She's On The Money
Episodes
Wait, TikTok Says You Need 7 Income Streams to Be a Millionaire? We’re Calling BS
21 Jan 2025
Contributed by Lukas
Have you seen those TikToks saying you need seven income streams to be a millionaire? Yeah, we’re calling BS. This week, we’re tearing apa...
How Starting a Business Gave Us the Freedom to Travel Full-Time as a Family
19 Jan 2025
Contributed by Lukas
Imagine selling everything you own, starting a business, and hitting the road with your family—all while raising two young kids. Sounds impossib...
Money Wins, Housing Dilemmas, and a Surprise Car You Didn’t Ask For (With Strings Attached)
16 Jan 2025
Contributed by Lukas
What would you do if your parents surprised you with a car… and then dropped a bombshell that there were financial strings attached? This week,...
How to Find Your Perfect Side Hustle for 2025
14 Jan 2025
Contributed by Lukas
Got a big goal for 2025? Whether it’s smashing debt, building an emergency fund, or finally booking that dream holiday, a side hustle could give...
I Got Everything I Wanted Then I Burned It All Down
12 Jan 2025
Contributed by Lukas
Ever had life give you everything you thought you wanted, only to wonder if it’s what you actually needed? This week’s Money Diary is a ju...
The Lazy Girls Guide To Financial Freedom in 2025
10 Jan 2025
Contributed by Lukas
Think achieving financial freedom has to mean endless spreadsheets and giving up your favourite treats? Think again! In this episode of She’s on...
Balancing the Money Mental Load
09 Jan 2025
Contributed by Lukas
This week’s episode is the ultimate financial pick-me-up to power you into the weekend like the boss you are. We’re diving into your incre...
Investing for Beginners: Stop Dreaming and Start Doing in 2025
07 Jan 2025
Contributed by Lukas
Ever told yourself, “This is the year I start investing,” only to hit pause because, let’s be real, it all seemed a bit too much? Be...
How She Rebuilt Her Life After Losing $38k to a Scam
05 Jan 2025
Contributed by Lukas
What does it take to rebuild your life not once, not twice, but three times? In this unforgettable Money Diary, we meet an inspiring single mom who tu...
The Truth About HECs Debt: Is It Time to Stop Stressing About It?
02 Jan 2025
Contributed by Lukas
Is HECs debt the ultimate financial ball and chain, or is it not as bad as it seems? We’re unpacking why some people never pay it off (and why t...
Why 92% of New Year's Resolutions Fail... and How to Be in the 8%
31 Dec 2024
Contributed by Lukas
Tired of making resolutions that don’t even survive until February? You’re not alone. In this episode, Victoria unpacks why so many goals ...
The Biggest Money Lessons We Learned From This Year’s Money Diaries
29 Dec 2024
Contributed by Lukas
The best thing about Money Diaries? They prove that no one’s money story is perfect, but there’s always something to learn. Today, V takes...
Hey Hun: What an MLM Million Dollar Earner Wants You to Know (Part 2)
27 Dec 2024
Contributed by Lukas
We’re back with more jaw-dropping revelations from Emily Lynn Paulson, the million-dollar MLM insider who climbed to the top—only to revea...
Bloopers, Investment Bonds and Big Decisions: Your Ultimate 2024 Send-Off!
26 Dec 2024
Contributed by Lukas
We saved the best for the last Friday Drinks ep of 2024! We’re sharing the hilarious bloopers that you didn't hear this year that had us crying ...
2024 All Wrapped Up!
24 Dec 2024
Contributed by Lukas
This year wasn’t just a rollercoaster—it was the whole theme park. Whether you crushed your goals or just barely held it together, you&rsq...
She Turned a Hobby Into a Serious Side Hustle—And Paid Off $25k!
22 Dec 2024
Contributed by Lukas
What would you do if you lost your job, went through a breakup, and moved back in with your parents—all at once? This week’s Money Diarist...
Hey Hun: What an MLM Million Dollar Earner Wants You to Know (Part 1)
20 Dec 2024
Contributed by Lukas
We got the scoop from a million-dollar MLM insider—and it’s juicier than you think. In this special episode, Victoria chats with Emily Lyn...
Are Christmas Bonuses Just a Festive Myth?
19 Dec 2024
Contributed by Lukas
You’ve survived the year, and secretly dreaming of a little extra something in your paycheck. But then—no Christmas bonus in sight. Is it ...
Managing People in the Workplace
17 Dec 2024
Contributed by Lukas
Managing people can feel like a maze—whether you’re running a business, managing a team, or just trying to survive office politics. In thi...
What It’s Really Like to Raise Twins (And Battle Double the Costs)
15 Dec 2024
Contributed by Lukas
Twins in a pandemic? Talk about a curveball. This week’s Money Diarist faced double the costs with none of the extra support, but she found a wa...
Kangen Water: Miracle Product or MLM Trap
13 Dec 2024
Contributed by Lukas
What do a $6,500 water machine, misleading promises of financial freedom, and a whole lot of pseudoscience have in common? This week, Victoria dives d...
Big Financial Decision Drama
12 Dec 2024
Contributed by Lukas
This week’s episode has everything: baking tips, big financial decisions, and a whole lot of laughs. From Victoria’s breakdown of a sky-hi...
Holiday Hustles
10 Dec 2024
Contributed by Lukas
It’s the most wonderful time of the year… to make some extra cash! This week, we’re unwrapping creative ways to boost your bank bal...
How a Side Hustle Paid Off Debt and Funded Big Travel Dreams
08 Dec 2024
Contributed by Lukas
What if your side hustle could cover your bills, tackle your debt, and send you off on your dream holiday? This week’s Money Diarist shows us exact...
How to Create a Magical Christmas on Any Budget
06 Dec 2024
Contributed by Lukas
Do you ever feel like Christmas has become all about spending big and stressing out? This week, we’re rethinking what makes the festive season truly...
Is My Landlord Even Allowed to Do That?
05 Dec 2024
Contributed by Lukas
Ever thought, 'Is my landlord allowed to do that?'? Well this Friday, we’re diving into that question every renter has asked at some point. From bon...
Why This Year’s Hottest Gift Is Investing
03 Dec 2024
Contributed by Lukas
This year, skip the socks and candles and give a present that actually compounds! We’re upgrading your holiday gifting game with thoughtful presents...
Getting Fired Was the Best Thing That Ever Happened to Me
01 Dec 2024
Contributed by Lukas
Can being fired actually be the best thing that ever happens to you? This week’s Money Diarist was blindsided by her boss and the universe when she...
Why MLMs Are So Hard to Leave—And How to Do It Anyway
29 Nov 2024
Contributed by Lukas
This episode has been one of the most requested since we began unpacking the world of multi-level marketing. Whether you’re ready to leave yourself ...
Why Your Dad’s Super Advice Might Be Costing You Thousands
28 Nov 2024
Contributed by Lukas
Ever had money opinions that seriously clash with your parents? This episode is here to gently (okay, not-so-gently) challenge those outdated views an...
Business Diaries: How Brittney Saunders Built Fayt
26 Nov 2024
Contributed by Lukas
No business degree? No problem. Brittany Saunders went from YouTube star to fashion powerhouse by figuring it out as she went—and she’s here to te...
When Life Throws Curveballs, Here’s How to Smash Your Goals Anyway
24 Nov 2024
Contributed by Lukas
Can you go from financial chaos to building the life of your dreams? This week’s Money Diarist says YES. After navigating redundancy, a work injury,...
So, Is Affiliate Marketing a Scam Too?
22 Nov 2024
Contributed by Lukas
Have you seen those bold claims all over social media? Promises to make millions working just a few hours a day from your phone, all thanks to ‘affi...
When Bridal Parties Turn Into Money Dramas
21 Nov 2024
Contributed by Lukas
Let’s talk bridal parties and the money dramas that no one warns you about! This week, we’re tackling a juicy listener dilemma: what happens to yo...
Community-Tested Christmas Hacks
19 Nov 2024
Contributed by Lukas
With the cost of living climbing higher than Santa’s sleigh, Christmas might feel more stressful than merry this year—but don’t worry, we’ve g...
When Your Dream Job Isn’t Enough to Pay the Bills
17 Nov 2024
Contributed by Lukas
This week’s Money Diarist has a surprising twist: her biggest financial hurdle isn’t overspending or splurging... it’s her other job! By day, sh...
Trump, Tariffs, and Taxes
15 Nov 2024
Contributed by Lukas
Donald Trump’s imminent return to the Oval Office has already set off waves across global markets—but what does it mean for us here in Australia? ...
The Secret Trick to Setting Goals You’ll Stick With
14 Nov 2024
Contributed by Lukas
Today, we’re getting real about one of the biggest money questions: What should I actually be saving for? With huge goals like buying a home, retiri...
Hot Shares or Hot Mess? Finding Real IPO Opportunities
12 Nov 2024
Contributed by Lukas
Ever wondered if IPO shares are your ticket to fast-track wealth? Today, we’re cutting through the hype to get to the truth about Initial Public Off...
Going All In On Property Investing
10 Nov 2024
Contributed by Lukas
Who knew that selling Cadbury chocolates could be the first step toward building a property empire? Today we meet a Money Diarist who started her hust...
Talk HECSy To Me
08 Nov 2024
Contributed by Lukas
HECS relief or HECS headache? Today, Victoria dives into the details behind the government’s new HECS proposal, including a 20% debt discount and ch...
Is This a Red Flag Side Hustle?
07 Nov 2024
Contributed by Lukas
Ever had a partner bring up a money idea that makes you nervous? We’re talking a side hustle that sound more “uh-oh” than “income,” as one l...
Ask Victoria Anything
05 Nov 2024
Contributed by Lukas
Welcome to the ultimate money game! In today’s Ask V Anything episode, we’re flipping the podcast into a full-blown game show. Victoria is in the ...
When Cancer Changed Everything...
03 Nov 2024
Contributed by Lukas
After years of navigating life in rural communities on a single income, our family of six was on the path to financial security. But when our youngest...
MLM Secrets Revealed: Why 99% of Recruits Never Make Money
01 Nov 2024
Contributed by Lukas
Ever been hit with a ‘Hey, hun! Wanna be your own boss?’ message? Well this week, I'm pulling back the curtain on MLMs (Multi Level Marketing) and...
Finding Out Your Colleague Makes More—and How to Fix It
31 Oct 2024
Contributed by Lukas
Ever found out a coworker’s doing the same job for more pay? Infuriating right? Today, we’re taking a deep dive into this dilemma. Join us as we d...
Marketing 101 (Part 2)
29 Oct 2024
Contributed by Lukas
Ready to take your marketing game to the next level? In part two of our Marketing 101 series, we’re diving into paid and earned media strategies to ...
How I've Made It Work as a Single Mum by Choice
27 Oct 2024
Contributed by Lukas
Being a single mother by choice is a bold decision, and today’s money diarist shows us what it really takes to make it work. She’s diving into the...
Trick or Treat: The Psychology of Discounts
25 Oct 2024
Contributed by Lukas
This Halloween, beware… retailers are casting bewitching spells on your wallet! Ready to shield your bank account from the chilling charms of ‘lim...
Why You Should Always Negotiate
24 Oct 2024
Contributed by Lukas
$50K tax-free but your partner says no — what would YOU do? In this episode, we unpack a major dilemma: would you chase financial security or stick ...
The Secret to Managing Your Super — And It’s Not an SMSF!
22 Oct 2024
Contributed by Lukas
You’ve heard the buzz about Self-Managed Super Funds (SMSFs) and maybe thought, “Do I need one?” But here’s the twist — you probably don’t...
I Swiped Right on Love... and a Financial Mess
20 Oct 2024
Contributed by Lukas
What happens when you fall for someone whose finances are in shambles? Our Money Diarist thought she’d found her perfect partner, but when the time ...
7 Financial Power Moves from Taylor Swift’s Playbook
18 Oct 2024
Contributed by Lukas
You don’t have to be a Swiftie to learn from Taylor Swift’s epic financial moves! In this episode, we break down the strategies that helped Taylor...
How to Keep Up with Friends Without Falling Behind Financially
17 Oct 2024
Contributed by Lukas
FOMO got you feeling broke? You’re not alone! This week, we’re diving into a DM about the aftermath of FOMO spending and how it can seriously mess...
Your Ultimate Guide to Asking For a Pay Rise
15 Oct 2024
Contributed by Lukas
Inflation’s rising, bills are piling up, and your paycheck? Not so much. Today we're going to fix that! This episode is all about giving you the con...
Blindsided by My Husband and Rebuilding My Future
13 Oct 2024
Contributed by Lukas
We're chatting with a Money Diarist who was completely blindsided when her husband announced he was leaving just months after they relocated to a new ...
Your Debt Doesn't Define You
11 Oct 2024
Contributed by Lukas
Feeling overwhelmed by debt? You’re not alone... and it’s time to flip the script. In this episode, Victoria Devine helps you break free from the ...
Is Buying Property the Only Answer?
10 Oct 2024
Contributed by Lukas
Is buying property the only answer? In today’s episode, we dive into the pros and cons of going solo on the property ladder. Jess is celebrating you...
Community-Tested Cost of Living Hacks
08 Oct 2024
Contributed by Lukas
Living through the cost of living crisis doesn’t mean sacrificing your joy. In this episode, we’re sharing our community’s best-kept secrets for...
How a $70k Pay Cut Led to True Happiness
06 Oct 2024
Contributed by Lukas
In this episode, we meet a Money Diarist who made a life-changing decision that most people would think twice about. She walked away from a nearly $10...
Secret Money Lives of Mormon Wives
04 Oct 2024
Contributed by Lukas
You don’t need to have seen The Secret Lives of Mormon Wives to get hooked on this episode. We’re uncovering the surprising ways these women are f...
Should You Pay Off Debt First?
03 Oct 2024
Contributed by Lukas
Ever got an extra bit of cash and wondered if it should go to your debts first? That’s a money dilemma a SOTM community member is having, so we’re...
How to Stay Confident Through the Highs and Lows of Investing
01 Oct 2024
Contributed by Lukas
Investing can feel like a rollercoaster, but today we’re zooming out and seeing it for what it really is—the long game. In this episode of She’s...
Life After Two Financial Separations
29 Sep 2024
Contributed by Lukas
Today’s Money Diarist has been on a rollercoaster of a financial journey. She started her working life at just 6 years old, spent 18 years in hospit...
Small Habits That Create Big Financial Wins
27 Sep 2024
Contributed by Lukas
Why do some people seem to effortlessly build wealth while others stay stuck? Spoiler: It’s not just about how much you earn, it’s about how you t...
Should You Risk Buying Property With Family?
26 Sep 2024
Contributed by Lukas
Ever thought about buying property with a family member? One of our community members is in this exact situation, and they need our advice! So today, ...
Marketing 101 (Part 1)
24 Sep 2024
Contributed by Lukas
How many of you are relying solely on social media for your marketing? Maybe you’ve thrown some cash at ads, hoping they’d work miracles? Well, in...
$40k Salary to a $400k Side Hustle
22 Sep 2024
Contributed by Lukas
Today’s Money Diarist made a bold move, turning her life (and bank account) around! Feeling stuck in her job, she spotted a golden opportunity, took...
Beauty on a Budget
20 Sep 2024
Contributed by Lukas
Have you ever wondered why your beauty drawer is overflowing with products you barely use? It’s not just you—It’s V too. And it’s all part of ...
Investing & Tax Made Simple
19 Sep 2024
Contributed by Lukas
Tax and investing... sounds daunting, right? Not today! V breaks it down in her signature easy-to-understand style to help you keep more of your money...
The Childcare Catch-22
17 Sep 2024
Contributed by Lukas
Wondering if it’s worth returning to work when child care costs are eating up your paycheck? You’re not alone. This episode takes a closer look at...
Turning a Property Regret into a Real Estate Win
15 Sep 2024
Contributed by Lukas
This week's Money Diarist turned her biggest property regret into a real estate success story. After purchasing her first property at 22, she quickly ...
Didn't Save in Your 20s? Here's Why it's OK!
13 Sep 2024
Contributed by Lukas
Did your 20s look more like cocktails and concerts than savings accounts and spreadsheets? You’re not alone, and guess what- it’s totally okay! In...
When Helping a Friend Means Breaking a Secret
12 Sep 2024
Contributed by Lukas
Do you help a friend in financial trouble or keep their secret? It’s the ultimate friendship dilemma, and today, we’re diving into it headfirst! W...
Cutting Car Costs
10 Sep 2024
Contributed by Lukas
How much are you spending on car costs each week? If you’re like the average Australian household, it’s nearly $500. Crazy, right? Well we couldn’...
Reclaiming Control After Financial Abuse
08 Sep 2024
Contributed by Lukas
Trigger warning: This episode contains references to financial and domestic abuse. In this episode, we hear from a Money Diarist who bravely shares ...
The Fast Fashion Effect
06 Sep 2024
Contributed by Lukas
Fast fashion is all about quick trends and affordable finds, and let’s be real—it’s hard to resist! But today, we’re taking a closer look at w...
What Would You Do With $60k?
05 Sep 2024
Contributed by Lukas
What would you do if you suddenly had $60k in your hands? It’s fun to dream about, right? Well, for this week’s Money Dilemma, it’s not just a h...
Your Most Asked Investing Questions Answered
03 Sep 2024
Contributed by Lukas
Feeling overwhelmed by the world of investing? You’re not alone, and we’re here to help! In today’s episode, we’re tackling your most asked in...
Taking Control Of Your Finances In Your 30s
01 Sep 2024
Contributed by Lukas
Today’s Money Diarist has been through a lot in her 36 years—from battling ADHD and confronting the financial burdens handed down by her parents, ...
Are Micro-Trends Making You Broke?
30 Aug 2024
Contributed by Lukas
Feeling the pressure to keep up with the latest fashion trends? You’re not alone. In this eye-opening episode, we take a closer look at the impact o...
The Simple Way To Secure Your Perfect Home Loan
29 Aug 2024
Contributed by Lukas
Kick off your weekend the right way with our usual Friday Drinks fun! We’re celebrating your money wins, sharing some savvy broke tips, and diving i...
3 Ways To Grow Your Business Like A Pro
27 Aug 2024
Contributed by Lukas
Feeling overwhelmed, juggling a million things, and wondering if it’s time to ask for help? Or maybe you’re spotting some exciting opportunities b...
Conquering Buy Now, Pay Later Debt
25 Aug 2024
Contributed by Lukas
Today's Money Diarist was drowning in Afterpay and Zip Money debt. When she found herself in a bedroom full of clothes with the tags still on that wer...
How Influencers Turn Social Media into Cash
23 Aug 2024
Contributed by Lukas
Curious about how your favourite influencers turn likes into cash? Tune in as Victoria breaks down the secrets behind the success of today’s top inf...
Have You Checked Your Credit Score Lately?
22 Aug 2024
Contributed by Lukas
Have you checked your credit score lately? If not, it’s time to take a closer look! On today's ep we chat about why your credit score should be a pr...
Investing Q&A with Glen James: Your Questions Answered
20 Aug 2024
Contributed by Lukas
Today, we’ve got something special for you—Glen James, author of The Quick-Start Guide to Investing, is here to tackle your most burning investmen...
Hustle, Hard Work, and Healthy Financial Growth
18 Aug 2024
Contributed by Lukas
Growing up in a single-parent household, this Money Diarist learned the value of hard work and resourcefulness early on. From selling loom bands as a ...
The Real Cost of Being an Influencer
16 Aug 2024
Contributed by Lukas
Today we’re stepping into the world of influencer culture. V is breaking down the delicate balance influencers have to strike between keeping it rea...
Balancing Fun Money and Financial Goals
15 Aug 2024
Contributed by Lukas
The team is back for Friday Drinks as they celebrate your money wins, reveal your real-life confessions, and share some savvy broke tips! This week's ...
Stop Overthinking & Start Growing Your Money!
13 Aug 2024
Contributed by Lukas
Do you ever spend hours & hours researching the perfect shares & ETFs, but then freeze and never actually invest? Have you gone down a rabbit ...
Money Diaries: Rebuilding After a Friend’s Financial Betrayal
11 Aug 2024
Contributed by Lukas
Imagine being blindsided by a friend who left you with their debt and a partner with a secret gambling problem. That’s exactly what happened to this...
Red Flags and Realities of the Dallas Cowboys Cheerleaders
10 Aug 2024
Contributed by Lukas
Today V uncovers the truth behind the iconic Dallas Cowboys Cheerleaders, and all the red flags that could turn a dream job into a dangerous trap. Fro...
Fears of a Crashing Share Market!
08 Aug 2024
Contributed by Lukas
Join V, Jess, and Bec as they spill the tea on your money wins, reveal your real-life confessions, and share some savvy broke tips! This week's Money ...
Lights! Camera! Investing Action Plan!
06 Aug 2024
Contributed by Lukas
Ready to take control of your financial future? We got you, with our step-by-step action plan to help you confidently start investing. Perfect for new...
MONEY DIARIES: Choosing to be childless & breaking stereotypes.
04 Aug 2024
Contributed by Lukas
Growing up with a strong, independent mother as the breadwinner, today's diarist was inspired to embody the same strength and independence. Despite na...
The Last Victim with Tracy Hall
02 Aug 2024
Contributed by Lukas
In this bonus episode, Victoria sits down with special guest Tracy Hall, who shares her gripping story of finding love, facing deception, and rebuildi...
Budgeting When Life Is Complicated
01 Aug 2024
Contributed by Lukas
Join V, Jess, and Bec as they spill the tea on your money wins, reveal your real-life confessions, and share some savvy broke tips! This week's Money ...
How to Find & Reach More Customers for Your Business
30 Jul 2024
Contributed by Lukas
Join Victoria and Jess today to discuss the 7 things you should do to expand your customer base, plus how can the 5-5-5 rule grow your network? Tune i...
MONEY DIARIES: Creating Positive Money Habits One Day at a Time!
28 Jul 2024
Contributed by Lukas
Growing up comfortable with money, today's diarist developed negative money habits becoming an impulsive and emotional shopper. But now pregnant, she'...