Talking Real Money - Investing Talk

Major Money Mistakes

26 Jul 2023

Contributed by Lukas

While Don sails across the North Atlantic, Tom mans the podcast and discusses overrated financial concepts and how you deal with money. Then come the ...

Major Money Mistakes

26 Jul 2023

Contributed by Lukas

Questions? Comments?While Don sails across the North Atlantic, Tom mans the podcast and discusses overrated financial concepts and how you deal with m...

Tom and the Consumerman

25 Jul 2023

Contributed by Lukas

With Don on vacation, Tom spends some time covering the basics of investing. Later he is joined by Consumerman, Herb Weisbaum discussing the latest sc...

Tom and the Consumerman

25 Jul 2023

Contributed by Lukas

Questions? Comments?With Don on vacation, Tom spends some time covering the basics of investing. Later he is joined by Consumerman, Herb Weisbaum disc...

Don's Away Q&A (and C)

21 Jul 2023

Contributed by Lukas

Even when on vacation, Don tackles an array of questions and comments from listeners, including: How should an inheritance be invested for a vacation...

Don's Away Q&A (and C)

21 Jul 2023

Contributed by Lukas

Questions? Comments?Even when on vacation, Don tackles an array of questions and comments from listeners, including:How should an inheritance be inves...

Larry Swedroe Part 2

20 Jul 2023

Contributed by Lukas

In this episode, author Larry Swedroe shares his opinion on various alternative asset classes for investment. We also look at the confusing state of E...

Larry Swedroe Part 2

20 Jul 2023

Contributed by Lukas

Questions? Comments?In this episode, author Larry Swedroe shares his opinion on various alternative asset classes for investment. We also look at the ...

Larry Swedroe Part 1

19 Jul 2023

Contributed by Lukas

In this episode, Tom and Dan talk with prolific author and director of research at the BAM Alliance about the differences between passive and active i...

Larry Swedroe Part 1

19 Jul 2023

Contributed by Lukas

Questions? Comments?In this episode, Tom and Dan talk with prolific author and director of research at the BAM Alliance about the differences between ...

Prioritize Retirement

18 Jul 2023

Contributed by Lukas

Don't spend too much of your savings on a child's college education. People often retire because they can no longer earn a living, so you must ensure ...

Prioritize Retirement

18 Jul 2023

Contributed by Lukas

Questions? Comments?Don't spend too much of your savings on a child's college education. People often retire because they can no longer earn...

Beware of Old Rules

17 Jul 2023

Contributed by Lukas

Nothing from the past can give you a reliable way of predicting the future. Does an inverted yield curve guarantee recession? Does the stock market pr...

Beware of Old Rules

17 Jul 2023

Contributed by Lukas

Questions? Comments?Nothing from the past can give you a reliable way of predicting the future. Does an inverted yield curve guarantee recession? Does...

Another Great Day of Q&A

14 Jul 2023

Contributed by Lukas

In today's pre-vacation question and answer session Don addresses: Concerns about the young age of funds like AVGE. Are Fidelity Enhanced funds like...

Another Great Day of Q&A

14 Jul 2023

Contributed by Lukas

Questions? Comments?In today's pre-vacation question and answer session Don addresses:Concerns about the young age of funds like AVGE.Are Fidelit...

Robo Reality

13 Jul 2023

Contributed by Lukas

Today, after a robot briefly seizes the podcast, we talk about the power of advice and when hiring a robot to help you invest makes sense. We also com...

Robo Reality

13 Jul 2023

Contributed by Lukas

Questions? Comments?Today, after a robot briefly seizes the podcast, we talk about the power of advice and when hiring a robot to help you invest make...

Cancellation Frustration

12 Jul 2023

Contributed by Lukas

We start with proof that "Luke from WI" is real. Then, we dive into the topic du jour; those annoying never-ending subscription charges. How can we be...

Cancellation Frustration

12 Jul 2023

Contributed by Lukas

Questions? Comments?We start with proof that "Luke from WI" is real. Then, we dive into the topic du jour; those annoying never-ending subsc...

Not What You Thought

11 Jul 2023

Contributed by Lukas

It can be difficult to get precision investment allocation with "pure" index funds. What are index funds, anyway? Callers ask us: Do stock investment...

Not What You Thought

11 Jul 2023

Contributed by Lukas

Questions? Comments?It can be difficult to get precision investment allocation with "pure" index funds. What are index funds, anyway?Callers...

Our Own Worst Enemy

10 Jul 2023

Contributed by Lukas

"Do as I say, not as I do," Many in the financial advice business epitomize this aphorism. A few are brave enough to admit that they fail to follow th...

Our Own Worst Enemy

10 Jul 2023

Contributed by Lukas

Questions? Comments?"Do as I say, not as I do," Many in the financial advice business epitomize this aphorism. A few are brave enough to adm...

Red Hot Qs

07 Jul 2023

Contributed by Lukas

On this week's Friday Q&A: Vanguard has made another customer angry with their $25 fee and they want to know how to move. Do these two ETFs provide ...

Red Hot Qs

07 Jul 2023

Contributed by Lukas

Questions? Comments?On this week's Friday Q&A:Vanguard has made another customer angry with their $25 fee and they want to know how to move.D...

Student Debt: What Now?

06 Jul 2023

Contributed by Lukas

With the US Supreme Court ruling against the student loan, elimination plan, what can students do now to help reduce the burden of their education deb...

Student Debt: What Now?

06 Jul 2023

Contributed by Lukas

Questions? Comments?With the US Supreme Court ruling against the student loan, elimination plan, what can students do now to help reduce the burden of...

Finally, Good Money News

03 Jul 2023

Contributed by Lukas

In this episode, we share the surprisingly good returns for 2023 so far and what it means going forward. Then we share a terrible way to find a fiduci...

Finally, Good Money News

03 Jul 2023

Contributed by Lukas

Questions? Comments?In this episode, we share the surprisingly good returns for 2023 so far and what it means going forward. Then we share a terrible ...

Last June Day Q&A

30 Jun 2023

Contributed by Lukas

In today's Q&A session: Does it make sense to buy a new home free and clear with the proceeds from the old house? Which Vanguard bond fund is the be...

Last June Day Q&A

30 Jun 2023

Contributed by Lukas

Questions? Comments?In today's Q&A session:Does it make sense to buy a new home free and clear with the proceeds from the old house?Which Van...

Get More From The Banks

29 Jun 2023

Contributed by Lukas

Lookin' to make 5% on your fixed income investments? With most banks still paying pathetic interest rates, there is a trick to getting substantially m...

Get More From The Banks

29 Jun 2023

Contributed by Lukas

Questions? Comments?Lookin' to make 5% on your fixed income investments? With most banks still paying pathetic interest rates, there is a trick t...

Little Do They Know

28 Jun 2023

Contributed by Lukas

We are inundated with "expert" financial advice. Is it worth heeding? There are a lot of people who claim to be able to predict the financial future, ...

Little Do They Know

28 Jun 2023

Contributed by Lukas

Questions? Comments?We are inundated with "expert" financial advice. Is it worth heeding? There are a lot of people who claim to be able to ...

Retirees Biggest Mistakes

27 Jun 2023

Contributed by Lukas

What are the big issues that drain your wealth after you retire? Here are five of the biggest wastes of money in retirement: Housing, health, scams, S...

Retirees Biggest Mistakes

27 Jun 2023

Contributed by Lukas

Questions? Comments?What are the big issues that drain your wealth after you retire? Here are five of the biggest wastes of money in retirement: Housi...

Hard to Lose Everything

26 Jun 2023

Contributed by Lukas

Risk is part of life, but should we really worry about the possibility of losing everything? A 100% loss from your investments is almost 100% avoidabl...

Hard to Lose Everything

26 Jun 2023

Contributed by Lukas

Questions? Comments?Risk is part of life, but should we really worry about the possibility of losing everything? A 100% loss from your investments is ...

First Summer Day Q&A

23 Jun 2023

Contributed by Lukas

In this episode, Don randomly ends up with a host of similar questions: Is a tax-managed fund better than an ETF? Is the tax-advantage enough to jus...

First Summer Day Q&A

23 Jun 2023

Contributed by Lukas

Questions? Comments?In this episode, Don randomly ends up with a host of similar questions:Is a tax-managed fund better than an ETF?Is the tax-advanta...

Boomers Stick with Stocks

22 Jun 2023

Contributed by Lukas

The "Baby Boom" generation continue to own a large percentage of their wealth in stocks. Are they taking too much risk or are they saavy investors? Th...

Boomers Stick with Stocks

22 Jun 2023

Contributed by Lukas

Questions? Comments?The "Baby Boom" generation continue to own a large percentage of their wealth in stocks. Are they taking too much risk o...

The Dream of Easy Money

21 Jun 2023

Contributed by Lukas

Passive income is paradoxical. While it sounds like getting something for nothing, it either requires a lot of work or money (which generally requires...

The Dream of Easy Money

21 Jun 2023

Contributed by Lukas

Questions? Comments?Passive income is paradoxical. While it sounds like getting something for nothing, it either requires a lot of work or money (whic...

Confident in Your Company?

20 Jun 2023

Contributed by Lukas

It's a lesson we constantly fail to learn: Avoid investing in your company's stock. Employees who believed their firm could not fail have lost billion...

Confident in Your Company?

20 Jun 2023

Contributed by Lukas

Questions? Comments?It's a lesson we constantly fail to learn: Avoid investing in your company's stock. Employees who believed their firm co...

Better Not Look

19 Jun 2023

Contributed by Lukas

A bull market seems to encourage us to watch our investment portfolios more closely, which can lead to bad, emotionally-driven decisions. Why do we ru...

Better Not Look

19 Jun 2023

Contributed by Lukas

Questions? Comments?A bull market seems to encourage us to watch our investment portfolios more closely, which can lead to bad, emotionally-driven dec...

QnAday

16 Jun 2023

Contributed by Lukas

In this week's Q&A episode: Is it true you can live off of capital gains tax-free? How should young adults' Roth IRAs be invested? What do we think...

QnAday

16 Jun 2023

Contributed by Lukas

Questions? Comments?In this week's Q&A episode:Is it true you can live off of capital gains tax-free?How should young adults' Roth IRAs ...

Senior Stress Source

15 Jun 2023

Contributed by Lukas

As we approach retirement, several things cause concern, but what do retirees worry about most? Discover how to reduce concerns about running out of m...

Senior Stress Source

15 Jun 2023

Contributed by Lukas

Questions? Comments?As we approach retirement, several things cause concern, but what do retirees worry about most? Discover how to reduce concerns ab...

Bond Investing Torture?

14 Jun 2023

Contributed by Lukas

Do you need a robo advisor to help you create a fixed-income portfolio? Can they make you more money while also charging you more? We compare a robo a...

Bond Investing Torture?

14 Jun 2023

Contributed by Lukas

Questions? Comments?Do you need a robo advisor to help you create a fixed-income portfolio? Can they make you more money while also charging you more?...

Money Media Mess

13 Jun 2023

Contributed by Lukas

Dave Ramsey received $30 million to promote a deceptive timeshare seller and now faces a huge lawsuit. Much of the financial advice in the media is bo...

Money Media Mess

13 Jun 2023

Contributed by Lukas

Questions? Comments?Dave Ramsey received $30 million to promote a deceptive timeshare seller and now faces a huge lawsuit. Much of the financial advic...

Bovine Victory

12 Jun 2023

Contributed by Lukas

Look at that. Despite all of the "economic uncertainty," the longest bear market since 1948 has officially ended. How many stocks were responsible for...

Bovine Victory

12 Jun 2023

Contributed by Lukas

Questions? Comments?Look at that. Despite all of the "economic uncertainty," the longest bear market since 1948 has officially ended. How ma...

Questions, Comments, Answers

09 Jun 2023

Contributed by Lukas

Don fields your comments and questions: Praise for Vanguard's customer service. Taking us to task over life insurance advice. How to invest when Ro...

Questions, Comments, Answers

09 Jun 2023

Contributed by Lukas

Questions? Comments?Don fields your comments and questions:Praise for Vanguard's customer service.Taking us to task over life insurance advice.Ho...

Invest Everywhere

08 Jun 2023

Contributed by Lukas

Most Americans invest primarily in US stocks. The same holds true for other countries. How has that worked out for, say, the Japanese. With the help o...

Invest Everywhere

08 Jun 2023

Contributed by Lukas

Questions? Comments?Most Americans invest primarily in US stocks. The same holds true for other countries. How has that worked out for, say, the Japan...

Rolling the AI Dice

07 Jun 2023

Contributed by Lukas

"Investors" – and we use that term a loosely as possible – are pouring money into anything that seems even remotely connect to AI (artificial inte...

Rolling the AI Dice

07 Jun 2023

Contributed by Lukas

Questions? Comments?"Investors" – and we use that term a loosely as possible – are pouring money into anything that seems even remotely ...

They Raised the Roof

05 Jun 2023

Contributed by Lukas

Another fearful event passes and will soon be forgotten. The debt deiling "crisis" is over. What's next? We discuss why we panic financially and how w...

They Raised the Roof

05 Jun 2023

Contributed by Lukas

Questions? Comments?Another fearful event passes and will soon be forgotten. The debt deiling "crisis" is over. What's next? We discuss...

Four Question Friday

02 Jun 2023

Contributed by Lukas

It's Friday! That means Don is answering a few more of your questions: What should be done with some old, expensive funds in a Roth? Does a pre-tax ...

Four Question Friday

02 Jun 2023

Contributed by Lukas

Questions? Comments?It's Friday! That means Don is answering a few more of your questions:What should be done with some old, expensive funds in a...

Discussing Real Money

01 Jun 2023

Contributed by Lukas

In the past, talking about money has been considered taboo. It's time to start talking with your family about this critical topic that effects both yo...

Discussing Real Money

01 Jun 2023

Contributed by Lukas

Questions? Comments?In the past, talking about money has been considered taboo. It's time to start talking with your family about this critical t...

Avoid Their Mistakes

31 May 2023

Contributed by Lukas

We hate listening to our elders, but often their experiences can make your life better. We share some of those retirement investing mistakes. An almos...

Avoid Their Mistakes

31 May 2023

Contributed by Lukas

Questions? Comments?We hate listening to our elders, but often their experiences can make your life better. We share some of those retirement investin...

You Really Don't Know

30 May 2023

Contributed by Lukas

Many people believe that higher interest on safe bank instruments makes this a good time to get out of the stock market for a while. The market habitu...

You Really Don't Know

30 May 2023

Contributed by Lukas

Questions? Comments?Many people believe that higher interest on safe bank instruments makes this a good time to get out of the stock market for a whil...

Pre-Holiday Q&A

26 May 2023

Contributed by Lukas

In this episode: What is a P/E ratio, and why are some so much lower than "the market's?" Which is better for future taxation, pre-tax accounts or R...

Pre-Holiday Q&A

26 May 2023

Contributed by Lukas

Questions? Comments?In this episode:What is a P/E ratio, and why are some so much lower than "the market's?"Which is better for future ...

Debt Ceiling Danger?

25 May 2023

Contributed by Lukas

As the United States approaches its credit limit what might that do to the investnent markets? We pose that question to Wes Crill, Senior Investment D...

Debt Ceiling Danger?

25 May 2023

Contributed by Lukas

Questions? Comments?As the United States approaches its credit limit what might that do to the investnent markets? We pose that question to Wes Crill,...

Real Estate Riches?

24 May 2023

Contributed by Lukas

Real estate speculators discover that leverage can cut both ways. Plus, we discuss the real estate gurus and the more likely source of their wealth. L...

Real Estate Riches?

24 May 2023

Contributed by Lukas

Questions? Comments?Real estate speculators discover that leverage can cut both ways. Plus, we discuss the real estate gurus and the more likely sourc...

Gold and Real Estate Better?

23 May 2023

Contributed by Lukas

Why does the myth that real estate and gold are better investments than equities still persist? We show you the real numbers. Where can you get the be...

Gold and Real Estate Better?

23 May 2023

Contributed by Lukas

Questions? Comments?Why does the myth that real estate and gold are better investments than equities still persist? We show you the real numbers. Wher...

Dow or Total Market?

22 May 2023

Contributed by Lukas

Heck, they're not even industrials anymore. The Dow is an obsolete measure of the stock markets movement. It should have been replaced by the total ma...

Dow or Total Market?

22 May 2023

Contributed by Lukas

Questions? Comments?Heck, they're not even industrials anymore. The Dow is an obsolete measure of the stock markets movement. It should have been...

Give Me Your Questions...

19 May 2023

Contributed by Lukas

Another day of Q&A featuring calls about: The wisdom of paying off a mortgage early? Our opinion of Paul Merriman's flexible withdrawal strategy? W...

Give Me Your Questions...

19 May 2023

Contributed by Lukas

Questions? Comments?Another day of Q&A featuring calls about:The wisdom of paying off a mortgage early?Our opinion of Paul Merriman's flexibl...

Windfall Planning

18 May 2023

Contributed by Lukas

With baby boomers nearing the end of their time on earth, a huge wealth transfer is in the offing. What would you do with a big inheritance of guess? ...

Windfall Planning

18 May 2023

Contributed by Lukas

Questions? Comments?With baby boomers nearing the end of their time on earth, a huge wealth transfer is in the offing. What would you do with a big in...

Less Active Management

17 May 2023

Contributed by Lukas

Tom and Don are joined by a rare guest, Phil McInnis, Chief Investment Strategist at Avantis Funds. This episode covers the difference between truly a...

Less Active Management

17 May 2023

Contributed by Lukas

Questions? Comments?Tom and Don are joined by a rare guest, Phil McInnis, Chief Investment Strategist at Avantis Funds. This episode covers the differ...

Fee Clarity is Critical

16 May 2023

Contributed by Lukas

A major new study found that investors care more about fee transparency than the return from their investments. It turns out that investors want the t...

Fee Clarity is Critical

16 May 2023

Contributed by Lukas

Questions? Comments?A major new study found that investors care more about fee transparency than the return from their investments. It turns out that ...

Monkey Money Managers?

15 May 2023

Contributed by Lukas

Yet another study shows that dart-throwing monkeys (a metaphor for randomness) picked better investments than did professional human stock pickers. Pl...

Monkey Money Managers?

15 May 2023

Contributed by Lukas

Questions? Comments?Yet another study shows that dart-throwing monkeys (a metaphor for randomness) picked better investments than did professional hum...

Big Day for Q&A

12 May 2023

Contributed by Lukas

This is a particularly good Friday question and answer session: When should a portfolio be rebalanced? What is the difference between VT and VTWAX? ...

Big Day for Q&A

12 May 2023

Contributed by Lukas

Questions? Comments?This is a particularly good Friday question and answer session:When should a portfolio be rebalanced?What is the difference betwee...

Nobody's That Smart

11 May 2023

Contributed by Lukas

Another experts predicts the financial futute with absolute certainty, despite the FACT that the future can't be known. Plus, we agree with Bill Gross...

Nobody's That Smart

11 May 2023

Contributed by Lukas

Questions? Comments?Another experts predicts the financial futute with absolute certainty, despite the FACT that the future can't be known. Plus,...