She's On The Money

Blindsided by My Husband and Rebuilding My Future

13 Oct 2024

Contributed by Lukas

We're chatting with a Money Diarist who was completely blindsided when her husband announced he was leaving just months after they relocated to a new ...

Your Debt Doesn't Define You

11 Oct 2024

Contributed by Lukas

Feeling overwhelmed by debt? You’re not alone... and it’s time to flip the script. In this episode, Victoria Devine helps you break free from the ...

Is Buying Property the Only Answer?

10 Oct 2024

Contributed by Lukas

Is buying property the only answer? In today’s episode, we dive into the pros and cons of going solo on the property ladder. Jess is celebrating you...

Community-Tested Cost of Living Hacks

08 Oct 2024

Contributed by Lukas

Living through the cost of living crisis doesn’t mean sacrificing your joy. In this episode, we’re sharing our community’s best-kept secrets for...

How a $70k Pay Cut Led to True Happiness

06 Oct 2024

Contributed by Lukas

In this episode, we meet a Money Diarist who made a life-changing decision that most people would think twice about. She walked away from a nearly $10...

Secret Money Lives of Mormon Wives

04 Oct 2024

Contributed by Lukas

You don’t need to have seen The Secret Lives of Mormon Wives to get hooked on this episode. We’re uncovering the surprising ways these women are f...

Should You Pay Off Debt First?

03 Oct 2024

Contributed by Lukas

Ever got an extra bit of cash and wondered if it should go to your debts first? That’s a money dilemma a SOTM community member is having, so we’re...

How to Stay Confident Through the Highs and Lows of Investing

01 Oct 2024

Contributed by Lukas

Investing can feel like a rollercoaster, but today we’re zooming out and seeing it for what it really is—the long game. In this episode of She’s...

Life After Two Financial Separations

29 Sep 2024

Contributed by Lukas

Today’s Money Diarist has been on a rollercoaster of a financial journey. She started her working life at just 6 years old, spent 18 years in hospit...

Small Habits That Create Big Financial Wins

27 Sep 2024

Contributed by Lukas

Why do some people seem to effortlessly build wealth while others stay stuck? Spoiler: It’s not just about how much you earn, it’s about how you t...

Should You Risk Buying Property With Family?

26 Sep 2024

Contributed by Lukas

Ever thought about buying property with a family member? One of our community members is in this exact situation, and they need our advice! So today, ...

Marketing 101 (Part 1)

24 Sep 2024

Contributed by Lukas

How many of you are relying solely on social media for your marketing? Maybe you’ve thrown some cash at ads, hoping they’d work miracles? Well, in...

$40k Salary to a $400k Side Hustle

22 Sep 2024

Contributed by Lukas

Today’s Money Diarist made a bold move, turning her life (and bank account) around! Feeling stuck in her job, she spotted a golden opportunity, took...

Beauty on a Budget

20 Sep 2024

Contributed by Lukas

Have you ever wondered why your beauty drawer is overflowing with products you barely use? It’s not just you—It’s V too. And it’s all part of ...

Investing & Tax Made Simple

19 Sep 2024

Contributed by Lukas

Tax and investing... sounds daunting, right? Not today! V breaks it down in her signature easy-to-understand style to help you keep more of your money...

The Childcare Catch-22

17 Sep 2024

Contributed by Lukas

Wondering if it’s worth returning to work when child care costs are eating up your paycheck? You’re not alone. This episode takes a closer look at...

Turning a Property Regret into a Real Estate Win

15 Sep 2024

Contributed by Lukas

This week's Money Diarist turned her biggest property regret into a real estate success story. After purchasing her first property at 22, she quickly ...

Didn't Save in Your 20s? Here's Why it's OK!

13 Sep 2024

Contributed by Lukas

Did your 20s look more like cocktails and concerts than savings accounts and spreadsheets? You’re not alone, and guess what- it’s totally okay! In...

When Helping a Friend Means Breaking a Secret

12 Sep 2024

Contributed by Lukas

Do you help a friend in financial trouble or keep their secret? It’s the ultimate friendship dilemma, and today, we’re diving into it headfirst! W...

Cutting Car Costs

10 Sep 2024

Contributed by Lukas

How much are you spending on car costs each week? If you’re like the average Australian household, it’s nearly $500. Crazy, right? Well we couldn’...

Reclaiming Control After Financial Abuse

08 Sep 2024

Contributed by Lukas

Trigger warning: This episode contains references to financial and domestic abuse.  In this episode, we hear from a Money Diarist who bravely shares ...

The Fast Fashion Effect

06 Sep 2024

Contributed by Lukas

Fast fashion is all about quick trends and affordable finds, and let’s be real—it’s hard to resist! But today, we’re taking a closer look at w...

What Would You Do With $60k?

05 Sep 2024

Contributed by Lukas

What would you do if you suddenly had $60k in your hands? It’s fun to dream about, right? Well, for this week’s Money Dilemma, it’s not just a h...

Your Most Asked Investing Questions Answered

03 Sep 2024

Contributed by Lukas

Feeling overwhelmed by the world of investing? You’re not alone, and we’re here to help! In today’s episode, we’re tackling your most asked in...

Taking Control Of Your Finances In Your 30s

01 Sep 2024

Contributed by Lukas

Today’s Money Diarist has been through a lot in her 36 years—from battling ADHD and confronting the financial burdens handed down by her parents, ...

Are Micro-Trends Making You Broke?

30 Aug 2024

Contributed by Lukas

Feeling the pressure to keep up with the latest fashion trends? You’re not alone. In this eye-opening episode, we take a closer look at the impact o...

The Simple Way To Secure Your Perfect Home Loan

29 Aug 2024

Contributed by Lukas

Kick off your weekend the right way with our usual Friday Drinks fun! We’re celebrating your money wins, sharing some savvy broke tips, and diving i...

3 Ways To Grow Your Business Like A Pro

27 Aug 2024

Contributed by Lukas

Feeling overwhelmed, juggling a million things, and wondering if it’s time to ask for help? Or maybe you’re spotting some exciting opportunities b...

Conquering Buy Now, Pay Later Debt

25 Aug 2024

Contributed by Lukas

Today's Money Diarist was drowning in Afterpay and Zip Money debt. When she found herself in a bedroom full of clothes with the tags still on that wer...

How Influencers Turn Social Media into Cash

23 Aug 2024

Contributed by Lukas

Curious about how your favourite influencers turn likes into cash? Tune in as Victoria breaks down the secrets behind the success of today’s top inf...

Have You Checked Your Credit Score Lately?

22 Aug 2024

Contributed by Lukas

Have you checked your credit score lately? If not, it’s time to take a closer look! On today's ep we chat about why your credit score should be a pr...

Investing Q&A with Glen James: Your Questions Answered

20 Aug 2024

Contributed by Lukas

Today, we’ve got something special for you—Glen James, author of The Quick-Start Guide to Investing, is here to tackle your most burning investmen...

Hustle, Hard Work, and Healthy Financial Growth

18 Aug 2024

Contributed by Lukas

Growing up in a single-parent household, this Money Diarist learned the value of hard work and resourcefulness early on. From selling loom bands as a ...

The Real Cost of Being an Influencer

16 Aug 2024

Contributed by Lukas

Today we’re stepping into the world of influencer culture. V is breaking down the delicate balance influencers have to strike between keeping it rea...

Balancing Fun Money and Financial Goals

15 Aug 2024

Contributed by Lukas

The team is back for Friday Drinks as they celebrate your money wins, reveal your real-life confessions, and share some savvy broke tips! This week's ...

Stop Overthinking & Start Growing Your Money!

13 Aug 2024

Contributed by Lukas

Do you ever spend hours & hours researching the perfect shares & ETFs, but then freeze and never actually invest? Have you gone down a rabbit ...

Money Diaries: Rebuilding After a Friend’s Financial Betrayal

11 Aug 2024

Contributed by Lukas

Imagine being blindsided by a friend who left you with their debt and a partner with a secret gambling problem. That’s exactly what happened to this...

Red Flags and Realities of the Dallas Cowboys Cheerleaders

10 Aug 2024

Contributed by Lukas

Today V uncovers the truth behind the iconic Dallas Cowboys Cheerleaders, and all the red flags that could turn a dream job into a dangerous trap. Fro...

Fears of a Crashing Share Market!

08 Aug 2024

Contributed by Lukas

Join V, Jess, and Bec as they spill the tea on your money wins, reveal your real-life confessions, and share some savvy broke tips! This week's Money ...

Lights! Camera! Investing Action Plan!

06 Aug 2024

Contributed by Lukas

Ready to take control of your financial future? We got you, with our step-by-step action plan to help you confidently start investing. Perfect for new...

MONEY DIARIES: Choosing to be childless & breaking stereotypes.

04 Aug 2024

Contributed by Lukas

Growing up with a strong, independent mother as the breadwinner, today's diarist was inspired to embody the same strength and independence. Despite na...

The Last Victim with Tracy Hall

02 Aug 2024

Contributed by Lukas

In this bonus episode, Victoria sits down with special guest Tracy Hall, who shares her gripping story of finding love, facing deception, and rebuildi...

Budgeting When Life Is Complicated

01 Aug 2024

Contributed by Lukas

Join V, Jess, and Bec as they spill the tea on your money wins, reveal your real-life confessions, and share some savvy broke tips! This week's Money ...

How to Find & Reach More Customers for Your Business

30 Jul 2024

Contributed by Lukas

Join Victoria and Jess today to discuss the 7 things you should do to expand your customer base, plus how can the 5-5-5 rule grow your network? Tune i...

MONEY DIARIES: Creating Positive Money Habits One Day at a Time!

28 Jul 2024

Contributed by Lukas

Growing up comfortable with money, today's diarist developed negative money habits becoming an impulsive and emotional shopper. But now pregnant, she'...

Setting Up Healthy Money Behaviors in Your Relationship

26 Jul 2024

Contributed by Lukas

Navigating financial matters is a significant aspect of any relationship, and establishing healthy money behaviour is crucial for long-term harmony an...

What Would You Spend An Inheritance On?

25 Jul 2024

Contributed by Lukas

Join V and Jess this week to celebrate your money wins, share your confessions and some broke tips! This week's Money Dilemma is about HECS repayments...

Future-proofing You!

23 Jul 2024

Contributed by Lukas

Its so easy to get caught up in the day to day, and before you know it a year has passed and you’ve forgotten to check in with your goals. That’s ...

MONEY DIARIES: The 100 Hour Work Week!

21 Jul 2024

Contributed by Lukas

Today's Money Diarist is 28 and working over 100 hours per week in a niche safety roles in the mines. As the first of 7 in her family to graduate with...

Identifying The Signs of Financial Abuse

19 Jul 2024

Contributed by Lukas

Today we're thrilled to be joined by Caroline Wall, who has dedicated her life's work to identifying and ending financial abuse. Caroline chats with V...

Would You Accept Cash With a Catch?

18 Jul 2024

Contributed by Lukas

The team is back together this Friday and celebrate your money wins and confessions and share some broke tips. Plus today's Money Dilemma is whether r...

Renovating on a Budget

16 Jul 2024

Contributed by Lukas

Today we give you tips and tricks on setting a budget, ways to save on materials and what sort of surprise costs can spring up to hurt your hip pocket...

MONEY DIARIES: Work, Live, Play - 5 Hours Away (from a Supermarket)!

14 Jul 2024

Contributed by Lukas

Save with marley spoon - https://bit.ly/4cWAWD2 or use the code MONEYWIN Having ditched her High School graduation to start work, our Money Diarist ha...

Keeping Your Small Business Cybersafe

12 Jul 2024

Contributed by Lukas

Another day, another high profile data breach, Medibank, Canva, Optus, Latitude – but it’s not just big corporations that are targeted. Every day,...

Partner Debt, Broke Tips & the Big 30!

11 Jul 2024

Contributed by Lukas

Join the team today as they celebrate you, and our very own Jessica Ricci's big 30- Happy Birthday Jess!  The gals chat money wins; cheap meal prep, ...

Celebrating NAIDOC Week with Evolve Communities

09 Jul 2024

Contributed by Lukas

Today we celebrate NAIDOC week with our friends Aunty Munya and Carla Rogers from Evolve Communities. They share their insights on the challenges face...

MONEY DIARIES: The Financial 'Work In Progress'

07 Jul 2024

Contributed by Lukas

Having started and quit uni, she found herself moving to London and working as Butler, with some WILD experiences! After heading home and back to uni,...

It’s Time to Get SUPER Excited!

05 Jul 2024

Contributed by Lukas

Today we're dropping this bonus episode in to get you engaged with what is possibly one of the BIGGEST investments of your life, superannuation. But s...

Health At What Cost?

04 Jul 2024

Contributed by Lukas

Never a quiet week on SOTM, and this week the gals talk Bec's eviction(!!), whether health insurance is really worth the money, and also what to do wh...

Quarterly Market Update

02 Jul 2024

Contributed by Lukas

It's Q1 of the new financial year, but are we starting this new year with a financial hangover, or are we refreshed and ready to go? Join Bec and Vict...

MONEY DIARIES: There's Life After Shopping Addiction

30 Jun 2024

Contributed by Lukas

Today's diarist grew up exposed to alcohol and gambling, and subsequently went without. She developed a shopping addiction and hit rock bottom last ye...

Is the Holiday Worth the Debt Hangover?

27 Jun 2024

Contributed by Lukas

The team is back together this Friday and celebrate your money wins and confessions and share some broke tips. Plus today's Money Dilemma is from some...

Your Midyear Finance Health Check

25 Jun 2024

Contributed by Lukas

New financial year, new you! Most people create their goals and look at their forward planning in January in line with a fresh new year, but how often...

MONEY DIARIES: Slaying After Starting Over!

23 Jun 2024

Contributed by Lukas

This Money Diarist had to start her life over at 29 after a broken marriage. It was a blessing in disguise, teaching her to be independent and almost ...

Roller-coasters, Redundancies & the Illusive Pay Rise!

20 Jun 2024

Contributed by Lukas

Its a happy Friday indeed as Bec and Jess pilot the episode this week, so strap in for some laughter! The vibes are high, but they also drop some seri...

Spending Money On Things That Bring Joy

18 Jun 2024

Contributed by Lukas

They say money doesn’t buy happiness, but is that really true? Studies show that whether or not money can buy happiness is dependent on how our pur...

MONEY DIARIES: She's Got The F.I.R.E

16 Jun 2024

Contributed by Lukas

At 28 and after ten years of travel, fun, work and a bunch of health issues today's Money Diarist decided to change careers. She was broke starting ov...

Two Broke Chicks Return to Talk the Click Frenzy Ick!

13 Jun 2024

Contributed by Lukas

Double your fun this Friday as our budget besties Two Broke Chicks return! Jess and Bec are joined by queens Sal and Al who share invaluable tips on s...

Talk To An Accountant

11 Jun 2024

Contributed by Lukas

Does tax time send you into a spin? Well don't sweat it because we've got Julian Mauro who is not only a finance guru, but also runs his own accountin...

MONEY DIARIES: A Survivor With a Fascinating Job!

09 Jun 2024

Contributed by Lukas

Today's diarist never thought she would be unemployed or renegotiating the mortgage, she had a career that was going places, and then cancer hit - twi...

Kate Langbroek Gives You the Pep Talk You Needed!

06 Jun 2024

Contributed by Lukas

Get ready for takeoff as radio star, #1 podcast host, author (and just about everything else) Kate Langbroek, joins Jess as co-pilot on today's show! ...

Diversification Explained

04 Jun 2024

Contributed by Lukas

On your mark, get set, go! On today's show we explain investment portfolio diversification in 30 mins! We'll give you everything you need to know, plu...

MONEY DIARIES UNMASKED: Hannah Sands

03 Jun 2024

Contributed by Lukas

Welcome back to another Money Diary episode, but this time with a twist. We are thrilled to share this bonus episode Money Diaries Unmasked with you t...

MONEY DIARIES: A Life Transformed In 2 Short Years

02 Jun 2024

Contributed by Lukas

Today's episode discusses suicide, if that's a tricky topic for you please listen to one of our other episodes.If you or anyone you know needs help, c...

Brittney Saunders Turns Lemons into Lemonade

30 May 2024

Contributed by Lukas

Add the yay to your Friday as Jess and Bec are joined by the force that is Brittney Saunders! The entrepreneur, podcaster and founder of FAYT The Labe...

EOFY Checklist

28 May 2024

Contributed by Lukas

New financial year new you! It's the perfect time to check in on your financial situation and goals and take stock of how you're tracking. So we've ma...

MONEY DIARIES: With She's On The Money!

26 May 2024

Contributed by Lukas

Join us for a special episode of Money Diaries today as Victoria reads to you from her brand new book Money Diaries With She's On The Money. Feel insp...

Family & the Cost of Keeping It Together

23 May 2024

Contributed by Lukas

Join us for a bit of a family focus on Victoria's last Friday episode before she goes off to Europe for a month. This week as the gals chat about a Mo...

How Much Does it Cost to Bring a Baby Into the World?

21 May 2024

Contributed by Lukas

Join Bec Syed and financial expert and new mum Victoria Devine to discuss what it actually costs to bring a baby into the world. What does it really c...

Bonus Episode: How HECS/HELP Debt is Changing

20 May 2024

Contributed by Lukas

How is HECS/HELP debt is changing since Treasurer Jim Chalmers outlined overhauls in the 2024 Federal Budget? Listen to this bonus micro episode as Vi...

MONEY DIARIES: Smashing Her Goals in the Seafaring Industry

19 May 2024

Contributed by Lukas

At the tender age of 21, today's Diarist has already visited 15 countries, saved $65K and has just moved interstate all thanks to her career in the se...

Mixing Friendship & Money

16 May 2024

Contributed by Lukas

The gang is back together today and are talking "secure" investments vs superannuation for this week's Money Dilemma! Plus, what would you do if your ...

The 2024-2025 Federal Budget Wrap

15 May 2024

Contributed by Lukas

Want the TLDR of the 2024-2025 Federal Budget? She's On The Money has got you covered! Join Victoria and Bec for a breakdown of what was promised, wha...

MONEY DIARIES: Transcending Tax Bill Trauma

12 May 2024

Contributed by Lukas

Today's Money Diarist is well on the way to turning around her situation after drowning in debt due to an unexpected tax bill! She and her husband tra...

Bossy Bride or Ungracious Guest?

09 May 2024

Contributed by Lukas

Join Victoria and Bec for your Friday (get well soon Jess) as they talk your money wins and losses, share some broke tips and answer a Money Dilemma a...

Investing For Kids

07 May 2024

Contributed by Lukas

If you're in a position to start investing for your child, why is it good to start early? Two words - compound interest! Join Victoria and Bec as they...

MONEY DIARIES: From Debt Hole to Property Portfolio!

05 May 2024

Contributed by Lukas

This Money Diarist has been on quite the journey so far! After she dropped out in year 12 she proceeded to dive around $80k deep into a debt trap. She...

And Then There Were Four!

02 May 2024

Contributed by Lukas

Join us today as the team finally reunites! Victoria is back, and baby Harvey Roy Devine makes his podcast debut with Jess and Bec. The gals catch up ...

Setting Workplace Boundaries

30 Apr 2024

Contributed by Lukas

Did you know that the average Australian is missing out on $11,055 a year, or $425 per fortnight due to unpaid overtime? So today it is high time we t...

MONEY DIARIES: An Insight Into Island Life

28 Apr 2024

Contributed by Lukas

Would you pay $10 for a packet of Doritos? How about $9 for a wilted bunch of Kale? Well this is daily life for today's Money Diarist who lives on one...

Laura Henshaw on Making Healthy Eating Accessible

25 Apr 2024

Contributed by Lukas

The luminous Laura Henshaw joins Jess and Bec this Friday to chat money wins, broke tips and so much more! She shares wisdom on a Money Dilemma which ...

How Victoria Manages Her Time in Business

23 Apr 2024

Contributed by Lukas

As your career or business evolves, the way you spend your day now, will look very different at various points along the way. Join us as today we take...

MONEY DIARIES: From Debt Demons to Living the Dream

21 Apr 2024

Contributed by Lukas

This inspiring Money Diarist had a terrible relationship with money, and after a huge life setback which meant time off work (and going broke), she ma...

Two Doting Dads Talk Spoiled Kids, Valuing Values & More!

18 Apr 2024

Contributed by Lukas

Strap in for a hilarious and freewheeling Friday as Jess and Bec are joined by Matty J and Ash Wicks, aka Two Doting Dads! The guys bring some interes...

The Cost Of Comparison Culture

16 Apr 2024

Contributed by Lukas

Do you ever feel like everyone else is way ahead of you when it comes to money? How often do you find yourself thinking that others just have it bette...

MONEY DIARIES: The FIFO Nurse Force of Nature!

14 Apr 2024

Contributed by Lukas

Today's Money Diarist is the definition of tenacity! She came to Australia from the Philippines on a student visa almost 13 years ago, struggling to m...

Two Broke Chicks on the Cost Of Living Keep Up!

11 Apr 2024

Contributed by Lukas

Double your fun this Friday as Jess and Bec are joined by not one, but Two Broke Chicks! The dynamic pod duo, Sal and Al stop by with their two cents ...

What to Expect When Meeting a Financial Advisor

09 Apr 2024

Contributed by Lukas

Do you need to be a multi-millionaire to get financial advice? Absolutely not! And to tell you why, Victoria is joined by friend of the show, financia...

MONEY DIARIES: A Tale of Remote Work, Rental Assistance & Hard Yakka

07 Apr 2024

Contributed by Lukas

This Money Diarist knows the meaning of hard work. She finished school by 16, had her degree by 20, and an investment property by 22. She wants to sha...

Hannah Ferguson on Workplace Equality, Ethics & OnlyFans

04 Apr 2024

Contributed by Lukas

Join Jess and Bec for another fabulous Friday as they catch up with the incredible Hannah Ferguson - the founder and CEO of Cheek Media Co! The gals s...