GP Money Matters is a series of special bonus episodes of Talking General Practice sponsored by Wesleyan where we look at key personal finance issues that affect GPs.It’s pensions awareness week and in this episode Wendy Baillie, a chartered financial planner and regional manager at Wesleyan Financial Services, speaks to GPonline editor Emma Bower about the pension gap, what it is and what GPs can do about it.Wendy explains why GPs can face a shortfall between their expected retirement income and what their pension will deliver. She discusses how modern working patterns, including portfolio careers, reduced sessions, and taking time away for family or caring responsibilities, can impact NHS pension accumulation.Wendy also sets out practical steps GPs can take to assess their retirement outlook early, and explains the importance of reviewing financial plans whenever working arrangements change and the options available to help build flexibility into your future retirement.This episode was produced by Czarina Deen.This podcast is intended for general information purposes only and does not constitute financial advice. Individual circumstances may vary.Useful linksTo learn more about the financial considerations discussed in this podcast, you can book an appointment with a specialist financial adviser at Wesleyan Financial Services. Charges may apply. If you want to find out more about Wesleyan following this podcast, you can visit wesleyan.co.uk/gppodcast About WesleyanWesleyan Financial Services supports doctors with advice shaped around the realities of the profession.From complex income structures and portfolio careers to the NHS Pension Scheme and retirement options, its Specialist Financial Advisers work closely with doctors every day. Recognised by the NHS as able to give guidance on the NHS Pension Scheme, Wesleyan brings trusted expertise to key financial decisions. Combining financial planning, investment advice and protection, it helps doctors make confident, informed choices.According to Wesleyan Financial Service's survey data, 96% of doctors rated their specialist financial adviser as very good or excellent, reflecting a focused service that helps doctors protect their income, grow wealth and plan ahead with confidence.Remember: The value of investments can go down as well as up, and you may get back less than you invest.Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. VAT number: 487282114. Calls may be recorded to help us provide, monitor and improve our services to you. Read more information about the Wesleyan group of companies. Hosted on Acast. See acast.com/privacy for more information.

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