The big topic in this pod is Lifetime ISAs, LISAs give up to £1,000 a year bonus for first time buyers, but there are pitfalls to watch too. With the ISA year about to end, Martin Lewis runs through how they work and how best to use them in detail.Martin also explains the LISA's predecessor the Help to Buy ISA and which is best. He also goes through the best options currently on the market.Plus why are vulnerable people made to declare their issues to firm after firm, isn’t it time we stopped that?This week’s Tell Us is about insider tips you learned from your work that can help others, we’ve brilliant ones from doctors, techies, accountants, electric installers, supermarket, hospitality workers and more.And this week’s Mastermind is all about pensions.If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know what colour his eyes are, what he's planning to do in his eventual retirement, or have a very complicated question about your personal finances, email it to [email protected].

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“What did the council decide on item 42?” — answered with the speaker and the moment.