Question Time: My energy’s fixed: refix early to beat hikes? Will our wedding hit our mortgage? How to switch joint savings?
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Should I re‑fix my energy tariff now before the January price‑cap hike?
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Asioita, joista on epävarma. Onko nyt hyvä hetki muuttaa uusiin tiloihin? Entäs sitten, kun markkina taas kääntyy? Tarvitaanko me enemmän tilaa etätyölle, lähityölle, hybridille? No, sitten asioita, joista olen varma. Meidän olisi hyvä vuokrata tilat sellaiselta, joka on. Varma. Kun ajat ovat epävarmat, mitä jos vuokranantaja olisi varma? Niinpä. Kysy toimitilaa alan suositelluimalta vuokranantajalta toimitilat.varma.fi. Kun yrityksesi kasvaa ulos neliöistään, haluatko, että vuokranantajasi on epävarma vai varma? Vuokraat toimitilat varmalta toimitilat.varma.fi
The new prediction for the energy price cap in January is can't even say it, up twenty-four percent.
I'm a bit torn on whether I should try and look for a new gas and electricity tariff. So it's just a
a question about a mortgage application and uh a possible wedding. Who would be responsible and whose insurance would be responsible?
Hello and welcome to the cunningly named The Martin Lewis podcast. I do wonder what that's going to be about. And this is our question time episode where you are Esquire's extremely savvy questioners. Get to ask me your questions on absolutely anything and everything. Open brackets within reason, close brackets. This week, you ask me. My energy fix ends in December with huge price rises coming. Should I ditch it to Refix now. Our wedding coincides with the end of our mortgage fix, will the extra spending cause problems? How do I switch joint savings accounts? If two families are traveling together, should we each get family travel insurance or a group policy? Then we've got a success. Maddie was missold a data plan but got over a grand back from it.
And then Matt asked me to do some accents. I don't know why. Play the theme tune.
So I'm gonna work for
Hello and welcome to this The Question Time episode of the podcast where I answer your questions on anything and everything. Let's all say it together. Open brackets within reason, close brackets. And joining me, of course. is the one and the only, the curator of questions himself, Professor, Sir, Doctor Matthew Burnham,
Esquire. That's my big that's my big
That was that was
that was quite Buck Rogers biddy biddy biddy. You're too young to know that. Do you remember uh it was supposed to be like laser sound effects.
Older listeners will know the Buck Rogers I can't remember what the name of the the little robot that did Biddy Biddy Biddy. Maybe it's called Biddy Biddy. Anyway, Matt, welcome. You got your full title to the professors back. I thought I had to drop that. No, no, no, that was just for one week. It was a one week punishment because of your round with GDPR Rosie, who's sitting here. But it's fine. We've we're all through, we're all friends again now. Good. And of course it is worth saying for new listeners. All of Matt's titles are hard earns and legal within the canon of this podcast, just not outside. For now. For now, of course. Cool. You never know. For now. I might get a doctorate. However, I have a couple of other names I've been thinking of for you.
Oh, go on. Okay. So I'm not they're sort of portmanteaus. They work together. I was thinking, obviously, you are the producer of this podcast. Yes. But are you a Pod juicer.
No, I don't like that. No. Sorry. Well I'm just doesn't know.
Looking at Rosie and Isabel uh who are live fact checking in the room, Poduicer. Pod juicer. Rosie's. No, then no. Okay. The other one I had Was Because you are both the producer of the podcast, but also in a way, your co-presenter. Yeah. Um I'm what is it, on-air producer? I mean the official title for what you do is a non-air producer. Yeah. Yeah. You're a non-air producer. But I was thinking of Prodzenta. Prodzenta. I like that. Oh Rosie Prodzenta. Rosie's middling, Isabel pulled a genuine face. As uh she did a full gurn on that. Of
horror. Of horror. I quite like Prozenta. I like it. Prozenta. Yeah, it's got a better ring to it than on air producer.
I think do I wonder if we start saying it? Do we think that other podcasts, Ellis and John?
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Chapters
8 chapters
1
Should I re‑fix my energy tariff now before the January price‑cap hike?
0:00–5:53
2
Will the extra spending for my wedding hurt my mortgage application?
5:53–15:45
3
When travelling with two families, is a group travel insurance better than separate family policies?
15:45–23:55
4
How can I switch my joint savings account to a better rate before buying a house?
23:55–30:40
5
What’s the difference between recurring card payments and direct debits?
30:40–38:47
6
How did a mis‑sold data plan lead to a £1,184 refund and what can I learn from it?
38:47–44:50
7
What steps should I take to audit my recurring payments and direct debits each year?
44:50–49:50
8
How can listeners submit their own finance questions for future episodes?
49:50–55:41
Speakers
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