Book Your FREE Investment Assessment 👉: https://follio.com.au/contact-us/?utm_source=YouTube&utm_medium=podcast&utm_id=Episode+80📊 National Investment Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_id=Episode+80The 2026 Federal Budget has rewritten the rulebook for Australian property investors and most haven't adjusted their strategy yet. In this episode of the Follio Property Podcast, Reece Beddall and Lachlan Delahunty break down exactly which asset classes will thrive and which will burn your cash in a post-budget market where negative gearing benefits have been slashed and borrowing capacity has dropped by $200,000.If you're investing in Australian property in 2026, the rules have changed. The RBA has held rates at 4.35% with inflation still running too hot, and the recent Federal Budget has reshaped the playbook for property investors across Australia. Banks are already lowering fixed mortgage rates, signalling rate cuts ahead but the real story is how the budget's changes to negative gearing are transforming buyer behaviour across the Australian housing market.In this episode, Lachlan Delahunty and Reece Beddall analyse the asset classes that matter right now: houses versus units versus apartments, land banking strategies, regional property markets, and commercial property investing. Lachlan defines the critical distinction between units and apartments (high-rise airspace with no scarcity).What You'll Learn:✅ Why the 2026 Budget has made land banking strategies far less viable for Australian property investors ✅ The critical difference between units and apartments and why it determines your capital growth ✅ How negative gearing changes have reduced borrowing capacity by up to $200,000 ✅ Why regional and lifestyle property markets face the most pain post-budget ✅ The hidden traps in commercial property yields and how to verify advertised returns ✅ Which asset classes Lachlan Delahunty recommends in a high-rate, post-budget environment ✅ The replacement cost argument that makes units at $450K more attractive than building at $850K+Timestamps:00:00 Introduction02:14 RBA Holds at 4.35% & Investors Sentiment Shift05:32 Land Banking & Upgrade Sites: No Longer Viable07:34 $200K Borrowing Capacity Wipeout08:43 New Post-Budget Playbook: Location, Land, Asset Type10:49 Units vs Apartments Defined11:12 Why Units Are Outperforming Houses16:35 Regional & Lifestyle Markets Face the Most Pain22:52 Commercial Property Yield TrapsAbout The Follio Property PodcastEach week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical.📍 Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypodSpotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/Executive Producer: Jonathan Fernandeshttps://www.linkedin.com/in/jonathan-fernandes-a75a991b2/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#AustralianProperty #PropertyInvesting #RBA #NegativeGearing #CGT #CommercialProperty #RegionalProperty #FollioPropertyPodcast #PropertyStrategy #HousingMarketDisclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions

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