She's On The Money

The Top 5 Best Savings Accounts Right Now!

19 Dec 2023

Contributed by Lukas

We all love an end of year best of list, so today on the show join Victoria and Bec as they chat about the top 5 best savings accounts available right...

MONEY DIARIES: She's A Secret Hustler!

17 Dec 2023

Contributed by Lukas

This Money Diarist will knock your socks off! She grew up sharing a bedroom with her mum and two siblings. She even bought her first property by 18 an...

The Stingy Cringe

14 Dec 2023

Contributed by Lukas

Are you strutting towards the Christmas break or stumbling? If you're anything like us it's a mix of both! The full team are back on deck this week to...

THE BUSINESS BIBLE: Creating Your Customer Avatar

12 Dec 2023

Contributed by Lukas

Have you ever heard of a customer avatar, customer persona, or something similar? It’s where we create a fictional person who becomes the outline of...

MONEY DIARIES: Loss, Lingering Grief & Legacy

10 Dec 2023

Contributed by Lukas

Today's Money Diarist has endured huge loss. With the passing of both her nana and mum within a couple months of each other, she has come into some in...

Bless This Christ- Mess

07 Dec 2023

Contributed by Lukas

It has been QUITE the week for the SOTM team! Join Bec and Jess for a hard earned Friday (get better soon Victoria!), as Jess shares your money wins, ...

Green Flags a Company Is a Good Investment

05 Dec 2023

Contributed by Lukas

We know how daunting it can be to start your investment journey, and aside from your personal values, what are some of the green flags we should be lo...

A Journey to Safety and Security

03 Dec 2023

Contributed by Lukas

This Money Diarist grew up with domestic abuser as a father, and lived in a refuge with her mum and brothers for 8 months. Not only was she the first ...

Cost Of Living Keep Up

30 Nov 2023

Contributed by Lukas

Celebrate Friday SOTM style as the gals share your money wins, dish up some broke tips and answer a Money Dilemma about whether you can have your cak...

A (very) Cost Effective Christmas!

28 Nov 2023

Contributed by Lukas

Did you know that Australians will spend a whopping $66.8 billion in the lead up to Christmas this year alone? On today's show we want to help you cel...

MONEY DIARIES: Turning Life Around After Parental Financial Abuse

26 Nov 2023

Contributed by Lukas

This weeks beautiful money diarist will definitely restore your faith in humanity. After being financially abused by her parents for the first half of...

Winners Are Grinners!

23 Nov 2023

Contributed by Lukas

We didn't know at the time of recording, but She's On The Money won Best Business Podcast at the 2023 Australian Awards! Yes, that means we beat Mark ...

BONUS EPISODE: How To Start Your Own Business With Jasmine Garnsworthy

22 Nov 2023

Contributed by Lukas

We have another bonus episode from our time in NYC! We're talking business with Jasmine Garnsworthy from Female Founder World. Jasmine is an Aussie li...

THE BUSINESS BIBLE: Setting Up Your Small Business Books

21 Nov 2023

Contributed by Lukas

ABNs, taxes, bank accounts, it's the very unsexy side of setting up a business, however do it right the first time, and your future self will thank yo...

MONEY DIARIES: 'Rich' Isn't A Dirty Word

19 Nov 2023

Contributed by Lukas

This week's amazing money diarist, grew up believing that 'rich people' were inherently bad, this was a belief that was passed down from her parents. ...

Home Sweet (Affordable) Home

16 Nov 2023

Contributed by Lukas

We are celebrating Friday, and yes, it's only November, but we are already getting excited for Christmas! Bec shares some broke tips, V has one of her...

Deal or No Deal This Black Friday

14 Nov 2023

Contributed by Lukas

It's that time of the year, where our email inbox gets flooded with promises of 'our biggest sale EVER!' Depending on how you approach this time of ye...

MONEY DIARIES: Sheep, Surrogacy, and The $200k Side Hustle

12 Nov 2023

Contributed by Lukas

This week's amazing money diarist has overcome money anxiety he has held from his childhood after living on a farm through the drought. Now, he's buil...

Get Rich (Quick Scheme) Or Die Tryin'

09 Nov 2023

Contributed by Lukas

Happy Friday from V, Bec and Bin Raccoon (Jess' new nickname). We have some great money wins and broke tips to share with you, that you can implement ...

How To Get People To Take You Seriously With Tori Dunlap

07 Nov 2023

Contributed by Lukas

We are so excited to bring you a special episode from NYC! After receiving countless messages begging us to speak with Tori Dunlap from Her First 100k...

MONEY DIARIES: Managing Money With ADHD & Anxiety

05 Nov 2023

Contributed by Lukas

This week's gorgeous money diarist grew up feeling anxious about money. After her mum was in a financial pickle, she handed down some not so great mon...

Inexcusable Inheritance Issue

02 Nov 2023

Contributed by Lukas

The girls are finally reunited and things get silly, before they get REALLY spicy. For the first time in weeks V, Jess, and Bec all unite, to share so...

Girl Math Your Way To Wealth

31 Oct 2023

Contributed by Lukas

Girl math, it's doing the rounds on social media, and sure it's seems like a bit of fun, justifying our purchases through a convoluted story, and math...

MONEY DIARIES: Supporting a Partner Through A Health Emergency

29 Oct 2023

Contributed by Lukas

This week's money diarist is a ray of sunshine and a savvy saver! After her partner suddenly experienced a health episode, the two lived off their sav...

The City That Never Sleeps... And Sends You Broke

26 Oct 2023

Contributed by Lukas

Happy Friday! It's a special Friday ep today, with V and Jess joined by Brooke and Gabbie in the Big Apple! Yes, NYC was fun. Yes, V lived out some Wa...

How To Become Your Own Rich BFF With Vivian Tu

24 Oct 2023

Contributed by Lukas

We're so excited to bring you another episode from NYC, with the incredible Vivian Tu! You may known Vivian from Your Rich BFF, as the Wall St girly, ...

MONEY DIARIES: Home is where the cash is

22 Oct 2023

Contributed by Lukas

This week's beautiful money diarist is warm, caring and savvy! She owned a house with her husband, and after a relationship breakdown and inflated int...

Debt Deception Dilemma

19 Oct 2023

Contributed by Lukas

A very happy Friday from New Orleans! V and Jess have updates from their US travels, and even though can't be there in person she lives on with some c...

THE BUSINESS BIBLE: Finding The Why of Your Business

17 Oct 2023

Contributed by Lukas

With more people now than ever embarking on side hustles and venturing into business, now is the time to bring back The Business Bible! Before you get...

The Business Bible is Back!

16 Oct 2023

Contributed by Lukas

We are so excited to be bringing back the business bible! For all of our lovely community members who have been asking for my guidance setting up side...

MONEY DIARIES: From Debt to Semi-Retirement

15 Oct 2023

Contributed by Lukas

This week's money diarist has achieved so much in a few short years. After being close to $30,000 in debt, both her and her husband decided to do some...

Let's Hear it For New York!

12 Oct 2023

Contributed by Lukas

She's on the Money are in New York! Keep your eyes and ears open for all the special US content coming your way! Trust us, you cant miss it. Our Money...

Respecting Your Friend's Savings Goals

10 Oct 2023

Contributed by Lukas

FOMO often leads us to spending more than we anticipated, and at times, more than we have in our bank accounts. Now is the time to ask yourself, are y...

MONEY DIARIES: Turning Life Around After Addiction

08 Oct 2023

Contributed by Lukas

This week's beautiful money diarist has transformed her life in the past five years, after severe addiction and a life with money struggles, a surpris...

Credit Where Credit's Due

05 Oct 2023

Contributed by Lukas

It's a jam-packed Friday! Jess is back! V has a new book! And if you replicate some of this week's money wins and broke tips, you could be saving a sm...

Ownership Structures of Investments Part B

03 Oct 2023

Contributed by Lukas

As promised, part B is here! A few weeks ago we covered off Part A, which looked at setting up your own structures to personally own shares, now we're...

BONUS EPISODE: Property with She's On The Money Book!

02 Oct 2023

Contributed by Lukas

SURPRISE! Today V launches ANOTHER book, 'Property with She's On The Money', and we're celebrating by sharing the very first chapter from the audioboo...

MONEY DIARIES: The 24-Year-Old 6 Figure Earner

01 Oct 2023

Contributed by Lukas

Today we're putting a spotlight on an amazing Money Diarist who has had a relentless work ethic since the day she could start working. This has led he...

Re-Gifting... Rude or Right?

28 Sep 2023

Contributed by Lukas

We've made it to Friday and with J-Ric still jet setting, V shares this week's Money Wins, and Bec helps you save a buck with her Broke Tips. Today's ...

Unpacking the Cost of an Overseas Sea Change

26 Sep 2023

Contributed by Lukas

For many of us, we've all dreamt of packing up our lives and jet setting overseas to start a new life in a different country, but what is the reality ...

MONEY DIARIES: The Savvy Saver

24 Sep 2023

Contributed by Lukas

Today's gorgeous community member and her partner purchased their home at 26 years old with no financial help from family or friends. Using some savvy...

It's a V, B & A Friday!

21 Sep 2023

Contributed by Lukas

With Jess away, Victoria and Bec are joined by SOTM producer Annaliese for this free-wheeling Friday! As usual we celebrate your money wins, Bec bring...

How Does Novated Leasing Work?

19 Sep 2023

Contributed by Lukas

What is a novated lease, how does it work, what should you consider, and what are some of the pros and cons of this arrangement? Today's episode is fu...

Discovering Deception & Moving On!

17 Sep 2023

Contributed by Lukas

Today's inspirational Money Diarist has ridden quite the rollercoaster! After getting through 6 years of financial coercion in a relationship, she's m...

From Babyccinos to Bill Splitting!

14 Sep 2023

Contributed by Lukas

It's pretty hard to top V's special news in today's episode, we are SO thrilled to hear that there will be a teeny new member of the SOTM family soon ...

Ethical Landlords, Can They Exist?

12 Sep 2023

Contributed by Lukas

We live in a world where rental housing has been increasingly converted into an investment asset. We’ve seen much debate in ours and the broader com...

MONEY DIARIES: A Journey to Abundance

10 Sep 2023

Contributed by Lukas

This gorgeous Money Diarist immigrated from Ukraine when she was 6 years old with nothing. At 19 she met her soon to be husband, and by 22 they were m...

Spending Is My Love Language

07 Sep 2023

Contributed by Lukas

It's Fri-yay! Celebrate with the team back together this week as J-Ric shares your money wins and losses, B-Sy brings the best Broke Tips, and V-Dev s...

Ownership Structures of Investments Part A

05 Sep 2023

Contributed by Lukas

Before you purchase an asset it’s important to consider the most appropriate investment structure to use, because getting it right at the beginning ...

MONEY DIARIES: The Pressure To Be Perfect

03 Sep 2023

Contributed by Lukas

Today's Money Diarist recently a quit toxic (but well paying) tech job to run a small business with her dad. As an immigrant, she has always felt fami...

The Sublet Slap In The Face

31 Aug 2023

Contributed by Lukas

Happy Friday angels, today JRic is sick (get better soon!) but V and Bec bring all the Friday fun. As usual they share your money wins and losses, Bec...

Job Hopping to Increase Your Income

29 Aug 2023

Contributed by Lukas

The rise of job hopping is changing the landscape of employment, with companies needing to adapt their retention strategies to keep employees engaged....

MONEY DIARIES: Setting Boundaries & Standing On Her Own 2 Feet

27 Aug 2023

Contributed by Lukas

Get ready to be inspired by this amazing Money Diarist! She's a 27 year old, full time agricultural student who is working in the industry, and coming...

Scamming the Scammer!

24 Aug 2023

Contributed by Lukas

Today is a VERY fine Friday indeed, not only did we just get announced as finalists in this year's ACRA awards (for Best Podcast and Best Producer!!!)...

Under the (F)influence

22 Aug 2023

Contributed by Lukas

With the rise of the "Finfluencer" and in this age of information overload, it is incredibly overwhelming to know who you can you trust. On this extra...

MONEY DIARIES: The Financial Side of Fertility

20 Aug 2023

Contributed by Lukas

Todays gorgeous Money Diarist is a 29 year old Law student, and full time employee in litigation. She's also a part time step mum dealing with inferti...

Polyamory & Equity

17 Aug 2023

Contributed by Lukas

Happy Friday! With Bec away today V and Jess will play...and bring you all the SOTM community content we LOVE to celebrate to round off the week. Jess...

Changing Your Financial Decisions

15 Aug 2023

Contributed by Lukas

When the Victorian Premier recently cancelled the 2026 Commonwealth Games due to it going way over budget, it raised a lot of feelings from the public...

MONEY DIARIES: The Art Of Calculated Risk-taking

13 Aug 2023

Contributed by Lukas

What's your tolerance for risk? Well, this Money Diarist bought a $1.5m home (sight unseen) in her dream suburb with her partner, then rented it becau...

Finance or Fur-baby First?

10 Aug 2023

Contributed by Lukas

Join us for our FAVOURITE day of the week as we get to celebrate you, our gorgeous community! As ever, Jess shares your money wins and losses, Bec bri...

How to Recover After a Financial Mess

08 Aug 2023

Contributed by Lukas

It's inevitable in life that we will face many stresses, and financial problems are amongst the most common causes of stress and relationship breakdow...

Constructing Your Perfect Investment Portfolio

08 Aug 2023

Contributed by Lukas

With so many of you well on your way with your investment journey, on today's episode Victoria is running us though her top things to consider when co...

MONEY DIARIES: The MUST listen to Single Mum of 2!

06 Aug 2023

Contributed by Lukas

This Marine Scientist, Gen X, single mother of two teens is a MUST listen to! She has come from zero financial literacy and navigated divorce, and her...

Love Runs Hot...Or Cold!

03 Aug 2023

Contributed by Lukas

Celebrate Friday SOTM style as Jess shares your money wins and losses, Bec brings some top broke tips and VD discusses a Money Dilemma about buying in...

MONEY DIARIES: Letting Go Of Your Ego

30 Jul 2023

Contributed by Lukas

Having growing up in a money savvy household and having studied commerce, today's Money Diarist thought she had a good grip on her finances. But when ...

She Wanted Vanilla...

27 Jul 2023

Contributed by Lukas

Happy Friday! It's a Bec-less ep today but never fear, Victoria and Jess have PLENTY for you today. As ever we share your money wins, solve a Money Di...

Sneaky Ways Credit Card Companies Keep You In Debt

25 Jul 2023

Contributed by Lukas

Sadly but not surprisingly it is in the interest of credit card companies to keep you in a cycle of debt. And on top of social and life pressures that...

MONEY DIARIES: Cutting Ties and Thriving!

23 Jul 2023

Contributed by Lukas

Today's Money Diarist is the epitome of grace, endurance and quiet personal power. She's nearly 50 and has recently separated from her husband. They w...

Single Is Spenno!

20 Jul 2023

Contributed by Lukas

Here we are at Friday again which can mean only one thing, its time to unwind with us as we celebrate you! Jess wraps your money wins and losses, Bec ...

Cost Of Living-Core

18 Jul 2023

Contributed by Lukas

There is no doubt that cost of living is weighing heavily on all of us. No matter who you are, we're all feeling the pinch of the soaring cost of groc...

MONEY DIARIES: The Spending & Saving Swing

16 Jul 2023

Contributed by Lukas

Today's Money Diarist has already been on a huge financial journey at the tender age of 25. When she was 6, her parents suddenly separated due to a se...

To Sublet, or Not To Sublet?

13 Jul 2023

Contributed by Lukas

It's Fri-yay angels, and to get you in the mood join V, J and B to wrap the week right. Jess shares your Money Wins, Bec brings the Broke Tips and we ...

Sort Your Career Out Q&A!

11 Jul 2023

Contributed by Lukas

On today's super charged episode Victoria Devine and Jessica Ricci are joined by our friends from My Millennial Money and the Sort Your Career Out boo...

MONEY DIARIES: Starting All Over Again...& Again!

09 Jul 2023

Contributed by Lukas

Having travelled a lot in her 20s, this Money Diarist moved overseas and into a bad relationship right before covid hit! She lost her job and took out...

She Want Prenup?!

06 Jul 2023

Contributed by Lukas

It's Friday again and time to join Victoria, Jess and Bec as they celebrate your money wins and losses, Bec shares some broke tips, plus they answer a...

An Investor's Guide to Tax Time

04 Jul 2023

Contributed by Lukas

Welcome to the new financial year friends, and today we bring you an investor’s guide to tax time. We step though a few important points on this HUG...

MONEY DIARIES: A Lesson in 4 Legged Investments!

02 Jul 2023

Contributed by Lukas

This gorgeous and hardworking community member first listened to SOTM while working the farm on a tractor. She's a 3rd generation farmer who at 24 yea...

It's Tay-Tay Friday

29 Jun 2023

Contributed by Lukas

What rhymes with Friday? That's right, and you can expect a pretty T-Swizzle heavy show today cause the gals got tickets! Plus in regular programming,...

Negotiating Workplace Benefits

27 Jun 2023

Contributed by Lukas

Today we talking about another tricky workplace topic that can be a big source of anxiety, but in the current economic climate is more important than ...

MONEY DIARIES: Life Beyond Spending Guilt

25 Jun 2023

Contributed by Lukas

This first time mum with a tiny tot works full time in the events industry plus has a side hustle as a celebrant, and we ALL know how much V loves a g...

The Party Clean Up Cough Up?

22 Jun 2023

Contributed by Lukas

Join us for another fab Friday hang out where we celebrate your money wins and Bec shares her top broke tips! PLUS we answer a Money Dilemma all about...

Nailing A Job Interview

20 Jun 2023

Contributed by Lukas

Job interviews can be nerve-wracking, but with the right approach and a dash of confidence, you can absolutely nail it. We all have unique qualities t...

MONEY DIARIES: Working Hard & Acknowledging Privilege!

18 Jun 2023

Contributed by Lukas

This community member is the youngest of 5, in a family where they weren't taught about money. Then her mum and dad began to struggle financially and ...

My OnlyFans, My Business?

15 Jun 2023

Contributed by Lukas

With V back on deck today, all is right in the SOTM-sphere! So we celebrate Friday with your Money Wins, Bec shares some brilliant Broke Tips, plus we...

Getting Ready For Tax Time

13 Jun 2023

Contributed by Lukas

EOFY is our favorite time of year, but it can be intimidating if you don’t feel on top of your income tax. Don't worry, we have you covered! Today w...

MONEY DIARIES: Geophysicist at the Top of Her Game

11 Jun 2023

Contributed by Lukas

This 32 year old, mother of 2 is a geophysicist in the energy industry making $152k only working four days a week. She followed in her father’s care...

The 1st Ever B & J Q & A!

08 Jun 2023

Contributed by Lukas

Happy Friday fam! With V away (get well soon V), its time for the first ever B & J Q & A! You sent in some questions for Bec and Jess and they...

Quarterly Market Update

06 Jun 2023

Contributed by Lukas

On today's episode we discuss what’s happening in the economy right now, and what this mean for all of us. From interest rates and investments, to i...

MONEY DIARIES: Well On Her Way to 100k!

04 Jun 2023

Contributed by Lukas

Try and catch your breath as you listen to this story! This Money Diarist is 21and is working 3 jobs with the goal of saving $100,000 in two years. Sh...

Salary or Sanity?

01 Jun 2023

Contributed by Lukas

Ring in Friday just right with Victoria, Jess and Bec as they share your money wins and Bec brings her broke tips (feat shiny new theme song)! Plus we...

The Myth of Making It Financially

30 May 2023

Contributed by Lukas

Why are we striving to “make it” financially? Is it because we think we won’t be stressed, and that we will be happier? Is it even possible to e...

MONEY DIARIES: A Total Game Changer!

28 May 2023

Contributed by Lukas

Wait till you meet this game changing member of our community! She's a 29 year old Torres Straight Islander woman with 2 kids. At 23 years old, her ex...

The Split Up Rent Split

25 May 2023

Contributed by Lukas

Your Friday is about to get a whole lot better as the gals celebrate your money wins (and losses)! Bec brings her new segment "Broke Tips" (DM her you...

Is Math Anxiety Making You Bad At Money?

23 May 2023

Contributed by Lukas

Are you scared of math? Are numbers just not your thing? Well this does not mean you're automatically bad at money! If left unaddressed, math anxiety ...

MONEY DIARIES: A Humble & Huge Heart

21 May 2023

Contributed by Lukas

Wait till you meet this incredibly strong and humble member of our community! She and her brothers were raised by their single mum who experienced ban...

Egg Freezing Economics

18 May 2023

Contributed by Lukas

It's Friday again fam, so we celebrate your money wins, answer a Money Dilemma about the best way to pay for getting your eggs frozen, AND should a co...

The Cost Of Cancer

16 May 2023

Contributed by Lukas

Today’s episode is the 3rd in a series of conversations we’re having that look at the true costs of healthcare in Australia. Cancer is high on the...

MONEY DIARIES: The Art of Turning Your Mindset Around

14 May 2023

Contributed by Lukas

3 years ago she had no savings and refused to talk about money. She was also studying a health degree that she had zero passion for. Fast forward and ...

Pay-rise Schmay-rise!

11 May 2023

Contributed by Lukas

Happy Friday! Help celebrate our favorite day of the week as we share your money wins and losses, answer a Money Dilemma about declaring your salary e...

Indexation & HECS/HELP Debt

09 May 2023

Contributed by Lukas

HECS or HELP debt has long been described as “the best debt you can have” BUT is this still the case? With indexation on HECS/HELP set to increase...