Talking Real Money - Investing Talk
Episodes
Fear for Financial Future
09 Oct 2023
Contributed by Lukas
A recent study found that the vast majority of Americans don't believe they will be in good enough financial shape to retire at age 65. What are some ...
Fear for Financial Future
09 Oct 2023
Contributed by Lukas
Questions? Comments?A recent study found that the vast majority of Americans don't believe they will be in good enough financial shape to retire ...
One Week Later: More Qs
06 Oct 2023
Contributed by Lukas
In this Friday's Question and Answer episode: While stocks plunged for most of the Great Depression, how did bonds perform? Does it make sense to co...
One Week Later: More Qs
06 Oct 2023
Contributed by Lukas
Questions? Comments?In this Friday's Question and Answer episode:While stocks plunged for most of the Great Depression, how did bonds perform?Doe...
Our Jobs Are Secure
05 Oct 2023
Contributed by Lukas
Trillions of dollars are wasting away in low-yielding bank accounts. Why do investors keep making the same investing mistakes, over and over again, de...
Our Jobs Are Secure
05 Oct 2023
Contributed by Lukas
Questions? Comments?Trillions of dollars are wasting away in low-yielding bank accounts. Why do investors keep making the same investing mistakes, ove...
Ending Conflicted Advice
04 Oct 2023
Contributed by Lukas
The 401k and 403b investment offerings are a mess and the US Labor Department would like to make it better, but the financial product industry opposes...
Ending Conflicted Advice
04 Oct 2023
Contributed by Lukas
Questions? Comments?The 401k and 403b investment offerings are a mess and the US Labor Department would like to make it better, but the financial prod...
Shutdown Shut Down
03 Oct 2023
Contributed by Lukas
We came prepared to talk about the impact of a government shutdown on your investments. Just as we came on the air, Congress voted to defer the issue ...
Shutdown Shut Down
03 Oct 2023
Contributed by Lukas
Questions? Comments?We came prepared to talk about the impact of a government shutdown on your investments. Just as we came on the air, Congress voted...
You Can't Win
02 Oct 2023
Contributed by Lukas
The evidence continues to show why most "expert" money managers fail to beat their benchmarks. Don and Tom share some powerful academic reasons why mo...
You Can't Win
02 Oct 2023
Contributed by Lukas
Questions? Comments?The evidence continues to show why most "expert" money managers fail to beat their benchmarks. Don and Tom share some po...
A Unique QCA Day
29 Sep 2023
Contributed by Lukas
In today's question and comment episode: Don is appalled by another great example of a slick salesperson selling a horribly complex and misleading in...
A Unique QCA Day
29 Sep 2023
Contributed by Lukas
Questions? Comments?In today's question and comment episode:Don is appalled by another great example of a slick salesperson selling a horribly co...
Trustworthy Advice
28 Sep 2023
Contributed by Lukas
A recent study shows that most people trust the right people for investing advice. What is your trusted source of money information? Then, we hear fro...
Trustworthy Advice
28 Sep 2023
Contributed by Lukas
Questions? Comments?A recent study shows that most people trust the right people for investing advice. What is your trusted source of money informatio...
You're Making Less
27 Sep 2023
Contributed by Lukas
Morningstar recently reported a ongoing gap between investor returns and the returns of the stock market. You and your behavior make less than underly...
You're Making Less
27 Sep 2023
Contributed by Lukas
Questions? Comments?Morningstar recently reported a ongoing gap between investor returns and the returns of the stock market. You and your behavior ma...
Bad Money Radio
26 Sep 2023
Contributed by Lukas
Finding good financial advice is really tough. You might believe that those providing money information in the media are required to tell the truth. T...
Bad Money Radio
26 Sep 2023
Contributed by Lukas
Questions? Comments?Finding good financial advice is really tough. You might believe that those providing money information in the media are required ...
It's Not Investing!
25 Sep 2023
Contributed by Lukas
Instead of lining up at the track or using a bookie, today's compulsive gamblers have a respectable way to feed their dangerous habit: short-duration ...
It's Not Investing!
25 Sep 2023
Contributed by Lukas
Questions? Comments?Instead of lining up at the track or using a bookie, today's compulsive gamblers have a respectable way to feed their dangero...
A Whole Lotta Calls
22 Sep 2023
Contributed by Lukas
In this week's Friday Q&A session: A caller shares information about the downside of non-qualified deferred compensation plans at work. Should some ...
A Whole Lotta Calls
22 Sep 2023
Contributed by Lukas
Questions? Comments?In this week's Friday Q&A session:A caller shares information about the downside of non-qualified deferred compensation p...
Retiring With Less
21 Sep 2023
Contributed by Lukas
Most "experts" say you'll need $1 million or more to retire comfortably. How will you get by if you've saved less than that, and how can you catch up ...
Retiring With Less
21 Sep 2023
Contributed by Lukas
Questions? Comments?Most "experts" say you'll need $1 million or more to retire comfortably. How will you get by if you've saved l...
Don't Be Dumb
20 Sep 2023
Contributed by Lukas
With the release of the meme-stock movie "Dumb Money," it seems like a good time to discuss the reality of chasing after the latest hot "investment." ...
Don't Be Dumb
20 Sep 2023
Contributed by Lukas
Questions? Comments?With the release of the meme-stock movie "Dumb Money," it seems like a good time to discuss the reality of chasing after...
Retiring Wrong
20 Sep 2023
Contributed by Lukas
Choosing the right time to take Social Security can add hundreds of dollars every month. With Don away on family matters, Tom is joined by Paul Merrim...
Retiring Wrong
20 Sep 2023
Contributed by Lukas
Questions? Comments?Choosing the right time to take Social Security can add hundreds of dollars every month. With Don away on family matters, Tom is j...
Tax Avoidance Reality
18 Sep 2023
Contributed by Lukas
Investors are trying to avoid paying taxes to the detriment of overall returns. Tom and Don discuss tax strategies that might make sense. Plus, it tur...
Tax Avoidance Reality
18 Sep 2023
Contributed by Lukas
Questions? Comments?Investors are trying to avoid paying taxes to the detriment of overall returns. Tom and Don discuss tax strategies that might make...
Q&Again
15 Sep 2023
Contributed by Lukas
It's everyone's favorite day: Q&A Friday with Don. This week listeners ask: Why don't more online brokers adopt automatic rebalancing? Why should we...
Q&Again
15 Sep 2023
Contributed by Lukas
Questions? Comments?It's everyone's favorite day: Q&A Friday with Don. This week listeners ask:Why don't more online brokers adopt ...
Leverage Wins and Loses
14 Sep 2023
Contributed by Lukas
Who wouldn't love double or triple returns on their investments? What is the downside to leverage? Listeners ask: What do we think of Mercer Advisors...
Leverage Wins and Loses
14 Sep 2023
Contributed by Lukas
Questions? Comments?Who wouldn't love double or triple returns on their investments? What is the downside to leverage?Listeners ask:What do we th...
What Good is Gold?
13 Sep 2023
Contributed by Lukas
Over centuries, gold has proven to be a lousy investment. Its big selling point has been "safety." But, is gold really safe? What good is gold? Then, ...
What Good is Gold?
13 Sep 2023
Contributed by Lukas
Questions? Comments?Over centuries, gold has proven to be a lousy investment. Its big selling point has been "safety." But, is gold really s...
Who Will Protect You?
12 Sep 2023
Contributed by Lukas
Because people have been known to rip off customers, the financial industry is heavily regulated, with a few exceptions. We explore how indexed annuit...
Who Will Protect You?
12 Sep 2023
Contributed by Lukas
Questions? Comments?Because people have been known to rip off customers, the financial industry is heavily regulated, with a few exceptions. We explor...
Your Investment Priorities
11 Sep 2023
Contributed by Lukas
Advisor Diana Bacon joins Tom and Don to discuss those future purposes for which you need to invest. Should you invest for a house, education, retirem...
Your Investment Priorities
11 Sep 2023
Contributed by Lukas
Questions? Comments?Advisor Diana Bacon joins Tom and Don to discuss those future purposes for which you need to invest. Should you invest for a house...
Saturday Eve Qs and Cs
08 Sep 2023
Contributed by Lukas
In this Q&A (and C) episode: What's the best way to sell gold for an estate and what are the tax ramifications? What type of 401k is better for char...
Saturday Eve Qs and Cs
08 Sep 2023
Contributed by Lukas
Questions? Comments?In this Q&A (and C) episode:What's the best way to sell gold for an estate and what are the tax ramifications?What type o...
Past Isn't Prologue
07 Sep 2023
Contributed by Lukas
For decades, bonds moved differently from stocks. Then they moved together. So, what will happen in the future? In addition, can you know things that ...
Past Isn't Prologue
07 Sep 2023
Contributed by Lukas
Questions? Comments?For decades, bonds moved differently from stocks. Then they moved together. So, what will happen in the future? In addition, can y...
Keep Messing Up
06 Sep 2023
Contributed by Lukas
In this episode, we explore a couple of the big mistakes investors make and clearly and simply explain how to avoid. But, we know most of you will ign...
Keep Messing Up
06 Sep 2023
Contributed by Lukas
Questions? Comments?In this episode, we explore a couple of the big mistakes investors make and clearly and simply explain how to avoid. But, we know ...
Bleak Future for Gen X?
05 Sep 2023
Contributed by Lukas
Is Generation X in retirement funding trouble? With few pensions, low savings, and small portfolios, will Gen X be able to retire comfortably? The li...
Bleak Future for Gen X?
05 Sep 2023
Contributed by Lukas
Questions? Comments?Is Generation X in retirement funding trouble? With few pensions, low savings, and small portfolios, will Gen X be able to retire...
Pre-Labor Day Q&A
01 Sep 2023
Contributed by Lukas
In today's end-of-week edition of interaction between listeners and Don: Would the tax savings from a deductible 401k beat the tax-free aspect of a R...
Pre-Labor Day Q&A
01 Sep 2023
Contributed by Lukas
Questions? Comments?In today's end-of-week edition of interaction between listeners and Don:Would the tax savings from a deductible 401k beat the...
Too Large to be Small
31 Aug 2023
Contributed by Lukas
If you want to overweight small cap stocks, be aware that small cap index funds are filling with larger sized securities. How can you make sure your s...
Too Large to be Small
31 Aug 2023
Contributed by Lukas
Questions? Comments?If you want to overweight small cap stocks, be aware that small cap index funds are filling with larger sized securities. How can ...
Can You Bank On Riches?
30 Aug 2023
Contributed by Lukas
Investing is risky. CDs are safe. So, why not put your money in the bank for ten years at high rates? Tom and Don debunk the popular myth that there i...
Can You Bank On Riches?
30 Aug 2023
Contributed by Lukas
Questions? Comments?Investing is risky. CDs are safe. So, why not put your money in the bank for ten years at high rates? Tom and Don debunk the popul...
Quacks Like a Commission
29 Aug 2023
Contributed by Lukas
We discover that Vanguard charges fees to buy and sell some of their mutual funds. What's the difference between a transaction fee and a commission? P...
Quacks Like a Commission
29 Aug 2023
Contributed by Lukas
Questions? Comments?We discover that Vanguard charges fees to buy and sell some of their mutual funds. What's the difference between a transactio...
Be a Famous "Stopped Clock"
29 Aug 2023
Contributed by Lukas
Apparently, to become a famous market prognosticator, you only need one accurate guess. Tom and Don wonder why we still hang on the advice of those wh...
Be a Famous "Stopped Clock"
29 Aug 2023
Contributed by Lukas
Questions? Comments?Apparently, to become a famous market prognosticator, you only need one accurate guess. Tom and Don wonder why we still hang on th...
More Friday Questions
25 Aug 2023
Contributed by Lukas
Here are today's questions: Is a friend working with a good advisor? What's the best way to move money from an appreciated mutual fund to a more tax...
More Friday Questions
25 Aug 2023
Contributed by Lukas
Questions? Comments?Here are today's questions:Is a friend working with a good advisor?What's the best way to move money from an appreciated...
New No-Risk ETF
24 Aug 2023
Contributed by Lukas
We all want to make lots of money with no risk. Well, you can't have both. That hasn't stopped many in the financial and insurance business from creat...
New No-Risk ETF
24 Aug 2023
Contributed by Lukas
Questions? Comments?We all want to make lots of money with no risk. Well, you can't have both. That hasn't stopped many in the financial and...
Retirement Is In Your Hands
23 Aug 2023
Contributed by Lukas
Most of us are not ready for a financially secure retirement. Americans are increasingly on their own when it comes to creating a life-long retirement...
Retirement Is In Your Hands
23 Aug 2023
Contributed by Lukas
Questions? Comments?Most of us are not ready for a financially secure retirement. Americans are increasingly on their own when it comes to creating a ...
Interest Rates: Up or Down?
23 Aug 2023
Contributed by Lukas
First, "they" said rates could never fall to almost zero. Then,"they" said rates wouldn't go this high. Therefore, it's apparent that "they" don't hav...
Interest Rates: Up or Down?
23 Aug 2023
Contributed by Lukas
Questions? Comments?First, "they" said rates could never fall to almost zero. Then,"they" said rates wouldn't go this high. T...
Loud, Obnoxious, and Amoral
21 Aug 2023
Contributed by Lukas
His prices may have been insane, but "Crazy" Eddie Antar was a cold, calculating criminal who used his incredible fame to rip people off for over a de...
Loud, Obnoxious, and Amoral
21 Aug 2023
Contributed by Lukas
Questions? Comments?His prices may have been insane, but "Crazy" Eddie Antar was a cold, calculating criminal who used his incredible fame t...
Q Friday, A
18 Aug 2023
Contributed by Lukas
On today's Friday Q&A episode: Is there a way to move from one appreciated fund to another without a tax hit? How many stocks are in AVGE? What is ...
Q Friday, A
18 Aug 2023
Contributed by Lukas
Questions? Comments?On today's Friday Q&A episode:Is there a way to move from one appreciated fund to another without a tax hit?How many stoc...
Passive Leaders
17 Aug 2023
Contributed by Lukas
We share which passive, unmanaged funds have made the most over the past decade? However, does past performance tell you anything aboit the future? Th...
Passive Leaders
17 Aug 2023
Contributed by Lukas
Questions? Comments?We share which passive, unmanaged funds have made the most over the past decade? However, does past performance tell you anything ...
Balance Beats Target
16 Aug 2023
Contributed by Lukas
Does the fact that target-date funds (which hold international stocks) have underperformed their balanced competitors (with generally on US companies)...
Balance Beats Target
16 Aug 2023
Contributed by Lukas
Questions? Comments?Does the fact that target-date funds (which hold international stocks) have underperformed their balanced competitors (with genera...
Product Peddler Piqued
15 Aug 2023
Contributed by Lukas
The show starts with a relatively tame discussion of the reccomendation to sell I-bonds and move the money into long-term Treasury bonds. Then, our fi...
Product Peddler Piqued
15 Aug 2023
Contributed by Lukas
Questions? Comments?The show starts with a relatively tame discussion of the reccomendation to sell I-bonds and move the money into long-term Treasury...
Don’s European Vacation
14 Aug 2023
Contributed by Lukas
Talking Real Money Special Travelogue Edition After taking his longest vacation in many years, Don share his thoughts about the trip, the ship, and hi...
Don’s European Vacation
14 Aug 2023
Contributed by Lukas
Questions? Comments?Talking Real Money Special Travelogue EditionAfter taking his longest vacation in many years, Don share his thoughts about the tri...
Post Vaca Q&A
11 Aug 2023
Contributed by Lukas
Back from vacation, Don shares some programming changes then answers listeners questions: Should a bunch of funds be moved into to new Avantis Value ...
Post Vaca Q&A
11 Aug 2023
Contributed by Lukas
Questions? Comments?Back from vacation, Don shares some programming changes then answers listeners questions:Should a bunch of funds be moved into to ...
Are Homes Too Expensive?
10 Aug 2023
Contributed by Lukas
Don is back from vacation while Tom is well into vacation and yet they managed to get together to discuss the relative unaffordability of single famil...
Are Homes Too Expensive?
10 Aug 2023
Contributed by Lukas
Questions? Comments?Don is back from vacation while Tom is well into vacation and yet they managed to get together to discuss the relative unaffordabi...
Cash Is King?
09 Aug 2023
Contributed by Lukas
Don is still away, but will be back soon. In the meantime: Who needs those risky stocks? A brilliant 25-year claims to have discovered the incredible ...
Cash Is King?
09 Aug 2023
Contributed by Lukas
Questions? Comments?Don is still away, but will be back soon. In the meantime: Who needs those risky stocks? A brilliant 25-year claims to have discov...
Moody Money Movements
08 Aug 2023
Contributed by Lukas
After a technical problem bringing Don in live from Copenhagen, Tom carries on with Apella advisor, Derek Jobe and talks about our need to always be d...
Moody Money Movements
08 Aug 2023
Contributed by Lukas
Questions? Comments?After a technical problem bringing Don in live from Copenhagen, Tom carries on with Apella advisor, Derek Jobe and talks about our...
Answers from Denmark
04 Aug 2023
Contributed by Lukas
Don answers listeners questions while sitting on the 10th floor of the Copenhagen Marriott (check the cover art for his view): Is there a better way ...
Answers from Denmark
04 Aug 2023
Contributed by Lukas
Questions? Comments?Don answers listeners questions while sitting on the 10th floor of the Copenhagen Marriott (check the cover art for his view):Is t...
The Social Security Game
03 Aug 2023
Contributed by Lukas
What do you know about Social Security. Join us for an exciting game that will help you learn more about most American's primary source of retirement ...
The Social Security Game
03 Aug 2023
Contributed by Lukas
Questions? Comments?What do you know about Social Security. Join us for an exciting game that will help you learn more about most American's prim...
More Income, Guaranteed
02 Aug 2023
Contributed by Lukas
While "Waiting for Godot" (an obscure theatrical reference for many) ending up being a waste of time, waiting for Social Security could be very lucrat...
More Income, Guaranteed
02 Aug 2023
Contributed by Lukas
Questions? Comments?While "Waiting for Godot" (an obscure theatrical reference for many) ending up being a waste of time, waiting for Social...
Wrong Time for Risk?
01 Aug 2023
Contributed by Lukas
Don is still lounging around the North Sea (and editing this podcast). So, Tom in joined by Paul Merriman. The S&P 500 has soared 20% so far this year...
Wrong Time for Risk?
01 Aug 2023
Contributed by Lukas
Questions? Comments?Don is still lounging around the North Sea (and editing this podcast). So, Tom in joined by Paul Merriman. The S&P 500 has soa...
Icelandic Q&A
28 Jul 2023
Contributed by Lukas
Don's on his summer cruise, freezing in Iceland, and answering questions: Does a portfolio of specific date bond ETFs make sense? Should a 28-year o...
Icelandic Q&A
28 Jul 2023
Contributed by Lukas
Questions? Comments?Don's on his summer cruise, freezing in Iceland, and answering questions:Does a portfolio of specific date bond ETFs make sen...
SPAC'd Out
27 Jul 2023
Contributed by Lukas
They gave you the chance to get in on the ground floor of hot new businesses. Special purpose acquisition companies or SPACs were hot "investments" no...
SPAC'd Out
27 Jul 2023
Contributed by Lukas
Questions? Comments?They gave you the chance to get in on the ground floor of hot new businesses. Special purpose acquisition companies or SPACs were ...