The Meaningful Money Personal Finance Podcast
Episodes
Real Stories: Protection Inspiration
15 Nov 2023
Contributed by Lukas
Today we're continuing in our Real Stories season and we're going to talk about Protection - talking about the life insurance, critical illness cover ...
Real Stories: How Much Is Enough?
08 Nov 2023
Contributed by Lukas
Today we're going to be asking the question How much is enough? And we'll go over some real stories of when we've helped clients answer that question....
Real Stories: Good Planning, Bad Tax Schemes
01 Nov 2023
Contributed by Lukas
This week we want to look at one Real Story of a planning journey with a client that has seen some highs and lows. It'll demonstrate the power of a re...
Real Stories 1: Market Timing
25 Oct 2023
Contributed by Lukas
Today we begin a new season which will be a bit different, because we're going to cover some real stories from our years in the financial advice profe...
Buying A Used Car, with Dave O'Sullivan
04 Oct 2023
Contributed by Lukas
Today I'm chatting with Dave O'Sullivan, a listener who got in touch wanting to share his decades of knowledge of and experience in the car trade. We'...
Online Finance Communities with Alasdair Walker
27 Sep 2023
Contributed by Lukas
Today I'm chatting with a colleague, a fellow financial planner, Alasdair Walker. It's a conversation between fellow nerds really, specifically about ...
Business Protection Masterclass, with LifeSearch
20 Sep 2023
Contributed by Lukas
Welcome to another Inbetweenisode where my guest is a senior member of the team at LifeSearch - Alan Richardson. This will be super-useful episode for...
Retiring Well with Justin King
13 Sep 2023
Contributed by Lukas
Today I'm bringing you a conversation I had with my friend Justin King for his podcast, which is called the Retirement Cafe podcast. Many of you will ...
Finance OS: Q and A Session
06 Sep 2023
Contributed by Lukas
In this final episode of Season 25, Roger and Pete answer some representative questions sent to us as the season has gone on. Shownotes: https://me...
Finance OS: Later Life
30 Aug 2023
Contributed by Lukas
Today we need to finish off Season 25 - our finances OS season - by talking about the necessary things to get right in later life. Shownotes: https:/...
Finance OS: Retirement Reviews
23 Aug 2023
Contributed by Lukas
Today we look at how to keep the finances ticking over nicely in retirement by conducting regular reviews. Specifically, we'll be looking at when and ...
Finance OS: The Danger Zone
16 Aug 2023
Contributed by Lukas
Today we're going to talk about the DANGER ZONE That's period of time from when you retire to when all your available income sources are coming in, us...
Finance OS: At Retirement
09 Aug 2023
Contributed by Lukas
We're on the home straight in this season now, and today, we're talking about the decisions we need to make at the point of retirement. It's probably ...
Finance OS: Approaching Retirement
02 Aug 2023
Contributed by Lukas
Today we're going to look at the things we need to do as we approach retirement. We always say that retirement is THE point in time where everyone wou...
Finance OS: Taking Stock and Reviewing
26 Jul 2023
Contributed by Lukas
Today we thought we would take stock of where we've come in the season and also to help you with reviewing the transition points of the flow chart, as...
The 500th Episode!
12 Jul 2023
Contributed by Lukas
So…this has been a lot of work! 500 episodes over ten and a half years, not to mention over 460 videos. Today we're going to throw out the usual str...
Finance OS: Long-Term Goals
05 Jul 2023
Contributed by Lukas
Today we'll continue to build on the foundations we've laid and also on last week's discussion of shorter-term goals. We're going to be talking about ...
Finance OS: Short-Term Goals
28 Jun 2023
Contributed by Lukas
Today we start to build on what we've talked about so far. We've laid the foundation of debt elimination, creating an emergency fund and having the ri...
Finance OS: The Foundation of Insurance
21 Jun 2023
Contributed by Lukas
Today, we continue to work our way through the UK Personal Finance Flowchart, using that as a guide to create our Finance Operating System. And specif...
Finance OS: Paying Off Expensive Debt
14 Jun 2023
Contributed by Lukas
Today we're continuing our tip-toe through the UK Personal Finance Flow Chart, and specifically, we're talking about paying off expensive debts. This ...
Finance OS: Pension contributions
07 Jun 2023
Contributed by Lukas
So far we've covered budgeting - the thing that underpins it all, and also the essential emergency fund - putting a buffer between ourselves and whate...
Finance OS: The Emergency Fund
31 May 2023
Contributed by Lukas
Today we continue our dance through the UK Personal Finance Flow Chart, which is serving as our map for building a kind of Financial Operating System....
Finance OS: Budgeting
24 May 2023
Contributed by Lukas
Today we're going to be starting our journey proper through the UKPF Flowchart and talking about the foundation of it all - Budgeting. Show Notes Mea...
The Finance Operation System
17 May 2023
Contributed by Lukas
I've long been a lurker in the UK Personal Finance Subreddit. One of the key resources that they put out is the UK Personal Finance Flowchart, which i...
Choosing Investment Funds with Pickafund
03 May 2023
Contributed by Lukas
Today we have another quick inbetweenisode where I'm talking to Ted Moreau of a very interesting site called Pickafund which I think has the potential...
The Price of Money with Rob Dix
05 Apr 2023
Contributed by Lukas
I this week's inbetweenisode, I have a chat with long-time friend of the show, and one-half of the genius Property Hub duo, Mr Rob Dix about his book ...
Simplify Your Legacy
29 Mar 2023
Contributed by Lukas
We've covered some ground in this season, trying to make all of our lives easier when it comes to our finances. And today we need to talk about making...
Simplify Your Retirement
22 Mar 2023
Contributed by Lukas
Today we're getting into Roger's specialist subject - retirement planning - and how to simplify the approach to it so that you can make it as easy as ...
Simplify Your Behaviour
15 Mar 2023
Contributed by Lukas
As we haven't covered financial behaviour in a while, it's a good idea to revisit the subject, and in the process we'll offer some advice on how to ma...
Simplify Your Insurances
08 Mar 2023
Contributed by Lukas
Insurance is part of the the foundation on which all wealth is built, so it's important not only that we have the right insurance, but that have it se...
Simplify Your Annual Review
01 Mar 2023
Contributed by Lukas
I have a ten-point checklist for an annual financial review, but even that might seem a bit daunting, so how can we simplify the process of keeping on...
Simplify Your Investments
22 Feb 2023
Contributed by Lukas
Today we're continuing our season about Simplifying Everything and talking specifically about simplifying your investments. We certainly see a lot of ...
Simplify Your Pensions
15 Feb 2023
Contributed by Lukas
Today we're talking about simplifying pensions, an area of personal finance which is fraught with potential complication.
Simplify Your Budget
08 Feb 2023
Contributed by Lukas
Today we're focusing on an area of personal finance dear to Roger's heart - budgeting! Everything starts and ends with the budget; income and outgoing...
Simplify Your Planning
01 Feb 2023
Contributed by Lukas
We're getting into the season in earnest today, talking about Simplifying Your Planning. What do we mean by planning - we mean the reasons why you're ...
Simplify Everything - An Introduction
25 Jan 2023
Contributed by Lukas
This season we're going to be talking about the power of simplicity and suggesting ways you can simplify your financial situation. There are so many b...
Your money and its carbon footprint, with Dan Sherrard-Smith of Mother Tree
18 Jan 2023
Contributed by Lukas
Today I'm chatting with Dan Sherrard-Smith, founder and CEO of MotherTree, a fascinating website which helps us calculate the impact of our investing ...
Investing as a family with Youssef Darwich of Nosso
11 Jan 2023
Contributed by Lukas
I'm joined today by Youssef Darwich, CEO and Co-Founder of Nosso, an interesting app which allows families to invest together for the benefit of child...
Welcome to 2023 - Here's what's coming up…
05 Jan 2023
Contributed by Lukas
Happy New Year! Many of us will be glad to see the back of 2022, but there's plenty to look forward to in 2023 and I wanted to give you a bit of a hea...
Strategies For Keeping Money In Its Place
07 Dec 2022
Contributed by Lukas
It might be easy if you're the kind of person who listens to personal finance podcasts, to put money itself on a pedestal and give it an importance it...
Strategies For Avoiding Scams
30 Nov 2022
Contributed by Lukas
Today we're going to talk about Strategies For avoiding scams. It's a pretty messed up world out there and scams seem to continue to proliferate and t...
Strategies for separation and divorce
23 Nov 2022
Contributed by Lukas
Today's subject is one that came up quite a bit when we asked you - dear listeners - for subject ideas for this season. We're going to talk about Stra...
Strategies For Spending It All
16 Nov 2022
Contributed by Lukas
Today we're looking at strategies for spending it all. Not leaving anything behind but putting our wealth to good use while we're alive. Of course, th...
Strategies for Managing a Drawdown fund
02 Nov 2022
Contributed by Lukas
We've had lots of questions about managing a drawdown fund or decumulation of any kind right now, probably due to the small matters of soaring inflati...
Strategies for planning around an Age Gap
26 Oct 2022
Contributed by Lukas
Each family situation is different, and each raises unique financial considerations that need to be addressed. Today we want to cover the challenges o...
Strategies For Having Fun With Investments
19 Oct 2022
Contributed by Lukas
We've all heard the classic mantra that good investing should be boring. And that's true: buy-and-hold, long-term, index-tracking investments are the ...
Strategies for Working Less
12 Oct 2022
Contributed by Lukas
Today we continue our series entitled "Strategies For…" and we're talking this time about Strategies for Working Less, whether that's because you're...
Strategies For Impactful Giving
05 Oct 2022
Contributed by Lukas
Today we're going to be talking about strategies for impactful giving. Back in 2018 I interviewed a lady called Lauren Janus who gave us some great in...
Strategies for helping your kids with finances
21 Sep 2022
Contributed by Lukas
Last time we talked about strategies for giving money to your kids towards the end of life, this time it's helping them as they grow up and become adu...
Strategies for giving more to your kids
14 Sep 2022
Contributed by Lukas
Today in our second Strategies For… session, we're going to look at how to give money away effectively to your kids, taking in gifts, pensions, trus...
Strategies for Lifetime Allowance Planning
07 Sep 2022
Contributed by Lukas
Today we begin a new season of the MeaningfulMoney podcast where each episode will be strategies for dealing with a certain financial situation. Today...
An Update from MeaningfulMoney
03 Aug 2022
Contributed by Lukas
In this short update, I wanted to let you know a bit about what's going on with me and MM, plus explain why I'll be taking a break from the podcast fo...
Damien Talks Money with ME!
27 Jul 2022
Contributed by Lukas
Today I'm chatting with one of my absolute favourite personal finance YouTubers is Damien Talks Money. Today, he and I talk about the finance creator ...
Healthy Financial Relationships with Nate Klemp
29 Jun 2022
Contributed by Lukas
Today I'm chatting to Nate Klemp PhD, founder of Mindful Magazine and co-author with his wife Kaley of The 80/80 Marriage, all about how couples can w...
The Evolution of Financial Advice, with Phil Billingham
22 Jun 2022
Contributed by Lukas
Today I chat once again to Phil Billingham, who I chatted to back in Season 9, episode 4 about financial planning for ex-pats. Phil approached me with...
£35k Debt to Financial Freedom, with Lisa Atkinson
15 Jun 2022
Contributed by Lukas
Today I'm chatting with Lisa Atkinson, a listener who cleared £35k of debt in 18 months on an ordinary salary as a single Mum of twin boys. But she d...
The Frugal Spender, with Brian Mitchell
08 Jun 2022
Contributed by Lukas
So, I opened a TikTok account the other day. I know - this is not to be expected of a silver-haired, middle-aged dude, but you know, I do like to keep...
A Guiide To Retirement with Kevin Hollister
01 Jun 2022
Contributed by Lukas
I'm always interested in new technology that can make financial decision-making easier. For most of us, being able to make a decision is based on havi...
Financial Independence and dealing with haters - Jillian Johnsrud
25 May 2022
Contributed by Lukas
Today I'm chatting with Jillian Johnsrud, author of the book Fire The Haters. Jillian became financially independent at 32 years old and now creates c...
Tax-free cash or not?
18 May 2022
Contributed by Lukas
Today we're going to asking an important this or that question - should you take your pension tax-free cash or not?
Drawdown or Annuity?
11 May 2022
Contributed by Lukas
When it comes to taking benefits from your DC pensions, most people just assume that Drawdown is the ONLY way to go, and that annuities are dead, but ...
Insure or self-insure?
04 May 2022
Contributed by Lukas
Today we want to cover a topic that is very subjective to each individual's circumstances - whether you should take out insurance for a given risk, or...
Retire or Semi-Retire?
27 Apr 2022
Contributed by Lukas
The idea for this session came from a brilliant post in the Meaningful Money Facebook group by none other than Nick Mitchell, one of the brilliant mod...
Income, Growth or both?
20 Apr 2022
Contributed by Lukas
Today we're talking about investing for income, for growth or both - so it's more of a this or that or the other conversation really. But this is actu...
Seek Financial Advice or DIY?
13 Apr 2022
Contributed by Lukas
Today we're going to be discussing a this or that choice which, on the surface at least, might present something of a conflict for us, but we're not o...
Active or Passive Investing?
06 Apr 2022
Contributed by Lukas
Today, Roger and I talk about investing, and specifically another THIS OR THAT question, and this one is hotly debated amongst investors and advisers ...
Invest or pay off bad debt?
30 Mar 2022
Contributed by Lukas
Today we're covering similar ground to episode 1 of this season where we asked whether you should overpay your mortgage or invest. This time though, w...
Pension or ISA?
23 Mar 2022
Contributed by Lukas
Today we're answering one of the questions we get answered most on email, in YouTube or Facebook comments, pretty much anywhere - which is best, Pensi...
Overpay your mortgage or invest?
16 Mar 2022
Contributed by Lukas
This season is called This or That, and in each episode we'll be looking at a particular this or that scenario. This week's This or That question is w...
Manage Your Financial Expectations
16 Feb 2022
Contributed by Lukas
Now and again, something comes across my desk which makes me sit up and take notice, and that's exactly what happened when a book called Manage Your F...
Mortgage-Free Faster, with Sprive
09 Feb 2022
Contributed by Lukas
I'm joined today by Jinesh Vohra from a company called Sprive, and their tagline is Mortgage Free, faster - which immediately piqued my interest.
A Financial Journey with David Calder
02 Feb 2022
Contributed by Lukas
I'm excited to bring you a real-life success story from a listener called David Calder. David reached out to me, basically to say thanks for the conte...
Lessons from a Lifetime in Finance with Roger Weeks
26 Jan 2022
Contributed by Lukas
This week, as an inbetweenisode, I thought we'd spend some time getting to know my good buddy Roger - he of the dulcet Cornish tones who has joined me...
Quick Wins with Financial Behaviour
19 Jan 2022
Contributed by Lukas
Roger and I have been advisers for nearly 50 years between us and we've long since learned that when it comes to advising clients, it really isn't the...
Quick Wins with Costs and Tax
12 Jan 2022
Contributed by Lukas
Every penny paid in costs is a penny which isn't growing for your future, so it stands to reason that we need to minimise the costs we pay. And tax is...
Quick Wins with Estate Planning
05 Jan 2022
Contributed by Lukas
Here we are with another session of Quick Wins, this time to do with your estate planning. We want to help you make progress quickly, if this is somet...
Quick Wins with Life Insurance
15 Dec 2021
Contributed by Lukas
It's no exaggeration to say that having a decent protection programme in place is FOUNDATIONAL to everything else we do with our money. It truly is th...
Quick Wins with your Savings Rate
08 Dec 2021
Contributed by Lukas
Your savings rate isn't the interest rate you're getting on savings in your bank, despite how it sounds. Rather, it is the amount of your income that ...
It's Not About The Money, with Catherine Morgan
06 Dec 2021
Contributed by Lukas
I'm throwing in a little inbetweenisode here in the middle of Season 21 because a good friend of mine Catherine Morgan is releasing her new book this ...
Quick Wins with your Investments
01 Dec 2021
Contributed by Lukas
Many of us have amassed investments over the years. They might be old workplace pensions, or funds we chose because we saw a nice advert in the Sunday...
Quick Wins Before Retirement
24 Nov 2021
Contributed by Lukas
It's fair to say that retiring is a big deal for lots of reasons, but not least because there can be a lot to sort out. Today we want to look at the p...
Quick Wins With Your Budget
17 Nov 2021
Contributed by Lukas
Good budget control is the cornerstone of building wealth. If you always spend every penny that comes in, you'll never have anything left to save and ...
Quick Wins With Your Workplace Pension
10 Nov 2021
Contributed by Lukas
Today Pete and Roger are going to be talking about how you can make some quick wins with your workplace pension, which is a hugely neglected area of m...
Quick Wins with Platforms, Wrappers and Investments
03 Nov 2021
Contributed by Lukas
There's a real lack of understanding about the roles of platforms, accounts and investments in your wealth-building. Our goal today is to make sure yo...
You Don't Need An Adviser
13 Oct 2021
Contributed by Lukas
Time to round off Season 20 of the Meaningful Money Podcast and this time, my guest is me! As I can't really interview myself, I've called in my best ...
The Gender Pension Gap with ThisGirlInvests
06 Oct 2021
Contributed by Lukas
This week I'm chatting to another Personal Finance creator, Prerna Khemlani of ThisGirlInvests. Her One Big Thing is bridging the Gender Pension Gap, ...
Money and Faith, with Shabbar Kassam
29 Sep 2021
Contributed by Lukas
Today's show is a little bit different, and might be a bit polarising, and it's certainly longer than usual! I'm chatting with my friend and fellow fi...
Trauma and Money Beliefs
22 Sep 2021
Contributed by Lukas
The longer I do my job, the more I understand that it is a people business and not really about money at all. Our behaviours, our responses to influen...
Making Money Equal, with Anne Boden
15 Sep 2021
Contributed by Lukas
Anne Boden is an extraordinary lady. Not many of us wake up one morning and think to ourselves 'I'm going to start a bank'. She did that and founded S...
The NHS Pension Scheme with Rachael Hall
08 Sep 2021
Contributed by Lukas
I get an email or a message at least once a week asking for clarity on the NHS pensions scheme. It is a complex beast with different tiers, different ...
The Alpha Cult, with Ramin Nakisa of Pensioncraft
01 Sep 2021
Contributed by Lukas
Today I'm joined by Ramin Nakisa of Pensioncraft who is doing amazing things on YouTube and beyond. This season of the podcast is called One Big Thing...
Time Freedom with MamaFurFur
25 Aug 2021
Contributed by Lukas
Jen Kempson, AKA MamaFurFur is a deeply inspiring person to me - I'm really excited to have her on the show. She's making huge waves on YouTube and In...
Teaching Kids About Money with Blue Tree Savings
18 Aug 2021
Contributed by Lukas
Will Rainey of Blue Tree Savings is an interesting guy with a fascinating story. He's gone from advising global insurance companies and governments on...
RISK - What you need to know
11 Aug 2021
Contributed by Lukas
This season is called One Big Thing, and the idea is that I have a guest on each week and we discuss something that they're passionate about, annoyed ...
MeaningfulMoney - The State Of The Nation
21 Jul 2021
Contributed by Lukas
Today I want to look at where Meaningful Money has come, what's going on right now and where I want to take it. Call it a state of the nation speech f...
Positioning The Pieces
14 Jul 2021
Contributed by Lukas
Today's show is from February last year, 2020 - back when there were only rumours of something big about to go down. It was part of the Home Straight ...
Planning To Invest? WAIT!
07 Jul 2021
Contributed by Lukas
Today's show is from May 2019 and was part of the New Accumulators season, Season 14. It's a plea to take planning seriously before diving into an inv...
Enjoying the Empty Nest
30 Jun 2021
Contributed by Lukas
This week's encore episode is from September 2017 and comes from Season 7 - Life Stages. This episode focuses on the Empty Nest, a stage I'm heading t...
Playing Catchup - Retirement planning for late starters
23 Jun 2021
Contributed by Lukas
This week's oldie-but-a-goodie is from way back in 2016 where I covered some tips on how folks who are coming to the party somewhat late can still mak...
Simplifying Pensions
16 Jun 2021
Contributed by Lukas
The podcast is currently on hiatus while I plan for Season 20 and also get things in place for the final launch of Meaningful Academy Retirement Plann...