In this episode, Michael sits down with Paul Overy from Ask About Wealth - a highly experienced financial planner with decades in the industry and a growing following across social media and YouTube. Paul shares his journey into financial planning, the lessons he’s learned along the way, and how his approach differs from traditional financial advice in Ireland. With a strong focus on transparency and client-first thinking, Paul explains how a fee-based model can align incentives and lead to better long-term outcomes. The conversation also explores what people are really chasing when it comes to money. While early retirement often grabs the headlines, Paul makes the case that financial freedom - having control over your time and choices - is the goal that truly resonates with most people. Finally, Michael and Paul dive into the often-overlooked topic of estate planning - how to ensure your wealth is passed on efficiently and in line with your wishes, and why this is a critical part of any long-term financial plan. What We Cover: - Paul’s journey into financial planning and building his platform - The difference between financial planners and traditional financial advisors - How fee-based financial planning works (and why it matters) - Financial freedom vs early retirement — what are we really aiming for? - Estate planning: protecting and passing on your wealth Show Notes: Ask About Wealth website: https://askaboutwealth.ie Ask About Wealth on Youtube: https://www.youtube.com/@AskAboutWealth Ask About Wealth on Instagram: https://www.instagram.com/ask.about.wealth Paul's Youtube video on Inheritance tax: https://www.youtube.com/watch?v=3WYamFXk928 Michael's original interview with Paul: https://www.youtube.com/watch?v=Hwo_Z_UswlI&t=2813s Join The Irish FIRE Podcast newsletter: https://www.firepodcast.ie/newsletter This episode has been sponsored by KennCo Insurance. KennCo Underwriting Ltd T/A KennCo Insurance is regulated by The Central Bank of Ireland.

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