The Meaningful Money Personal Finance Podcast

Securing an Income in Retirement

09 Jun 2021

Contributed by Lukas

The podcast is currently on hiatus so for the next few weeks I will be reviving some older episodes on various topics. This week's old show is about s...

Young Family Challenges, with Joe Okaly

02 Jun 2021

Contributed by Lukas

Young families have lots of things to deal with. Even though my kids are 18 and 21, I still remember juggling childcare with work, making ends meet, w...

Do Something Great For Your Family, with Once I've Gone

26 May 2021

Contributed by Lukas

In my 20-odd year career as a financial planner, I have worked with many bereaved clients who have lost spouses, partners, parents and other loved one...

The Financial Success Checklist

19 May 2021

Contributed by Lukas

When I wrote the MeaningfulMoney Handbook in 2018, I wanted it to be the one book that most people would need to go from zero to hero with their perso...

The Financial Decisions Checklist

12 May 2021

Contributed by Lukas

Today I want to give you a framework for decision-making. Obviously the context will be financial decisions, but today's checklist will also serve in ...

The Financial Advice Checklist

05 May 2021

Contributed by Lukas

As you know, I'm a big proponent of equipping people to make their own financial decisions, believing that anyone, with a bit of encouragement and kno...

The Beginner Investing Checklist

28 Apr 2021

Contributed by Lukas

We don't teach kids how money works, so when you're thinking of getting started with investing, how do you know where to start? Today I want to give y...

The Portfolio Review Checklist

21 Apr 2021

Contributed by Lukas

Your investments, if left unchecked, can quickly get out of step with your original intentions for them, so they need to be reviewed regularly. But wh...

A Checklist For Financial BALANCE

14 Apr 2021

Contributed by Lukas

Easily the number one question I get asked here at MeaningfulMoney is about finding balance in finances. It's a BIG question, but hopefully this week'...

The Annual Financial Review Checklist

07 Apr 2021

Contributed by Lukas

Over the past couple of weeks we've looked at organising your paperwork and your financial life in general. That's all well and good, but now we're in...

The Financial Life Checklist

31 Mar 2021

Contributed by Lukas

Staying on top of your personal finances can seem like a really hard work - there's just so much to do! There is always a new piece of paper or email ...

The Financial Paperwork Checklist

24 Mar 2021

Contributed by Lukas

Paperwork is the bane of most of our lives, but for now it is a necessary evil. Today's checklist will help you work through your mountain of paper to...

UK Pensions Checklist

17 Mar 2021

Contributed by Lukas

Sometimes I just want someone to tell me exactly what steps to take to get a job done. You know - do these few steps and the outcome is a given; all t...

Lasting Powers of Attorney with Dan Garrett of Farewill

03 Mar 2021

Contributed by Lukas

Lasting Powers of Attorney are misunderstood and most often ignored by too many of us. Often that's due to ignorance; sometimes concerns are about cos...

Retirement Spending Patterns with Abraham Okusanya

24 Feb 2021

Contributed by Lukas

Spending is one of the biggest levers in our control. When we're building wealth, well….we won't build wealth unless we control our spending. When w...

The Dangers of Financial Influencers with George Agan

17 Feb 2021

Contributed by Lukas

There's a lot of crap online, and there seems to be an increasing number of financial charlatans offering stock tips and 'advice' with no regulatory o...

Investing Globally and Regionally with Justin Urquhart Stewart

10 Feb 2021

Contributed by Lukas

It's a joy to welcome back long-time friend of the show Justin Urquhart Stewart to the podcast to talk about the outlook of the world economy coming o...

Protection Update with Tom Baigrie of Lifesearch

03 Feb 2021

Contributed by Lukas

Today I bring back repeat guest and protection industry legend Tom Baigrie of Lifesearch to discuss the impact of Coronavirus on insurers and whether ...

The Ultimate Guide to MONEY AND LIFE

27 Jan 2021

Contributed by Lukas

This is the Ultimate Guide to Money & Life, which sounds very much up itself, let's face it, but is intended as a distillation of everything you need ...

The Ultimate Guide to ESTATE PLANNING

20 Jan 2021

Contributed by Lukas

For most of us, the ideal end game is passing away peacefully in our sleep at the age of 100, having enjoyed excellent physical and mental health, nev...

The Ultimate Guide to PENSION RETIREMENT OPTIONS

13 Jan 2021

Contributed by Lukas

When you get to the point of retirement, there are a bewildering array of options available to you, particularly regarding pensions. In today's episod...

The Ultimate Guide to Investing in Retirement

06 Jan 2021

Contributed by Lukas

Investing in retirement is a subject of much scholarly research, strong opinions and a whole boatload of crap information. My job today is to cut thro...

The Money Wellness Index with Dr Ash Ranpura

09 Dec 2020

Contributed by Lukas

Money is inextricably linked with our sense of wellbeing. That link is the reason for more and more research and initiatives into how to improve that ...

The Ultimate Guide to RISK

02 Dec 2020

Contributed by Lukas

Risk is a constant presence in our lives and in our wealth-building efforts. But what is risk, really? How can we be aware of it? Should we avoid risk...

The Ultimate Guide to PLATFORMS, PENSIONS & ISAS

25 Nov 2020

Contributed by Lukas

Over the past couple of weeks, we've covered the ultimate guide to investing. We need to finish that off and talk about some of the important mechanis...

The Ultimate Guide to INVESTING, Part 2

18 Nov 2020

Contributed by Lukas

We covered a LOT of ground last week in Part One of this Ultimate Guide. As we get practical today, I'm going to try and make this the Ultimate Guide ...

The Ultimate Guide To INVESTING - Part One

11 Nov 2020

Contributed by Lukas

Having dealt with the basics of financial management and building a sure foundation, we now need to turn our attention to the task of building wealth ...

The Ultimate Guide To WEALTH PROTECTION

28 Oct 2020

Contributed by Lukas

Hardly anyone talks about building a foundation which supports building wealth for the future. Maybe it's because talking about life insurance, critic...

The Ultimate Guide to PAYING OFF DEBT

21 Oct 2020

Contributed by Lukas

Financial Freedom comes from building wealth for the future so that one day, work is optional. But for many of us, we're not starting from zero, but f...

The ULTIMATE GUIDE to Budgeting

14 Oct 2020

Contributed by Lukas

Budgeting is a fundamental skill that underpins everything else when it comes to personal finance success. In this ultimate guide, I'll teach you ever...

Racial & Financial Inequality with Ken Okoroafor of The Humble Penny

30 Sep 2020

Contributed by Lukas

This is an important episode of the podcast, I reckon. Today I'm chatting with Ken Okorafor of The Humble Penny, one of my favourite UK Personal Finan...

Cash Chats and Money Bloggers with Andy Webb

23 Sep 2020

Contributed by Lukas

There are an increasing number of solid content producers here in the UK talking about personal finance. This week I'm talking to one of the prime mov...

Chasing FIRE with Logan Leckie of Topia

16 Sep 2020

Contributed by Lukas

The FIRE movement is an increasingly big deal in the UK, and I've chatted a couple of times with one of its biggest UK proponents, Barney Whiter AKA t...

You Need A Budget with Jesse Mecham

09 Sep 2020

Contributed by Lukas

Budgeting, that is, managing day-to-day cashflow is a fundamental skill for anyone looking to improve their financial situation. Before you understand...

The Money Guide with Mrs Mummypenny

02 Sep 2020

Contributed by Lukas

Today I have my friend Lynn Beattie AKA Mrs Mummypenny on the show to talk about rolling with life's punches, beating debt and her new book The Money ...

Seven Golden Rules for Every Life-Stage

26 Aug 2020

Contributed by Lukas

Today's show marks the end of 18 months of podcast seasons dealing with the major financial life stages. We've gone from millennial finance all the wa...

Planning for Long-Term Care

12 Aug 2020

Contributed by Lukas

None of us likes to think of the prospect of not being able to look after ourselves. It honestly does feel like we come full-circle, from being depend...

Legacy Planning - Part Two

05 Aug 2020

Contributed by Lukas

Last week we covered the basics of legacy planning, including a very high-level overview of how wills work and inheritance tax etc. The main point tho...

Legacy Planning - Part One

29 Jul 2020

Contributed by Lukas

After a life spent first building and then enjoying wealth, if there's anything left we will probably end up thinking about how best to pass that on t...

Losing A Life Partner

22 Jul 2020

Contributed by Lukas

It a sad fact of getting older that we become increasingly aware of our own mortality. And eventually, for those of us who are in a long-term relation...

The Longest Holiday

24 Jun 2020

Contributed by Lukas

Eventually, life in retirement settles into a nice rhythm. Most folks get to a point where they have everything they need - they've taken the big holi...

Avoiding Costly Mistakes In Retirement

17 Jun 2020

Contributed by Lukas

In retirement, any mistakes you make with your finances are likely to be more costly simply because you may not have the time to undo them. I want to ...

Risk in retirement

10 Jun 2020

Contributed by Lukas

Risk is an inherent part of wealth-building and wealth-enjoying, as we're talking about in this season. As you know by now, risk comes in all kinds of...

Transforming the DEATH Industry

08 Jun 2020

Contributed by Lukas

Pretty much nothing has changed when it comes to writing wills, arranging funerals and applying for probate in…well, in a very long time. Today I'm ...

Investing in retirement

03 Jun 2020

Contributed by Lukas

Today I want to talk about investing in retirement, which is a big subject, to say the least. So I've called in someone who knows what they are talkin...

Financial Housekeeping in Retirement

27 May 2020

Contributed by Lukas

As we've said a time or two here, retirement represents quite a change from life at the coalface. You've done things the same way financially speaking...

Life Insurance and COVID-19

25 May 2020

Contributed by Lukas

Hopefully it's a nice surprise when an unexpected episode drops into the feed! I'm adding this in here because I had the chance to chat with Tom Baigr...

Retirement Transition Lessons

20 May 2020

Contributed by Lukas

Transitioning into retirement is a big deal; a momentous occasion. Of course, for many of us, it is an occasion which is spread over months or years, ...

Meaningful Academy: A taste of Voyant GO

15 May 2020

Contributed by Lukas

A key part of Meaningful Academy: Build Wealth is access to Voyant GO, the best financial planning app in the world. In today's show I want to give yo...

The Point Of It All: Retirement

13 May 2020

Contributed by Lukas

Welcome to a brand new season here on MeaningfulMoney. I'm looking forward to getting into a meaty season, following on from the previous one and look...

10th Anniversary AMA

06 May 2020

Contributed by Lukas

MeaningfulMoney is 10 years old! Not sure where that time went...! Didn't feel right to pull out all the stops to celebrate, so here's a more muted ce...

Meaningful Academy: Build Wealth is LIVE!

01 May 2020

Contributed by Lukas

Today is an exciting day because I'm launching my flagship course on Meaningful Academy, the one that many of you have been waiting for. It's called B...

COVID-19: Light at the end of the tunnel?

29 Apr 2020

Contributed by Lukas

Today I'm bringing back ever-popular guest Barney Whiter, AKA The Escape Artist for his input on the current situation, and the road ahead after COVID...

In conversation with That Mint Podcast

22 Apr 2020

Contributed by Lukas

As many of you know MM is ten years old, this month, and the podcast is just over seven years old. When I started, I was one of very few voices in the...

COVID-19 - What should we DO as investors?

15 Apr 2020

Contributed by Lukas

The world is pretty topsy-turvy right now, and for many of us, we're experiencing the biggest and sharpest test of our investing resolve in light of v...

Making The Leap

08 Apr 2020

Contributed by Lukas

Just like that, you've made it. You stand at the brink of retirement, however you have defined that, and you're about to step across the threshold int...

Optimising Retirement

01 Apr 2020

Contributed by Lukas

Retirement, as we've seen, is a very personal thing; it's unique for everyone experiencing it. Optimising your retirement experience then, is also goi...

Theory vs Reality

27 Mar 2020

Contributed by Lukas

I had a question in the MeaningfulMoney Facebook group the other day, from Tom, who asks about staying the course in challenging investment markets, n...

Investing For Longevity

25 Mar 2020

Contributed by Lukas

You've spent 40 years saving and investing towards your retirement. You've got pretty good at putting together and maintaining an investment portfolio...

Navigating Uncharted Waters

20 Mar 2020

Contributed by Lukas

Neil Bage of Be-IQ and I riff about our response to what's going on with the Coronavirus and markets and everything else. We cover why it's important ...

NEST Pension explained

20 Mar 2020

Contributed by Lukas

A few people have asked about the NEST pension scheme in the MM Facebook Group recently, and so I thought I'd try and put together a five-minute guide...

Phasing Into Retirement

18 Mar 2020

Contributed by Lukas

For many of us, retirement is more of a process than an event. Rather than a hard stop where one day we're working and one day we're not, many of us w...

Should? Best? Right? = PARALYSIS!

13 Mar 2020

Contributed by Lukas

As I record this, There are almost 3,500 people in the MeaningfulMoney Facebook group asking questions. I get tons of emails every week and there are ...

Cashflow Is King

11 Mar 2020

Contributed by Lukas

There's a reason lottery winners and Premiership footballers sometimes go bankrupt. If you're spending more than is coming in, you're getting poorer; ...

Under age 27? You need to change your NEST Pension

06 Mar 2020

Contributed by Lukas

Spike Keizer approached me about something he found out about the default NEST pension fund. It could have huge consequences for you if you're under a...

Aligning retirement with your partner

04 Mar 2020

Contributed by Lukas

Planning a retirement is complex enough when there's only one of you, but if you're in a long-term relationship and you're planning this together, the...

Hold Your Nerve! Riding out volatile stock markets

02 Mar 2020

Contributed by Lukas

As I record this on February 28th 2020, world stock markets are down, quite a bit and predictably, that's making for some juicy headlines and associat...

How To Set Up A Pension

28 Feb 2020

Contributed by Lukas

I've had a few people recently ask about starting a pension. Now for many this will seem very basic, but clearly there's a need for a simple, straight...

Positioning The Pieces For An Optimum Retirement

26 Feb 2020

Contributed by Lukas

Last week we spent some time getting current with all our amassed pension plans investments bank accounts and insurance policies. Today we need to dec...

My thoughts on the Vanguard SIPP

21 Feb 2020

Contributed by Lukas

This week is a big deal for many wealth-builders because it marks the official release of a pension plan by Vanguard, the darling of the FIRE movement...

Getting Current

19 Feb 2020

Contributed by Lukas

We spent some time last week talking about refining our vision and setting our goals for retirement. Now we know where we're going, we need to just st...

Capital Gains Tax Planning

14 Feb 2020

Contributed by Lukas

Last week we went over the basic rules of Capital Gains Tax and how it works. Like any set of rules, there are planning angle you can consider to mini...

Refining Your Retirement Vision

12 Feb 2020

Contributed by Lukas

Before we reach retirement, it helps to have a vision of what it might look like. In this season we're dealing with the things you need to think about...

Capital Gains Tax (Updated for 2020)

07 Feb 2020

Contributed by Lukas

Bizarrely, one of the most frequently- watched videos on my YouTube channel is one from 2010 simply called Capital Gains Tax. Not much has changed sin...

What Is Retirement?

05 Feb 2020

Contributed by Lukas

Here we are with a brand new season of the MeaningfulMoney podcast, all about the run-in to retirement after a life of building wealth. Today I want t...

Preparing to take control under power of attorney

31 Jan 2020

Contributed by Lukas

If you're preparing to take over control of your elderly relative's finances it can seem properly daunting. So let's look at some things which you and...

The Dangers of Buy Now, Pay Later

29 Jan 2020

Contributed by Lukas

Buy Now, Pay Later schemes have always been around, but they seem to be gaining in popularity and are presenting a danger, particularly to young peopl...

Lasting Powers Of Attorney

24 Jan 2020

Contributed by Lukas

A power of attorney is an important part of pretty much everybody's financial planning, or should be. But it's especially the case for elderly parents...

The Bank of Mum and Dad

22 Jan 2020

Contributed by Lukas

Today my guest is Mark Bogard of Family Building Society. They reached out to me because of some research they have done into the cost of supporting c...

Helping Elderly Relatives With Their Finances

17 Jan 2020

Contributed by Lukas

Today I want to start a short series here on Five Minute Friday dealing with some things to consider and to be aware of when helping older family memb...

JL Collins - The MeaningfulMoney Interview

15 Jan 2020

Contributed by Lukas

Today I get to bring you what is easily my favourite interview in my nearly ten years of the MeaningfulMoney project. It was my privilege to chat with...

Getting Things Done - A Book Review

10 Jan 2020

Contributed by Lukas

Dropping something a little different into the feed this Friday, summarising and reviewing a book which has impacted me massively since I read it some...

Seven Timeless Financial Truths

08 Jan 2020

Contributed by Lukas

A reminder of the basics is never a bad thing. No matter how advanced you are with your personal finances, and no matter what Lifestage you're in, it'...

Meaningful Academy - Financial Foundations is GO!

03 Jan 2020

Contributed by Lukas

This New Year 2020 I am announcing the public launch of Meaningful Academy - Financial Foundations, a brand new course to help you set your finance of...

New Year, New Decade, New Financial YOU!

01 Jan 2020

Contributed by Lukas

HAPPY NEW YEAR! Welcome to 2020 and a new decade! Let's kick things off by affirming some time-honoured truths about money which will stand us in good...

Planning With Purpose Q&A

18 Dec 2019

Contributed by Lukas

It's time to draw Season 15 to a close by answering some of the questions you have asked along the way.

Tax Relief and Salary Sacrifice

13 Dec 2019

Contributed by Lukas

Over the past couple of weeks we've taken a look at how income tax and National insurance work. For those of us who are building wealth, the logical n...

Staying The Course

11 Dec 2019

Contributed by Lukas

What a season this has been! We've covered a lot of ground, from setting goals, to establishing daily actions. From robust reviews to using leverage. ...

National Insurance Explained

06 Dec 2019

Contributed by Lukas

Last week we covered income Tax, and this week we need to finish that off by talking about the other income tax, which masquerades as something else -...

Catching FIRE with The Escape Artist

04 Dec 2019

Contributed by Lukas

Today I'm speaking, for the second time, to Barney Whiter, AKA The Escape Artist. Barney is a leading voice in the FIRE movement in the UK, and I want...

How Income Tax Works, Part One

29 Nov 2019

Contributed by Lukas

Income Tax is a part of all our lives, but how does it really work? It's important to know how income tax works, so that we can understand ways to pay...

Rolling with the punches

27 Nov 2019

Contributed by Lukas

In the long journey towards financial independence, life sometimes happens. When it does, you're going to need to adjust, deal with the challenges and...

Exercising Control - Internal Factors

20 Nov 2019

Contributed by Lukas

The conversations we have with ourselves around money are vital to our successful wealth-building. Today I'm bringing back repeat guest Neil Bage to g...

Exercising Financial Control - Part One

13 Nov 2019

Contributed by Lukas

How we behave around our money has far greater impact on our wealth-building than our investment decisions, or level of diversification and whether or...

Next-Level Diversification

06 Nov 2019

Contributed by Lukas

We all know that diversification is a good thing when it comes to investing and wealth-building, but is there a limit to how useful it can be? Can you...

Mastering Leverage

30 Oct 2019

Contributed by Lukas

Experienced investors need to understand leverage in all its forms, and today we're going to be talking about what it means to apply leverage to your ...

Accelerating Your Progress Towards FI

23 Oct 2019

Contributed by Lukas

We've covered a ton of ground in the season so far, and we're only now approaching the half-way point. We've spent time looking at goals and actions a...

The importance of PERSPECTIVE (and reinvesting income) - 5MF057

18 Oct 2019

Contributed by Lukas

Listener Chris called me out on a comment I made in a recent episode of the podcast, talking about long term returns of stock markets. Turns out that ...

Robust Reviews

16 Oct 2019

Contributed by Lukas

Over the past few weeks we've looked at setting goals and building plans to achieve those goals. But working towards financial independence can take a...

The Greatest Personal Finance Book Ever?

11 Oct 2019

Contributed by Lukas

The Maven Adviser calls J L Collins' 'The Simple Path To Wealth' the greatest personal finance book ever, and I'm inclined to agree. Here's my review ...