Are you a smart spender or a stingy cheapskate? Rachel’s mom, Sharon—the OG budgeting queen—joins the show to give her two cents (but not a penny more). Sharon helps George and Rachel give advice to listeners who are wondering if their “frugal” habits have gone too far. In this episode: · Dear Sharon: an exclusive advice column segment featuring everyone’s favorite Ramsey family member · The wildest things all three hosts (and others) have done to save a buck · How to know if you’re being ridiculous about budgeting or being wise with your money Helpful Resources: · Start making memories. Go NOW and get Telestrations at Walmart! · Booking a flight with Going is the best and simplest way to pay less and travel more. Sign up for free today at going.com/smartmoney. · Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get started today. Use code SMARTMONEY to get a free two-week trial and $15 off your premium membership to EveryDollar. · Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Pre-order George’s new book, Breaking Free From Broke, today! · Learn more about your ad choices · Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: Dirty Martini Ingredients: · 2 1/2 ounces vodka · 1/2 ounce dry vermouth · 1/2 ounce olive brine · 3 olives for garnish Instructions: Fill a shaker with ice, then add the vodka, vermouth and olive brine. Shake until well chilled (about 15–20 seconds). Using a fine mesh strainer, double strain the liquid into a chilled cocktail glass. Garnish with a skewer of olives Learn more about your ad choices. Visit megaphone.fm/adchoices

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“What did the council decide on item 42?” — answered with the speaker and the moment.