Talking Real Money - Investing Talk
Episodes
How Much Can You Spend?
10 May 2023
Contributed by Lukas
Is it the 4% rule? Should you take less in bad times and more in good times? How do you know how much income can you take from your investments in ret...
How Much Can You Spend?
10 May 2023
Contributed by Lukas
Questions? Comments?Is it the 4% rule? Should you take less in bad times and more in good times? How do you know how much income can you take from you...
Worried About Banks?
09 May 2023
Contributed by Lukas
Should you be concerned about the money you have in the bank? Listeners wonder: What would have happened if you invested at the highest point of stoc...
Worried About Banks?
09 May 2023
Contributed by Lukas
Questions? Comments?Should you be concerned about the money you have in the bank?Listeners wonder:What would have happened if you invested at the high...
Better Than a Coronation?
08 May 2023
Contributed by Lukas
It is estimated that the UK spent about $100 million to crown King Charles III. What else could you get for that much money? We also discuss the huge ...
Better Than a Coronation?
08 May 2023
Contributed by Lukas
Questions? Comments?It is estimated that the UK spent about $100 million to crown King Charles III. What else could you get for that much money? We al...
Viernes Preguntas
05 May 2023
Contributed by Lukas
Just another Q&A Friday, Cinco de Mayo. Today Don tackles: Should the funds be inside both a regular and Roth IRA? Should siblings' contributions to...
Viernes Preguntas
05 May 2023
Contributed by Lukas
Questions? Comments?Just another Q&A Friday, Cinco de Mayo. Today Don tackles:Should the funds be inside both a regular and Roth IRA?Should siblin...
Hungry for Great Investing?
04 May 2023
Contributed by Lukas
Do investors need a great money manager like Warren Buffett? Then, we ask: Is he really that good, and are his best days behind him? Two listeners ask...
Hungry for Great Investing?
04 May 2023
Contributed by Lukas
Questions? Comments?Do investors need a great money manager like Warren Buffett? Then, we ask: Is he really that good, and are his best days behind hi...
They Make Stuff Up
03 May 2023
Contributed by Lukas
They can't quote high returns and claim low risk if it's not true, right? It may be wrong, but purveyors of investment products have been doing it for...
They Make Stuff Up
03 May 2023
Contributed by Lukas
Questions? Comments?They can't quote high returns and claim low risk if it's not true, right? It may be wrong, but purveyors of investment p...
Still Not Ready to Retire?
02 May 2023
Contributed by Lukas
In this episode, we continue where we left off in the previous show, sharing various reasons why you might not be ready to retire. We also hear from l...
Still Not Ready to Retire?
02 May 2023
Contributed by Lukas
Questions? Comments?In this episode, we continue where we left off in the previous show, sharing various reasons why you might not be ready to retire....
Not Ready to Retire?
01 May 2023
Contributed by Lukas
Today and tomorrow, we look at several reasons you might not be ready to retire. Plus, listeners want to know: Is there a deadline during the day for...
Not Ready to Retire?
01 May 2023
Contributed by Lukas
Questions? Comments?Today and tomorrow, we look at several reasons you might not be ready to retire. Plus, listeners want to know:Is there a deadline ...
Quanan Day
28 Apr 2023
Contributed by Lukas
Don is back, taking on your questions with his answers. Here's what today's episode brings: What is Phoenix Capital, and how can they offer 9-12% yie...
Quanan Day
28 Apr 2023
Contributed by Lukas
Questions? Comments?Don is back, taking on your questions with his answers. Here's what today's episode brings:What is Phoenix Capital, and ...
Playing the Rate Game
27 Apr 2023
Contributed by Lukas
With rates all over the place, many are trying to play the fixed-income market. Tom and Don explore the purpose of fixed income in a portfolio and dis...
Playing the Rate Game
27 Apr 2023
Contributed by Lukas
Questions? Comments?With rates all over the place, many are trying to play the fixed-income market. Tom and Don explore the purpose of fixed income in...
On Doing Nothing
26 Apr 2023
Contributed by Lukas
What if you invested in the S&P 500 decades ago and did absolutely nothing? The answer is shocking. Plus, a special segment featuring a "Last Week Ton...
On Doing Nothing
26 Apr 2023
Contributed by Lukas
Questions? Comments?What if you invested in the S&P 500 decades ago and did absolutely nothing? The answer is shocking. Plus, a special segment fe...
Volatility: What to Do?
25 Apr 2023
Contributed by Lukas
Tom and Don explore another goofy investing advice article (as if something has actually changed). Our listeners ask us: How should assets be consoli...
Volatility: What to Do?
25 Apr 2023
Contributed by Lukas
Questions? Comments?Tom and Don explore another goofy investing advice article (as if something has actually changed).Our listeners ask us:How should ...
Buy or Rent the Dream?
24 Apr 2023
Contributed by Lukas
Does owning a home make financial sense anymore? Could it be wiser to rent and invest instead? Plus, Tom takes calls about: The effect of joint tenan...
Buy or Rent the Dream?
24 Apr 2023
Contributed by Lukas
Questions? Comments?Does owning a home make financial sense anymore? Could it be wiser to rent and invest instead?Plus, Tom takes calls about:The effe...
Money and Marriage Questions
21 Apr 2023
Contributed by Lukas
An extra large helping of listener questions today: A young investor seeks our portfolio blessing. Does a Merriman-suggested ETF make sense to own? ...
Money and Marriage Questions
21 Apr 2023
Contributed by Lukas
Questions? Comments?An extra large helping of listener questions today:A young investor seeks our portfolio blessing.Does a Merriman-suggested ETF mak...
Gold Bugs...Us
20 Apr 2023
Contributed by Lukas
Despite its recent run-up, gold remains a terrible investment. In fact, by our definition, it isn't even an investment as it cannot become more valuab...
Gold Bugs...Us
20 Apr 2023
Contributed by Lukas
Questions? Comments?Despite its recent run-up, gold remains a terrible investment. In fact, by our definition, it isn't even an investment as it ...
Cash Beats Stocks?
19 Apr 2023
Contributed by Lukas
How soon we forget. After years of low to non-existent interest rates on fixed-income securities, suddenly, everyone wants to invest in bonds or CDs. ...
Cash Beats Stocks?
19 Apr 2023
Contributed by Lukas
Questions? Comments?How soon we forget. After years of low to non-existent interest rates on fixed-income securities, suddenly, everyone wants to inve...
Avoid Two Hat Advisors
18 Apr 2023
Contributed by Lukas
Can someone who provides investment advice be just a little bit fiduciary? What is wrong with investment advisors also being commissioned brokers? How...
Avoid Two Hat Advisors
18 Apr 2023
Contributed by Lukas
Questions? Comments?Can someone who provides investment advice be just a little bit fiduciary? What is wrong with investment advisors also being commi...
Can't Beat 'Em
17 Apr 2023
Contributed by Lukas
Don shares a new study that, again, illustrates the futility of trying to beat the market. The future remains unknowable. Plus, he discusses the darke...
Can't Beat 'Em
17 Apr 2023
Contributed by Lukas
Questions? Comments?Don shares a new study that, again, illustrates the futility of trying to beat the market. The future remains unknowable. Plus, he...
Another Day of Questions, Answered
14 Apr 2023
Contributed by Lukas
Another day, another five questions answered. Today's topics: How do I know who is a true fiduciary? What's our opinion of "Infinity Investing?" Wh...
Another Day of Questions, Answered
14 Apr 2023
Contributed by Lukas
Questions? Comments?Another day, another five questions answered. Today's topics:How do I know who is a true fiduciary?What's our opinion of...
Q&A on Thursday?
13 Apr 2023
Contributed by Lukas
We have gotten a bit behind on answering phoned-in questions, so today, Don answers the following: How do you get out of a bunch of individual stocks...
Q&A on Thursday?
13 Apr 2023
Contributed by Lukas
Questions? Comments?We have gotten a bit behind on answering phoned-in questions, so today, Don answers the following:How do you get out of a bunch of...
Tax Free Retirement Income
12 Apr 2023
Contributed by Lukas
Hard to believe, but the US government allows investors to generate tax-free income from a well-diversified portfolio – without using municipal bond...
Tax Free Retirement Income
12 Apr 2023
Contributed by Lukas
Questions? Comments?Hard to believe, but the US government allows investors to generate tax-free income from a well-diversified portfolio – without ...
Things to Do Now
11 Apr 2023
Contributed by Lukas
The world has changed dramatically. So, how do you manage your money in this mad new world? Plus, we hear from listeners asking: How do you get resta...
Things to Do Now
11 Apr 2023
Contributed by Lukas
Questions? Comments?The world has changed dramatically. So, how do you manage your money in this mad new world? Plus, we hear from listeners asking:Ho...
Despicable Investments
10 Apr 2023
Contributed by Lukas
Rather than tell you which investments make the most sense, we decided to share with our list of the worst investments. These are some of the things w...
Despicable Investments
10 Apr 2023
Contributed by Lukas
Questions? Comments?Rather than tell you which investments make the most sense, we decided to share with our list of the worst investments. These are ...
A Great Day of Q&A
07 Apr 2023
Contributed by Lukas
Don tackles more of your questions: What happens if an exchange-traded fund (ETF) sponsor goes bankrupt? Can a Roth IRA conversion count as a requir...
A Great Day of Q&A
07 Apr 2023
Contributed by Lukas
Questions? Comments?Don tackles more of your questions:What happens if an exchange-traded fund (ETF) sponsor goes bankrupt?Can a Roth IRA conversion c...
Dividend Strategy Debunked
06 Apr 2023
Contributed by Lukas
Many investors seem to believe owning a portfolio of dividend-paying stocks is a safe and effective way to create retirement income. Are there better ...
Dividend Strategy Debunked
06 Apr 2023
Contributed by Lukas
Questions? Comments?Many investors seem to believe owning a portfolio of dividend-paying stocks is a safe and effective way to create retirement incom...
Your Timing Stinks
05 Apr 2023
Contributed by Lukas
So, how did the investment market perform this past quester? Investors are only now starting to avoid stocks. Plus, listeners ask: Where should I put...
Your Timing Stinks
05 Apr 2023
Contributed by Lukas
Questions? Comments?So, how did the investment market perform this past quester? Investors are only now starting to avoid stocks.Plus, listeners ask:W...
What You Must Know - Part Two
04 Apr 2023
Contributed by Lukas
Money is important. Today we present our second episode devoted to what you need to know about both building wealth and beginning to use it. For examp...
What You Must Know - Part Two
04 Apr 2023
Contributed by Lukas
Questions? Comments?Money is important. Today we present our second episode devoted to what you need to know about both building wealth and beginning ...
What You Must Know - Part One
03 Apr 2023
Contributed by Lukas
Today, we present part one of a two-part series focused on what you must know about money. In this episode, we discuss spending and credit. Then, we h...
What You Must Know - Part One
03 Apr 2023
Contributed by Lukas
Questions? Comments?Today, we present part one of a two-part series focused on what you must know about money. In this episode, we discuss spending an...
More of Your Questions
31 Mar 2023
Contributed by Lukas
On today's episode, Don is asked: Does this "granular" DIY portfolio make sense? Why would he even consider suggesting a reverse mortgage? What sho...
More of Your Questions
31 Mar 2023
Contributed by Lukas
Questions? Comments?On today's episode, Don is asked:Does this "granular" DIY portfolio make sense?Why would he even consider suggestin...
Never Ending Subscriptions
30 Mar 2023
Contributed by Lukas
Like financial leeches, old online subscriptions slowly suck your bank account dry. What can be done about these almost to impossible to cancel servic...
Never Ending Subscriptions
30 Mar 2023
Contributed by Lukas
Questions? Comments?Like financial leeches, old online subscriptions slowly suck your bank account dry. What can be done about these almost to impossi...
Awful Annuity "Guarantees"
29 Mar 2023
Contributed by Lukas
One of the biggest annuity collapses in history is progressing in slow motion. This has left the annuity investors stuck without access to their money...
Awful Annuity "Guarantees"
29 Mar 2023
Contributed by Lukas
Questions? Comments?One of the biggest annuity collapses in history is progressing in slow motion. This has left the annuity investors stuck without a...
...Not the Market
28 Mar 2023
Contributed by Lukas
Two (or more) of the biggest reasons you shouldn't rely on the S&P 500 for your stock market diversification. How should you properly diversify your e...
...Not the Market
28 Mar 2023
Contributed by Lukas
Questions? Comments?Two (or more) of the biggest reasons you shouldn't rely on the S&P 500 for your stock market diversification. How should ...
Money in Motion
27 Mar 2023
Contributed by Lukas
Don's away, so Tom discusses the billions of dollars that have been moved to cash. Where is it being stashed and where should you be putting your mone...
Money in Motion
27 Mar 2023
Contributed by Lukas
Questions? Comments?Don's away, so Tom discusses the billions of dollars that have been moved to cash. Where is it being stashed and where should...
More Friday Queries
24 Mar 2023
Contributed by Lukas
Today's questions: Why did my ETF distribute capital gains? Will this tax harvesting and repurchasing strategy run afoul of the "wash-sale" rule? I...
More Friday Queries
24 Mar 2023
Contributed by Lukas
Questions? Comments?Today's questions:Why did my ETF distribute capital gains?Will this tax harvesting and repurchasing strategy run afoul of the...
Big Buck Orphans
23 Mar 2023
Contributed by Lukas
Millions of retirement accounts have been left behind and apparently forgotten. We're talking REAL money. You need to find yours. A listener asks: Wha...
Big Buck Orphans
23 Mar 2023
Contributed by Lukas
Questions? Comments?Millions of retirement accounts have been left behind and apparently forgotten. We're talking REAL money. You need to find yo...
T@# Time Prep
22 Mar 2023
Contributed by Lukas
What you can do now and later this year to reduce your tax bill. Plus, we talk about a non-financial talk show that spews bad words ("F" instead of "T...
T@# Time Prep
22 Mar 2023
Contributed by Lukas
Questions? Comments?What you can do now and later this year to reduce your tax bill. Plus, we talk about a non-financial talk show that spews bad word...
What Will You Do?
21 Mar 2023
Contributed by Lukas
With the retirement upheaval in France, Tom and Don discuss when should we retire and what will we do then. Plus, when it comes to investing, ignoranc...
What Will You Do?
21 Mar 2023
Contributed by Lukas
Questions? Comments?With the retirement upheaval in France, Tom and Don discuss when should we retire and what will we do then. Plus, when it comes to...
More Banking Bedlam
20 Mar 2023
Contributed by Lukas
Welcome to March Money Madness. With several banks teetering what should you do with your money. One banker tries to comfort his depositors by offerin...
More Banking Bedlam
20 Mar 2023
Contributed by Lukas
Questions? Comments?Welcome to March Money Madness. With several banks teetering what should you do with your money. One banker tries to comfort his d...
Q&A: Bonds and Ladders
17 Mar 2023
Contributed by Lukas
In this week's question and answer episode: Should he sell his bond funds and create a CD ladder? Can funds from a managed account go into an IRA? ...
Q&A: Bonds and Ladders
17 Mar 2023
Contributed by Lukas
Questions? Comments?In this week's question and answer episode:Should he sell his bond funds and create a CD ladder?Can funds from a managed acco...
Moody About Money
16 Mar 2023
Contributed by Lukas
Emotions are good for many things, just not for investing. Tom and Don discuss the many money moods that can be financial future killers. Plus, we hea...
Moody About Money
16 Mar 2023
Contributed by Lukas
Questions? Comments?Emotions are good for many things, just not for investing. Tom and Don discuss the many money moods that can be financial future k...
Banking Worries Continue
15 Mar 2023
Contributed by Lukas
The fallout from Silicon Valley Bank's failure continues to impact the investing markets. Should you be concerned? What should you do? Plus, listeners...
Banking Worries Continue
15 Mar 2023
Contributed by Lukas
Questions? Comments?The fallout from Silicon Valley Bank's failure continues to impact the investing markets. Should you be concerned? What shoul...
Sophisticated Alternatives?
14 Mar 2023
Contributed by Lukas
Are stocks and bonds not good enough for you? Why not take on some of those sophisticated investments used by college endowments? We'll tell you why n...
Sophisticated Alternatives?
14 Mar 2023
Contributed by Lukas
Questions? Comments?Are stocks and bonds not good enough for you? Why not take on some of those sophisticated investments used by college endowments? ...
Bank Run 2023
13 Mar 2023
Contributed by Lukas
Tom and Don discuss the collapse of Silicon Valley Bank and what it means for you and your portfolio. We also talk about the "run" on Social Security ...
Bank Run 2023
13 Mar 2023
Contributed by Lukas
Questions? Comments?Tom and Don discuss the collapse of Silicon Valley Bank and what it means for you and your portfolio. We also talk about the "...
Q&A: Another Way to Roth Kids
10 Mar 2023
Contributed by Lukas
Today's questions and comments include the following: Another way to fund a child's Roth IRA. Can regular in-service transfers be made from a bad SE...
Q&A: Another Way to Roth Kids
10 Mar 2023
Contributed by Lukas
Questions? Comments?Today's questions and comments include the following:Another way to fund a child's Roth IRA.Can regular in-service trans...
Disciplined Market Timing
09 Mar 2023
Contributed by Lukas
Another academic study looks at a popular, structured market timing system based on the relative valuation of stocks. Has it worked? How does Vanguar...
Disciplined Market Timing
09 Mar 2023
Contributed by Lukas
Questions? Comments?Another academic study looks at a popular, structured market timing system based on the relative valuation of stocks. Has it worke...
Cash Comeback?
08 Mar 2023
Contributed by Lukas
Every so often, a group of investing "experts" suggest that investing in cash is better than owning stocks. Last year, with rates near zero, that was ...
Cash Comeback?
08 Mar 2023
Contributed by Lukas
Questions? Comments?Every so often, a group of investing "experts" suggest that investing in cash is better than owning stocks. Last year, w...
Long Jim or Short Jim
07 Mar 2023
Contributed by Lukas
You can now legally bet on the stock picks of "Mad Money" host Jim Cramer. Yes, now there are even ETFs for that. Tom and Don discuss these new produc...
Long Jim or Short Jim
07 Mar 2023
Contributed by Lukas
Questions? Comments?You can now legally bet on the stock picks of "Mad Money" host Jim Cramer. Yes, now there are even ETFs for that. Tom an...
Real Estate Reality
06 Mar 2023
Contributed by Lukas
Many consider the key to wealth to be highly leveraged real estate. Using borrowed money to buy properties magnifies your return. What could go wrong?...
Real Estate Reality
06 Mar 2023
Contributed by Lukas
Questions? Comments?Many consider the key to wealth to be highly leveraged real estate. Using borrowed money to buy properties magnifies your return. ...
Q and A Day: Specific Direction
03 Mar 2023
Contributed by Lukas
In today's question and answer episode, Don answers these questions: Does a non-deductible IRA make sense? How is the cost basis of restricted stock...
Q and A Day: Specific Direction
03 Mar 2023
Contributed by Lukas
Questions? Comments?In today's question and answer episode, Don answers these questions:Does a non-deductible IRA make sense?How is the cost basi...
Crypto Is Not Investing
02 Mar 2023
Contributed by Lukas
WARNING: Some Millennials will be offended by the logical conclusions reached in this episode. With so many technological innovations, we occasionally...
Crypto Is Not Investing
02 Mar 2023
Contributed by Lukas
Questions? Comments?WARNING: Some Millennials will be offended by the logical conclusions reached in this episode.With so many technological innovatio...