Unaffordability index: Rent, GLP-1s, Obamacare

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The Indicator from Planet Money 11 min 8 speakers 2 chapters transcribed 9 hours ago
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What is the Unaffordability Index and why does it matter this week?

Waylon Wong 0:01
N P R This is the indicator from Planet Money. I'm Wayland Wong.
Adrian Ma 0:09
And I'm Adrian Ma. I'm Ricky Mulvey.
Waylon Wong 0:11
And you guys, fall is officially here, and so is Indicator of the Week. Um, are you guys switching to warm beverages?
Ricky Mulvey 0:24
Oh no the bonfires
Waylon Wong 0:27
scarves.
Ricky Mulvey 0:28
Black coffee and beef jerky, it's the same all year round.
Waylon Wong 0:31
With a Ricky Mulvey diet.
Adrian Ma 0:33
I pulled out a sweatshirt out of the closet for the first time and uh it was I was like, I need to wash this thing first. Uh but then it was very cozy. Nice.
Waylon Wong 0:43
Well we like to be cozy here on indicators of the week. Other I guess that's a bad segue 'cause none of these are very cozy.
Ricky Mulvey 0:50
Cozy vibes for uncozy economic data.
Waylon Wong 0:53
Each new season brings around a fresh headlines, and we are here to make sense of the week's top economic news. So on today's show, we have a growing portion of US adults having trouble paying their rent. The
Ricky Mulvey 1:07
Trump administration is booting a lot of people off Obamacare, and your employer might be dropping GLP one. That's after the break.
Jorge Sedano 1:19
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Adrian Ma 2:23
Wayland Wong, start us off.
Waylon Wong 2:24
My indicator is twenty-one point six percent. That is the percentage of middle income renters who said they had problems paying rent at some point in twenty twenty five. This number comes from the Urban Institute. They're a think tank that does research on upward mobility and social policy. And this number, twenty one point six percent, is significantly up from the year before.
Ricky Mulvey 2:46
Yikes. And you said these are middle income renters. So how do they even define that?
Waylon Wong 2:51
Yeah, so middle income means someone who makes three to five times the federal poverty level. So that's around thirty one thousand to sixty-three thousand dollars for a single adult, or if you're looking at a family of three, around fifty three thousand to a hundred and seven thousand dollars a year.
Adrian Ma 3:06
Okay. So even people in this salary range are having trouble paying for housing.
Waylon Wong 3:11
Yeah, they told the Urban Institute in a survey that they either couldn't make their full rent payment or were late on payment because they couldn't afford it.
Ricky Mulvey 3:18
Yeah. And if people have missed rent, then they're probably having trouble with other bills and expenses too.
Waylon Wong 3:24
Yeah, the Urban Institute makes this point about the kind of interconnectedness of all these expenses and how difficult it is for a lot of households now. And they also asked people about their utility bills in this survey. And for twenty twenty five, almost twenty one percent of these middle income renters said that they couldn't pay their full gas, electric, or oil bill at some point during the year.
Adrian Ma 3:46
Hmm. Well, I mean, you've got all those expenses and then you've got groceries and gas and healthcare. It's enough to make a person spiral uh with existential
Waylon Wong 3:58
dread.
Adrian Ma 3:58
Yes. And uh speaking of spiraling, I've got an indicator that touches on this.
Waylon Wong 4:04
Okay, what is that? Okay, what is it?
Adrian Ma 4:05
760,000. That is the number of individuals whose Obamacare slash Affordable Care Act health insurance has been canceled because their enrollment was allegedly fraudulent or improper. I don't have any serious analysis, just yikes.

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