Question Time: Where do I put house sale money? Consumer rights wrong righted! How to talk to my partner about money?

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The Martin Lewis Podcast 32 min 2 speakers 5 chapters transcribed 3 months ago
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Martin Lewis 0:34
Question Time podcast is intimate. We all know each other in this podcast. It is quite complicated and it can be a bit convoluted. You do not get punished for poor signal. You will still definitely get your badge. You've asked at a very fortuitous time. Thank you so much for calling. Obrigado. Thank you for having me. If no one else is doing it, the Question Time crew were... Hello and welcome to the cunningly named The Martin Lewis Podcast. I do wonder what that's going to be about. And this is our Question Time edition, where you get to ask me your questions on absolutely anything and everything, open brackets within reason, closed brackets. This week you asked me, can I ditch my new fix to move to a new provider if I'm still within the 14-day cooling off period?
Martin Lewis 1:12
Where do I put a big lump sum after a house sale? i had a financial light bulb moment but my partner isn't seeing it what do i do and finally we write a consumer rights wrong play the theme tune
Martin Lewis 1:39
Hello and welcome to the Question Time edition of our podcast. It's lovely to have you on board. This is the bit where you can ask me anything and everything you like, open brackets, within reason, close brackets. And as regular listeners will know, I do not do this by myself. Oh no, heaven forbid, tish tosh. I am joined by the curator of questions himself, our venerable producer, professor... Sir Dr Matthew Burnham Esquire. Hello. I don't know why that was funny. It was your hello. Hello. Hello, Matt. And as I always do need to say, all of those titles are absolutely official within the canon of the podcast, but completely made up outside the canon of our podcast. Now, I wanted to tell you something that will excite you, Matt.
Martin Lewis 2:31
Oh, OK, go on. You will like this a lot. Ooh. So my wonderful 13-year-old daughter, Safa, has started listening to the Question Time podcast because I played her some bits from it and she liked it. And she now listens off her own bat. Oh, really? She does. And on Friday, I think I can tell people, we record Question Time on a Thursday. We do. Matt Abbott's on a Friday morning, sends me a copy to listen just in case there's anything in it. I just want to go, oh, I might have suddenly realised I said that wrong or something like that. And then I give him a little couple of notes and then it's done and we put it up on the Monday, which you will all know because you listen to. Well, on the Friday, I had listened to the podcast and I called Matt to do a bit of feedback.
Martin Lewis 3:13
And I had you on speaker. I was sitting in the kitchen and Sapphire had walked in and we had a little chat and I put it down and she looked up and went, was that Matt? Oh, yeah. Was that Matt? She was quite excited that that was Matt from the podcast who was on the phone. So within, I think, Matt, within the canon of the podcast, maybe I should start calling you the one and only celebrity Professor Sir Dr. Matthew Burnham Esquire.
Matt Burnham 3:42
I'll take anything, to be fair. You can give me any titles and I'll gladly have them. That's so sweet.
Martin Lewis 3:47
Yeah. Isn't it nice? Yeah. I hope you don't mind me saying that, darling, because you're probably listening now. Anyway, let's get on with it. That was darling to my daughter, obviously not to you, Matt.
Matt Burnham 3:56
Yes. Shall we do a question? Yeah, let's. We'll start with one from Ross. He's emailed it in to martinlewispodcast at bbc.co.uk. He starts, Dear Martin and Matt.

Can I switch my energy fix during the cooling-off period?

Martin Lewis 4:06
Great. Love it. You see? No, it's good.
Matt Burnham 4:09
No, no, it's good. That's standard format now.
Martin Lewis 4:11
I've won that battle.

Where should I keep my lump sum after selling my house?

Martin Lewis 4:12
It's Martin and Martin. I've won it. It's over. It's done.

How can I discuss financial changes with my partner?

Martin Lewis 4:15
And I think that's the right format.
Matt Burnham 4:17
He says, I have a question about switching energy during the cooling off period of a previous energy switch. We have an electric only and have been with home energy because, even though it's a variable tariff, they price under the price cap. So it's always been cheaper than the cheapest fix when I've checked on a comparison site.
Martin Lewis 4:32
Quick interruption from me. Absolutely right. Now, we always talk about getting off the price cap.

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