Silvergate Capital is shutting down, so the crypto winter just got colder. Microsoft says the new Bing has crossed 100 million daily active users. Why TikTok is responsible for the new Spotify redesign. Can police grab your Ring camera footage without your permission, even if you’re not the target of an investigation? And looks like Stripe won’t be going public this year after all. Sponsors: Thuma.co/techmeme Links: Silvergate will liquidate bank, wind down operations (The Block) Microsoft details how it could get Call of Duty: Warzone running on Switch (The Verge) Microsoft’s AI-Powered Bing Search Engine Surpasses 100 Million Daily Active Users (Gizmodo) Spotify’s new design is part TikTok, part Instagram, and part YouTube (The Verge) The privacy loophole in your doorbell (Politico) SCOOP: Stripe Is Raising $6 Billion to Resolve Taxes & Expiring Employee Shares, Delaying Public Listing (Newcomer) Learn more about your ad choices. Visit megaphone.fm/adchoices

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“What did the council decide on item 42?” — answered with the speaker and the moment.

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