She's On The Money

Scamming the Scammer!

24 Aug 2023

Contributed by Lukas

Today is a VERY fine Friday indeed, not only did we just get announced as finalists in this year's ACRA awards (for Best Podcast and Best Producer!!!)...

Under the (F)influence

22 Aug 2023

Contributed by Lukas

With the rise of the "Finfluencer" and in this age of information overload, it is incredibly overwhelming to know who you can you trust. On this extra...

MONEY DIARIES: The Financial Side of Fertility

20 Aug 2023

Contributed by Lukas

Todays gorgeous Money Diarist is a 29 year old Law student, and full time employee in litigation. She's also a part time step mum dealing with inferti...

Polyamory & Equity

17 Aug 2023

Contributed by Lukas

Happy Friday! With Bec away today V and Jess will play...and bring you all the SOTM community content we LOVE to celebrate to round off the week. Jess...

Changing Your Financial Decisions

15 Aug 2023

Contributed by Lukas

When the Victorian Premier recently cancelled the 2026 Commonwealth Games due to it going way over budget, it raised a lot of feelings from the public...

MONEY DIARIES: The Art Of Calculated Risk-taking

13 Aug 2023

Contributed by Lukas

What's your tolerance for risk? Well, this Money Diarist bought a $1.5m home (sight unseen) in her dream suburb with her partner, then rented it becau...

Finance or Fur-baby First?

10 Aug 2023

Contributed by Lukas

Join us for our FAVOURITE day of the week as we get to celebrate you, our gorgeous community! As ever, Jess shares your money wins and losses, Bec bri...

How to Recover After a Financial Mess

08 Aug 2023

Contributed by Lukas

It's inevitable in life that we will face many stresses, and financial problems are amongst the most common causes of stress and relationship breakdow...

Constructing Your Perfect Investment Portfolio

08 Aug 2023

Contributed by Lukas

With so many of you well on your way with your investment journey, on today's episode Victoria is running us though her top things to consider when co...

MONEY DIARIES: The MUST listen to Single Mum of 2!

06 Aug 2023

Contributed by Lukas

This Marine Scientist, Gen X, single mother of two teens is a MUST listen to! She has come from zero financial literacy and navigated divorce, and her...

Love Runs Hot...Or Cold!

03 Aug 2023

Contributed by Lukas

Celebrate Friday SOTM style as Jess shares your money wins and losses, Bec brings some top broke tips and VD discusses a Money Dilemma about buying in...

MONEY DIARIES: Letting Go Of Your Ego

30 Jul 2023

Contributed by Lukas

Having growing up in a money savvy household and having studied commerce, today's Money Diarist thought she had a good grip on her finances. But when ...

She Wanted Vanilla...

27 Jul 2023

Contributed by Lukas

Happy Friday! It's a Bec-less ep today but never fear, Victoria and Jess have PLENTY for you today. As ever we share your money wins, solve a Money Di...

Sneaky Ways Credit Card Companies Keep You In Debt

25 Jul 2023

Contributed by Lukas

Sadly but not surprisingly it is in the interest of credit card companies to keep you in a cycle of debt. And on top of social and life pressures that...

MONEY DIARIES: Cutting Ties and Thriving!

23 Jul 2023

Contributed by Lukas

Today's Money Diarist is the epitome of grace, endurance and quiet personal power. She's nearly 50 and has recently separated from her husband. They w...

Single Is Spenno!

20 Jul 2023

Contributed by Lukas

Here we are at Friday again which can mean only one thing, its time to unwind with us as we celebrate you! Jess wraps your money wins and losses, Bec ...

Cost Of Living-Core

18 Jul 2023

Contributed by Lukas

There is no doubt that cost of living is weighing heavily on all of us. No matter who you are, we're all feeling the pinch of the soaring cost of groc...

MONEY DIARIES: The Spending & Saving Swing

16 Jul 2023

Contributed by Lukas

Today's Money Diarist has already been on a huge financial journey at the tender age of 25. When she was 6, her parents suddenly separated due to a se...

To Sublet, or Not To Sublet?

13 Jul 2023

Contributed by Lukas

It's Fri-yay angels, and to get you in the mood join V, J and B to wrap the week right. Jess shares your Money Wins, Bec brings the Broke Tips and we ...

Sort Your Career Out Q&A!

11 Jul 2023

Contributed by Lukas

On today's super charged episode Victoria Devine and Jessica Ricci are joined by our friends from My Millennial Money and the Sort Your Career Out boo...

MONEY DIARIES: Starting All Over Again...& Again!

09 Jul 2023

Contributed by Lukas

Having travelled a lot in her 20s, this Money Diarist moved overseas and into a bad relationship right before covid hit! She lost her job and took out...

She Want Prenup?!

06 Jul 2023

Contributed by Lukas

It's Friday again and time to join Victoria, Jess and Bec as they celebrate your money wins and losses, Bec shares some broke tips, plus they answer a...

An Investor's Guide to Tax Time

04 Jul 2023

Contributed by Lukas

Welcome to the new financial year friends, and today we bring you an investor’s guide to tax time. We step though a few important points on this HUG...

MONEY DIARIES: A Lesson in 4 Legged Investments!

02 Jul 2023

Contributed by Lukas

This gorgeous and hardworking community member first listened to SOTM while working the farm on a tractor. She's a 3rd generation farmer who at 24 yea...

It's Tay-Tay Friday

29 Jun 2023

Contributed by Lukas

What rhymes with Friday? That's right, and you can expect a pretty T-Swizzle heavy show today cause the gals got tickets! Plus in regular programming,...

Negotiating Workplace Benefits

27 Jun 2023

Contributed by Lukas

Today we talking about another tricky workplace topic that can be a big source of anxiety, but in the current economic climate is more important than ...

MONEY DIARIES: Life Beyond Spending Guilt

25 Jun 2023

Contributed by Lukas

This first time mum with a tiny tot works full time in the events industry plus has a side hustle as a celebrant, and we ALL know how much V loves a g...

The Party Clean Up Cough Up?

22 Jun 2023

Contributed by Lukas

Join us for another fab Friday hang out where we celebrate your money wins and Bec shares her top broke tips! PLUS we answer a Money Dilemma all about...

Nailing A Job Interview

20 Jun 2023

Contributed by Lukas

Job interviews can be nerve-wracking, but with the right approach and a dash of confidence, you can absolutely nail it. We all have unique qualities t...

MONEY DIARIES: Working Hard & Acknowledging Privilege!

18 Jun 2023

Contributed by Lukas

This community member is the youngest of 5, in a family where they weren't taught about money. Then her mum and dad began to struggle financially and ...

My OnlyFans, My Business?

15 Jun 2023

Contributed by Lukas

With V back on deck today, all is right in the SOTM-sphere! So we celebrate Friday with your Money Wins, Bec shares some brilliant Broke Tips, plus we...

Getting Ready For Tax Time

13 Jun 2023

Contributed by Lukas

EOFY is our favorite time of year, but it can be intimidating if you don’t feel on top of your income tax. Don't worry, we have you covered! Today w...

MONEY DIARIES: Geophysicist at the Top of Her Game

11 Jun 2023

Contributed by Lukas

This 32 year old, mother of 2 is a geophysicist in the energy industry making $152k only working four days a week. She followed in her father’s care...

The 1st Ever B & J Q & A!

08 Jun 2023

Contributed by Lukas

Happy Friday fam! With V away (get well soon V), its time for the first ever B & J Q & A! You sent in some questions for Bec and Jess and they...

Quarterly Market Update

06 Jun 2023

Contributed by Lukas

On today's episode we discuss what’s happening in the economy right now, and what this mean for all of us. From interest rates and investments, to i...

MONEY DIARIES: Well On Her Way to 100k!

04 Jun 2023

Contributed by Lukas

Try and catch your breath as you listen to this story! This Money Diarist is 21and is working 3 jobs with the goal of saving $100,000 in two years. Sh...

Salary or Sanity?

01 Jun 2023

Contributed by Lukas

Ring in Friday just right with Victoria, Jess and Bec as they share your money wins and Bec brings her broke tips (feat shiny new theme song)! Plus we...

The Myth of Making It Financially

30 May 2023

Contributed by Lukas

Why are we striving to “make it” financially? Is it because we think we won’t be stressed, and that we will be happier? Is it even possible to e...

MONEY DIARIES: A Total Game Changer!

28 May 2023

Contributed by Lukas

Wait till you meet this game changing member of our community! She's a 29 year old Torres Straight Islander woman with 2 kids. At 23 years old, her ex...

The Split Up Rent Split

25 May 2023

Contributed by Lukas

Your Friday is about to get a whole lot better as the gals celebrate your money wins (and losses)! Bec brings her new segment "Broke Tips" (DM her you...

Is Math Anxiety Making You Bad At Money?

23 May 2023

Contributed by Lukas

Are you scared of math? Are numbers just not your thing? Well this does not mean you're automatically bad at money! If left unaddressed, math anxiety ...

MONEY DIARIES: A Humble & Huge Heart

21 May 2023

Contributed by Lukas

Wait till you meet this incredibly strong and humble member of our community! She and her brothers were raised by their single mum who experienced ban...

Egg Freezing Economics

18 May 2023

Contributed by Lukas

It's Friday again fam, so we celebrate your money wins, answer a Money Dilemma about the best way to pay for getting your eggs frozen, AND should a co...

The Cost Of Cancer

16 May 2023

Contributed by Lukas

Today’s episode is the 3rd in a series of conversations we’re having that look at the true costs of healthcare in Australia. Cancer is high on the...

MONEY DIARIES: The Art of Turning Your Mindset Around

14 May 2023

Contributed by Lukas

3 years ago she had no savings and refused to talk about money. She was also studying a health degree that she had zero passion for. Fast forward and ...

Pay-rise Schmay-rise!

11 May 2023

Contributed by Lukas

Happy Friday! Help celebrate our favorite day of the week as we share your money wins and losses, answer a Money Dilemma about declaring your salary e...

Indexation & HECS/HELP Debt

09 May 2023

Contributed by Lukas

HECS or HELP debt has long been described as “the best debt you can have” BUT is this still the case? With indexation on HECS/HELP set to increase...

MONEY DIARIES: Riding the Redundancy Rollercoaster...& Ruling!

07 May 2023

Contributed by Lukas

This week's Money Diarist has a fascinating story full of financial flexibility and following her heart. Having grown up in the UK, her dad got injure...

Mo-Money, Mo-Manchild?

04 May 2023

Contributed by Lukas

Join us to celebrate Friday with as we share your money wins and losses, answer a juicy Money Dilemma all about travel insurance and credit cards. PL...

Investing In A High Inflation Market

02 May 2023

Contributed by Lukas

There is no doubt that we are in a stressful economic situation right now, but every season brings a different opportunity! So today we are going to g...

The Property Playbook is Back!

01 May 2023

Contributed by Lukas

Guess what? The Property Playbook is back today! Buying your first home or investment property is hard but The Property Playbook is here to help. Join...

MONEY DIARIES: A Decade in Debt to Dream Job

30 Apr 2023

Contributed by Lukas

Forget everything you thought you knew, cause this Money Diarist is here to remind you that you write your own script! Growing up with a single mum wi...

The Equity Irk

27 Apr 2023

Contributed by Lukas

As we roll into Friday, join Victoria, Jess and Bec as we celebrate your money wins, share the losses, and we answer a tough Money Dilemma about unexp...

The True Cost Of Mental Healthcare

25 Apr 2023

Contributed by Lukas

Aussies are among the most under insured people in the world, our “she’ll be right” mentality puts us at risk of being in dire straights when un...

MONEY DIARY: Unpaid Nursing Placement & Hustling Hard!

23 Apr 2023

Contributed by Lukas

Need a little pick me up? Wait to you meet this Money Diarist! She's only 20 and between full time uni, placements, travel and a busy life, she's mana...

Broke for Brunch, But Not Designer Bags?

20 Apr 2023

Contributed by Lukas

It's Friday friends, so join us as we celebrate your money wins, answer a Money Dilemma that EVERYONE is worried about at the moment - indexation and...

The Cost Of Contraception

18 Apr 2023

Contributed by Lukas

One in two women will experience an unplanned pregnancy in their lifetime. More than half of these women were using at least one form of contraception...

MONEY DIARY: From Death & Debt to Dream Home

16 Apr 2023

Contributed by Lukas

This Money Diarist has navigated the death of her ex-husband and one of his children, being the executor to his estate, all while raising a young fami...

FINE Friends?

13 Apr 2023

Contributed by Lukas

Celebrate Friday SOTM style with Victoria, Jess and Bec as we celebrate your money wins and answer a Money Dilemma about travel emergency funds. And t...

The Cost Of Care

11 Apr 2023

Contributed by Lukas

Australians are some of the most underinsured people on the planet, there’s a reason that “she’ll be right” is a national saying! But you can ...

MONEY DIARY: A Force To Be Reckoned With

09 Apr 2023

Contributed by Lukas

This young Money Diarist has been through it all. Growing up, her dad got her family into debt. After her brother passed away, her father left and all...

Are You A Smoother Or A Scruncher?

06 Apr 2023

Contributed by Lukas

It's a very good Friday indeed so join the gals to celebrate your Money Wins (and losses), and answer a Money Dilemma about the best way to keep track...

Investing On A Low Income

04 Apr 2023

Contributed by Lukas

Ever thought that investing is for the rich? It's a super common misconception. Well this episode is for you! Join Victoria and Bec as they discuss ti...

MONEY DIARY: Health Crisis, Homelessness & Now Happier Than Ever

02 Apr 2023

Contributed by Lukas

This inspirational Money Diarist went from being financially stable, to jobless and homeless with a young family, after her husband was fired due to b...

You Gotta Pay to Play!

30 Mar 2023

Contributed by Lukas

It's Friday friends so join the gals as they share your money wins and losses and answer a Money Dilemma about HECS repayments. And this week, you sli...

How Tax Works

28 Mar 2023

Contributed by Lukas

Strap yourself in, because on today's episode we talk all about tax! Why do we pay tax? What are the tax brackets and how do they work? What kind of i...

MONEY DIARIES: From Partying to Proud Chihuahua Mumma

26 Mar 2023

Contributed by Lukas

This unstoppable Money Diarist has gone from living off Centrelink and being addicted to drugs and partying, to studying Psychology and earning close ...

The Side Hustle Buddy Boundary

23 Mar 2023

Contributed by Lukas

It's our favorite time of the week again cause we get to celebrate YOU! As per usual we share your money wins and losses, and answer a Money Dilemma ...

The Bank Of Mum & Dad

21 Mar 2023

Contributed by Lukas

"The Bank Of Mum & Dad"  is a term we have been hearing about a lot more lately! But what does it mean and why is it on everyone’s lips at the ...

MONEY DIARIES: Scammed By Her Own Fam!

19 Mar 2023

Contributed by Lukas

This incredible Money Diarist is a doctor who got scammed $271k by her cousin who lived overseas! She has finally managed to get out of a financial he...

The Feedback Sandwich

16 Mar 2023

Contributed by Lukas

It sure doesn’t feel like a Friday on SOTM unless we kick back and celebrate with you! Today the gals talk their recent IWD whip round the country a...

Removing the Guilt of Not Giving

14 Mar 2023

Contributed by Lukas

Very often in life you can’t make your money go far enough to do all the things that you “want” or even “should” do. Giving to charity can b...

MONEY DIARIES: Loving the Inner Child

12 Mar 2023

Contributed by Lukas

She grew up with polar opposite immigrant parents; tiger parent vs carefree. She found herself earning minimum wage in a toxic work environment, to tr...

Friend or (Fin) Foe?

09 Mar 2023

Contributed by Lukas

It's Friday again and celebrate with us as we share your money wins and talk the losses, answer a money dilemma  about budgeting to be paid monthly....

Ethical & Sustainable Fashion

07 Mar 2023

Contributed by Lukas

Today we're looking at ethical and sustainable fashion vs fast fashion. We'd all prefer to be ethical and sustainable in our choices, but there is oft...

MONEY DIARIES: A Breath of Fresh Air

05 Mar 2023

Contributed by Lukas

Today's Money Diarist grew up with a single dad who worked long hours and was always burdened by debt. She navigated a 30k loan at 21, and now at 28 y...

Life on a Pension

02 Mar 2023

Contributed by Lukas

Hey hey its Friday again so join us as we celebrate your money wins and answer a money dilemma about spending your savings, or taking out a loan to s...

Back to Basics Of Investing

28 Feb 2023

Contributed by Lukas

Know nothing about investing? Well this is the episode for you! Victoria takes us back to the basics explaining what a share is, the different types o...

MONEY DIARIES: Jail, Debt & Learning to be Free

26 Feb 2023

Contributed by Lukas

This fascinating Money Diarist grew up in a family with a lot of money, only to loose it all when her dad went to prison. Having then gotten into a hu...

Coughing Up For Contraception!

23 Feb 2023

Contributed by Lukas

Happy Friday! Join the gals to celebrate your money wins and answer a juicy money dilemma about setting money aside for a child. Plus, who should pay...

Why Are Women Overworked & Underpaid?

21 Feb 2023

Contributed by Lukas

Australia's Gender Pay Gap is currently 22.8% and is increasing and we are absolutely outraged! So today we are talk about why women are overworked an...

MONEY DIARIES: Hope After Homelessness

19 Feb 2023

Contributed by Lukas

This week's Money Diarist has overcome so much! Having found herself homeless at 17 years old, she was diagnosed with Bipolar Disorder, PTSD and IBS. ...

Falling Back on the Bank of Mum & Dad?

16 Feb 2023

Contributed by Lukas

It's Friday so that means it's time to kick back with Victoria, Jess and Bec and share your money wins and losses! They also answer a money dilemma ab...

MONEY DIARIES: From Getting Drained to Absolutely Dominating!

12 Feb 2023

Contributed by Lukas

Wait till you hear this one! This week's gorgeous Money Diarist came to the realisation after 7 years of marriage that her husband was more like a dep...

Share House, Shared Costs?

09 Feb 2023

Contributed by Lukas

Hey hey it's Friday friends, and boy are we ready for it! Join Victoria, Jess and Bec as they unwind by celebrating ALL things community! They share y...

What is Bargain Regret?

07 Feb 2023

Contributed by Lukas

Have you ever gotten carried away in a sale and bought way more than you budgeted for? Bargain regret is a very real and common experience! On today's...

MONEY DIARIES: Finally On the Right Meds & the Right Track

05 Feb 2023

Contributed by Lukas

This week's Money Diarist has endured financial abuse, losing her partner to suicide, and years of trying to manage her bipolar disorder without the r...

Split Bills or Splitsville?

02 Feb 2023

Contributed by Lukas

Join Victoria, Jess and Bec as they put more yay in your Friday and celebrate your money wins of the week and answer a money dilemma about the best wa...

Scarcity Mindset & Investing

31 Jan 2023

Contributed by Lukas

Have you ever found yourself worried that if someone gets pay rise, a promotion, or even some happiness in life it means you'll miss out? If so, you m...

MONEY DIARIES: 6 Figures at 19, Without a Uni Degree!

29 Jan 2023

Contributed by Lukas

This Money Diarist wants you to know that you don't need a uni degree to earn 6 figures! Money was always tricky in her family but her mum has been a ...

Baby Daddy Budget Betrayal!

26 Jan 2023

Contributed by Lukas

Friday is the day we celebrate you, our gorgeous SOTM community! Join Victoria, Jess and Bec as they share your money wins and losses, and answer a mo...

What Is A Lot Of Money?

24 Jan 2023

Contributed by Lukas

What does a lot of money look like to you? Is it a lifetime of financial freedom, or not checking your bank account every time you go to buy something...

MONEY DIARIES: One Step at a Time After Losing the Love of Her Life

22 Jan 2023

Contributed by Lukas

This Money Diarist has been through it all. She had just resigned from her job as a personal injury lawyer in order to spend more time with her partne...

Always the Bridesmaid (paying), Never the Bride

19 Jan 2023

Contributed by Lukas

Friday is here again! Bring more yay to your day and join Victoria, Jess and Bec as they celebrate your money wins, answer a Money Dilemma about how t...

The Lipstick Index

17 Jan 2023

Contributed by Lukas

Have you ever treated yourself to a little extra something when you’re under financial stress? Nothing too big… but perhaps a new shade of nail po...

Money Diaries: Life Is A Rollercoaster

15 Jan 2023

Contributed by Lukas

Today's Money Diarist left a bad relationship and used to live week to week with her finances. Due to some ongoing mental health struggles, she was re...

Bonus Episode: She's on The Money Book - 1st Chapter

13 Jan 2023

Contributed by Lukas

With so many of us in the "new year new me" vibe, Victoria has decided to slide into your Saturday with a little bonus gift to get you inspired for 20...

Introducing...Bec Syed!

12 Jan 2023

Contributed by Lukas

Welcome to a fresh new Friday episode and meet our brand new cohost Bec Syed! You'll be hearing Bec on the show each Wednesday and Friday and we can't...

Setting Intentions For The New Year

10 Jan 2023

Contributed by Lukas

The new year is abundant with both the pressure and opportunity to turn over a new leaf! So on today's show Victoria and Jess discuss setting positive...

MONEY DIARIES: Bridging Worlds

08 Jan 2023

Contributed by Lukas

This Money Diarist is a second generation immigrant who finds herself struggling to consolidate the experiences of her parents who didn't get the oppo...