The Meaningful Money Personal Finance Podcast
Episodes
The One-Page Financial Plan
09 Oct 2019
Contributed by Lukas
Over the past few weeks, we've looked how to set some goals and how to move from goals to actions. Today I'd like to help you distil all that down so ...
From Goals To Actions Pt 2
02 Oct 2019
Contributed by Lukas
Last week we considered our goals and our actions from a 40,000 foot perspective and talked about things you can do from that vantage point. Today we ...
DON'T invest from platform buy lists
27 Sep 2019
Contributed by Lukas
The recent scandal over the Woodford funds included concern over why, when the fund was struggling, it was still on various platform buy lists. Here's...
From Goals To Actions - Part 1
25 Sep 2019
Contributed by Lukas
In the past couple of weeks we have looked at financial planning and introduced the timeline paradigm. Last week we looked at how to arrive at and wor...
Setting Financial Goals
18 Sep 2019
Contributed by Lukas
Last week we covered the basic premise of financial planning, introducing the concept of the timeline of your life. Today I want to build on that, and...
What would I do with a MAJOR WINDFALL?
13 Sep 2019
Contributed by Lukas
Listener John asks what I would do with a major windfall - I mean REALLY major. That's an opportunity for some thinking...
What IS Financial Planning?
11 Sep 2019
Contributed by Lukas
This season of the MeaningfulMoney podcast is called Planning with Purpose and is designed for those well-established on their journey towards financi...
There is NO perfect way to invest! 5MF053
06 Sep 2019
Contributed by Lukas
I've had several guests on the show recently who all have different views on how you should invest your money. So am I sending mixed messages, or what...
Planning with Purpose - Season 15 Intro
04 Sep 2019
Contributed by Lukas
Woohoo! It's another new season here on MeaningfulMoney after a summer of Inbetweenisodes. I hope you have enjoyed the conversations I've had over the...
5MF052 - You CAN Build Wealth Without A Financial Adviser
30 Aug 2019
Contributed by Lukas
A point of clarification after some feedback received about this point. I believe that anyone can build wealth effectively on their own. But you'll ma...
The MOST IMPORTANT Insurance Policy You'll Ever Own
28 Aug 2019
Contributed by Lukas
This week I'm pleased to welcome back Tom Baigrie of Lifesearch for a bit of a study into Income Protection which, while misunderstood and underused, ...
A Little Bit Of Knowledge... with Andy Hart
22 Aug 2019
Contributed by Lukas
So here's a little bonus episode that came out of a conversation between my good friend Andy Hart and myself. We're noticing a pattern in the people w...
Financial Independence is for EVERYONE - Choose FI
21 Aug 2019
Contributed by Lukas
Today's guests are giants in the FI/RE community. Their podcast and blog is massive and deservedly so as they communicate a clear passion for their su...
How To Own The World with Andrew Craig
14 Aug 2019
Contributed by Lukas
Continuing in this series of interviewing other luminaries in the world of wealth-building and FI, today I chat with Andrew Craig, Author of How To Ow...
RESET with David Sawyer
07 Aug 2019
Contributed by Lukas
Today I'm chatting with Dave Sawyer, author of a book called RESET. A few of you have mentioned the book to me, and asked me to get Dave on. His book ...
MMP332 - Network Design and Financial Wellbeing with Catherine Morgan
31 Jul 2019
Contributed by Lukas
My guest today, Catherine Morgan, is really going places and is doing great work as a financial coach, financial planner, podcaster - I'm telling you,...
Best Intentions with Tara Gillespie
24 Jul 2019
Contributed by Lukas
I get a load of request for people wanting to come on the show, but today's guest asked the opposite - could she use my resources at her live events? ...
Investment Behaviours: Three More Biases
19 Jul 2019
Contributed by Lukas
Finishing the little series here about investment behaviours that can derail our investing success, I cover Overconfidence bias, Loss-aversion bias an...
MMP330: The Escape Artist - The MeaningfulMoney Interview
17 Jul 2019
Contributed by Lukas
I think you're going to enjoy this. Lots of you have suggested that I get today's guest onto the show, and though it took a while (down to me, not him...
Investment Behaviours: Confirmation Bias - 5MF050
12 Jul 2019
Contributed by Lukas
Confirmation bias is an insidious threat to our future wealth by keeping us closed against alternative views of investing and wealth-building approach...
The Retirement Cafe with Justin King
10 Jul 2019
Contributed by Lukas
My good friend Justin King is a fellow financial planner, and one of the good guys. More than most advisers he really has a passion for spreading the ...
New Accumulators - Season Q&A
26 Jun 2019
Contributed by Lukas
Right, time to tie things off at the end of Season 14. It's the now traditional Season-ending Q&A! You've been sending in your questions throughout th...
The Simple Needs Of New Accumulators
19 Jun 2019
Contributed by Lukas
I'm rounding off this season (except for the Q&A next week) by summarising what I think New Accumulators need to DO to crack on with their wealth-buil...
Behavioural Finance for New Accumulators - Part 2
12 Jun 2019
Contributed by Lukas
We're on the home straight on this New Accumulators season now, and we dealt last week with the massive subject of our behaviour around our money. Tod...
Investment Behaviours: Hindsight Bias 5MF049
07 Jun 2019
Contributed by Lukas
Hindsight is a wonderful thing. Except when you're investing, when it tries to trick you. Constant Vigilance!
Behavioural Finance for New Accumulators - Part 1
05 Jun 2019
Contributed by Lukas
Of all the influencing factors that will determine the success or otherwise of your wealth-building, your own behaviour is the biggest deal of all. As...
Investment Behaviours: Anchoring
31 May 2019
Contributed by Lukas
We're spending some time looking at some of the major biases that we bring to bear when we're investing, and how they often hold us back from being re...
Real Assets - New Accumulators 6
29 May 2019
Contributed by Lukas
As New Accumulators, we need to understand that when we invest, we are converting our cash into assets which we hope will increase in value over time,...
Behavioural Finance: Self-Attribtuion Bias - 5MF047
24 May 2019
Contributed by Lukas
Long-time listeners and viewers will know that I have a fascination with the subject of behavioural finance. This is simply biggest there is no bigger...
Risk and Capacity For Loss
22 May 2019
Contributed by Lukas
Risk is an essential part of investing, and I want to say right off the bat that it is a GOOD THING! We're conditioned to understand the word risk as ...
Practical Advice For Using TRUSTS - 5MF046
17 May 2019
Contributed by Lukas
We've looked at what trusts are and a little bit about how they work, so let's cover some practicalities now, when it comes to YOUR financial planning
Invest in planning
15 May 2019
Contributed by Lukas
I know that you're itching to get going with your investing and wealth-building, and I keep putting the brakes on. But it will serve you well to put a...
Using Trusts In Financial Planning
10 May 2019
Contributed by Lukas
Last week we talked about what a trust actually is, but this week we need to go deeper and look at the benefits, and the downsides and how they can be...
When To Start Investing
08 May 2019
Contributed by Lukas
Investing is most definitely the interesting part of personal finance. Budgeting can be a grind, and insurance is a necessity, but hardly full of fun ...
What is a TRUST? - 5MF044
03 May 2019
Contributed by Lukas
I get asked about trusts a great deal, but they're something of an abstract concept. My goals today is to try and explain them to you!
Building Wealth on a Sure Foundation
01 May 2019
Contributed by Lukas
Building wealth is the sexy part of personal finance. It's where you get to invest and take risks and watch your money grow. But there is a vital step...
DON'T invest in your employer! 5MF043
26 Apr 2019
Contributed by Lukas
It can be dangerous to invest too much money in the same company that pays your wages. This week I tell a story of a client who lost a LOT of money th...
Introducing Season 14 - New Accumulators
24 Apr 2019
Contributed by Lukas
Woohoo - it's another new season! I've had a few weeks to get this one together while you've been listening to some great inbetweenisodes. This season...
Spread The Message - 5MF042
19 Apr 2019
Contributed by Lukas
Plenty of you a spreading the word about MeaningfulMoney to your friends and family, but we can all do more! So I thought I'd take five-ish minutes to...
MeaningfulMoney in 2019 and Beyond
17 Apr 2019
Contributed by Lukas
Let me introduce you to Kaloyan Tsilev, my right-hand man here at MeaningfulMoney. In this last Inbetweenisode before we get going with Season 14, Kal...
Pound Cost Averaging and Human Emotion
12 Apr 2019
Contributed by Lukas
Pound cost averaging - is it about maths and investment success, or is it about human emotion and behaviour?
Lars Kroijer - The Rational Investor
10 Apr 2019
Contributed by Lukas
Long-time listener Matt P was at the November meet up in London which I held with Damien Fahy of Money to The Masses. At the meet up, Matt presented m...
Core and Satellite Investing
05 Apr 2019
Contributed by Lukas
I talk a lot about core and satellite investing here on MeaningfulMoney, but what is it, and why is it important for YOUR investment success?
How To Become A Financial Adviser
03 Apr 2019
Contributed by Lukas
I get asked at least once per week for advice on how to become a financial adviser, and for ages I've thought that I really should sit down and deal w...
Peer-to-peer Lending Explained
29 Mar 2019
Contributed by Lukas
Peer-to-peer lending is entering the mainstream - you can even hold it in an ISA now. But what is it, and should you consider it for your investment p...
Introducing Damien's Money MOT
27 Mar 2019
Contributed by Lukas
There are still precious few personal finance podcasts here in the UK, let alone shows with hundreds of episodes. One such is Money To The Masses, led...
Lessons from London Capital and Finance 5MF038
22 Mar 2019
Contributed by Lukas
London Capital and Finance recently went under taking £263million of investors' money with them. What are some key lessons we can learn from this tha...
MMP314: Life Protection with Tom Baigrie
20 Mar 2019
Contributed by Lukas
My guest today is a man I have admired in our profession since forever. He's a larger than life personality who fills a room when he enters it, and in...
Dave Ramsey's Baby Steps - For the UK
15 Mar 2019
Contributed by Lukas
Dave Ramsey is a personal finance megastar in the US. His daily radio show is syndicated across the states and around the world in the form of a podca...
Season 13 Q&A - S13E10
13 Mar 2019
Contributed by Lukas
Today we're rounding off this season on Millennial finance with the now-traditional season Q&A. Throughout season 13 you've been sending in questions ...
BIG NEWS! Introducing The 7IM Self-Invest Service - 5MF036
07 Mar 2019
Contributed by Lukas
This is a big day! Today I get to announce something that 7IM and I have been working on for a long time.
Never Too Late - S13E09
06 Mar 2019
Contributed by Lukas
The title of this whole season is Millennial Finance, and I agonised long and hard over that because I didn't want to exclude those who I know would b...
Overcoming Financial Inertia - 5MF035
01 Mar 2019
Contributed by Lukas
When starting out on our financial journey, it can be hard to know where to start, and that can lead to not starting at all...
Start Young, Start Strong - S13E08
27 Feb 2019
Contributed by Lukas
Over the past seven weeks we've talked about the major challenges facing today's millennial generation. Today I want to turn it around and look at the...
NEVER Write a DIY Will! 5MF034
22 Feb 2019
Contributed by Lukas
It can be tempting to cut corners and write your own will. Here are at least three reasons why that's a bad idea...
The Challenge of Financial Illiteracy - S13E07
20 Feb 2019
Contributed by Lukas
Of all the challenges facing millennials, there is one that feeds into all the others combined, and that is financial illiteracy. MeaningfulMoney was ...
Paying Yourself First - 5MF033
15 Feb 2019
Contributed by Lukas
What does it really mean to pay yourself first?
The Challenge of Student Debt - S13E06
13 Feb 2019
Contributed by Lukas
Student finance is misunderstood and because of that it is widely feared by those considering higher education and their parents. But it needn't be. A...
Three Budgeting Tips - 5MF032
08 Feb 2019
Contributed by Lukas
This week I share three-ish top tips for winning with your budgeting
The Challenge of Job Insecurity - S13E05
06 Feb 2019
Contributed by Lukas
The days of a job for life are long gone, even for me, and I'm unfortunately too old to call myself a Millennial. Now more than ever, the employment e...
Three Great Personal Finance Books - 5MF031
01 Feb 2019
Contributed by Lukas
Listener Shak asks for my three book recommendations for folks getting started with their finances...
The Challenge of House Prices - S13E04
30 Jan 2019
Contributed by Lukas
In researching for this season on Millennial finance, one of the biggest messages that comes across is the likely significant reduction in the number ...
The Challenge of Lower Returns - S13E03
23 Jan 2019
Contributed by Lukas
The Millennial Generation will likely be saving and investing for a very long time, but it's also likely that they will not experience the investment ...
MMP305: Transforming UK Investing with Michael Johnson
21 Jan 2019
Contributed by Lukas
Today I chat to Michael Johnson, a man who has been influential in changing the landscape of savings in the UK as he was the man who first proposed th...
The differences between OEICs and Investment Trusts - 5MF030
18 Jan 2019
Contributed by Lukas
Listener Marc asks about the main differences between OEICs (that's Open-Ended Investment Companies) and ITs (that's Investment Trusts). Does it even ...
The Challenge of Living Longer - S13E02
16 Jan 2019
Contributed by Lukas
It might seem disingenuous to say that living longer is a challenge for Millennials. Of course it is likely to be a blessing first and foremost, but w...
She's On The Money with Molly Benjamin
14 Jan 2019
Contributed by Lukas
Molly Benjamin is one of those people who, when you meet her, you just know that she's going places and will leave a big impression wherever she goes....
ISAs Explained - 5MF029
11 Jan 2019
Contributed by Lukas
There are five different types of Individual Savings Account, or ISA, available. They are the mainstay of saving and investing in the UK, and you need...