She's On The Money
Episodes
Diversification Explained
04 Jun 2024
Contributed by Lukas
On your mark, get set, go! On today's show we explain investment portfolio diversification in 30 mins! We'll give you everything you need to know, plu...
MONEY DIARIES UNMASKED: Hannah Sands
03 Jun 2024
Contributed by Lukas
Welcome back to another Money Diary episode, but this time with a twist. We are thrilled to share this bonus episode Money Diaries Unmasked with you t...
MONEY DIARIES: A Life Transformed In 2 Short Years
02 Jun 2024
Contributed by Lukas
Today's episode discusses suicide, if that's a tricky topic for you please listen to one of our other episodes.If you or anyone you know needs help, c...
Brittney Saunders Turns Lemons into Lemonade
30 May 2024
Contributed by Lukas
Add the yay to your Friday as Jess and Bec are joined by the force that is Brittney Saunders! The entrepreneur, podcaster and founder of FAYT The Labe...
EOFY Checklist
28 May 2024
Contributed by Lukas
New financial year new you! It's the perfect time to check in on your financial situation and goals and take stock of how you're tracking. So we've ma...
MONEY DIARIES: With She's On The Money!
26 May 2024
Contributed by Lukas
Join us for a special episode of Money Diaries today as Victoria reads to you from her brand new book Money Diaries With She's On The Money. Feel insp...
Family & the Cost of Keeping It Together
23 May 2024
Contributed by Lukas
Join us for a bit of a family focus on Victoria's last Friday episode before she goes off to Europe for a month. This week as the gals chat about a Mo...
How Much Does it Cost to Bring a Baby Into the World?
21 May 2024
Contributed by Lukas
Join Bec Syed and financial expert and new mum Victoria Devine to discuss what it actually costs to bring a baby into the world. What does it really c...
Bonus Episode: How HECS/HELP Debt is Changing
20 May 2024
Contributed by Lukas
How is HECS/HELP debt is changing since Treasurer Jim Chalmers outlined overhauls in the 2024 Federal Budget? Listen to this bonus micro episode as Vi...
MONEY DIARIES: Smashing Her Goals in the Seafaring Industry
19 May 2024
Contributed by Lukas
At the tender age of 21, today's Diarist has already visited 15 countries, saved $65K and has just moved interstate all thanks to her career in the se...
Mixing Friendship & Money
16 May 2024
Contributed by Lukas
The gang is back together today and are talking "secure" investments vs superannuation for this week's Money Dilemma! Plus, what would you do if your ...
The 2024-2025 Federal Budget Wrap
15 May 2024
Contributed by Lukas
Want the TLDR of the 2024-2025 Federal Budget? She's On The Money has got you covered! Join Victoria and Bec for a breakdown of what was promised, wha...
MONEY DIARIES: Transcending Tax Bill Trauma
12 May 2024
Contributed by Lukas
Today's Money Diarist is well on the way to turning around her situation after drowning in debt due to an unexpected tax bill! She and her husband tra...
Bossy Bride or Ungracious Guest?
09 May 2024
Contributed by Lukas
Join Victoria and Bec for your Friday (get well soon Jess) as they talk your money wins and losses, share some broke tips and answer a Money Dilemma a...
Investing For Kids
07 May 2024
Contributed by Lukas
If you're in a position to start investing for your child, why is it good to start early? Two words - compound interest! Join Victoria and Bec as they...
MONEY DIARIES: From Debt Hole to Property Portfolio!
05 May 2024
Contributed by Lukas
This Money Diarist has been on quite the journey so far! After she dropped out in year 12 she proceeded to dive around $80k deep into a debt trap. She...
And Then There Were Four!
02 May 2024
Contributed by Lukas
Join us today as the team finally reunites! Victoria is back, and baby Harvey Roy Devine makes his podcast debut with Jess and Bec. The gals catch up ...
Setting Workplace Boundaries
30 Apr 2024
Contributed by Lukas
Did you know that the average Australian is missing out on $11,055 a year, or $425 per fortnight due to unpaid overtime? So today it is high time we t...
MONEY DIARIES: An Insight Into Island Life
28 Apr 2024
Contributed by Lukas
Would you pay $10 for a packet of Doritos? How about $9 for a wilted bunch of Kale? Well this is daily life for today's Money Diarist who lives on one...
Laura Henshaw on Making Healthy Eating Accessible
25 Apr 2024
Contributed by Lukas
The luminous Laura Henshaw joins Jess and Bec this Friday to chat money wins, broke tips and so much more! She shares wisdom on a Money Dilemma which ...
How Victoria Manages Her Time in Business
23 Apr 2024
Contributed by Lukas
As your career or business evolves, the way you spend your day now, will look very different at various points along the way. Join us as today we take...
MONEY DIARIES: From Debt Demons to Living the Dream
21 Apr 2024
Contributed by Lukas
This inspiring Money Diarist had a terrible relationship with money, and after a huge life setback which meant time off work (and going broke), she ma...
Two Doting Dads Talk Spoiled Kids, Valuing Values & More!
18 Apr 2024
Contributed by Lukas
Strap in for a hilarious and freewheeling Friday as Jess and Bec are joined by Matty J and Ash Wicks, aka Two Doting Dads! The guys bring some interes...
The Cost Of Comparison Culture
16 Apr 2024
Contributed by Lukas
Do you ever feel like everyone else is way ahead of you when it comes to money? How often do you find yourself thinking that others just have it bette...
MONEY DIARIES: The FIFO Nurse Force of Nature!
14 Apr 2024
Contributed by Lukas
Today's Money Diarist is the definition of tenacity! She came to Australia from the Philippines on a student visa almost 13 years ago, struggling to m...
Two Broke Chicks on the Cost Of Living Keep Up!
11 Apr 2024
Contributed by Lukas
Double your fun this Friday as Jess and Bec are joined by not one, but Two Broke Chicks! The dynamic pod duo, Sal and Al stop by with their two cents ...
What to Expect When Meeting a Financial Advisor
09 Apr 2024
Contributed by Lukas
Do you need to be a multi-millionaire to get financial advice? Absolutely not! And to tell you why, Victoria is joined by friend of the show, financia...
MONEY DIARIES: A Tale of Remote Work, Rental Assistance & Hard Yakka
07 Apr 2024
Contributed by Lukas
This Money Diarist knows the meaning of hard work. She finished school by 16, had her degree by 20, and an investment property by 22. She wants to sha...
Hannah Ferguson on Workplace Equality, Ethics & OnlyFans
04 Apr 2024
Contributed by Lukas
Join Jess and Bec for another fabulous Friday as they catch up with the incredible Hannah Ferguson - the founder and CEO of Cheek Media Co! The gals s...
Budget Ready...Set...TRAVEL!
02 Apr 2024
Contributed by Lukas
Have you got the travel bug but feel anxious about parting with the money? Do you balk at setting a budget? Well never fear because today we'll not on...
MONEY DIARIES: Around the World & Reclaiming Her Self-worth
31 Mar 2024
Contributed by Lukas
This Money Diarist has been on a huge emotional journey, and crossed the world to do it! After meeting her love she followed him to Australia, leaving...
Emma Edwards on Saving Up or Spontaneity & More
28 Mar 2024
Contributed by Lukas
It is a very good Friday this week with yet another elite guest, Jess and Bec are joined by the wonderful Emma Edwards of The Broke Generation! Emma s...
Maximising Social Media For Your Business!
26 Mar 2024
Contributed by Lukas
Social media plays a big part in most of our lives, and even more so for the brands and businesses around us. Today on the show Jessica Ricci joins Vi...
MONEY DIARIES: The Student Smashing her Savings, Side Hustle & Investment Goals!
24 Mar 2024
Contributed by Lukas
This savvy community member grew up in a single parent household with an amazing mum who always prioritised her education. Now at the tender age of ...
April Hélène-Horton on Self Love & Sustainability!
21 Mar 2024
Contributed by Lukas
Prepare for takeoff, cause this episode is so uplifting! One of our FAVE friends of the show, the effervescent April Hélène-Horton aka The Bodzilla ...
Navigating Redundancy
19 Mar 2024
Contributed by Lukas
It can certainly be a shock if you find yourself being made redundant, however it is all too common and nothing to be ashamed of! Often redundancy can...
Widowed & the Definition Of Resilience!
17 Mar 2024
Contributed by Lukas
This stunning story is one to learn from. This community member was widowed at 34 after her husband died suddenly and unexpectedly. They had just buil...
Jasmine Garnsworthy on Investing In Your Greatest Asset, Yourself!
14 Mar 2024
Contributed by Lukas
The creator of Female Founder World, Jasmine Garnsworthy delights us with her company on today's show, joining Jessica Ricci and Bec Syed to celebrate...
How To Create Your Investment Strategy
12 Mar 2024
Contributed by Lukas
We’re still in the first quarter of 2024, and if this was your year to start investing and you haven’t gotten around to thinking about it yet, the...
MONEY DIARIES: A Savings Wizard With Wanderlust
10 Mar 2024
Contributed by Lukas
This Money Diarist has had a fascinating journey, from growing up in a in a very low socioeconomic, single parent home, she learned to be very indepen...
Maria Thattil on IWD, Rainbow Washing & Peer Pressure
07 Mar 2024
Contributed by Lukas
HAPPY INTERNATIONAL WOMEN'S DAY! We are SO excited to be sharing it with you and one of our absolute favourites, Maria Thattil. The author, speaker, f...
Economic Empowerment & Gender Equality with Moana Hope
05 Mar 2024
Contributed by Lukas
What an incredibly special episode we have for you today in celebration of International Women's Week. Victoria is joined by the incredible Moana Hope...
MONEY DIARIES NZ: Learning Through Loss
03 Mar 2024
Contributed by Lukas
This gorgeous community member from New Zealand lost her mum suddenly last year. While navigating her own grief, she's had to help her dad understand...
Michelle Battersby on Side Hustles, Modelling Mat Leave & More!
29 Feb 2024
Contributed by Lukas
Welcome to a not so average Friday. While our beloved Victoria Devine is on maternity leave, Jessica Ricci and Bec Syed will be joined each Friday by ...
Back Yourself, Set Your Prices...& Raise Them!
27 Feb 2024
Contributed by Lukas
Ah the mysteries of pricing! But pricing your services is not just about numbers; it's about knowing the value you bring to the table. Confidence in y...
MONEY DIARIES: From Young & Broke to Beauty Industry Best Life!
25 Feb 2024
Contributed by Lukas
She was a broke,18 year old mum living on Centrelink, all until she discovered the beauty industry. Now she owns an investment property with a flexibl...
Self(ish) storage?
22 Feb 2024
Contributed by Lukas
It's not just any ordinary Friday, but the last one that Victoria will be with us for a while before she welcomes Mini into the world - CONGRATULATION...
Deinfluencing
20 Feb 2024
Contributed by Lukas
We are most definitely in the age of the influencer, but have you noticed the ‘deinfluencing’ trend? Join us on the show today as we unpack what d...
MONEY DIARIES: Breaking the Cycle to Build Stability
18 Feb 2024
Contributed by Lukas
This Money Diarist grew up in government housing, moving 20+ times before the age of 15. But now, she owns her own home, business and has a beautiful ...
Swifties, Sweethearts and Sausage Dogs!
15 Feb 2024
Contributed by Lukas
Only ONE more sleep till you know what! And if you're not a Swiftie...sorry, not sorry! Join the gals as they share your money wins and losses, broke ...
What is Shrinkflation?
13 Feb 2024
Contributed by Lukas
Have you ever gone to grab your favorite packet of bikkies from the supermarket and noticed it was smaller, but more expensive than ever? Shrinkflatio...
MONEY DIARIES: Is It a Choice Between Religion & Your Financial Future?
11 Feb 2024
Contributed by Lukas
Today's Money Diarist says that her difficult relationship with money is rooted in her strict religious upbringing and beliefs. Growing up in the Phil...
Profiting From Presents?
08 Feb 2024
Contributed by Lukas
Today the vibes are high so join your favorite trio Victoria, Jess and Bec as they share you money wins and talk broke tips with a Valentines Day skew...
The Top 5 Performing ETFs in 2023
06 Feb 2024
Contributed by Lukas
Here at She's On The Money we LOVE a list, and we know you do too. So buckle in as we count down the The Top 5 Performing ETFs in 2023! Acknowledgemen...
MONEY DIARIES: Young Mum, Young Gun!
04 Feb 2024
Contributed by Lukas
This absolute queen was married at 18, owned two properties by age 20, and had two babies by 21...talk about busy! She's now working full time to supp...
Do You Pay For Your Parents?
01 Feb 2024
Contributed by Lukas
Friday is with us again, so get into the spirit with the gals as we celebrate your money wins, dive into some broke tips and answer a Money Dilemma ab...
Personal Insurances 101
30 Jan 2024
Contributed by Lukas
Does the idea of personal insurance confuse you? Well we've you covered as Victoria is joined today by insurance expert Phil Thompson from Skye Wealth...
MONEY DIARIES: The Ripple Effect of Trauma Healing
28 Jan 2024
Contributed by Lukas
This long-term SOTM community member grew up in a well-off situation as a child and things drastically changed when her parents divorced. Her healing ...
Gift Giving or Gaslighting?
25 Jan 2024
Contributed by Lukas
It's Friday and you know what that means, it's time to join the gals as they celebrate you! Today we share your money wins, broke tips and we discuss ...
Ways To Set Yourself Up For & Track Your Success
23 Jan 2024
Contributed by Lukas
Setting yourself up and having tangible ways you can track and review all aspects of your business will be pivotal to your success. It is so easy to j...
MONEY DIARIES: She's Crushed Her Consumer Debt
21 Jan 2024
Contributed by Lukas
This wonderful community member went from major consumer debt to owning three properties! She was inspired by Victoria to follow her passion for finan...
A Friend In Need, Or A Friend Deceived?
18 Jan 2024
Contributed by Lukas
The gals bring the yay to your Friday this week celebrating your money wins, talking broke tips and they answer a Money Dilemma about whether as a fi...
The Power Of Setting Small Money Goals
16 Jan 2024
Contributed by Lukas
"From little things, big things grow" as the song goes. You might think that some goals are too small to even be bothered with in he first place, but ...
MONEY DIARIES: Frome Homelessness To Homeowner
14 Jan 2024
Contributed by Lukas
This inspiring Money Diarist grew up with a financially irresponsible and manipulative father, then became homeless from the age of 20 to 22. But she ...
Main Squeeze Budget T's & C's
11 Jan 2024
Contributed by Lukas
Join us for another fabulous way to end the week as we celebrate your money wins, dish up some broke tips and answer a Money Dilemma about how to get...
Is There Such A Thing As A Self-Made Millionaire?
09 Jan 2024
Contributed by Lukas
Some people want you to believe that all that lies between you and your millions is hard work and determination. Well...maybe, BUT often the thing tha...
MONEY DIARIES: They Call Her Money Bags
07 Jan 2024
Contributed by Lukas
Have you ever procrastinated a uni assignment so much that you end up buying a block of land instead? Today's Money Diarist has! But don't let this fo...
Know Your Worth & Then Add Tax
04 Jan 2024
Contributed by Lukas
Happy first Friday of the year angels, we have SUCH an exciting year planned for you with She's On The Money! Join Victoria, Jess and Bec as they cele...
5 Ways To Be A Better Investor This Year
02 Jan 2024
Contributed by Lukas
The new year is the time when we take stock of what has passed us by, and is the perfect time to set achievable goals and intentions to help prepare a...
MONEY DIARIES: From Broke to Baller!
31 Dec 2023
Contributed by Lukas
Happy new year! If you need a motivating story, this incredible Money Diarist is sure to be it. She came to Australia from Brazil 5 years ago as a stu...
Bloopers & Borrowing From Your Besties
28 Dec 2023
Contributed by Lukas
We cannot believe it is the last Friday of the year! Join us as we celebrate your money wins, Bec shares her broke tips, and we answer a Money Dilemma...
Kicking Your New Year Finance Goals
26 Dec 2023
Contributed by Lukas
Are you one of the 74% of Australians making a new years resolution? This time of year we find ourselves more likely than ever to set fitness goals or...
MONEY DIARIES: The Money Diaries That Shook Us In 2023!
24 Dec 2023
Contributed by Lukas
Today we bring you a very special episode for Christmas and arguably one of our favorites of the year, the Money Diaries that shook us in 2023! Join V...
Jingle Bells, High Cost Of Living Smells!
21 Dec 2023
Contributed by Lukas
Merry Christmas angels! It's the Friday before Christmas and all through the SOTM house...we are celebrating your money wins, looking at some broke ti...
The Top 5 Best Savings Accounts Right Now!
19 Dec 2023
Contributed by Lukas
We all love an end of year best of list, so today on the show join Victoria and Bec as they chat about the top 5 best savings accounts available right...
MONEY DIARIES: She's A Secret Hustler!
17 Dec 2023
Contributed by Lukas
This Money Diarist will knock your socks off! She grew up sharing a bedroom with her mum and two siblings. She even bought her first property by 18 an...
The Stingy Cringe
14 Dec 2023
Contributed by Lukas
Are you strutting towards the Christmas break or stumbling? If you're anything like us it's a mix of both! The full team are back on deck this week to...
THE BUSINESS BIBLE: Creating Your Customer Avatar
12 Dec 2023
Contributed by Lukas
Have you ever heard of a customer avatar, customer persona, or something similar? It’s where we create a fictional person who becomes the outline of...
MONEY DIARIES: Loss, Lingering Grief & Legacy
10 Dec 2023
Contributed by Lukas
Today's Money Diarist has endured huge loss. With the passing of both her nana and mum within a couple months of each other, she has come into some in...
Bless This Christ- Mess
07 Dec 2023
Contributed by Lukas
It has been QUITE the week for the SOTM team! Join Bec and Jess for a hard earned Friday (get better soon Victoria!), as Jess shares your money wins, ...
Green Flags a Company Is a Good Investment
05 Dec 2023
Contributed by Lukas
We know how daunting it can be to start your investment journey, and aside from your personal values, what are some of the green flags we should be lo...
A Journey to Safety and Security
03 Dec 2023
Contributed by Lukas
This Money Diarist grew up with domestic abuser as a father, and lived in a refuge with her mum and brothers for 8 months. Not only was she the first ...
Cost Of Living Keep Up
30 Nov 2023
Contributed by Lukas
Celebrate Friday SOTM style as the gals share your money wins, dish up some broke tips and answer a Money Dilemma about whether you can have your cak...
A (very) Cost Effective Christmas!
28 Nov 2023
Contributed by Lukas
Did you know that Australians will spend a whopping $66.8 billion in the lead up to Christmas this year alone? On today's show we want to help you cel...
MONEY DIARIES: Turning Life Around After Parental Financial Abuse
26 Nov 2023
Contributed by Lukas
This weeks beautiful money diarist will definitely restore your faith in humanity. After being financially abused by her parents for the first half of...
Winners Are Grinners!
23 Nov 2023
Contributed by Lukas
We didn't know at the time of recording, but She's On The Money won Best Business Podcast at the 2023 Australian Awards! Yes, that means we beat Mark ...
BONUS EPISODE: How To Start Your Own Business With Jasmine Garnsworthy
22 Nov 2023
Contributed by Lukas
We have another bonus episode from our time in NYC! We're talking business with Jasmine Garnsworthy from Female Founder World. Jasmine is an Aussie li...
THE BUSINESS BIBLE: Setting Up Your Small Business Books
21 Nov 2023
Contributed by Lukas
ABNs, taxes, bank accounts, it's the very unsexy side of setting up a business, however do it right the first time, and your future self will thank yo...
MONEY DIARIES: 'Rich' Isn't A Dirty Word
19 Nov 2023
Contributed by Lukas
This week's amazing money diarist, grew up believing that 'rich people' were inherently bad, this was a belief that was passed down from her parents. ...
Home Sweet (Affordable) Home
16 Nov 2023
Contributed by Lukas
We are celebrating Friday, and yes, it's only November, but we are already getting excited for Christmas! Bec shares some broke tips, V has one of her...
Deal or No Deal This Black Friday
14 Nov 2023
Contributed by Lukas
It's that time of the year, where our email inbox gets flooded with promises of 'our biggest sale EVER!' Depending on how you approach this time of ye...
MONEY DIARIES: Sheep, Surrogacy, and The $200k Side Hustle
12 Nov 2023
Contributed by Lukas
This week's amazing money diarist has overcome money anxiety he has held from his childhood after living on a farm through the drought. Now, he's buil...
Get Rich (Quick Scheme) Or Die Tryin'
09 Nov 2023
Contributed by Lukas
Happy Friday from V, Bec and Bin Raccoon (Jess' new nickname). We have some great money wins and broke tips to share with you, that you can implement ...
How To Get People To Take You Seriously With Tori Dunlap
07 Nov 2023
Contributed by Lukas
We are so excited to bring you a special episode from NYC! After receiving countless messages begging us to speak with Tori Dunlap from Her First 100k...
MONEY DIARIES: Managing Money With ADHD & Anxiety
05 Nov 2023
Contributed by Lukas
This week's gorgeous money diarist grew up feeling anxious about money. After her mum was in a financial pickle, she handed down some not so great mon...
Inexcusable Inheritance Issue
02 Nov 2023
Contributed by Lukas
The girls are finally reunited and things get silly, before they get REALLY spicy. For the first time in weeks V, Jess, and Bec all unite, to share so...
Girl Math Your Way To Wealth
31 Oct 2023
Contributed by Lukas
Girl math, it's doing the rounds on social media, and sure it's seems like a bit of fun, justifying our purchases through a convoluted story, and math...
MONEY DIARIES: Supporting a Partner Through A Health Emergency
29 Oct 2023
Contributed by Lukas
This week's money diarist is a ray of sunshine and a savvy saver! After her partner suddenly experienced a health episode, the two lived off their sav...
The City That Never Sleeps... And Sends You Broke
26 Oct 2023
Contributed by Lukas
Happy Friday! It's a special Friday ep today, with V and Jess joined by Brooke and Gabbie in the Big Apple! Yes, NYC was fun. Yes, V lived out some Wa...
How To Become Your Own Rich BFF With Vivian Tu
24 Oct 2023
Contributed by Lukas
We're so excited to bring you another episode from NYC, with the incredible Vivian Tu! You may known Vivian from Your Rich BFF, as the Wall St girly, ...