Whether you are an investor or an owner-occupier, the interest rate rises of recent years can be a squeeze. But you do have options, including extending the life of your mortgage or switching to interest-only: Under both these arrangements you will pay less each month. Or maybe you could hold on a little longer, economists still believe we will see rate cuts early next year. In today’s show we cover: Is the national property market cooling?Getting over your mortgage cliff?How bank stocks and house prices are getting closely linked Preparing for a second ‘Trump bump’ Our guest is Nerida Conisbee, chief economist at the Ray White group.See omnystudio.com/listener for privacy information.

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“What did the council decide on item 42?” — answered with the speaker and the moment.