You Can't Be A Financial Wimp in 2026
episode
Suze Orman's Women & Money (And Everyone Smart Enough To Listen)
30 min
2 speakers
5 chapters
transcribed 2 months ago
Transcript
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Transcript generated automatically by AI and may contain errors.
What is the main topic discussed in this episode?
Hi, everyone. Welcome to the Women & Money Podcast. And everyone, everyone's smart enough to listen. What's the date? Wait, this is KT in the house. They know it's you. There's a reason why I'm opening this. Today is July 19th. 2026. Did you get stumped there for a second? I did because I'm realizing how old I am. July 19th. And in a few days, it will be my 74th birthday.
That's on July 21st. So what do you got?
So I have something for all of you. I have a gift for all of you. On today, July 19th, Hay House will be offering as a special birthday pricing in honor of me. Because I know she gets jealous when I do it. Yeah, plus you're going to save a dollar, everyone.
Mine is at 75. All right, go on.
The must-have documents. will be available for anyone that needs them and doesn't have them from today, July 19th through July 21st, midnight Pacific time. They are $74. And that is an incredible price because right now you have to pay $153. Suzy's were $75.
So wait, let me just step in here for one second. For those of you who don't know, the must have documents are documents you must have. They are a will, a living revocable trust, an advanced directive, a durable power of attorney for healthcare, a financial power of attorney, and you can change them as often as you want. There's Susie's shareware. So what does that mean? Well, these will be Katie's shareware. All right. You can share it with any of your family members. Anytime there is an update, you get it for free and on and on and on again, $2,500 worth a state of the art documents good in all 50 states. So what that means, everybody, is to get this incredible V-Day offer, please go to musthavedocs.com slash birthday.
If you don't put slash birthday, you aren't going to get birthday presents. pricing.
What special limited-time offer is announced at the start of the episode?
All right. Now this is the Ask KT and Suzy Anything edition. As you know, we are taking the summer off, so to speak. So on Thursdays, Robert will drop a best of Suzy School or whatever he feels is appropriate. On Sundays, we drop a new podcast, Sometimes it's ask KT and Susie anything. Sometimes like last week, it was a serious Susie school. So it just depends on what's happening out there. What do you got for me, sweetheart?
So based on what she just told you on the community board, Roz sent in a question after listening to last Sunday's Susie school, which was a masterclass on the solo 401k versus the SEP IRA. So did you listen to it? I did. And Susie, all I can say to all of you that haven't listened, listen up and listen especially to the part where it says two hats are better than one. Oh, you liked that. Yes, I did. I loved it. And it pertained to me.
All right, go on.
I was pretty much self-employed for a good part of my life. Go on. What is the question you have in front of you? Okay. Question from Roz. So where does the Roth IRA fit in? Can both the SEP IRA and the solo 401k people also contribute to their Roth IRA?
Oh, so you picked this up from the Women in Money Community app. Yeah. Well, that's good on you. So anyway, listen, everybody, there is an app. called Women and Money. Go to Apple App or Google Play. And there's a community there that really helps one another out. I've stopped answering questions on that site because there are imposters that pretend that they're me. So therefore, just know I'm not going to answer. And if I do, maybe it's a yes or a no, but I never invite you to go offline with me and answer questions. So be very, very careful. Also, I just have to say, I never take individual appointments. I never do individual consultations where I invite that for you. Sometimes if you just lost a spouse or something, we'll get together, but you'll know it's me when we do it.
You don't have to doubt it. So Roz, this one's very, very simple. Yes, you can have both. One has absolutely nothing to do with the other. You can have a SEP or a solo 401k. And yes, you can have a Roth IRA on top of it. Just that simple.
What are the 'Must Have Documents' and why should listeners get them?
And it makes no difference if you have a Roth 401k at your employer either. You can also have a Roth IRA. All right, go on.
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Chapters
5 chapters
1
What is the main topic discussed in this episode?
0:02–2:24
2
What special limited-time offer is announced at the start of the episode?
2:24–5:06
3
What are the 'Must Have Documents' and why should listeners get them?
5:06–15:11
4
Can I contribute to a Roth IRA if I have a SEP IRA or Solo 401(k)?
15:11–22:35
5
When should someone with $2M in a traditional IRA consider self-managing or switching to a flat-fee platform?
22:35–30:02