Talking Real Money - Investing Talk
Episodes
Retirement Income Evolution
16 May 2024
Contributed by Lukas
Was retirement really better in thge past? Have 401k plans been a retirement income benefit or detriment? Might there be a better way to insure a secu...
Retirement Income Evolution
16 May 2024
Contributed by Lukas
Questions? Comments?Was retirement really better in thge past? Have 401k plans been a retirement income benefit or detriment? Might there be a better ...
They Need Complexity
15 May 2024
Contributed by Lukas
Beware of complex investments or those promising to provide higher returns using some financial sleight-of-hand. Higher returns always require some so...
They Need Complexity
15 May 2024
Contributed by Lukas
Questions? Comments?Beware of complex investments or those promising to provide higher returns using some financial sleight-of-hand. Higher returns al...
Social Security Sick?
14 May 2024
Contributed by Lukas
Millions of people rely on Social Security for a large portion of their income, yet the system is running low on money and won't be able to meet futur...
Social Security Sick?
14 May 2024
Contributed by Lukas
Questions? Comments?Millions of people rely on Social Security for a large portion of their income, yet the system is running low on money and won&apo...
Accentuate the Positive
13 May 2024
Contributed by Lukas
In the episode, instead of discussing all of the bad financial decisions we make, let's take time to acknowledge all of the good things we do with mon...
Accentuate the Positive
13 May 2024
Contributed by Lukas
Questions? Comments?In the episode, instead of discussing all of the bad financial decisions we make, let's take time to acknowledge all of the g...
Cue the Qs
10 May 2024
Contributed by Lukas
The questions have started pouring in again. Thanks! Today... Using High-yielding CLOs Instead of Bonds. Adjusting Portfolio for Growth Maryland 52...
Cue the Qs
10 May 2024
Contributed by Lukas
Questions? Comments?The questions have started pouring in again. Thanks! Today...Using High-yielding CLOs Instead of Bonds.Adjusting Portfolio for Gro...
Will They Do What's Best?
09 May 2024
Contributed by Lukas
The U.S. Labor Department is going to try again to hold some of those who provide advice on retirement assets to actually act in their clients' best i...
Will They Do What's Best?
09 May 2024
Contributed by Lukas
Questions? Comments?The U.S. Labor Department is going to try again to hold some of those who provide advice on retirement assets to actually act in t...
Your Wealth Grew?
08 May 2024
Contributed by Lukas
After years of diligently saving and investing a your retirement plans, what should you be doing when your accounts have grown to sizable amounts? Plu...
Your Wealth Grew?
08 May 2024
Contributed by Lukas
Questions? Comments?After years of diligently saving and investing a your retirement plans, what should you be doing when your accounts have grown to ...
Magic Money Machine
07 May 2024
Contributed by Lukas
Is it a mutual fund? Is it an annuity? Can one investment met everyone's retirement needs? That's seems to be the claim of the complex BlackRock LifeP...
Magic Money Machine
07 May 2024
Contributed by Lukas
Questions? Comments?Is it a mutual fund? Is it an annuity? Can one investment met everyone's retirement needs? That's seems to be the claim ...
Gold is Not Investing
06 May 2024
Contributed by Lukas
Gold has gotten hot again, but just because you can get a bar at Costco is it a decent investment? We look hack at the history and returns of gold ove...
Gold is Not Investing
06 May 2024
Contributed by Lukas
Questions? Comments?Gold has gotten hot again, but just because you can get a bar at Costco is it a decent investment? We look hack at the history and...
Queries and Responses
03 May 2024
Contributed by Lukas
On this week's Friday Q&A: Does more money in emerging markets make sense? What should be done with an 401k now that Vanguard has sold their servici...
Queries and Responses
03 May 2024
Contributed by Lukas
Questions? Comments?On this week's Friday Q&A:Does more money in emerging markets make sense?What should be done with an 401k now that Vangua...
Big Investing Factors
02 May 2024
Contributed by Lukas
There aren't many ways to improve your odds while investing in stocks. So, why have investors like Warren Buffet been so successful and why do we beli...
Big Investing Factors
02 May 2024
Contributed by Lukas
Questions? Comments?There aren't many ways to improve your odds while investing in stocks. So, why have investors like Warren Buffet been so succ...
Strange Money Perspectives
01 May 2024
Contributed by Lukas
Don't be fooled by "money illusions." We are often confused about money math, particularly when it comes to the impacts of inflation. Our financial ps...
Strange Money Perspectives
01 May 2024
Contributed by Lukas
Questions? Comments?Don't be fooled by "money illusions." We are often confused about money math, particularly when it comes to the imp...
Are Bonds Bad?
30 Apr 2024
Contributed by Lukas
After bonds suffered a really bad year in 2022, many investors still hate them. Do all bonds deserve the recent bad reputations? Time for a fixed inco...
Are Bonds Bad?
30 Apr 2024
Contributed by Lukas
Questions? Comments?After bonds suffered a really bad year in 2022, many investors still hate them. Do all bonds deserve the recent bad reputations? T...
More Fiduciary Help?
29 Apr 2024
Contributed by Lukas
Once again, the United States Depratment of Labor is trying to protect retirement investors against the lies told, and the high fees charged, by many ...
More Fiduciary Help?
29 Apr 2024
Contributed by Lukas
Questions? Comments?Once again, the United States Depratment of Labor is trying to protect retirement investors against the lies told, and the high fe...
Question (and Answer) Day
26 Apr 2024
Contributed by Lukas
This Friday's Qs: How should an aggressive investor invest money that is not needed in retirement? Does a QLAC make sense as a toold to control long...
Question (and Answer) Day
26 Apr 2024
Contributed by Lukas
Questions? Comments?This Friday's Qs:How should an aggressive investor invest money that is not needed in retirement?Does a QLAC make sense as a ...
Why Take Risk?
25 Apr 2024
Contributed by Lukas
What is the best investment strategy in a time of higher "safe" interest rates? For many, the tendency is to play it safer, but how might that work ou...
Why Take Risk?
25 Apr 2024
Contributed by Lukas
Questions? Comments?What is the best investment strategy in a time of higher "safe" interest rates? For many, the tendency is to play it saf...
Expensive Retirement Plans
24 Apr 2024
Contributed by Lukas
Far too many businesses offer their employees expensive retirement plans. You must know how much you're paying. Plus, many states are now allowing emp...
Expensive Retirement Plans
24 Apr 2024
Contributed by Lukas
Questions? Comments?Far too many businesses offer their employees expensive retirement plans. You must know how much you're paying. Plus, many st...
Retirement Quiz
23 Apr 2024
Contributed by Lukas
This seemingly simple retirement quiz stumped most who took it. How will you fare? Take the quiz with us. Plus, what can you do if you have a low inte...
Retirement Quiz
23 Apr 2024
Contributed by Lukas
Questions? Comments?This seemingly simple retirement quiz stumped most who took it. How will you fare? Take the quiz with us. Plus, what can you do if...
Returns Matter More
22 Apr 2024
Contributed by Lukas
Our friend, Mark Hebner from Index Fund Advisors, joins Tom and Don to talk about the most important number to investors, total return. The rise and f...
Returns Matter More
22 Apr 2024
Contributed by Lukas
Questions? Comments?Our friend, Mark Hebner from Index Fund Advisors, joins Tom and Don to talk about the most important number to investors, total re...
TGIQAF
19 Apr 2024
Contributed by Lukas
In this week's Friday Q&A edition: How safe are investment in brokerage accounts? Why shouldn't someone tranfer an IRA to Robin Hood to collect a 3%...
TGIQAF
19 Apr 2024
Contributed by Lukas
Questions? Comments?In this week's Friday Q&A edition:How safe are investment in brokerage accounts?Why shouldn't someone tranfer an IRA...
Small Index, Big Stocks
18 Apr 2024
Contributed by Lukas
One of the problems with index funds is the fact that they slavishly follow the index. This means that for long periods they can own stocks that are w...
Small Index, Big Stocks
18 Apr 2024
Contributed by Lukas
Questions? Comments?One of the problems with index funds is the fact that they slavishly follow the index. This means that for long periods they can o...
Emergency Funds and More
17 Apr 2024
Contributed by Lukas
Most American's have saved enough for even a $400 emergency? Start there, and then it's time to work on retirement savings. Along the way have those t...
Emergency Funds and More
17 Apr 2024
Contributed by Lukas
Questions? Comments?Most American's have saved enough for even a $400 emergency? Start there, and then it's time to work on retirement savin...
Should You Worry?
16 Apr 2024
Contributed by Lukas
We recorded this episode as the Iranian attack on Israel was beginning. We discussed the impact of global events on your portfolio and how to invest d...
Should You Worry?
16 Apr 2024
Contributed by Lukas
Questions? Comments?We recorded this episode as the Iranian attack on Israel was beginning. We discussed the impact of global events on your portfolio...
A New Day of Q&A
15 Apr 2024
Contributed by Lukas
Listeners love our question and and snswer episode, so here a special Monday Q&A featuring Tom and Roxyu Butner answer your written questions: Is a T...
A New Day of Q&A
15 Apr 2024
Contributed by Lukas
Questions? Comments?Listeners love our question and and snswer episode, so here a special Monday Q&A featuring Tom and Roxyu Butner answer your wr...
It's You and Don Day
12 Apr 2024
Contributed by Lukas
On today's FridayQ we discuss: Robin Hood's recent offer of a 3% bonus on IRA rollovers. Avoiding a tax penalty of an inherited annuity. A listener...
It's You and Don Day
12 Apr 2024
Contributed by Lukas
Questions? Comments?On today's FridayQ we discuss:Robin Hood's recent offer of a 3% bonus on IRA rollovers.Avoiding a tax penalty of an inhe...
Best? Be Wary.
11 Apr 2024
Contributed by Lukas
We are innundated with articles featuring lists of the "best" investments. Are they really that good and should you invest in them? Plus, we hear from...
Best? Be Wary.
11 Apr 2024
Contributed by Lukas
Questions? Comments?We are innundated with articles featuring lists of the "best" investments. Are they really that good and should you inve...
A True Fiduciary?
10 Apr 2024
Contributed by Lukas
Most advisors claim to be fiduciaries and even those who are always required to act in a client's best interests can have conflicts. What makes a true...
A True Fiduciary?
10 Apr 2024
Contributed by Lukas
Questions? Comments?Most advisors claim to be fiduciaries and even those who are always required to act in a client's best interests can have con...
The Highest Heights?
09 Apr 2024
Contributed by Lukas
Nobel laureate, Robert Shiller, believes that the U.S. stock market may have run its course for awhile. So, what should you do is he's right? You be s...
The Highest Heights?
09 Apr 2024
Contributed by Lukas
Questions? Comments?Nobel laureate, Robert Shiller, believes that the U.S. stock market may have run its course for awhile. So, what should you do is ...
2% is Too Much
08 Apr 2024
Contributed by Lukas
Paying too much for your retirement plan and the investments within can damage your future. Listeners ask: What do we think of direct indexing? Why ...
2% is Too Much
08 Apr 2024
Contributed by Lukas
Questions? Comments?Paying too much for your retirement plan and the investments within can damage your future. Listeners ask:What do we think of dire...
A Few Friday Qs
05 Apr 2024
Contributed by Lukas
Submit your spoken questions at talkingrealfmoney.com. This week: What if "messing around" with a portfolio simply means using Avantis and DFA ETFs? ...
A Few Friday Qs
05 Apr 2024
Contributed by Lukas
Questions? Comments?Submit your spoken questions at talkingrealfmoney.com. This week:What if "messing around" with a portfolio simply means ...
How Much is Needed?
04 Apr 2024
Contributed by Lukas
What is your retirement number? Everyone should have one. Most people's number is too low, so you really need to try and calculate how much money you ...
How Much is Needed?
04 Apr 2024
Contributed by Lukas
Questions? Comments?What is your retirement number? Everyone should have one. Most people's number is too low, so you really need to try and calc...
Stocks Start Strong
03 Apr 2024
Contributed by Lukas
Large-cap, U.S. stocks had a very good first quarter. However, many markets and previously hot stocks lagged far behind. What should this mean for you...
Stocks Start Strong
03 Apr 2024
Contributed by Lukas
Questions? Comments?Large-cap, U.S. stocks had a very good first quarter. However, many markets and previously hot stocks lagged far behind. What shou...
Election Has You Worried?
02 Apr 2024
Contributed by Lukas
Every four years investors grow concerned about the terrible impact that "other" presidential candidate might have on the stock market after the elect...
Election Has You Worried?
02 Apr 2024
Contributed by Lukas
Questions? Comments?Every four years investors grow concerned about the terrible impact that "other" presidential candidate might have on th...
The Mammoth in the Room
01 Apr 2024
Contributed by Lukas
You can probably stumble through most of your financial life. The one money need for which you must plan is retirement. Today, we discuss some of the ...
The Mammoth in the Room
01 Apr 2024
Contributed by Lukas
Questions? Comments?You can probably stumble through most of your financial life. The one money need for which you must plan is retirement. Today, we ...
Another Q and A Day
29 Mar 2024
Contributed by Lukas
Don takes on a bunch of your questions again: What can be done about a late required minimum distribution (RMD)? Is there a waiting period before yo...
Another Q and A Day
29 Mar 2024
Contributed by Lukas
Questions? Comments?Don takes on a bunch of your questions again:What can be done about a late required minimum distribution (RMD)?Is there a waiting ...
Diversification Defined
28 Mar 2024
Contributed by Lukas
For your portfolio to be properly diversified, how many stocks should you own? Is ten enough or do you need ten thousand? We share the Motley Fool's p...
Diversification Defined
28 Mar 2024
Contributed by Lukas
Questions? Comments?For your portfolio to be properly diversified, how many stocks should you own? Is ten enough or do you need ten thousand? We share...
Thematic Gambling
27 Mar 2024
Contributed by Lukas
The latest hot investing craze, thematic funds, are actually a recycled old idea, sector funds. As with any other attempt to nbeat the market, we foun...
Thematic Gambling
27 Mar 2024
Contributed by Lukas
Questions? Comments?The latest hot investing craze, thematic funds, are actually a recycled old idea, sector funds. As with any other attempt to nbeat...
Portfolios Need Risk
26 Mar 2024
Contributed by Lukas
You need to understand risk to be a successful investor. Most of us already have a very safe investment and should take risk elsewhere in our portfoli...
Portfolios Need Risk
26 Mar 2024
Contributed by Lukas
Questions? Comments?You need to understand risk to be a successful investor. Most of us already have a very safe investment and should take risk elsew...
Big Income, Little Risk
25 Mar 2024
Contributed by Lukas
The financial product industry knows that you want the highest possible retunr with little (or no) risk. Given the amount of money invoiced, they are ...
Big Income, Little Risk
25 Mar 2024
Contributed by Lukas
Questions? Comments?The financial product industry knows that you want the highest possible retunr with little (or no) risk. Given the amount of money...
Still More Friday Q&A
22 Mar 2024
Contributed by Lukas
Today's question and qnswer session features: Does a CD ladder work for portfolio protection? Is Robin Hood's Gold account worth the fee? In moving...
Still More Friday Q&A
22 Mar 2024
Contributed by Lukas
Questions? Comments?Today's question and qnswer session features:Does a CD ladder work for portfolio protection?Is Robin Hood's Gold account...
Play it Safe?
21 Mar 2024
Contributed by Lukas
After interest rates hit 5%, some investors seem content to stick with savings and CDs. Tom and Don discuss the downside oif settling for today's safe...
Play it Safe?
21 Mar 2024
Contributed by Lukas
Questions? Comments?After interest rates hit 5%, some investors seem content to stick with savings and CDs. Tom and Don discuss the downside oif settl...
Financial Faux Pas
20 Mar 2024
Contributed by Lukas
In this episode, we share several of the biggest blunders that keep us from building the wealth we need for the future. Learn how to be a better inves...
Financial Faux Pas
20 Mar 2024
Contributed by Lukas
Questions? Comments?In this episode, we share several of the biggest blunders that keep us from building the wealth we need for the future. Learn how ...
Playing It Too Safe?
19 Mar 2024
Contributed by Lukas
Americans have a lot of money in cash, earning essentially nothing. Others are happy earning a nice, safe 5% on short-term CDs and bonds. Yet, we coul...
Playing It Too Safe?
19 Mar 2024
Contributed by Lukas
Questions? Comments?Americans have a lot of money in cash, earning essentially nothing. Others are happy earning a nice, safe 5% on short-term CDs and...
Biggest Wealth Destroyers
18 Mar 2024
Contributed by Lukas
Sometimes the hottest investments end up turning icy cold. Today, we share some of once exciting investments that destroyed much of their investors we...
Biggest Wealth Destroyers
18 Mar 2024
Contributed by Lukas
Questions? Comments?Sometimes the hottest investments end up turning icy cold. Today, we share some of once exciting investments that destroyed much o...
Questions and Crypto's End
15 Mar 2024
Contributed by Lukas
We want to answer everyone's questions, without exception, However, every once in awhile a "trolll" takes advantage of our desire to present all sides...
Questions and Crypto's End
15 Mar 2024
Contributed by Lukas
Questions? Comments?We want to answer everyone's questions, without exception, However, every once in awhile a "trolll" takes advantage...
Financial Jealousy
14 Mar 2024
Contributed by Lukas
The desire to "keep up with the Joneses" is ingrained in is. However, the result of financial envy can be disastrous. Discover why you need to avoid m...
Financial Jealousy
14 Mar 2024
Contributed by Lukas
Questions? Comments?The desire to "keep up with the Joneses" is ingrained in is. However, the result of financial envy can be disastrous. Di...
Wait for Stocks to Fall?
13 Mar 2024
Contributed by Lukas
With the stock markets at "all-time highs," should you wait a while before investing? In essence, can you accurately time the market? Then a bunch of ...
Wait for Stocks to Fall?
13 Mar 2024
Contributed by Lukas
Questions? Comments?With the stock markets at "all-time highs," should you wait a while before investing? In essence, can you accurately tim...
Free Usually Isn’t
12 Mar 2024
Contributed by Lukas
After experiencing some radio show technical problems, Tom and Don discuss the shockingly large percentage of your money that goes to Wall Street firm...
Free Usually Isn’t
12 Mar 2024
Contributed by Lukas
Questions? Comments?After experiencing some radio show technical problems, Tom and Don discuss the shockingly large percentage of your money that goes...
Question Overload
11 Mar 2024
Contributed by Lukas
With Retiremeet, question flow increased. So, we added a special Monday Q&A Edition with Tom and Don. Learn more about your ad choices. Visit megaphon...
Question Overload
11 Mar 2024
Contributed by Lukas
Questions? Comments?With Retiremeet, question flow increased. So, we added a special Monday Q&A Edition with Tom and Don.Learn more about your ad ...
Questions, Comments, Crypto.
08 Mar 2024
Contributed by Lukas
This week: A comment about Don's Readastorus podcast. Avoiding taxes on Social Security. Using HSA benefits to indirectly fund a Roth. ChatGPT as ...
Questions, Comments, Crypto.
08 Mar 2024
Contributed by Lukas
Questions? Comments?This week:A comment about Don's Readastorus podcast.Avoiding taxes on Social Security.Using HSA benefits to indirectly fund a...