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Your Retirement Blueprint with Michael

14 - Leaving Your Job? Smart Moves for Your Retirement Savings

04 Dec 2025

Description

Changing jobs? Wondering what to do with your old 401k, 403b, TSP, or other employer retirement plan? In this episode, Certified Financial Planner Michael explains the four key options—leave your money in your old plan, roll it into a new employer’s plan, move it to an IRA, or cash it out. You’ll discover the pros and cons of each choice, IRS rollover rules, the Rule of 55, Roth IRA conversions, required minimum distributions, and strategies to avoid costly taxes and penalties. Whether you’re comparing IRA vs 401k rollovers or deciding how to protect your retirement savings, this guide will help you make smarter financial decisions and set up long‑term success.Free Consultation with Michael: https://forms.gle/9s8innFwpXtWEJW3A

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