Talking Real Money - Investing Talk
Episodes
Free Usually Isn’t
12 Mar 2024
Contributed by Lukas
Questions? Comments?After experiencing some radio show technical problems, Tom and Don discuss the shockingly large percentage of your money that goes...
Question Overload
11 Mar 2024
Contributed by Lukas
With Retiremeet, question flow increased. So, we added a special Monday Q&A Edition with Tom and Don. Learn more about your ad choices. Visit megaphon...
Question Overload
11 Mar 2024
Contributed by Lukas
Questions? Comments?With Retiremeet, question flow increased. So, we added a special Monday Q&A Edition with Tom and Don.Learn more about your ad ...
Questions, Comments, Crypto.
08 Mar 2024
Contributed by Lukas
This week: A comment about Don's Readastorus podcast. Avoiding taxes on Social Security. Using HSA benefits to indirectly fund a Roth. ChatGPT as ...
Questions, Comments, Crypto.
08 Mar 2024
Contributed by Lukas
Questions? Comments?This week:A comment about Don's Readastorus podcast.Avoiding taxes on Social Security.Using HSA benefits to indirectly fund a...
Teen Investing Power
07 Mar 2024
Contributed by Lukas
Today, we swim against our demographic and address the issue of teengae investing. Don't you wish you would have started investing 30, 40, or even 50 ...
Teen Investing Power
07 Mar 2024
Contributed by Lukas
Questions? Comments?Today, we swim against our demographic and address the issue of teengae investing. Don't you wish you would have started inve...
Too Much in Too Few
06 Mar 2024
Contributed by Lukas
Nvidia. Apple. Microsoft. A huge chunk of the market is made up of just a few high-tech stocks. Yet, today's hot tech often grows cold. Once again, To...
Too Much in Too Few
06 Mar 2024
Contributed by Lukas
Questions? Comments?Nvidia. Apple. Microsoft. A huge chunk of the market is made up of just a few high-tech stocks. Yet, today's hot tech often g...
Money Mind Mending
05 Mar 2024
Contributed by Lukas
Managing your money and building a better financial future are easier than you think. All you need to know are a few simple things you must do and a f...
Money Mind Mending
05 Mar 2024
Contributed by Lukas
Questions? Comments?Managing your money and building a better financial future are easier than you think. All you need to know are a few simple things...
Keep You Betting
04 Mar 2024
Contributed by Lukas
The very worst thing you can do with money is gambling. Unlike the stock market, which has had an upward bias due to general economic growth, gambling...
Keep You Betting
04 Mar 2024
Contributed by Lukas
Questions? Comments?The very worst thing you can do with money is gambling. Unlike the stock market, which has had an upward bias due to general econo...
Start by Saving Money
29 Feb 2024
Contributed by Lukas
Generation X is suffereing from a savings crisis. We know it sounds boring, but without a regular savings plan it's hard to to build wealth. The earli...
Start by Saving Money
29 Feb 2024
Contributed by Lukas
Questions? Comments?Generation X is suffereing from a savings crisis. We know it sounds boring, but without a regular savings plan it's hard to t...
Don, Tom, and Paul
28 Feb 2024
Contributed by Lukas
Here is the second part of our annual Retiremeet episode featuring a short visit from Paul Merriman and a few of your questions. Learn more about your...
Don, Tom, and Paul
28 Feb 2024
Contributed by Lukas
Questions? Comments?Here is the second part of our annual Retiremeet episode featuring a short visit from Paul Merriman and a few of your questions.Le...
Don and Weston Wellington
27 Feb 2024
Contributed by Lukas
It's our annual Retiremeet special program in which Don wings it from our big annual event in Bellevue. In this episode, Dimensional Fund's Weston Wel...
Don and Weston Wellington
27 Feb 2024
Contributed by Lukas
Questions? Comments?It's our annual Retiremeet special program in which Don wings it from our big annual event in Bellevue. In this episode, Dime...
No Way to Know
26 Feb 2024
Contributed by Lukas
Overconfidence is a financial killer. Far too many of us are certain that we know the direction of interest rates because there are just two choices: ...
No Way to Know
26 Feb 2024
Contributed by Lukas
Questions? Comments?Overconfidence is a financial killer. Far too many of us are certain that we know the direction of interest rates because there ar...
Questions, Plus
23 Feb 2024
Contributed by Lukas
This week: What is the best way to buy a new car? How should younger people plan for healthcare in retirement? Should a total bond market fund be i...
Questions, Plus
23 Feb 2024
Contributed by Lukas
Questions? Comments?This week:What is the best way to buy a new car?How should younger people plan for healthcare in retirement?Should a total bond ma...
Retiree Regrets
22 Feb 2024
Contributed by Lukas
To help you avoid some of the mistakes that can spoil your retirement, we share what many retirees wish they had done differently. So, Dave, only the ...
Retiree Regrets
22 Feb 2024
Contributed by Lukas
Questions? Comments?To help you avoid some of the mistakes that can spoil your retirement, we share what many retirees wish they had done differently....
Outrageous Returns?
21 Feb 2024
Contributed by Lukas
In an ongoing attempt to entice you into risky bets, another financial firm has found a loophole that allows it to advertise a huge yield that isn't t...
Outrageous Returns?
21 Feb 2024
Contributed by Lukas
Questions? Comments?In an ongoing attempt to entice you into risky bets, another financial firm has found a loophole that allows it to advertise a hug...
CFP Equals Best Interests?
20 Feb 2024
Contributed by Lukas
The Certified Financial Planner Board claims that those with the CFP designation are required to act in your best interests. However, do they always a...
CFP Equals Best Interests?
20 Feb 2024
Contributed by Lukas
Questions? Comments?The Certified Financial Planner Board claims that those with the CFP designation are required to act in your best interests. Howev...
Another Stormy Q&A
16 Feb 2024
Contributed by Lukas
On today's question and answer episode: Can a custodian move a UGMA into a 529? Will there be an online replay of Retiremeet? Why should someone co...
Another Stormy Q&A
16 Feb 2024
Contributed by Lukas
Questions? Comments?On today's question and answer episode:Can a custodian move a UGMA into a 529?Will there be an online replay of Retiremeet?Wh...
Too Many Choices?
15 Feb 2024
Contributed by Lukas
From a few stocks and bonds, investment options are practically beyond comprehension. How do you pick the best portfolio pieces from the bewidering m...
Too Many Choices?
15 Feb 2024
Contributed by Lukas
Questions? Comments?From a few stocks and bonds, investment options are practically beyond comprehension. How do you pick the best portfolio pieces fr...
The ETF Innovation
14 Feb 2024
Contributed by Lukas
Are we seeing the beginning of the end of traditional mutual funds? ETfs have proven their worth as an investment vehicle that is in many ways better ...
The ETF Innovation
14 Feb 2024
Contributed by Lukas
Questions? Comments?Are we seeing the beginning of the end of traditional mutual funds? ETfs have proven their worth as an investment vehicle that is ...
Harvesting Equity Wealth
13 Feb 2024
Contributed by Lukas
Once, dividends account for a large part of stocks' returns. Today they are far less important. Does it make sense for investors to chase after high d...
Harvesting Equity Wealth
13 Feb 2024
Contributed by Lukas
Questions? Comments?Once, dividends account for a large part of stocks' returns. Today they are far less important. Does it make sense for invest...
Better Than 403b Plans
12 Feb 2024
Contributed by Lukas
Most feel the only way to save for retirement is through qualiried, tax-advangatwed retirement plans like 401ks, 403bs and IRAs. But are they always t...
Better Than 403b Plans
12 Feb 2024
Contributed by Lukas
Questions? Comments?Most feel the only way to save for retirement is through qualiried, tax-advangatwed retirement plans like 401ks, 403bs and IRAs. B...
T.G.I.Q.A.F.
09 Feb 2024
Contributed by Lukas
In this episode Don answers more of your questions from talkingrealmoney.com: What portfolio adjustments should be made to avoid IRMAA? How should t...
T.G.I.Q.A.F.
09 Feb 2024
Contributed by Lukas
Questions? Comments?In this episode Don answers more of your questions from talkingrealmoney.com:What portfolio adjustments should be made to avoid IR...
Retirement Myths Busted
08 Feb 2024
Contributed by Lukas
There is a lot of misinformations about retirement. Much is spread by people pitching products. Tom and Don go after many of the myths about retiremen...
Retirement Myths Busted
08 Feb 2024
Contributed by Lukas
Questions? Comments?There is a lot of misinformations about retirement. Much is spread by people pitching products. Tom and Don go after many of the m...
Best Ignored
07 Feb 2024
Contributed by Lukas
Happy to see Jason Zweig back from his sabbatical, Don shares his WSJ article on the wisdom of ignoring the stock market's fluctuations. Tom calls in ...
Best Ignored
07 Feb 2024
Contributed by Lukas
Questions? Comments?Happy to see Jason Zweig back from his sabbatical, Don shares his WSJ article on the wisdom of ignoring the stock market's fl...
Fees Lead
06 Feb 2024
Contributed by Lukas
Now that there are potential fees to be collected from selling Bitcoin ETFs, many Wall Street firms have grwond enamored with this ephemeral speculati...
Fees Lead
06 Feb 2024
Contributed by Lukas
Questions? Comments?Now that there are potential fees to be collected from selling Bitcoin ETFs, many Wall Street firms have grwond enamored with this...
No Way To Know
05 Feb 2024
Contributed by Lukas
Burton Malkiel and other academics continue to tell us that consistently "beating the market" is essentially impossible. Investors need to understand ...
No Way To Know
05 Feb 2024
Contributed by Lukas
Questions? Comments?Burton Malkiel and other academics continue to tell us that consistently "beating the market" is essentially impossible....
Friday QCCA
02 Feb 2024
Contributed by Lukas
This Friday: A listener corrects one of Don's statement about Bitcoin ETFs. Can buying a building for a business replace a REIT in a portfolio? What's...
Friday QCCA
02 Feb 2024
Contributed by Lukas
Questions? Comments?This Friday:A listener corrects one of Don's statement about Bitcoin ETFs.Can buying a building for a business replace a REIT...
We’re Retiring Better
01 Feb 2024
Contributed by Lukas
Sure, building the wealth we want to retire well is hard work. However, let's look at the bright side. One hundred years ago, we'd probably be dead. T...
We’re Retiring Better
01 Feb 2024
Contributed by Lukas
Questions? Comments?Sure, building the wealth we want to retire well is hard work. However, let's look at the bright side. One hundred years ago,...
So Long Silly ETFs
31 Jan 2024
Contributed by Lukas
In very short order, the market sprouted thousands of exchange-traded funds (ETFs). While most were solid concepts with decades of research supporting...
So Long Silly ETFs
31 Jan 2024
Contributed by Lukas
Questions? Comments?In very short order, the market sprouted thousands of exchange-traded funds (ETFs). While most were solid concepts with decades of...
Certificate of Excitement?
30 Jan 2024
Contributed by Lukas
High-yield CDs are nothing new. It's just been a long-time. While a 5% rate feels pretty good after years of low rates, how long will they last? What ...
Certificate of Excitement?
30 Jan 2024
Contributed by Lukas
Questions? Comments?High-yield CDs are nothing new. It's just been a long-time. While a 5% rate feels pretty good after years of low rates, how l...
Culling the Real Estate Herd?
29 Jan 2024
Contributed by Lukas
The real estate sales business is about to face the same issues as other professions that have been squeezed by both technology and regulation. After ...
Culling the Real Estate Herd?
29 Jan 2024
Contributed by Lukas
Questions? Comments?The real estate sales business is about to face the same issues as other professions that have been squeezed by both technology an...
Global Questions
26 Jan 2024
Contributed by Lukas
In today's episode callers ask Don Which is worse: and annuity of a leaf blower? What can be done for a friend who is on the brink of bankruptcy? W...
Global Questions
26 Jan 2024
Contributed by Lukas
Questions? Comments?In today's episode callers ask DonWhich is worse: and annuity of a leaf blower?What can be done for a friend who is on the br...
Seeking Diversification
25 Jan 2024
Contributed by Lukas
How many securities should you own in a well-diversified portfolio? Is it ten or ten thousand? We explore some advice on proper portfolio diversificat...
Seeking Diversification
25 Jan 2024
Contributed by Lukas
Questions? Comments?How many securities should you own in a well-diversified portfolio? Is it ten or ten thousand? We explore some advice on proper po...
Stealthy Budget Killers
24 Jan 2024
Contributed by Lukas
It's no wonder that businesses love the subscription model. It makes paying for products and services automatic and provides steady predictable cash f...
Stealthy Budget Killers
24 Jan 2024
Contributed by Lukas
Questions? Comments?It's no wonder that businesses love the subscription model. It makes paying for products and services automatic and provides ...
New Highs Mean Little
23 Jan 2024
Contributed by Lukas
After a big week for stocks, we address the reality of the equity markets and why a "new high" is nothing to get excited about. While 5% rates feel be...
New Highs Mean Little
23 Jan 2024
Contributed by Lukas
Questions? Comments?After a big week for stocks, we address the reality of the equity markets and why a "new high" is nothing to get excited...
The Great Home Debate
22 Jan 2024
Contributed by Lukas
In today's podcast, we present more evidence showing it may be subssrantially cheaper to rent a home than to buy one. However, the equation changes wh...
The Great Home Debate
22 Jan 2024
Contributed by Lukas
Questions? Comments?In today's podcast, we present more evidence showing it may be subssrantially cheaper to rent a home than to buy one. However...
Questions and Songs
19 Jan 2024
Contributed by Lukas
First, a listener wants to take Don to task for his Bitcoin negativity. What is the value of tax-loss harvesting? Can a Coverdell ESA be moved to a ...
Questions and Songs
19 Jan 2024
Contributed by Lukas
Questions? Comments?First, a listener wants to take Don to task for his Bitcoin negativity.What is the value of tax-loss harvesting?Can a Coverdell ES...
Legal Loan Sharks
18 Jan 2024
Contributed by Lukas
We're all over the fiscal place today. After an ad during our radio show we look at the horrible and yet perfectly legal predatory predatory short-ter...
Legal Loan Sharks
18 Jan 2024
Contributed by Lukas
Questions? Comments?We're all over the fiscal place today. After an ad during our radio show we look at the horrible and yet perfectly legal pred...
Better in an ETF?
17 Jan 2024
Contributed by Lukas
The SEC finally have given in to the pressure and approved "real" Bitcoin ETFs. Does this change make cryptocurrencies and less ephemeral or improve t...
Better in an ETF?
17 Jan 2024
Contributed by Lukas
Questions? Comments?The SEC finally have given in to the pressure and approved "real" Bitcoin ETFs. Does this change make cryptocurrencies a...
Invest and Reduce Taxes
16 Jan 2024
Contributed by Lukas
In the new year, you can save even more for retirement on a tax-advantaged basis. Take full advantage of your opportunities to save now and in the fut...
Invest and Reduce Taxes
16 Jan 2024
Contributed by Lukas
Questions? Comments?In the new year, you can save even more for retirement on a tax-advantaged basis. Take full advantage of your opportunities to sav...
Friday Questions and More
12 Jan 2024
Contributed by Lukas
In this Q&A episode: Does it make sense to switch from taxable bonds to tax-free municipal bonds? Does a portfolio need more international or value ...
Friday Questions and More
12 Jan 2024
Contributed by Lukas
Questions? Comments?In this Q&A episode:Does it make sense to switch from taxable bonds to tax-free municipal bonds?Does a portfolio need more int...
Short-Term Means Little
11 Jan 2024
Contributed by Lukas
Beware of most (if not all) of the investing advice in the financial press. This is particularly true when the information is based on short-term data...
Short-Term Means Little
11 Jan 2024
Contributed by Lukas
Questions? Comments?Beware of most (if not all) of the investing advice in the financial press. This is particularly true when the information is base...
The Weakest Plan?
10 Jan 2024
Contributed by Lukas
Of all the types of employer-sponsored retirement plans, 403(b) plans are among the worst. Without a fiduciary requirement, many of the investment opt...
The Weakest Plan?
10 Jan 2024
Contributed by Lukas
Questions? Comments?Of all the types of employer-sponsored retirement plans, 403(b) plans are among the worst. Without a fiduciary requirement, many o...
Biggest Retirement Blunders
09 Jan 2024
Contributed by Lukas
Very few Americans feel confident they can financially enjoy a comfortable retirement. So, what do real retirees wish they knew before retiring? We di...
Biggest Retirement Blunders
09 Jan 2024
Contributed by Lukas
Questions? Comments?Very few Americans feel confident they can financially enjoy a comfortable retirement. So, what do real retirees wish they knew be...
Know Before You Commit
08 Jan 2024
Contributed by Lukas
Before you enter into any relationship, it's important to know how the other person perceives money. This is particularly important to know if you pla...
Know Before You Commit
08 Jan 2024
Contributed by Lukas
Questions? Comments?Before you enter into any relationship, it's important to know how the other person perceives money. This is particularly imp...
New Year. New Questions.
05 Jan 2024
Contributed by Lukas
Happy new year and we have new questions: What do we think of XY Planning Network? Is Vanguard's new Core Actively Managed Bond Fund a good investme...
New Year. New Questions.
05 Jan 2024
Contributed by Lukas
Questions? Comments?Happy new year and we have new questions:What do we think of XY Planning Network?Is Vanguard's new Core Actively Managed Bond...
Money Unmentionable
04 Jan 2024
Contributed by Lukas
There may be a few things we shouldn't discuss. Money isn't one of them. We need to share nuggets of financial wisdom with our families to help them b...
Money Unmentionable
04 Jan 2024
Contributed by Lukas
Questions? Comments?There may be a few things we shouldn't discuss. Money isn't one of them. We need to share nuggets of financial wisdom wi...
Inept Investing Info
03 Jan 2024
Contributed by Lukas
We look back at "expert" market predictions for 2023. Who got it right, and who failed to come close? Then, we share better ways to invest. Do preside...
Inept Investing Info
03 Jan 2024
Contributed by Lukas
Questions? Comments?We look back at "expert" market predictions for 2023. Who got it right, and who failed to come close? Then, we share bet...
Most Own Equities
02 Jan 2024
Contributed by Lukas
One hundred years ago, very few Americans owned stocks. It was only in the past decade that a majority of us were invested in equities. Yet, the vast ...
Most Own Equities
02 Jan 2024
Contributed by Lukas
Questions? Comments?One hundred years ago, very few Americans owned stocks. It was only in the past decade that a majority of us were invested in equi...
Last Q&A of '23
29 Dec 2023
Contributed by Lukas
This is the last episode of 2023 and it's only fitting that it be Don's favorite type: questions and answers. We have some great ones this week: Is a...
Last Q&A of '23
29 Dec 2023
Contributed by Lukas
Questions? Comments?This is the last episode of 2023 and it's only fitting that it be Don's favorite type: questions and answers. We have so...
Retirement Relocation
28 Dec 2023
Contributed by Lukas
Retirement can mean gaining the freedom to live anywhere you want. Tom and Don consider the best and worst states for retirees, based on multiple crit...
Retirement Relocation
28 Dec 2023
Contributed by Lukas
Questions? Comments?Retirement can mean gaining the freedom to live anywhere you want. Tom and Don consider the best and worst states for retirees, ba...
A Christmas Dog Story
27 Dec 2023
Contributed by Lukas
This episode was recorded on December 23, 2023. Just before going on the air, Don's wife told him about a lost dog found 3,000 miles from his Washingt...