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The Journal.

Why iPhones Will Probably Get Even More Expensive

22 Jun 2026

Transcription

Transcript generated automatically by AI and may contain errors.

Chapter 1: Why are iPhone prices expected to rise?

5.515 - 17.661 Ryan Knudson

The other day, our colleague Rolf Winkler got on the phone with Tim Cook, the outgoing CEO of Apple. Cook had a message he wanted to get out. What was the bombshell that he dropped in your conversation?

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17.701 - 27.953 Rolfe Winkler

They're going to raise prices. He told me they're going to raise prices. when I asked which devices, when, how much.

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Chapter 2: What components are driving up iPhone costs?

28.754 - 36.447 Rolfe Winkler

We're still working through those details is what he told me. But look, I would suspect soon and plenty.

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37.809 - 62.027 Ryan Knudson

When the new iPhone drops in September, one analyst estimates that it could cost an extra $200 or even more. The two words no Apple fan wants to hear, price increase. Since Rolf broke the news last week, customers have heard Tim Cook's message loud and clear. If you're thinking about buying a new Apple product, I would do that right now. Oh, your next iPhone could cost you a lot more.

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62.308 - 66.257 Ryan Knudson

Apple just announced they are doubling down on keeping people from buying iPhones in the future.

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66.557 - 87.375 Rolfe Winkler

What? The prices were already pretty raised. Did Tim Cook seem worried about sharing this update? He's always a smooth operator. He's always kind of in command and on message, right? He had a couple key points he wanted to make, and he made those points.

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Chapter 3: How does AI impact chip prices for iPhones?

87.855 - 108.016 Rolfe Winkler

Price increases unavoidable. How big of a deal is it for Apple to do something like this? They raise prices all the time, sort of in subtle ways. But I think the reason they're doing this interview is because it's not going to be subtle this time. Ouch. Yeah, ouch indeed.

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110.339 - 149.293 Ryan Knudson

Welcome to The Journal, our show about money, business, and power. I'm Ryan Knudson. It's Monday, June 22nd. Coming up on the show, why Apple products are about to get even more expensive. What is the thing inside the iPhone that's causing it to get so much more expensive?

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149.864 - 157.281 Rolfe Winkler

Two components, memory and storage. So if you want to analogize this to... Love a good analogy.

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157.341 - 168.025 Ryan Knudson

Yes, please. Did I use that verb correctly? Analogize? Sure. Why not? Rolf's analogy is that of an old office, like one from the 1960s.

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170.603 - 191.165 Rolfe Winkler

In that office, there was no computer. There was a desk and there was a filing cabinet behind it, right? The desk space is analogous to memory on your phone. It's all of the papers you need right now to complete whatever task you're working on, right? Got it. The DRAM or RAM is the memory.

Chapter 4: What analogy explains memory and storage in iPhones?

191.185 - 213.654 Rolfe Winkler

It'll say 8 gigabytes or 12 gigabytes. That's the size of the desk. And it's what the phone needs to run the apps you're using right now. The filing cabinet behind you is storage, right? For everything else. So when you buy an iPhone, if they're marketing 256 gigabytes to you, that's the filing cabinet, that's the storage, that's the photos in the video locker, right?

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215.358 - 220.489 Rolfe Winkler

Desks are more expensive than filing cabinets. And the cost of both of those quadrupled.

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225.886 - 252.872 Ryan Knudson

For last year's iPhone 17 Pro, it cost Apple about 50 bucks to buy those desks and filing cabinets, or memory and storage chips. But according to the research firm Tech Insights, for the upcoming iPhone 18 Pro, the chips will cost Apple four times that. That's a huge increase. Huge increase. It's spectacular. So what's causing this price increase in chips? One force, AI. At it again, AI.

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256.97 - 269.275 Ryan Knudson

AI companies use basically the same kind of chips that Apple does to do things like train and run large language models and coding agents. And those companies are asking for a lot of chips to build out their AI dreams.

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269.795 - 286.371 Rolfe Winkler

Google, Microsoft, Amazon, Meta, plus Nvidia, these guys are buying, you know, to torture our analogy, desks and filing cabinets, memory and storage. They're buying huge amounts to go into those AI servers. They put it in the AI servers so that the AI can work its magic.

288.413 - 296.14 Ryan Knudson

Before these AI companies came onto the scene, Apple was one of the biggest buyers of these kinds of chips and had lots of influence over the chip factories.

297.284 - 314.262 Rolfe Winkler

Right now, there's three main makers of memory chips, two South Korean, one American. Apple is the kind of company that in the past had so much leverage over these three players playing them off each other, it was leaving them next to no profit at all, right? They were so powerful, they bought so much.

315.223 - 325.114 Ryan Knudson

But AI companies, who were locked in an arms race to build the best chatbots and AI tools, have been devouring these chips. And they're willing to pay the chip makers a lot more money.

325.347 - 345.064 Rolfe Winkler

You know, now suddenly AI's in there, Apple has to wait in line. What AI hath wrought is amazing. It's so big that even a company as large as Apple is forced to wait in line for commodity components that forever it was able to dictate terms for. That's what AI has done.

Chapter 5: Why is Apple facing competition for chip supply?

429.272 - 435.962 Rolfe Winkler

You can't just spin up a fab, a chip fab. That's not how memory and storage chips works. Bottom line is it takes years.

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439.047 - 450.343 Ryan Knudson

There are other memory chip factories that over time could potentially help fill Apple's orders. The hitch is they're in China, and some U.S. policymakers don't want to give China a leg up.

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450.779 - 467.237 Rolfe Winkler

The American companies face restrictions working with those companies, sharing technology so that they can use those chips in their own products for national security reasons. These are really important components, and policymakers in the U.S. don't want China to have open access to this market.

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467.997 - 474.264 Ryan Knudson

Due to national security rules, American companies would likely need to get federally approved licenses to work with Chinese factories.

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475.706 - 492.08 Rolfe Winkler

I asked Tim Cook. about China. Do they want that supply in China? Do they want restrictions loosened? And he said, all options need to be on the table. We need to look at all supply. So yeah, you can imagine that behind the scenes, that's what they're asking policymakers.

492.681 - 498.471 Ryan Knudson

I know that Cook and President Trump have a close relationship. So has Cook reached out to Trump about this?

499.143 - 523.192 Rolfe Winkler

Great question. I asked him. He said, you know what? I don't want to talk about private conversations. This is not a no. I don't know if he's talking to Trump directly, but probably. They do speak. And you can imagine – you know, a headline hits that Apple is raising the price of iPhones, and that sounds like inflation. Right. It's not something that Trump wants. So who knows?

523.293 - 529.019 Rolfe Winkler

Maybe he tries to badger the memory guys into holding back more supply for consumer technologies.

532.043 - 542.835 Ryan Knudson

But to be clear, there is at least one other option. Is there any way that Apple could just absorb this and lower their profits a bit so it doesn't hurt consumers so bad?

Chapter 6: How do rising memory costs affect consumer technology?

580.933 - 583.216 Ryan Knudson

I mean, it's a huge increase in over 20 years.

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583.616 - 600.744 Rolfe Winkler

The cameras are getting bigger, so the files get bigger, so the storage needs to get bigger. Your photos keep getting bigger, Ryan, and how many of them do you go back and throw away? Hardly any. Hardly any, so you end up carrying them all with you. Now, Apple lets you dump a lot of that into iCloud, but guess what? You pay for that storage too.

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601.425 - 608.215 Rolfe Winkler

We keep growing this filing cabinet, whether it's in our hand or it's in the cloud, keeps getting bigger.

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611.199 - 618.57 Ryan Knudson

The irony of these factories forcing Apple to pay more for storage is that Apple has been asking iPhone customers to do that for years.

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619.664 - 643.245 Rolfe Winkler

Apple has been upselling storage at huge rates since the iPod, right? You wanted to carry more music in your pocket? We could sell you more storage. We're gonna make a large margin on that. Just as an example, when you buy a base-level iPhone 17, you get 256 gigs of storage. If you want to go to the next level up, 512 gigs, that costs you an extra $200.

643.766 - 661.413 Rolfe Winkler

How much do you think Apple pays for those extra 256 gigabytes, as of last year anyway? I don't know, probably like 20 bucks or something like that. Good guess, $15. This is according to Tech Insights. That's a 90% profit margin on that upsell.

663.156 - 669.044 Ryan Knudson

And then also, I mean, once your phone is full, then they're also, you know, you're paying 10 bucks a month or whatever it is for iCloud. Yep.

670.386 - 671.608 Rolfe Winkler

It's a credible business model.

675.773 - 685.75 Ryan Knudson

One way that the memory shortage could actually be good for Apple is that this problem is also affecting its competitors. And Apple's competitors might have an even tougher time dealing with it.

Chapter 7: What does Tim Cook mean by a '100-year flood' in supply chains?

794.392 - 797.476 Ryan Knudson

Technology is supposed to get cheaper over time, not more expensive.

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798.257 - 817.965 Rolfe Winkler

Chips, since they were invented, every year they get faster and cheaper, basically. It's Moore's Law. It's famous. It's what's powered all of these amazing technical revolutions to get us from a Macintosh computer in the 80s that could do a fraction of what a phone can do now. And that's why consumer electronics are deflationary, right?

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818.245 - 840.358 Rolfe Winkler

The TV that cost you $1,000 20 years ago was not nearly as cool as the TV that cost you $1,000 today. And that's because all these technologies get better and cheaper over time. But all of a sudden, that magic formula has reversed. For these two components, the price of those chips is not going down anymore, it's spiked. And it's not coming back soon.

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840.457 - 865.468 Ryan Knudson

What it all comes down to is AI demand is upending how consumer technology is supposed to work and making it so that customers are left paying more for the same thing. So Tim Cook described this as like a hundred year flood, but do you know where we are on the arc of that flood? Like are the waters just starting to rise or are we at the point where they're rushing over us?

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867.001 - 878.696 Rolfe Winkler

They're still rising because the price of these components is still going up and it's going to go up into 2027 and AI demand is insatiable. It's insane.

878.836 - 881.5 Ryan Knudson

I guess we just need to start taking fewer photos and videos.

883.162 - 893.515 Rolfe Winkler

Dude, every time you get on a plane, if you're not watching your kids, use those two hours to just go through photos and all that stuff and delete, delete, delete, delete.

905.442 - 921.848 Ryan Knudson

That's all for today, Monday, June 22nd. The Journal is a co-production of Spotify and The Wall Street Journal. Additional reporting in this episode by Robbie Whelan. Thanks for listening. See you tomorrow.

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