She's On The Money

What is Shrinkflation?

13 Feb 2024

Contributed by Lukas

Have you ever gone to grab your favorite packet of bikkies from the supermarket and noticed it was smaller, but more expensive than ever? Shrinkflatio...

MONEY DIARIES: Is It a Choice Between Religion & Your Financial Future?

11 Feb 2024

Contributed by Lukas

Today's Money Diarist says that her difficult relationship with money is rooted in her strict religious upbringing and beliefs. Growing up in the Phil...

Profiting From Presents?

08 Feb 2024

Contributed by Lukas

Today the vibes are high so join your favorite trio Victoria, Jess and Bec as they share you money wins and talk broke tips with a Valentines Day skew...

The Top 5 Performing ETFs in 2023

06 Feb 2024

Contributed by Lukas

Here at She's On The Money we LOVE a list, and we know you do too. So buckle in as we count down the The Top 5 Performing ETFs in 2023! Acknowledgemen...

MONEY DIARIES: Young Mum, Young Gun!

04 Feb 2024

Contributed by Lukas

This absolute queen was married at 18, owned two properties by age 20, and had two babies by 21...talk about busy! She's now working full time to supp...

Do You Pay For Your Parents?

01 Feb 2024

Contributed by Lukas

Friday is with us again, so get into the spirit with the gals as we celebrate your money wins, dive into some broke tips and answer a Money Dilemma ab...

Personal Insurances 101

30 Jan 2024

Contributed by Lukas

Does the idea of personal insurance confuse you? Well we've you covered as Victoria is joined today by insurance expert Phil Thompson from Skye Wealth...

MONEY DIARIES: The Ripple Effect of Trauma Healing

28 Jan 2024

Contributed by Lukas

This long-term SOTM community member grew up in a well-off situation as a child and things drastically changed when her parents divorced. Her healing ...

Gift Giving or Gaslighting?

25 Jan 2024

Contributed by Lukas

It's Friday and you know what that means, it's time to join the gals as they celebrate you! Today we share your money wins, broke tips and we discuss ...

Ways To Set Yourself Up For & Track Your Success

23 Jan 2024

Contributed by Lukas

Setting yourself up and having tangible ways you can track and review all aspects of your business will be pivotal to your success. It is so easy to j...

MONEY DIARIES: She's Crushed Her Consumer Debt

21 Jan 2024

Contributed by Lukas

This wonderful community member went from major consumer debt to owning three properties! She was inspired by Victoria to follow her passion for finan...

A Friend In Need, Or A Friend Deceived?

18 Jan 2024

Contributed by Lukas

The gals bring the yay to your Friday this week celebrating your money wins, talking broke tips and they answer a Money Dilemma about whether as a fi...

The Power Of Setting Small Money Goals

16 Jan 2024

Contributed by Lukas

"From little things, big things grow" as the song goes. You might think that some goals are too small to even be bothered with in he first place, but ...

MONEY DIARIES: Frome Homelessness To Homeowner

14 Jan 2024

Contributed by Lukas

This inspiring Money Diarist grew up with a financially irresponsible and manipulative father, then became homeless from the age of 20 to 22. But she ...

Main Squeeze Budget T's & C's

11 Jan 2024

Contributed by Lukas

Join us for another fabulous way to end the week as we celebrate your money wins, dish up some broke tips and answer a Money Dilemma about how to get...

Is There Such A Thing As A Self-Made Millionaire?

09 Jan 2024

Contributed by Lukas

Some people want you to believe that all that lies between you and your millions is hard work and determination. Well...maybe, BUT often the thing tha...

MONEY DIARIES: They Call Her Money Bags

07 Jan 2024

Contributed by Lukas

Have you ever procrastinated a uni assignment so much that you end up buying a block of land instead? Today's Money Diarist has! But don't let this fo...

Know Your Worth & Then Add Tax

04 Jan 2024

Contributed by Lukas

Happy first Friday of the year angels, we have SUCH an exciting year planned for you with She's On The Money! Join Victoria, Jess and Bec as they cele...

5 Ways To Be A Better Investor This Year

02 Jan 2024

Contributed by Lukas

The new year is the time when we take stock of what has passed us by, and is the perfect time to set achievable goals and intentions to help prepare a...

MONEY DIARIES: From Broke to Baller!

31 Dec 2023

Contributed by Lukas

Happy new year! If you need a motivating story, this incredible Money Diarist is sure to be it. She came to Australia from Brazil 5 years ago as a stu...

Bloopers & Borrowing From Your Besties

28 Dec 2023

Contributed by Lukas

We cannot believe it is the last Friday of the year! Join us as we celebrate your money wins, Bec shares her broke tips, and we answer a Money Dilemma...

Kicking Your New Year Finance Goals

26 Dec 2023

Contributed by Lukas

Are you one of the 74% of Australians making a new years resolution? This time of year we find ourselves more likely than ever to set fitness goals or...

MONEY DIARIES: The Money Diaries That Shook Us In 2023!

24 Dec 2023

Contributed by Lukas

Today we bring you a very special episode for Christmas and arguably one of our favorites of the year, the Money Diaries that shook us in 2023! Join V...

Jingle Bells, High Cost Of Living Smells!

21 Dec 2023

Contributed by Lukas

Merry Christmas angels! It's the Friday before Christmas and all through the SOTM house...we are celebrating your money wins, looking at some broke ti...

The Top 5 Best Savings Accounts Right Now!

19 Dec 2023

Contributed by Lukas

We all love an end of year best of list, so today on the show join Victoria and Bec as they chat about the top 5 best savings accounts available right...

MONEY DIARIES: She's A Secret Hustler!

17 Dec 2023

Contributed by Lukas

This Money Diarist will knock your socks off! She grew up sharing a bedroom with her mum and two siblings. She even bought her first property by 18 an...

The Stingy Cringe

14 Dec 2023

Contributed by Lukas

Are you strutting towards the Christmas break or stumbling? If you're anything like us it's a mix of both! The full team are back on deck this week to...

THE BUSINESS BIBLE: Creating Your Customer Avatar

12 Dec 2023

Contributed by Lukas

Have you ever heard of a customer avatar, customer persona, or something similar? It’s where we create a fictional person who becomes the outline of...

MONEY DIARIES: Loss, Lingering Grief & Legacy

10 Dec 2023

Contributed by Lukas

Today's Money Diarist has endured huge loss. With the passing of both her nana and mum within a couple months of each other, she has come into some in...

Bless This Christ- Mess

07 Dec 2023

Contributed by Lukas

It has been QUITE the week for the SOTM team! Join Bec and Jess for a hard earned Friday (get better soon Victoria!), as Jess shares your money wins, ...

Green Flags a Company Is a Good Investment

05 Dec 2023

Contributed by Lukas

We know how daunting it can be to start your investment journey, and aside from your personal values, what are some of the green flags we should be lo...

A Journey to Safety and Security

03 Dec 2023

Contributed by Lukas

This Money Diarist grew up with domestic abuser as a father, and lived in a refuge with her mum and brothers for 8 months. Not only was she the first ...

Cost Of Living Keep Up

30 Nov 2023

Contributed by Lukas

Celebrate Friday SOTM style as the gals share your money wins, dish up some broke tips and answer a Money Dilemma about whether you can have your cak...

A (very) Cost Effective Christmas!

28 Nov 2023

Contributed by Lukas

Did you know that Australians will spend a whopping $66.8 billion in the lead up to Christmas this year alone? On today's show we want to help you cel...

MONEY DIARIES: Turning Life Around After Parental Financial Abuse

26 Nov 2023

Contributed by Lukas

This weeks beautiful money diarist will definitely restore your faith in humanity. After being financially abused by her parents for the first half of...

Winners Are Grinners!

23 Nov 2023

Contributed by Lukas

We didn't know at the time of recording, but She's On The Money won Best Business Podcast at the 2023 Australian Awards! Yes, that means we beat Mark ...

BONUS EPISODE: How To Start Your Own Business With Jasmine Garnsworthy

22 Nov 2023

Contributed by Lukas

We have another bonus episode from our time in NYC! We're talking business with Jasmine Garnsworthy from Female Founder World. Jasmine is an Aussie li...

THE BUSINESS BIBLE: Setting Up Your Small Business Books

21 Nov 2023

Contributed by Lukas

ABNs, taxes, bank accounts, it's the very unsexy side of setting up a business, however do it right the first time, and your future self will thank yo...

MONEY DIARIES: 'Rich' Isn't A Dirty Word

19 Nov 2023

Contributed by Lukas

This week's amazing money diarist, grew up believing that 'rich people' were inherently bad, this was a belief that was passed down from her parents. ...

Home Sweet (Affordable) Home

16 Nov 2023

Contributed by Lukas

We are celebrating Friday, and yes, it's only November, but we are already getting excited for Christmas! Bec shares some broke tips, V has one of her...

Deal or No Deal This Black Friday

14 Nov 2023

Contributed by Lukas

It's that time of the year, where our email inbox gets flooded with promises of 'our biggest sale EVER!' Depending on how you approach this time of ye...

MONEY DIARIES: Sheep, Surrogacy, and The $200k Side Hustle

12 Nov 2023

Contributed by Lukas

This week's amazing money diarist has overcome money anxiety he has held from his childhood after living on a farm through the drought. Now, he's buil...

Get Rich (Quick Scheme) Or Die Tryin'

09 Nov 2023

Contributed by Lukas

Happy Friday from V, Bec and Bin Raccoon (Jess' new nickname). We have some great money wins and broke tips to share with you, that you can implement ...

How To Get People To Take You Seriously With Tori Dunlap

07 Nov 2023

Contributed by Lukas

We are so excited to bring you a special episode from NYC! After receiving countless messages begging us to speak with Tori Dunlap from Her First 100k...

MONEY DIARIES: Managing Money With ADHD & Anxiety

05 Nov 2023

Contributed by Lukas

This week's gorgeous money diarist grew up feeling anxious about money. After her mum was in a financial pickle, she handed down some not so great mon...

Inexcusable Inheritance Issue

02 Nov 2023

Contributed by Lukas

The girls are finally reunited and things get silly, before they get REALLY spicy. For the first time in weeks V, Jess, and Bec all unite, to share so...

Girl Math Your Way To Wealth

31 Oct 2023

Contributed by Lukas

Girl math, it's doing the rounds on social media, and sure it's seems like a bit of fun, justifying our purchases through a convoluted story, and math...

MONEY DIARIES: Supporting a Partner Through A Health Emergency

29 Oct 2023

Contributed by Lukas

This week's money diarist is a ray of sunshine and a savvy saver! After her partner suddenly experienced a health episode, the two lived off their sav...

The City That Never Sleeps... And Sends You Broke

26 Oct 2023

Contributed by Lukas

Happy Friday! It's a special Friday ep today, with V and Jess joined by Brooke and Gabbie in the Big Apple! Yes, NYC was fun. Yes, V lived out some Wa...

How To Become Your Own Rich BFF With Vivian Tu

24 Oct 2023

Contributed by Lukas

We're so excited to bring you another episode from NYC, with the incredible Vivian Tu! You may known Vivian from Your Rich BFF, as the Wall St girly, ...

MONEY DIARIES: Home is where the cash is

22 Oct 2023

Contributed by Lukas

This week's beautiful money diarist is warm, caring and savvy! She owned a house with her husband, and after a relationship breakdown and inflated int...

Debt Deception Dilemma

19 Oct 2023

Contributed by Lukas

A very happy Friday from New Orleans! V and Jess have updates from their US travels, and even though can't be there in person she lives on with some c...

THE BUSINESS BIBLE: Finding The Why of Your Business

17 Oct 2023

Contributed by Lukas

With more people now than ever embarking on side hustles and venturing into business, now is the time to bring back The Business Bible! Before you get...

The Business Bible is Back!

16 Oct 2023

Contributed by Lukas

We are so excited to be bringing back the business bible! For all of our lovely community members who have been asking for my guidance setting up side...

MONEY DIARIES: From Debt to Semi-Retirement

15 Oct 2023

Contributed by Lukas

This week's money diarist has achieved so much in a few short years. After being close to $30,000 in debt, both her and her husband decided to do some...

Let's Hear it For New York!

12 Oct 2023

Contributed by Lukas

She's on the Money are in New York! Keep your eyes and ears open for all the special US content coming your way! Trust us, you cant miss it. Our Money...

Respecting Your Friend's Savings Goals

10 Oct 2023

Contributed by Lukas

FOMO often leads us to spending more than we anticipated, and at times, more than we have in our bank accounts. Now is the time to ask yourself, are y...

MONEY DIARIES: Turning Life Around After Addiction

08 Oct 2023

Contributed by Lukas

This week's beautiful money diarist has transformed her life in the past five years, after severe addiction and a life with money struggles, a surpris...

Credit Where Credit's Due

05 Oct 2023

Contributed by Lukas

It's a jam-packed Friday! Jess is back! V has a new book! And if you replicate some of this week's money wins and broke tips, you could be saving a sm...

Ownership Structures of Investments Part B

03 Oct 2023

Contributed by Lukas

As promised, part B is here! A few weeks ago we covered off Part A, which looked at setting up your own structures to personally own shares, now we're...

BONUS EPISODE: Property with She's On The Money Book!

02 Oct 2023

Contributed by Lukas

SURPRISE! Today V launches ANOTHER book, 'Property with She's On The Money', and we're celebrating by sharing the very first chapter from the audioboo...

MONEY DIARIES: The 24-Year-Old 6 Figure Earner

01 Oct 2023

Contributed by Lukas

Today we're putting a spotlight on an amazing Money Diarist who has had a relentless work ethic since the day she could start working. This has led he...

Re-Gifting... Rude or Right?

28 Sep 2023

Contributed by Lukas

We've made it to Friday and with J-Ric still jet setting, V shares this week's Money Wins, and Bec helps you save a buck with her Broke Tips. Today's ...

Unpacking the Cost of an Overseas Sea Change

26 Sep 2023

Contributed by Lukas

For many of us, we've all dreamt of packing up our lives and jet setting overseas to start a new life in a different country, but what is the reality ...

MONEY DIARIES: The Savvy Saver

24 Sep 2023

Contributed by Lukas

Today's gorgeous community member and her partner purchased their home at 26 years old with no financial help from family or friends. Using some savvy...

It's a V, B & A Friday!

21 Sep 2023

Contributed by Lukas

With Jess away, Victoria and Bec are joined by SOTM producer Annaliese for this free-wheeling Friday! As usual we celebrate your money wins, Bec bring...

How Does Novated Leasing Work?

19 Sep 2023

Contributed by Lukas

What is a novated lease, how does it work, what should you consider, and what are some of the pros and cons of this arrangement? Today's episode is fu...

Discovering Deception & Moving On!

17 Sep 2023

Contributed by Lukas

Today's inspirational Money Diarist has ridden quite the rollercoaster! After getting through 6 years of financial coercion in a relationship, she's m...

From Babyccinos to Bill Splitting!

14 Sep 2023

Contributed by Lukas

It's pretty hard to top V's special news in today's episode, we are SO thrilled to hear that there will be a teeny new member of the SOTM family soon ...

Ethical Landlords, Can They Exist?

12 Sep 2023

Contributed by Lukas

We live in a world where rental housing has been increasingly converted into an investment asset. We’ve seen much debate in ours and the broader com...

MONEY DIARIES: A Journey to Abundance

10 Sep 2023

Contributed by Lukas

This gorgeous Money Diarist immigrated from Ukraine when she was 6 years old with nothing. At 19 she met her soon to be husband, and by 22 they were m...

Spending Is My Love Language

07 Sep 2023

Contributed by Lukas

It's Fri-yay! Celebrate with the team back together this week as J-Ric shares your money wins and losses, B-Sy brings the best Broke Tips, and V-Dev s...

Ownership Structures of Investments Part A

05 Sep 2023

Contributed by Lukas

Before you purchase an asset it’s important to consider the most appropriate investment structure to use, because getting it right at the beginning ...

MONEY DIARIES: The Pressure To Be Perfect

03 Sep 2023

Contributed by Lukas

Today's Money Diarist recently a quit toxic (but well paying) tech job to run a small business with her dad. As an immigrant, she has always felt fami...

The Sublet Slap In The Face

31 Aug 2023

Contributed by Lukas

Happy Friday angels, today JRic is sick (get better soon!) but V and Bec bring all the Friday fun. As usual they share your money wins and losses, Bec...

Job Hopping to Increase Your Income

29 Aug 2023

Contributed by Lukas

The rise of job hopping is changing the landscape of employment, with companies needing to adapt their retention strategies to keep employees engaged....

MONEY DIARIES: Setting Boundaries & Standing On Her Own 2 Feet

27 Aug 2023

Contributed by Lukas

Get ready to be inspired by this amazing Money Diarist! She's a 27 year old, full time agricultural student who is working in the industry, and coming...

Scamming the Scammer!

24 Aug 2023

Contributed by Lukas

Today is a VERY fine Friday indeed, not only did we just get announced as finalists in this year's ACRA awards (for Best Podcast and Best Producer!!!)...

Under the (F)influence

22 Aug 2023

Contributed by Lukas

With the rise of the "Finfluencer" and in this age of information overload, it is incredibly overwhelming to know who you can you trust. On this extra...

MONEY DIARIES: The Financial Side of Fertility

20 Aug 2023

Contributed by Lukas

Todays gorgeous Money Diarist is a 29 year old Law student, and full time employee in litigation. She's also a part time step mum dealing with inferti...

Polyamory & Equity

17 Aug 2023

Contributed by Lukas

Happy Friday! With Bec away today V and Jess will play...and bring you all the SOTM community content we LOVE to celebrate to round off the week. Jess...

Changing Your Financial Decisions

15 Aug 2023

Contributed by Lukas

When the Victorian Premier recently cancelled the 2026 Commonwealth Games due to it going way over budget, it raised a lot of feelings from the public...

MONEY DIARIES: The Art Of Calculated Risk-taking

13 Aug 2023

Contributed by Lukas

What's your tolerance for risk? Well, this Money Diarist bought a $1.5m home (sight unseen) in her dream suburb with her partner, then rented it becau...

Finance or Fur-baby First?

10 Aug 2023

Contributed by Lukas

Join us for our FAVOURITE day of the week as we get to celebrate you, our gorgeous community! As ever, Jess shares your money wins and losses, Bec bri...

How to Recover After a Financial Mess

08 Aug 2023

Contributed by Lukas

It's inevitable in life that we will face many stresses, and financial problems are amongst the most common causes of stress and relationship breakdow...

Constructing Your Perfect Investment Portfolio

08 Aug 2023

Contributed by Lukas

With so many of you well on your way with your investment journey, on today's episode Victoria is running us though her top things to consider when co...

MONEY DIARIES: The MUST listen to Single Mum of 2!

06 Aug 2023

Contributed by Lukas

This Marine Scientist, Gen X, single mother of two teens is a MUST listen to! She has come from zero financial literacy and navigated divorce, and her...

Love Runs Hot...Or Cold!

03 Aug 2023

Contributed by Lukas

Celebrate Friday SOTM style as Jess shares your money wins and losses, Bec brings some top broke tips and VD discusses a Money Dilemma about buying in...

MONEY DIARIES: Letting Go Of Your Ego

30 Jul 2023

Contributed by Lukas

Having growing up in a money savvy household and having studied commerce, today's Money Diarist thought she had a good grip on her finances. But when ...

She Wanted Vanilla...

27 Jul 2023

Contributed by Lukas

Happy Friday! It's a Bec-less ep today but never fear, Victoria and Jess have PLENTY for you today. As ever we share your money wins, solve a Money Di...

Sneaky Ways Credit Card Companies Keep You In Debt

25 Jul 2023

Contributed by Lukas

Sadly but not surprisingly it is in the interest of credit card companies to keep you in a cycle of debt. And on top of social and life pressures that...

MONEY DIARIES: Cutting Ties and Thriving!

23 Jul 2023

Contributed by Lukas

Today's Money Diarist is the epitome of grace, endurance and quiet personal power. She's nearly 50 and has recently separated from her husband. They w...

Single Is Spenno!

20 Jul 2023

Contributed by Lukas

Here we are at Friday again which can mean only one thing, its time to unwind with us as we celebrate you! Jess wraps your money wins and losses, Bec ...

Cost Of Living-Core

18 Jul 2023

Contributed by Lukas

There is no doubt that cost of living is weighing heavily on all of us. No matter who you are, we're all feeling the pinch of the soaring cost of groc...

MONEY DIARIES: The Spending & Saving Swing

16 Jul 2023

Contributed by Lukas

Today's Money Diarist has already been on a huge financial journey at the tender age of 25. When she was 6, her parents suddenly separated due to a se...

To Sublet, or Not To Sublet?

13 Jul 2023

Contributed by Lukas

It's Fri-yay angels, and to get you in the mood join V, J and B to wrap the week right. Jess shares your Money Wins, Bec brings the Broke Tips and we ...

Sort Your Career Out Q&A!

11 Jul 2023

Contributed by Lukas

On today's super charged episode Victoria Devine and Jessica Ricci are joined by our friends from My Millennial Money and the Sort Your Career Out boo...

MONEY DIARIES: Starting All Over Again...& Again!

09 Jul 2023

Contributed by Lukas

Having travelled a lot in her 20s, this Money Diarist moved overseas and into a bad relationship right before covid hit! She lost her job and took out...

She Want Prenup?!

06 Jul 2023

Contributed by Lukas

It's Friday again and time to join Victoria, Jess and Bec as they celebrate your money wins and losses, Bec shares some broke tips, plus they answer a...

An Investor's Guide to Tax Time

04 Jul 2023

Contributed by Lukas

Welcome to the new financial year friends, and today we bring you an investor’s guide to tax time. We step though a few important points on this HUG...