The Money To The Masses Podcast

Bull markets and bubbles - Damien's Market Update

21 Mar 2024

Contributed by Lukas

Welcome to Damien's Market Update for March 2024. Every month Damien will be dissecting the market and providing you with his own unique take on what ...

Ep 452 - The income needed for a comfortable retirement, deferring your state pension & bank deals latest

17 Mar 2024

Contributed by Lukas

On this week’s episode Damien discusses how much annual income you need to have the retirement you want. Damien also explains the pros and cons of d...

Ep 451 - Spring Budget 2024 Special

10 Mar 2024

Contributed by Lukas

On this week's podcast Damien and Andy analyse what was and wasn't announced in this week's Spring Budget and what it means for your finances.   ...

Ep 450 - New 1% mortgage rate scheme, Kakeibo & income investing in 2024

03 Mar 2024

Contributed by Lukas

On this week's show, we discuss the new Rate Reducer Scheme which could cut a new-build buyer's mortgage rate down to as low as 0.99%. We also discuss...

Magnificent 7 rescue the equity market rally - Damien's Market Update

27 Feb 2024

Contributed by Lukas

Welcome to Damien's Market Update for February 2024. Every month Damien will be dissecting the market and providing you with his own unique take on wh...

Ep 449 - Dow theory explained, innovative fixed energy tariffs & eSim savings

25 Feb 2024

Contributed by Lukas

In this week's episode Damien discuss 'Dow Theory', a cornerstone of technical analysis in investing, explaining how it can be used when trying to pre...

Ep 448 - Best managed ISAs, Cancer insurance and stacking cashback

11 Feb 2024

Contributed by Lukas

On this week's episode, Damien look at the best performing managed Stock and Shares ISAs. Damien and Andy then discuss cancer insurance and how it wor...

Ep 447 - Car finance mis-selling, Investment Quiz and filing your tax return late

04 Feb 2024

Contributed by Lukas

On this week's show Damien discusses the potential mis-selling of car finance and the impact it could have on consumers. Damien then conduct an invest...

Ep 446 - Coast FIRE, funeral plans & the little-known ETF drawback

21 Jan 2024

Contributed by Lukas

On this week's show Damien explains the potential drawbacks of certain types of ETFs. Harvey then joins Damien and Andy to discuss the rising cost of ...

Getting over a new year hangover - Damien's Market Update

19 Jan 2024

Contributed by Lukas

Welcome to Damien's Market Update for January 2024. Every month Damien will be dissecting the market and providing you with his own unique take on wha...

Ep 445 - Smart ways to play the NI cuts, how to pay tax on savings interest & money reflections

14 Jan 2024

Contributed by Lukas

On this week's show Damien and Andy discuss how to take advantage of the cuts to national insurance, which came into effect on 6th January, to improve...

Ep 444 - New side hustle tax rules, the power of 1% improvement & 2024 key finance dates

07 Jan 2024

Contributed by Lukas

On this week’s show Damien explain the importance of making incremental changes to help improve your financial situation. Damien then explains how n...

Ep 443 - Investment outlook 2024 and getting the best from Money to the Masses

31 Dec 2023

Contributed by Lukas

On this week's show Damien discusses the possible investment themes of 2024 as well as investment bank predictions of where stock markets will be at t...

Ep 442 - A look back at our most popular episodes of 2023

17 Dec 2023

Contributed by Lukas

On this week's episode Damien and Andy take a look back at some of their most popular episodes in 2023 covering topics including financial planning, p...

Ep 441 - Cheapest way to stream TV, Flexible ISA trick & Santa rally odds

10 Dec 2023

Contributed by Lukas

On this week's episode, Andy discusses the cheapest way to get access to different TV streaming services, including Disney+, Now TV, Netflix, Amazon P...

Ep 440 - Winter portfolio 2023 update, Pension pot for life examined & Xmas energy costs

03 Dec 2023

Contributed by Lukas

On this week's episode Damien carries out the annual review of his winter investment portfolio, which uses an investment strategy aimed at capitalisin...

Ep 439 - Autumn Statement insights, Credit Card pre-approvals & Winter energy bill update

26 Nov 2023

Contributed by Lukas

On this week's episode Damien takes a look at the details hidden in the Autumn Statement, including how much better off you will be after the planned ...

Ep 438 - Fiscal drag & higher taxes, inflation illusion & parcel delivery rights

19 Nov 2023

Contributed by Lukas

On this week's episode, Damien explains why most people will be hit by unexpected tax bills thanks to something called fiscal drag. Damien then discus...

Bond and equity markets turn a corner - Damien's Market Update

17 Nov 2023

Contributed by Lukas

Welcome to Damien's Market Update for November 2023. Every month Damien will be dissecting the market and providing you with his own unique take on wh...

Ep 437 - Easy way to clear debt, buying investment trusts & energy rebates

12 Nov 2023

Contributed by Lukas

On this week’s show Damien discusses the Easyway method of how to become debt-free. Damien then discusses what to look out for when buying an invest...

Ep 436 - Vanguard Managed ISA, new Cashback apps & have interest rates peaked?

05 Nov 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien looks at Vanguard's latest offer...

Ep 435 - Best Vanguard Lifestrategy alternatives, investment fee shake-up & latest scams

22 Oct 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien explains why fixed-fee investmen...

Uncertain times - Damien's Market Update

17 Oct 2023

Contributed by Lukas

Welcome to Damien's Market Update for October 2023. Every month Damien will be dissecting the market and providing you with his own unique take on wha...

Ep 434 - Money Dashboard alternatives, child account tax trap & mortgage fee warning

15 Oct 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Lauren and I discuss the best Money Das...

Ep 433 - Bear Steepener, life insurance with pre-existing medical conditions & children's work rights

08 Oct 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien discusses bond markets, highligh...

Ep 432 - Inflation shock returns, Money Market funds & changes to energy bills

01 Oct 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien explains why history suggests that ...

Goldilocks returns - Damien's Market Update

18 Sep 2023

Contributed by Lukas

Welcome to Damien's Market Update for September 2023. Every month Damien will be dissecting the market and providing you with his own unique take on w...

Ep 431 - How to start investing, pricing strategies to watch out for and the MTTM pension quiz

17 Sep 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien discusses the various options if yo...

Ep 430 - Dynamic Spending strategy for retirement income, insuring children & car/home insurance renewal tips

10 Sep 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien explores an alternative to the 4% r...

Ep 429 - Best value stock markets, NS&I Bonds & going Interest-only vs mortgage term extension

03 Sep 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien looks at which global stock mark...

Ep 428 - Teaching children about money special

27 Aug 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show we provide a compilation of our best ways ...

Ep 427 - Joint Savings accounts, the Dunning-Kruger effect & Consumer Duty impacts

20 Aug 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode I talk about the Dunning-Kruger effect,...

Fear is back - Damien's Market Update

16 Aug 2023

Contributed by Lukas

Welcome to Damien's Market Update for August 2023. Every month Damien will be dissecting the market and providing you with his own unique take on what...

Ep 426 - Best investing quotes from famous investors, pocket money analysis and Premium Bond boost

13 Aug 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien delves into the wisdom of renown...

Ep 425 - The MTTM pre-holiday money task checklist

06 Aug 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien talks through his own pre-holida...

Ep 424 - How to quickly read investment markets, six hat thinking & the halo effect

23 Jul 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week’s episode Damien reveals the stock indices that...

Greed trumping fear - Damien's Market Update

17 Jul 2023

Contributed by Lukas

Welcome to Damien's Market Update for July 2023. Every month Damien will be dissecting the market and providing you with his own unique take on what i...

Ep 423 - Investing in Gilts, Will tips & new energy tariffs

16 Jul 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week’s episode Damien discuss investing directly in ...

Ep 422 - Summer portfolio 2023, new base rate tracker savings accounts & latest scam news

09 Jul 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien provides an update on the Summer...

Ep 421 - Investing across the interest rate cycle, overpaying ahead of a remortgage & securing your property asking price

02 Jul 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien explores the impact of changes i...

Ep 420 - Should you follow fund managers, new student loan changes & the base rate dilemma

25 Jun 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien discusses whether it is worth fo...

Ep 419 - Buy-to-Let examined, concessionary mortgages explained and maximizing Junior ISA contributions

18 Jun 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien takes a look at the current stat...

The bull is back - Damien's Market Update

16 Jun 2023

Contributed by Lukas

Welcome to Damien's Market Update for June 2023. Every month Damien will be dissecting the market and providing you with his own unique take on what i...

Ep 418 - Value Averaging, Pension FAQs and House Price Highlights

11 Jun 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode, Damien explains the concept of value a...

Ep 417 - Personal finance numbers everyone should know, insurance claim mistakes & updating the DVLA about your health

04 Jun 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien talks about the important numbers a...

Ep 416 - Investing in gold & its outlook, paying off an interest-only mortgage & energy price update

28 May 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien discusses the outlook for the price...

Ep 415 - US Debt Ceiling, should you protect your no claims discount & Parking app perils

21 May 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien discusses the US debt ceiling stand...

A Lehman's moment in weeks? - Damien's Market Update

16 May 2023

Contributed by Lukas

Welcome to Damien's Market Update for May 2023. Every month Damien will be dissecting the market and providing you with his own unique take on what it...

Ep 414 - New 100% mortgage examined, investing watchlists & should you fix your energy bill

14 May 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien looks in detail at the first 100% m...

Ep 413 - Importance of planning, negative equity mortgage options & pound cost averaging truths

07 May 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's podcast we discuss negative equity and what you...

Ep 412 - How to invest in AI, Best tips from Money best-sellers & Chase Bank changes

30 Apr 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien reveals the best tips from the m...

Interview: Jane Knight - Successful Mums

23 Apr 2023

Contributed by Lukas

On this week's podcast special, I interview Jane Knight, founder of award-winning online training specialist Successful Mums. Jane explains the barrie...

New trends - Damien's Market Update

17 Apr 2023

Contributed by Lukas

Welcome to Damien's Market Update for April 2023. Every month Damien will be dissecting the market and providing you with his own unique take on what ...

Interview: Tobi Asare - The Blend: Successfully manage a career & a family

16 Apr 2023

Contributed by Lukas

On this week's podcast special, Damien interviews Tobi Asare, founder of 'My bump pay' and author of 'The Blend: How to Successfully Manage ...

Grow It - Episode 10: Investing for good - ethical & impact investing

04 Apr 2023

Contributed by Lukas

This is the final episode in this grow It series and I want to explain that while investing can grow your wealth it can make the world a better place ...

Ep 411 - Funds for a banking crisis, money market funds & remortgaging on maternity leave

02 Apr 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien explains what money market funds...

Grow it - Episode 9: Investing for children & intergenerational wealth

30 Mar 2023

Contributed by Lukas

In this episode I am going to focus on investing for children and the concept of intergenerational wealth. The reason why the topic of investing for c...

Grow it - Episode 8: Boosting cash returns

28 Mar 2023

Contributed by Lukas

By this point in the series you now are familiar with investing and will have enough confidence to explore your options further. For the remainder of ...

Ep 410 - Benefits of auto-enrolment, remortgage Q&A and loyalty card changes

26 Mar 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien explains the impact that auto-en...

Grow It - Episode 7: Fund types explained - Active vs Passive Investing

23 Mar 2023

Contributed by Lukas

By this point of this Grow It series you will have a greater understanding about investing your money and growing your wealth. The focus of this serie...

Grow It - Episode 6: How to build / pick an investment portfolio

21 Mar 2023

Contributed by Lukas

So far in this Grow it series you’ve learnt about why you should think about investing, learnt about risk, return and taxation as well as when you s...

Ep 409 - The overdue financial crisis, Pension rules changes & Spring Budget roundup

19 Mar 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's epsiode Damien explains what is happening in th...

Grow It - Episode 5: Easy investing for beginners - Explaining your options (Pension vs ISAs vs GIA)

16 Mar 2023

Contributed by Lukas

So far in this Grow it series you’ve learnt about why you should think about investing, learnt about risk, return and taxation as well as when you s...

Grow It - Episode 4: When you need a financial adviser and when you don't

16 Mar 2023

Contributed by Lukas

In the last video in this series I discussed risk and return as well as discerning your attitude to risk. In this video I want to talk about when you ...

Ep 408 - Black book revisited, end of tax-year checklist & app-based investing drawbacks

12 Mar 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Andy and Damien are joined by a podcast...

All possibilities still on the table - Damien's Market Update

09 Mar 2023

Contributed by Lukas

Welcome to Damien's Market Update for March 2023. Every month Damien will be dissecting the market and providing you with his own unique take on what ...

Grow It - Episode 3: Understanding investment risk, return and taxation

09 Mar 2023

Contributed by Lukas

In this video series I provide an introduction into investing. By this point in the series, you will now understand why you should think about investi...

Grow It - Episode 2: Things to think about before you start investing

07 Mar 2023

Contributed by Lukas

In the first video of this Grow it series, I covered why you should consider investing. But while investing can be a great way to grow your wealth and...

Ep 407 - Gender pension gap, planning for CGT allowance cut & income investing opportunities

05 Mar 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien discusses tax planning measures ...

Grow It - Episode 1: Why Should You Think About Investing?

03 Mar 2023

Contributed by Lukas

In this first episode of our GROW IT series, I explain what investing is and the difference between savings and investing. I talk about risk, the impo...

Coming soon: Grow it - 10 part investing series

02 Mar 2023

Contributed by Lukas

Our Grow It series consists of 10 episodes where you can find out everything you need to know about investing.  A new episode will be released ev...

Ep 406 - Mobile & Broadband price hike rights, investment platform cash rates & key economic indicators

26 Feb 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode I reveal the mobile and broadband provi...

Ep 405 - State pension boost deadline, cashback bank accounts & pothole compensation

19 Feb 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien explains how those aged between ...

Ep 404 - The Big Mac index, romance scams and the banks with the best online security

12 Feb 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien discusses the Big Mac index, a pric...

Keep an eye on the dollar - Damien's Market Update

09 Feb 2023

Contributed by Lukas

Welcome to Damien's Market Update for February 2023. Every month Damien will be dissecting the market and providing you with his own unique take on wh...

Ep 403 - Outlook for mortgage rates & energy bills & the cheapest airport lounges

05 Feb 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien discusses why our energy bills aren...

Ep 402 - Investment funds with conviction, self assessment tips & EU mobile roaming

29 Jan 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien talks about more ways to find ac...

Ep 401 - Active share & tracking error explained, inflation truths & deals

22 Jan 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's episode Damien discusses how to use a fund's ac...

Ep 400 - Private healthcare on a budget

15 Jan 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's episode Damien and Andy discuss the various pri...

As goes January? - Damien's Market Update

11 Jan 2023

Contributed by Lukas

Welcome to Damien's Market Update for January 2023. Every month Damien will be dissecting the market and providing you with his own unique take on wha...

Ep 399 - How to sort your finances for 2023

08 Jan 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien discusses how new and existing list...

Ep 398 - Ways to make extra money & 2023 investment outlook

01 Jan 2023

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien discusses the possible investment t...

Ep 397 - Passive investing flaws, mortgage market in 2023 & the loan fee scam

18 Dec 2022

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's episode Damien discusses how active and passive...

Ep 396 - How to get 7% interest on savings, the endowment effect & charity Xmas gifts

11 Dec 2022

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's show Damien reveals the savings accounts that o...

Santa rally or the 2018 Grinch? - Damien's Market Update

07 Dec 2022

Contributed by Lukas

Welcome to Damien's Market Update for December 2022. Every month Damien will be dissecting the market and providing you with his own unique take on wh...

Ep 395 - When cash isn't king in a portfolio, the Diderot Effect & underpaid state pensions

04 Dec 2022

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's show Damien explains how a significant part of ...

Ep 394 - Electric vs petrol car running costs, Winter portfolio update & the QR scam

27 Nov 2022

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's show Damien talks about how to formulate good h...

Ep 393 - How to make good money habits that stick & and the Autumn Statement round-up

20 Nov 2022

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's show Damien talks about how to formulate good h...

Ep 392 - Offset mortgages, challenging energy direct debits & why we need to talk about money

13 Nov 2022

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's show Damien and Andy reveal how you can check w...

Is it the season to be jolly? - Damien's Market Update

10 Nov 2022

Contributed by Lukas

Welcome to Damien's Market Update for November 2022. Every month Damien will be dissecting the market and providing you with his own unique take on wh...

Ep 391 - New ways to diversify a portfolio, pension funding in a crisis & food shopping hack

06 Nov 2022

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's show Damien explains how building a diversified...

Ep 390 - Redundancy Special: Know your rights and how to insure against it

30 Oct 2022

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's throwback episode Damien talks about redundancy...

Ep 389 - Types of investment risk, the Efficient Frontier & the mini-Budget u-turn

23 Oct 2022

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast, Damien reveals the different types of ...

Ep 388 - When you can't keep up with your mortgage, stoozing and new banking app scam

16 Oct 2022

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien explains what you should do if y...

Ep 387 - Unlearning what you know about mortgages, pensions, savings & investing

09 Oct 2022

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's episode Damien discusses how the economic backd...

Out of the frying pan into the fire - Damien's Market Update

05 Oct 2022

Contributed by Lukas

Welcome to Damien's Market Update for October 2022. Every month Damien will be dissecting the market and providing you with his own unique take on wha...

Ep 386 - Appliance energy cost breakdown, baby insurance and social broadband tariffs

02 Oct 2022

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode the team reveals the true cost of using...

Ep 385 - US dollar index investing, Mini-Budget explained & inflation-proof pay rises

25 Sep 2022

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien discusses the Mini-Budget and ho...

Ep 384 - Survivorship bias, cost of living checklist & personal inflation rates

18 Sep 2022

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien discusses how to calculate your ...

Ep 383 - The Investment portfolio insurance strategy, principal-agent problems & energy price freeze explained

11 Sep 2022

Contributed by Lukas

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien explains the government interven...