How an Army Veteran Simplifies Medicare for Thousands

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Living Your Legacy 22 min 4 speakers 4 chapters transcribed 1 month ago
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What is the main topic discussed in this episode?

Krista (Christa) Angeles 0:00
I live and breathe insurance, you know, especially Medicare. All these Medicare plans, they have their own features. My job is to help them read the lines. Like, what do these numbers mean? That's where I come in as a broker to educate them that... Krista Angelus is a U.S.
Lucy Staffieri 0:16
Army veteran, entrepreneur, and the founder of Dark Horse Insurance Solutions. She helps individuals, families, veterans, and small businesses make confident healthcare and insurance decisions through trusted guidance, education, and personalized coverage solutions.
Krista (Christa) Angeles 0:30
Work with an honest broker. Just like a doctor, you know, there are good and bad doctors, there are good and bad brokers. You want to find that someone who is trustworthy and, you know, who's not going to lead you astray.
Jay Slangen 0:43
How do you see health insurance today?

Who is Krista Angeles and what does Dark Horse Insurance Solutions do?

Krista (Christa) Angeles 0:46
The honest answer or the not so honest answer?
Jay Slangen 0:49
I guess get laid down with the honest answer.
Krista (Christa) Angeles 0:52
I'm just going to put it this way.
Unknown 0:54
It spans the globe like a super high school internet. Elvis.
Rui Gutierrez 1:03
Today, Apple is going to reinvent the phone. It's not over until I win. The Living Your Legacy podcast. For those who live to leave a legacy.
That's it.
Rui Gutierrez 1:20
You can live your dream
Jay Slangen 1:31
Hey, welcome back everyone to another episode of Living Your Legacy Podcast. I'm your host again, Jay Slangen, and we're down here in sunny Miami Beach. And we got a special Filipina guest with us. You know, I'm half Filipina, so I'm very happy to have you here with us in the studios today. What's your name and what's your business and where are you from?
Krista (Christa) Angeles 1:51
Yes. Hi there. My name is Krista Angeles. My business is Dark Horse Insurance Solutions. And gosh, I go between San Antonio, Texas and Anaheim, California.
Jay Slangen 2:02
Okay. So yeah, you said you spent a lot of time in California, Southern California, right? How do you compare Southern California to Texas?
Krista (Christa) Angeles 2:12
Oh, gosh. California cannot beat the food, right? I'm such a foodie. I love the access to the water. But you know what? Equally, like San Antonio, they have their own, oh my gosh, food places. And it's a different vibe, different culture. I love them equally.
Jay Slangen 2:29
You love them equally?
Krista (Christa) Angeles 2:31
Yes.
Jay Slangen 2:31
Really? Wow. Okay. Is one more multicultural than the other? I've never been to San Antonio, Texas. So, I mean, that's saying a lot. You were in LA and all that, right?
Krista (Christa) Angeles 2:46
Right. Yeah, San Antonio is, I would say, predominantly Latino. There's always going to be a Mexican restaurant on every corner.
Unknown 2:54
Yeah, yeah.
Krista (Christa) Angeles 2:56
So, yeah, like being a foodie, I love, I miss diversity. And you know how California is such a melting pot. You know, you have all these people from... Different backgrounds, you know, different countries, different cultures like mush together. So that is something that I guess like we're slowly seeing in San Antonio, but you know, it's getting there.
Jay Slangen 3:19
Okay. So yeah, you're in the insurance industry. All right. So tell us about Dark Horse Insurance. What's that all about?
Krista (Christa) Angeles 3:25
Yes, absolutely. So Dark Horse Insurance Solutions is an insurance agency that focuses on property and casualty, life and health. We handle everything except auto.
Jay Slangen 3:37
Yeah. And there's a lot to handle. I mean, the insurance companies just seems like they're just trying to take advantage of everyone. When you get into an insurance and you think, okay, I finally got insurance, they're going to take care of me. But it's really not that way. Right. They're going to try to, you know, it's almost like swindle you into getting bad deals. And that's why we need people like you. Right. So you're kind of like are going to war with us or you're the one that helps us find the secret deals, it seems like. Right. So like what are you doing? What how how are you helpful to people?
Krista (Christa) Angeles 4:13
Absolutely. So I'm a broker, right? So what I do is I do have different contracts representing different insurance carriers. So every insurance company they have or policy, they have their own features, right? So it's not a one size fit all. So to be able to provide options to my clients, I think that's great because there's no perfect solution. You want to be able to find what's a good fit. for for an individual right you have your own needs right but it doesn't mean that insurance a would be would be the best fit for you what if there are others so my job is to filter that out for you so we can tune out the noise basically okay yeah um so let me see here i you had this story right um during filming of helping someone find

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