Smart Money Happy Hour with Rachel Cruze and George Kamel
The Internet Came for Us . . . Here’s Our Response
Thu, 03 Apr 2025
📈 Are you on track with the Baby Steps? Get a free personalized plan. “Does George Kamel even know how much things actually cost?” In this episode, Rachel and George react to savage comments and defend their controversial money takes with facts even the haters can learn something from. Next Steps: 🎥 Watch our video Revisiting Our Most Viral Financial Advice. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 🌿 Get up to 40% off with code SMARTMONEY at Cozy Earth. Today’s Happy Hour Special: 🥃 The Professor Recipe: @Timthetankofficial 1 can Dr. Pepper 2 ounces whiskey 2 ounces rum 2 ounces cherry liqueur Juice of half a lemon Instructions: Pour Dr. Pepper into a glass. Add to the empty can ice, whiskey, rum and cherry liqueur, and squeeze in the juice of half a lemon. Top off with the Dr. Pepper. Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
Chapter 1: What is the purpose of this episode?
Today, we are asking to be roasted. The Smart Money Happy Hour podcast is like a cocktail party thrown by accountants. You show up expecting fun, but instead you're debating Roth IRA strategies over mocktails. Why are you lumping in Dave into this one?
Chapter 2: Who are Rachel and George?
Hey guys, I'm Rachel Cruz.
I'm George Camel.
And this is Smart Money Happy Hour. This is the show where two friends who happen to be money experts talk about what you're talking about. Everything from pop culture, current events, and money.
And before we roast each other, well, not really each other. I guess our own advice that they roasted us on.
Yeah, you all roasters out there.
Let's talk about what we're sipping on. This is The Professor. And I guess because there's a doctor on the can. Hashtag not sponsored, but reach out to your boy if you're interested.
Yeah, we'll take the money.
So if you're interested in this canned cocktail, concoction, you like that? Play on words? We're going to give you our rating and reveal the cost per glass at the end of the episode, so stick around for that.
I'll just say the aftertaste. Oh, great.
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Chapter 3: What drink are they discussing?
Pause. Comment. That's an ugly jacket.
I mean, seriously. You think about that. You're like, who does that? It's hurt people hurt people.
That's what it is.
It is. So go find healing. Go be a whole person. It drives you.
Beautifully said.
It's very sad. That's our roast to you roasters.
It's a roast of the roast.
All right. Okay, George.
Here's an investing critique. Subscribe. Someone felt this about me. This is a real comment. Imagine being so out of touch that you not only assume people have $1,000 a month to throw in a lockbox of savings that can't be accessed for 30 years, but you also assume you can get a 10% rate of return over those same 30 years. Delusional. I assume that's how they sound.
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Chapter 4: What are the critiques of their financial advice?
Let's go Cheetos. That's so cute.
The golden cheetahs. The golden cheetahs. Yeah, yeah. They name themselves. Anyways, that's my... I'm a yeller, but it's always... It's always positive. Oh, yeah. I'm like, girl, great pass, great pass.
Are there really parents just yelling at the refs?
Oh, double team, ref. That's a double team. They're nine.
They're nine years old. Also, they should be the ref. Can't anyone do this, pretty much?
No, they hire, like... Well, I say legitimate. No, I think you do have to have like... There's some training.
I'm not saying, hey, the refs are great. I'm just saying these are not like professional sports refs.
No, but they're not parents. Yeah. Like they legitimately like, yeah, they're calling plays.
But I've heard it's a good side hustle, which is why I asked. It is. That people can jump in and become a ref and get paid, you know, I don't know, 50, 75 bucks a game. Yeah.
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Chapter 5: How do they respond to critics?
So passive aggressive. But I didn't.
I wish you were that petty.
Honestly, sometimes I think you're too nice and too like, oh, but maybe they had a bad day.
And I'm like, or maybe they're a terrible person.
Or maybe I'm going to take their house. That's what George is going to do. Leave people homeless.
I thought this is the greatest game show ever. If I win a house out of this comment and this guy follows through because he has integrity, it'll be the greatest story of all time.
That'd be so funny.
Like, how'd you get that house? Yeah, I just left a comment.
Just got the deed.
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