The Broke Generation
Episodes
Don't doom spend right now – do this instead
31 Mar 2026
Contributed by Lukas
In this episode I'm diving into the doom spending narrative that's spreading online, including why we're tempted to do it, why it's unhelpful, and wha...
How to manage your money and life like a business: build your financial EQ
16 Mar 2026
Contributed by Lukas
In this episode I'm talking about a piece of advice that has come up over and over again in conversations about money in recent months, which is this:...
The Monthly Wrap: February in review
02 Mar 2026
Contributed by Lukas
See omnystudio.com/listener for privacy information.
Things you'll thank yourself for in 10 years, part 3
24 Feb 2026
Contributed by Lukas
I'm back with a new instalment of my 'thank yourself in 10 years' series, so get your hot little butt out for a walk and listen to the next batch of s...
Pet Finances Miniseries: how to build a financial safety net for your pet, with vet Claire Jenkins
18 Feb 2026
Contributed by Lukas
n this 3-part mini series I'm joined by vet and founder of VetChat, Claire Jenkins, to talk about the cost of pet ownership and how we can manage the ...
Pet Finances Miniseries: A vet’s advice on managing financial anxiety as a pet parent, with vet Claire Jenkins
17 Feb 2026
Contributed by Lukas
In this 3-part mini series I'm joined by vet and founder of VetChat, Claire Jenkins, to talk about the cost of pet ownership and how we can manage the...
Pet Finances Miniseries: Is pet insurance worth the cost? (and what to do if you don't have it) feat. vet and founder of VetChat Claire Jenkins
16 Feb 2026
Contributed by Lukas
In this 3-part mini series I'm joined by vet and founder of VetChat, Claire Jenkins, to talk about the cost of pet ownership and how we can manage the...
What I learned during my SECOND year of not buying any clothes
09 Feb 2026
Contributed by Lukas
In 2025 I committed going one whole year without buying clothes... for a SECOND TIME! In this episode I take you through what I learned, the challenge...
The Monthly Wrap: January
02 Feb 2026
Contributed by Lukas
The Monthly Wrap is BACK, BABY!!! A loved episode format from many moons ago, I'm thrilled to bring back my monthly wrap up of goings on in my f...
A blueprint for your hottest money year ever
26 Jan 2026
Contributed by Lukas
In this episode I take you through an epic guided framework to help you create a blueprint for your hottest money year ever. Combining both objective ...
Why self-pride should be your number one success metric for 2026
19 Jan 2026
Contributed by Lukas
Welcome to 2026!! In this episode I'm unpacking the power of pride (and the momentum it generates) in your personal finances and exploring what we can...
Where my money went in 2025 and where I want it to go in 2026
12 Jan 2026
Contributed by Lukas
BOOM we are hitting the ground running this January with a red hot look at where I spent my money in 2025 and what my plans are for it in 2026. Specia...
26 goals for 2026
05 Jan 2026
Contributed by Lukas
It's that time of year again! Join me as I rattle through 26 goals for 2026, in the realms of money, business, health, and happiness. ORDER THE WARDRO...
End of year guided money reflection
28 Dec 2025
Contributed by Lukas
Welcome to the annual TBG end of year guided money reflection! Grab your notebooks, pour yourself something tasty, and buckle in for a series of...
GOAL REVIEW: 25 goals for 25
22 Dec 2025
Contributed by Lukas
It's that time of year! Join me as I review my 25 goals I set for 2025 and cover off which ones I achieved, which ones I didn't, and what I learned al...
Reviewing the best points and rewards programs in Australia, with Tash Etschmann
11 Dec 2025
Contributed by Lukas
In this episode I'm joined by Tash Etschmann (@tashinvests) for a chat about all things POINTS! We unpack everything from Qantas versus Velocity for f...
A week in our wallets: The Comments Section with E & V
08 Dec 2025
Contributed by Lukas
We're back again with another week in our wallets brought to you by PocketSmith. This week Victoria galivants around Japan while Emma has a low key we...
How to make 2026 the year you get engaged with your superfund, with Australian Super
03 Dec 2025
Contributed by Lukas
In this episode I'm joined by Kim Heironymous, education manager at Australian Super, to talk all things superannuation and how to get engaged with yo...
A week in our wallets: The Comments Section with E & V
02 Dec 2025
Contributed by Lukas
Welcome back to another episode of A Week In Our Wallets, this time brought to you by our fabulous friends at PocketSmith! Head to www.pocketsmith.com...
5 things you'll thank yourself for in 10 years PART TWO
01 Dec 2025
Contributed by Lukas
Welcome back to things you'll thank yourself for in 10 years. If you haven't listened to part one yet, go and do so. This week I'm diving into more sm...
How to not overspend this Black Friday
28 Nov 2025
Contributed by Lukas
Welcome to the annual Black Friday episode where I take you through my observations on the sales sentiment this year, comb through retail reports on w...
The Wardrobe Project is HERE! Book release special + sneak peek
25 Nov 2025
Contributed by Lukas
It's officially release day for The Wardrobe Project (in Australia, anyway!). Rest of world, you're only about a week or so away! In this special rele...
Repaying debt, doubling your salary, and striving for success when the tide is against you, with KJ Kasuka
23 Nov 2025
Contributed by Lukas
WE'RE BACK BABY!!!! In this episode, I'm joined by KJ. a passionate financial advocate openly sharing her financial journey. KJ discusses her experien...
5 things you'll thank yourself for in 10 years (part 1)
23 Nov 2025
Contributed by Lukas
In part one of this new series, I'm sharing a raft of things you'll thank yourself for in 10 years. No matter what age or stage of life you're at, the...
The podcast is taking a short break!
04 Nov 2025
Contributed by Lukas
A short message from Emma to let you know the podcast is taking a teeny tiny 2.5 week break to catch up on editing and making the show the best it can...
How to handle expensive gift-giving traditions in families and friend groups
29 Oct 2025
Contributed by Lukas
This was a hotly requested episode as we hurtle closer towards gift-giving season, so settle in for a deep dive into why gift giving is its own unique...
The hidden spending trap of thrifting (and how to do it mindfully!)
22 Oct 2025
Contributed by Lukas
In this solo episode I'm talking all things THRIFTING! Shopping second hand can feel like the perfect loop hole for your little treats, without breaki...
How to use the "One Win Rule" to break unhelpful money patterns
15 Oct 2025
Contributed by Lukas
In this solo episode I'm sharing with you the One Win Rule: a framework I developed to help you connect your beliefs and behaviours in order to break ...
Emma's Dilemma: HELP! I stopped buying clothes, but kept spending everywhere else...
08 Oct 2025
Contributed by Lukas
Welcome back to another Emma's Dilemma. Today we're unpacking a curly one about what happens when we cut off one area of spending... but just spend th...
Why following up with yourself is the ultimate behavioural hack (and how to do it!)
01 Oct 2025
Contributed by Lukas
In this episode I take you through the concept of "following up" with yourself, and how you can use it to change your behaviour in a way that ACTUALLY...
Emma's Dilemma: how do I manage competing life priorities when everything feels messy?
24 Sep 2025
Contributed by Lukas
Welcome back to Emma's Dilemma, where I take your dilemmas and answer them with piping hot advice on life and money. Today's dilemma is all about unta...
Can I buy a home if... my income is going to change soon? With Kobe Clarke-Jacobs
21 Sep 2025
Contributed by Lukas
Welcome to the final episode in our 3 part mini series with mortgage broker, Kobe Clarke-Jacobs. In this final instalment we're debunking how a change...
Can I buy a home if... I'm self employed? With Kobe Clarke-Jacobs
19 Sep 2025
Contributed by Lukas
In this episode we're debunking the myth that it's too hard to buy property if you're self employed, freelance or run your own business. Mortgage brok...
Can I buy a home if... I'm single? With Kobe Clarke-Jacobs
18 Sep 2025
Contributed by Lukas
Welcome to a hot new little mini series with mortgage broker, Kobe Clarke-Jacobs, where we debunk the reasons you might think you can't buy a home, an...
Business BTS: what's been happening at The Firm
18 Sep 2025
Contributed by Lukas
Hello shareholders and welcome to the Broke HQ Annual General Meeting (read: very yappy, chatty podcast giving you a behind the scenes look at what's ...
What really happens after a year of not buying clothes? The Wardrobe Project Mini Series
06 Sep 2025
Contributed by Lukas
Welcome back to episode 3 of The Wardrobe Project mini series! For our final episode I'm talking about the other side of the coin: what happens when y...
10 motivators of irrational clothing spending: The Wardrobe Project Mini Series
05 Sep 2025
Contributed by Lukas
In episode 2 of The Wardrobe Project Mini Series, I'm taking you through 10 things that drive irrational clothing purchases, and why we're so often le...
5 things that made me want to change my relationship with buying clothes: The Wardrobe Project Mini Series
04 Sep 2025
Contributed by Lukas
WELCOME TO THE WARDROBE PROJECT MINI SERIES, BABY! In celebration of launching my upcoming second book, The Wardrobe Project, this mini series will gi...
The great "lock in" of 2025: how to design your own blueprint for September to December
03 Sep 2025
Contributed by Lukas
Everyone's talking about "locking in" and setting up their September to December sprint. So as always I'm here to be your brain-obsessed behavioural g...
5 money conversations that'll start to shift your financial perspective and self-understanding
29 Aug 2025
Contributed by Lukas
In this solo episode I'm taking you through 5 powerful money conversations to have with people in your life that will rock your relationship with mone...
Why September is the best time to work on your money goals (and how to make the most of it)
27 Aug 2025
Contributed by Lukas
In this solo episode I’m sharing why September is my FAVE month for working on your financial goals, and offer you a hot little plan to see...
3 things that fundamentally changed my finances forever
20 Aug 2025
Contributed by Lukas
In this solo episode I'm taking you three behavioural turning points that fundamentally changed my finances forever. From identifying cycles that are ...
A week in our wallets. Cat food, charcuterie and a gastroscopy: The Comments Section with E&V
14 Aug 2025
Contributed by Lukas
Welcome back to another week in our wallets, where we take you through what we spent in a week, why, and how we felt about it after. Where to find Emm...
Grow your money mini series: Risk management, with Jess Brady
13 Aug 2025
Contributed by Lukas
In this final episode of my mini-series with financial advisor Jess Brady, we dive into the crucial but often overlooked topic of risk management and ...
Grow your money mini series: Building your Freedom Fund, with Jess Brady
12 Aug 2025
Contributed by Lukas
In this second episode of my mini-series with financial advisor Jess Brady, we explore the concept of a "Freedom Fund" and why investing doesn't have ...
Grow your money mini series: Your "money memoir", with Jess Brady
12 Aug 2025
Contributed by Lukas
In the first instalment of this three-part mini series, financial adviser and educator Jess Brady shares candid insights into her journey, experiences...
Trust funds, financial secrecy, and the pros and cons of financial transparency: The Comments Section with E & V
10 Aug 2025
Contributed by Lukas
In this episode we dissect the dynamic between a trust fund kid and a minimum wage worker, as depicted in a recent video by @Cut on Instagram: https:/...
The cost of being cool: do old wounds die hard?
06 Aug 2025
Contributed by Lukas
In this voice-note style ramble, I unpack how the elusive idea of being "cool" can impact the way we spend our money, particularly if we've got old wo...
A week in our wallets: The Comments Section with Emma & Victoria
31 Jul 2025
Contributed by Lukas
New episode style alert! Join us as we take you through a week in our wallets: what we spent, why, and how we felt afterwards. You might love it, you ...
10 things to do instead of self-soothing with spending
30 Jul 2025
Contributed by Lukas
This solo episode tackles the familiar feeling of wanting to self-soothe with spending - those moments when you're hurtling toward an "I need a little...
THAT'S JUICY: Surviving ovarian cancer in your thirties, with Chloe Adams
23 Jul 2025
Contributed by Lukas
Content warning: this episode discusses themes of cancer, mortality and fertility. Welcome to another episode of That's Juicy and this week we have a ...
Old money, quiet luxury, and the subtle erasure of women's individuality: The Comments Section with E & V
17 Jul 2025
Contributed by Lukas
The title of this episode is far more intellectual than the contents of it. You have been warned. Where to find Emma Website: https://thebrokegenerati...
Emma's Dilemma: "Should I spend all my money now and just enjoy life so I don't have regrets?"
16 Jul 2025
Contributed by Lukas
Welcome back to another Emma's Dilemma episode where I address burning dilemma's from listeners. Today we have an absolute zinger: should I spend all ...
Tips for surviving and thriving as chaotic queens: The Comments Section with E&V
03 Jul 2025
Contributed by Lukas
Join us as we share our best life hacks for surviving and thriving in chaos, as we do best. From Victoria's "end of trip" routine to Emma's lanyard ob...
Mid year check in: 25 goals for 2025
26 Jun 2025
Contributed by Lukas
It's that time of year again! Let's check in with how I'm getting on with the 25 goals I set for 2025, and whether I'm moving in the right direction t...
Mid year money reset: guided review + reflection
25 Jun 2025
Contributed by Lukas
This episode is a recast of my annual guided mid year money review that is PERFECT for taking stock of where you're at as we close out the first half ...
Qantas plane food, expensive suitcases and travel hacks: The Comments Section with E&V
19 Jun 2025
Contributed by Lukas
We're back with another 20 minute timer episode – this time we're trying to share our best travel hacks, but end up spending way too long talkin...
Birthday episode: 5 money lessons I've learned from my 30s so far
18 Jun 2025
Contributed by Lukas
It's Gemini season, which means it's my birthday month, and so it's time for one of your favourite episodes: the birthday ep! Usually, I do something ...
BNPL on food delivery + the hell of convenience culture- The Comments Section with E&V
17 Jun 2025
Contributed by Lukas
We set a 20 minute timer and yap about the recent news around Buy Now Pay Later becoming available for food delivery in the US, what this means from a...
Emma's Dilemma- should I spend a voucher, disappointing purchases, and wanting to buy on a no-buy
17 Jun 2025
Contributed by Lukas
Welcome to a new segment of the podcast, Emma's Dilemma! In these bitey eps I'll be answering your dilemmas with my behavioural and psychological wisd...
Could you live without money? The Comments Section with E & V
17 Jun 2025
Contributed by Lukas
Earlier this year, The Guardian published an article on Jo Nemeth: the woman who lives without money. Instead of engaging in paid work and using that ...
Managing spending when your mental health is slipping
17 Jun 2025
Contributed by Lukas
In this episode I share 6 tips on what to do when life is life-ing and all you want to do is avoid, sabotage, and spend all your money on things you k...
Is "temu culture" destroying our relationship with money? The Comments Section with E & V
17 Jun 2025
Contributed by Lukas
We're baaaaaaack! Well, kinda. While we're not back for a proper new season of The Comments Section, we've got a few special edition yaps that we'll b...
THAT'S JUICY: navigating life's curveballs when buying a home, with Jess Bailey
17 Jun 2025
Contributed by Lukas
In this 'That's Juicy' episode, I chat with mortgage broker Jess Bailey about the human side of home buying. We explore how personal circumstances sha...
Financial behaviour hacks to make money simpler, part 2
17 Jun 2025
Contributed by Lukas
In this follow-up episode, I share four more behavioural hacks to make managing money feel easier and more enjoyable. I explore psychological approach...
What's your "silent dream" and are you ready to address it? With Tash Etschmann [RETREAT SPECIAL]
07 May 2025
Contributed by Lukas
Welcome to a 3-part mini series to celebrate our upcoming retreat in partnership with Yogable, The Money Sleepover this June! In episode one, we're gi...
FRIDAY FAVES: how to break the clothing spending cycle
01 May 2025
Contributed by Lukas
In this top loved episode I'm chatting about one of your FAVE topics on the pod: clothing spending. Oh, it's such a beast, isn't it?! If you relate to...
Financial behaviour hacks to make money simpler, part 1
30 Apr 2025
Contributed by Lukas
Money management doesn't have to feel restrictive or complicated. In this episode, I share 4 practical financial behaviour hacks that have transformed...
THAT'S JUICY: Emily Wallace on insider property knowledge
24 Apr 2025
Contributed by Lukas
Welcome to a new series of the podcast called That's Juicy! where I nab a chat with experts in a range of fields and squeeze the juice out of what the...
How to build a regular reflection routine for your money
23 Apr 2025
Contributed by Lukas
In this episode, I share why developing a monthly money reflection practice can transform your relationship with money. Instead of waiting until year-...
Financial imposter syndrome: what is it and how do we tackle it?
17 Apr 2025
Contributed by Lukas
Where to find The Broke Generation Website: https://thebrokegeneration.com/?v=518f4a738816 Instagram: https://instagram.com/the.brokegeneration TikTok...
Style and spending miniseries: your identity
11 Apr 2025
Contributed by Lukas
Welcome to the final episode in our 3 part style & spending mini series! Today we're finishing off with the aspect of your style that comes entire...
Style and spending mini series: your buying patterns
10 Apr 2025
Contributed by Lukas
Welcome back to the Master Your Style, Master Your Spending mini series, celebrating our upcoming Melbourne event this May, hosted by me, Emma Edwards...
Style and spending mini series: your wardrobe
09 Apr 2025
Contributed by Lukas
Welcome to the Master Your Style, Master Your Spending mini series, celebrating our upcoming Melbourne event this May, hosted by me, Emma Edwards, and...
FRIDAY FAVES: why do we never have anything to wear, with Maddy Forster
03 Apr 2025
Contributed by Lukas
Melbourne style and spending event tickets are on sale now!!! Early bird until 7 April https://www.trybooking.com/events/landing/1379832?embed I...
Explanations versus excuses
02 Apr 2025
Contributed by Lukas
In this episode, I dive into the critical difference between explanations and excuses when it comes to our financial situations. I explore how identif...
FRIDAY FAVES: mindless spending versus investing in yourself
28 Mar 2025
Contributed by Lukas
When are we buying to fix ourselves, and when are we "investing in ourselves"? In this solo episode I dive into the sometimes-dangerous advice I see o...
How to like yourself more PART TWO
26 Mar 2025
Contributed by Lukas
In part two of this slap-a-dappin episode on self-image and financial health, I explore four additional powerful strategies to build self-acceptance a...
FRIDAY FAVES: is a lack of self love sabotaging your finances?
20 Mar 2025
Contributed by Lukas
Step into my time machine: for this week's Friday Fave we're going all the way back to 2023 to hear a fave ep about the link between a lack of self lo...
How to like yourself more (and be better with money in the process) PART ONE
19 Mar 2025
Contributed by Lukas
In this episode I explore the profound connection between self-acceptance and financial wellness. Discover why the journey to liking yourself isn't a ...
FRIDAY FAVES: 10 ways to upgrade your life and feel like a baddie (without spending a tonne of money)
14 Mar 2025
Contributed by Lukas
We all love a good actionable list, and this week I'm taking you through ten wallet-friendly ways to level up your life without burning a hole in your...
14 ways to cultivate confidence outside of clothing consumption
12 Mar 2025
Contributed by Lukas
In this episode I'm taking you through some advice I use in my Wardrobe Project behaviour change program about how to break the habit of buying your c...
FRIDAY FAVES: how to quiet quit unhelpful spending and consumption patterns
06 Mar 2025
Contributed by Lukas
In this episode, I explore the idea of "quiet quitting" beyond the workplace and how it applies to our consumption habits. Inspired by a recent newsle...
9 ways to spend money like a financially confident queen
05 Mar 2025
Contributed by Lukas
In this episode I'm taking you through 9 practical ways to learn to SPEND money like a financially confident queen – because when we SPEND money...
FRIDAY FAVES: 7 mindset shifts I've undergone on my finance journey so far
27 Feb 2025
Contributed by Lukas
In this episode I take you on a journey through the many evolutions of my personal finances so far, through the lens of the mindset shifts and identit...
How to get dopamine from saving instead of spending
26 Feb 2025
Contributed by Lukas
We all know that dopamine drives our spending, whether it’s impulse shopping, online browsing, or grabbing a little treat just because. That qui...
FRIDAY FAVES: the spending trap of your fantasy self
20 Feb 2025
Contributed by Lukas
This week's Friday Fave is an episode on how our fantasy self shows up in our spending habits! We're unpacking the concept of the "fantasy self" and e...
5 things I've learned since I started tracking my spending again
20 Feb 2025
Contributed by Lukas
In this episode I'm taking you through 5 things I've learned since starting to track my spending again as part of running Smart Spenders Club! H...
FRIDAY FAVES: I didn't buy clothes for one whole year, here's what happened
14 Feb 2025
Contributed by Lukas
Over the next 10 weeks, we're hitting replay on 10 of your most loved episodes, to give a little extra love to the eps that made the most difference i...
Why do we struggle to spend money once we've saved it?
13 Feb 2025
Contributed by Lukas
A common dilemma that plagues many of us on our journey to getting good with money is this: we finally save up some money, feel our first sense of fin...
Be your own CFO: 7 money tips inspired by how businesses work
05 Feb 2025
Contributed by Lukas
In this episode I'm taking you through 7 things I've learned in business that will supercharge your personal finances. Your mindset and perspective ar...
How to quit emotional spending (masterclass replay)
30 Jan 2025
Contributed by Lukas
Get in loser we're quitting emotional spending and learning to spend our money in a way that adds to our lives, rather than lines the pockets of cleve...
This is the year you... start thinking bigger picture with your money
28 Jan 2025
Contributed by Lukas
Welcome to the final episode of This is the year...! This week, we're going to get you thinking BIG PICTURE with your money. I'm talking letting go of...
Is everyone doing a no spend year?! Benefits, drawbacks, alternatives, and tips for success
23 Jan 2025
Contributed by Lukas
Is EVERYONE doing a no spend year in 2025?! It can feel like it from looking at your social feeds, but you don't have to feel pressured to join the ra...
This is the year you...get serious about saving
21 Jan 2025
Contributed by Lukas
Welcome back to This is the year...! This week we're exploring ways to make 2025 the year you SLAY your savings once and for all. Saving money is one ...
25 goals for 2025
15 Jan 2025
Contributed by Lukas
Welcome back to The Broke Generation! It’s that time of year where I sit down and think about the year ahead, what I want to achieve, and how I ...
This is the year you... get financially organised
14 Jan 2025
Contributed by Lukas
Welcome back to This is the year... This week is one of my FAVOURITE weeks of the miniseries – getting financially organised. Is this the year y...
Being a "pleasure to have in class" – good for your finances, or bad? The Comments Section with E & V
10 Jan 2025
Contributed by Lukas
In this episode, we discuss our common personality trait of being a "pleasure to have in class" – that is, you were a pleasure to have in class ...
How to choose a word for your year (and why you should!)
08 Jan 2025
Contributed by Lukas
Welcome back to The Broke Generation podcast! This week, we’re talking all about choosing your word for the year - a trend that’s been aro...
This is the year you...find a budget that actually works
08 Jan 2025
Contributed by Lukas
Welcome back to This Is The Year! This week we're exploring BUDGETS – most critically, finding a budget that works for YOU. There are tons of pl...