? Here's Why it's OK!

13 Sep 2024

Contributed by Lukas

Did your 20s look more like cocktails and concerts than savings accounts and spreadsheets? You’re not alone, and guess what- it’s totally okay! In...

When Helping a Friend Means Breaking a Secret

12 Sep 2024

Contributed by Lukas

Do you help a friend in financial trouble or keep their secret? It’s the ultimate friendship dilemma, and today, we’re diving into it headfirst! W...

Cutting Car Costs

10 Sep 2024

Contributed by Lukas

How much are you spending on car costs each week? If you’re like the average Australian household, it’s nearly $500. Crazy, right? Well we couldn’...

Reclaiming Control After Financial Abuse

08 Sep 2024

Contributed by Lukas

Trigger warning: This episode contains references to financial and domestic abuse.  In this episode, we hear from a Money Diarist who bravely shares ...

The Fast Fashion Effect

06 Sep 2024

Contributed by Lukas

Fast fashion is all about quick trends and affordable finds, and let’s be real—it’s hard to resist! But today, we’re taking a closer look at w...

What Would You Do With $60k?

05 Sep 2024

Contributed by Lukas

What would you do if you suddenly had $60k in your hands? It’s fun to dream about, right? Well, for this week’s Money Dilemma, it’s not just a h...

Your Most Asked Investing Questions Answered

03 Sep 2024

Contributed by Lukas

Feeling overwhelmed by the world of investing? You’re not alone, and we’re here to help! In today’s episode, we’re tackling your most asked in...

Taking Control Of Your Finances In Your 30s

01 Sep 2024

Contributed by Lukas

Today’s Money Diarist has been through a lot in her 36 years—from battling ADHD and confronting the financial burdens handed down by her parents, ...

Are Micro-Trends Making You Broke?

30 Aug 2024

Contributed by Lukas

Feeling the pressure to keep up with the latest fashion trends? You’re not alone. In this eye-opening episode, we take a closer look at the impact o...

The Simple Way To Secure Your Perfect Home Loan

29 Aug 2024

Contributed by Lukas

Kick off your weekend the right way with our usual Friday Drinks fun! We’re celebrating your money wins, sharing some savvy broke tips, and diving i...

3 Ways To Grow Your Business Like A Pro

27 Aug 2024

Contributed by Lukas

Feeling overwhelmed, juggling a million things, and wondering if it’s time to ask for help? Or maybe you’re spotting some exciting opportunities b...

Conquering Buy Now, Pay Later Debt

25 Aug 2024

Contributed by Lukas

Today's Money Diarist was drowning in Afterpay and Zip Money debt. When she found herself in a bedroom full of clothes with the tags still on that wer...

How Influencers Turn Social Media into Cash

23 Aug 2024

Contributed by Lukas

Curious about how your favourite influencers turn likes into cash? Tune in as Victoria breaks down the secrets behind the success of today’s top inf...

Have You Checked Your Credit Score Lately?

22 Aug 2024

Contributed by Lukas

Have you checked your credit score lately? If not, it’s time to take a closer look! On today's ep we chat about why your credit score should be a pr...

Investing Q&A with Glen James: Your Questions Answered

20 Aug 2024

Contributed by Lukas

Today, we’ve got something special for you—Glen James, author of The Quick-Start Guide to Investing, is here to tackle your most burning investmen...

Hustle, Hard Work, and Healthy Financial Growth

18 Aug 2024

Contributed by Lukas

Growing up in a single-parent household, this Money Diarist learned the value of hard work and resourcefulness early on. From selling loom bands as a ...

The Real Cost of Being an Influencer

16 Aug 2024

Contributed by Lukas

Today we’re stepping into the world of influencer culture. V is breaking down the delicate balance influencers have to strike between keeping it rea...

Balancing Fun Money and Financial Goals

15 Aug 2024

Contributed by Lukas

The team is back for Friday Drinks as they celebrate your money wins, reveal your real-life confessions, and share some savvy broke tips! This week's ...

Stop Overthinking & Start Growing Your Money!

13 Aug 2024

Contributed by Lukas

Do you ever spend hours & hours researching the perfect shares & ETFs, but then freeze and never actually invest? Have you gone down a rabbit ...

Money Diaries: Rebuilding After a Friend’s Financial Betrayal

11 Aug 2024

Contributed by Lukas

Imagine being blindsided by a friend who left you with their debt and a partner with a secret gambling problem. That’s exactly what happened to this...

Red Flags and Realities of the Dallas Cowboys Cheerleaders

10 Aug 2024

Contributed by Lukas

Today V uncovers the truth behind the iconic Dallas Cowboys Cheerleaders, and all the red flags that could turn a dream job into a dangerous trap. Fro...

Fears of a Crashing Share Market!

08 Aug 2024

Contributed by Lukas

Join V, Jess, and Bec as they spill the tea on your money wins, reveal your real-life confessions, and share some savvy broke tips! This week's Money ...

Lights! Camera! Investing Action Plan!

06 Aug 2024

Contributed by Lukas

Ready to take control of your financial future? We got you, with our step-by-step action plan to help you confidently start investing. Perfect for new...

MONEY DIARIES: Choosing to be childless & breaking stereotypes.

04 Aug 2024

Contributed by Lukas

Growing up with a strong, independent mother as the breadwinner, today's diarist was inspired to embody the same strength and independence. Despite na...

The Last Victim with Tracy Hall

02 Aug 2024

Contributed by Lukas

In this bonus episode, Victoria sits down with special guest Tracy Hall, who shares her gripping story of finding love, facing deception, and rebuildi...

Budgeting When Life Is Complicated

01 Aug 2024

Contributed by Lukas

Join V, Jess, and Bec as they spill the tea on your money wins, reveal your real-life confessions, and share some savvy broke tips! This week's Money ...

How to Find & Reach More Customers for Your Business

30 Jul 2024

Contributed by Lukas

Join Victoria and Jess today to discuss the 7 things you should do to expand your customer base, plus how can the 5-5-5 rule grow your network? Tune i...

MONEY DIARIES: Creating Positive Money Habits One Day at a Time!

28 Jul 2024

Contributed by Lukas

Growing up comfortable with money, today's diarist developed negative money habits becoming an impulsive and emotional shopper. But now pregnant, she'...

Setting Up Healthy Money Behaviors in Your Relationship

26 Jul 2024

Contributed by Lukas

Navigating financial matters is a significant aspect of any relationship, and establishing healthy money behaviour is crucial for long-term harmony an...

What Would You Spend An Inheritance On?

25 Jul 2024

Contributed by Lukas

Join V and Jess this week to celebrate your money wins, share your confessions and some broke tips! This week's Money Dilemma is about HECS repayments...

Future-proofing You!

23 Jul 2024

Contributed by Lukas

Its so easy to get caught up in the day to day, and before you know it a year has passed and you’ve forgotten to check in with your goals. That’s ...

MONEY DIARIES: The 100 Hour Work Week!

21 Jul 2024

Contributed by Lukas

Today's Money Diarist is 28 and working over 100 hours per week in a niche safety roles in the mines. As the first of 7 in her family to graduate with...

Identifying The Signs of Financial Abuse

19 Jul 2024

Contributed by Lukas

Today we're thrilled to be joined by Caroline Wall, who has dedicated her life's work to identifying and ending financial abuse. Caroline chats with V...

Would You Accept Cash With a Catch?

18 Jul 2024

Contributed by Lukas

The team is back together this Friday and celebrate your money wins and confessions and share some broke tips. Plus today's Money Dilemma is whether r...

Renovating on a Budget

16 Jul 2024

Contributed by Lukas

Today we give you tips and tricks on setting a budget, ways to save on materials and what sort of surprise costs can spring up to hurt your hip pocket...

MONEY DIARIES: Work, Live, Play - 5 Hours Away (from a Supermarket)!

14 Jul 2024

Contributed by Lukas

Save with marley spoon - https://bit.ly/4cWAWD2 or use the code MONEYWIN Having ditched her High School graduation to start work, our Money Diarist ha...

Keeping Your Small Business Cybersafe

12 Jul 2024

Contributed by Lukas

Another day, another high profile data breach, Medibank, Canva, Optus, Latitude – but it’s not just big corporations that are targeted. Every day,...

Partner Debt, Broke Tips & the Big 30!

11 Jul 2024

Contributed by Lukas

Join the team today as they celebrate you, and our very own Jessica Ricci's big 30- Happy Birthday Jess!  The gals chat money wins; cheap meal prep, ...

Celebrating NAIDOC Week with Evolve Communities

09 Jul 2024

Contributed by Lukas

Today we celebrate NAIDOC week with our friends Aunty Munya and Carla Rogers from Evolve Communities. They share their insights on the challenges face...

MONEY DIARIES: The Financial 'Work In Progress'

07 Jul 2024

Contributed by Lukas

Having started and quit uni, she found herself moving to London and working as Butler, with some WILD experiences! After heading home and back to uni,...

It’s Time to Get SUPER Excited!

05 Jul 2024

Contributed by Lukas

Today we're dropping this bonus episode in to get you engaged with what is possibly one of the BIGGEST investments of your life, superannuation. But s...

Health At What Cost?

04 Jul 2024

Contributed by Lukas

Never a quiet week on SOTM, and this week the gals talk Bec's eviction(!!), whether health insurance is really worth the money, and also what to do wh...

Quarterly Market Update

02 Jul 2024

Contributed by Lukas

It's Q1 of the new financial year, but are we starting this new year with a financial hangover, or are we refreshed and ready to go? Join Bec and Vict...

MONEY DIARIES: There's Life After Shopping Addiction

30 Jun 2024

Contributed by Lukas

Today's diarist grew up exposed to alcohol and gambling, and subsequently went without. She developed a shopping addiction and hit rock bottom last ye...

Is the Holiday Worth the Debt Hangover?

27 Jun 2024

Contributed by Lukas

The team is back together this Friday and celebrate your money wins and confessions and share some broke tips. Plus today's Money Dilemma is from some...

Your Midyear Finance Health Check

25 Jun 2024

Contributed by Lukas

New financial year, new you! Most people create their goals and look at their forward planning in January in line with a fresh new year, but how often...

MONEY DIARIES: Slaying After Starting Over!

23 Jun 2024

Contributed by Lukas

This Money Diarist had to start her life over at 29 after a broken marriage. It was a blessing in disguise, teaching her to be independent and almost ...

Roller-coasters, Redundancies & the Illusive Pay Rise!

20 Jun 2024

Contributed by Lukas

Its a happy Friday indeed as Bec and Jess pilot the episode this week, so strap in for some laughter! The vibes are high, but they also drop some seri...

Spending Money On Things That Bring Joy

18 Jun 2024

Contributed by Lukas

They say money doesn’t buy happiness, but is that really true? Studies show that whether or not money can buy happiness is dependent on how our pur...

MONEY DIARIES: She's Got The F.I.R.E

16 Jun 2024

Contributed by Lukas

At 28 and after ten years of travel, fun, work and a bunch of health issues today's Money Diarist decided to change careers. She was broke starting ov...

Two Broke Chicks Return to Talk the Click Frenzy Ick!

13 Jun 2024

Contributed by Lukas

Double your fun this Friday as our budget besties Two Broke Chicks return! Jess and Bec are joined by queens Sal and Al who share invaluable tips on s...

Talk To An Accountant

11 Jun 2024

Contributed by Lukas

Does tax time send you into a spin? Well don't sweat it because we've got Julian Mauro who is not only a finance guru, but also runs his own accountin...

MONEY DIARIES: A Survivor With a Fascinating Job!

09 Jun 2024

Contributed by Lukas

Today's diarist never thought she would be unemployed or renegotiating the mortgage, she had a career that was going places, and then cancer hit - twi...

Kate Langbroek Gives You the Pep Talk You Needed!

06 Jun 2024

Contributed by Lukas

Get ready for takeoff as radio star, #1 podcast host, author (and just about everything else) Kate Langbroek, joins Jess as co-pilot on today's show! ...