The Money To The Masses Podcast
Episodes
What a difference a month makes - Damien's Market Update
07 Sep 2022
Contributed by Lukas
Welcome to Damien's Market Update for September 2022. Every month Damien will be dissecting the market and providing you with his own unique take on w...
Ep 382 - Mortgage reality check & should you fix your energy bills now
04 Sep 2022
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien discusses the latest interest ra...
Ep 381 - Little-known insurance tips, Home buyer insurance & Help to build explained
21 Aug 2022
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's team takeover podcast special Lauren reveals so...
Ep 380 - Throwback special: Ways to boost your pension & 2023 state pension prediction
14 Aug 2022
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's throwback special podcast Damien discusses the ...
Ep 379 - Value investing opportunities, income protection hacks & apple pay scam
07 Aug 2022
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien discusses the value opportunitie...
Is there a new equity bull market in the making? - Damien's Market Update
05 Aug 2022
Contributed by Lukas
Welcome to Damien's Market Update. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 378 - Investment trust biases, Vanguard Lifestrategy downside & new Consumer Duty rules
31 Jul 2022
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien talks about the biases that exis...
Ep 377 - Best way to take money abroad, summer portfolio update & utility bill compensation rights
24 Jul 2022
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien explains the best and cheapest w...
Ep 376 - Key to budgeting success, researching investment fund alternatives & ghost broker scams
17 Jul 2022
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien explains the key to success when...
Ep 375 - What schools don't teach you about money
10 Jul 2022
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien is joined by work experience stu...
Keep a close eye on commodity prices - Damien's Market Update
08 Jul 2022
Contributed by Lukas
Welcome to Damien's Market Update. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 374 - Dr Copper, the financial cost of cancer & interest-free loans
03 Jul 2022
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien discusses why the price of coppe...
Ep 373 - Financial planning when markets crash, mortgage affordability rule change & rail travel refund rights
26 Jun 2022
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien answers a listener's question re...
Ep 372 - Retirement spending truths, remortgage hack & apps to cut your food bill
19 Jun 2022
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien discusses the research analysing...
Ep 371 - Bond duration explained, new affordability scoring and Apple pay later
12 Jun 2022
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien explains what bond duration is a...
Looking to central banks for direction - Damien's Market Update - June 2022
09 Jun 2022
Contributed by Lukas
Welcome to Damien's Market Update. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 370 - The 10 commandments of investing, fractional shares & the Magic Box
29 May 2022
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast, Damien discusses the 10 commandments o...
Ep 369 - Luna lessons, fuel price hack & remortgage market relief
22 May 2022
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast, Damien discusses what caused the colla...
Ep 368 - Bitcoin behaviour change, easy ways to make money & insurance price rise hack
15 May 2022
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast, Damien explains what is happening to c...
Equity and bond markets break down - Damien's Market Update
11 May 2022
Contributed by Lukas
Welcome to Damien's Market Update. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 367 - Preparing for fixed-rate mortgage deal ending, BNPL to appear on credit reports & energy cut-off rules
08 May 2022
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast, Damien talks about the latest interest...
Ep 366 - Death of the equity/bond portfolio & travel insurance with pre-existing medical conditions
01 May 2022
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast, Damien looks at whether the simple equ...
Ep 365 - Become climate positive, index-linked gilt flaws & council tax scam
24 Apr 2022
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien explains how index-linked gilts ...
Ep 364 - Averaging down explained, Tax-free childcare & financial coaching vs financial advice
10 Apr 2022
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien explains an investment strategy ...
Markets looking for direction - Ep 147 of Damien's Midweek Markets
07 Apr 2022
Contributed by Lukas
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 363 - Overcoming money fears, end of tax year checklist & green energy truths
03 Apr 2022
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien talks through an end of tax year...
Watching market breakouts - Ep 146 of Damien's Midweek Markets
31 Mar 2022
Contributed by Lukas
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 362 - Investing for inflation, getting insurance with long-covid & Spring Statement round-up
27 Mar 2022
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast I discuss how to invest in order to tak...
Things are stalling - Ep 145 of Damien's Midweek Markets
24 Mar 2022
Contributed by Lukas
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 361 - VCT's & EIS's explained, energy price cap tip & new avios credit cards
20 Mar 2022
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien talks about VCT's and EIS's. He ...
Making it up as they go along - Ep 144 of Damien's Midweek Markets
17 Mar 2022
Contributed by Lukas
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 360 - Sharesave schemes, GROW IT & Mortgage deals disappear
13 Mar 2022
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien discusses sharesave schemes expl...
History in the making - Ep 143 of Damien's Midweek Markets
10 Mar 2022
Contributed by Lukas
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 359 - Investing ethics & war, risk vs volality and limited company taxation
06 Mar 2022
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien explains why ethical funds have ...
Death crosses and divergences - Ep 142 of Damien's Midweek Markets
03 Mar 2022
Contributed by Lukas
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 358 - Sick Pay revelation and the impact of Ukraine crisis on investment markets
27 Feb 2022
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien explains the mind-boggling reaction o...
Markets react after Ukraine invasion - Ep 141 of Damien's Midweek Markets
24 Feb 2022
Contributed by Lukas
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Geopolitical tensions hit markets - Ep 140 of Damien's Midweek Markets
17 Feb 2022
Contributed by Lukas
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 357 - NFTs explained
13 Feb 2022
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien discusses NFTs. Damien explains what ...
Anything is still possible for equity markets - Ep 139 of Damien's Midweek Markets
10 Feb 2022
Contributed by Lukas
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 356 - Enhancing an income portfolio, cryptocurrency tax rules & energy tax rebate Q&A
06 Feb 2022
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien discusses how to build an income por...
Back to all-time highs or a bear market rally? - Ep 138 of Damien's Midweek Markets
03 Feb 2022
Contributed by Lukas
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 355 - The difference between the poor and the rich
30 Jan 2022
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien highlights the inequality that exist...
Historic equity market moves - Ep 137 of Damien's Midweek Markets
27 Jan 2022
Contributed by Lukas
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 354 - Money saving special: How to save money on your household bills
23 Jan 2022
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast special Andy chats to Harvey, Lauren and La...
Is the tech tremor turning into a market earthquake? - Ep 136 of Damien's Midweek Markets
19 Jan 2022
Contributed by Lukas
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 353 - Reasons to diversify your portfolio, budgeting tips & Iceland's ethical loans
16 Jan 2022
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Laura chats to Andy about Iceland's ethical...
The FTSE 100 and the pound begin to shine - Ep 135 of Damien's Midweek Markets
13 Jan 2022
Contributed by Lukas
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 352 - Getting the most from Money to the Masses
09 Jan 2022
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien explains how Money to the Masses sta...
Tech stocks tank in the New Year - Ep 134 of Damien's Midweek Markets
06 Jan 2022
Contributed by Lukas
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 351 - Sorting your finances and the outlook for 2022
02 Jan 2022
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien reveals the launch of the Money to the ...
More volatility into the year-end - Ep 133 of Damien's Midweek Markets
22 Dec 2021
Contributed by Lukas
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 350 - A Christmas Carol - The MTTM team takeover
19 Dec 2021
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show the team talk about the ghosts of Christmas pa...
Has the Fed given the green light to the Santa rally? - Ep 132 of Damien's Midweek Markets
16 Dec 2021
Contributed by Lukas
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep - 349 - 60% tax trap, Optimum pandemic asset mix & latest scams
12 Dec 2021
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien explains the '60% tax trap', giving two...
It's starting to feel a lot like Christmas in equity markets - Ep 131 of Damien's Midweek Markets
08 Dec 2021
Contributed by Lukas
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 348 - Stock market momentum indicator, When to buy an annuity & Poor value protection products
05 Dec 2021
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Harvey explains why the new breed of life insu...
Markets are on the edge - Ep 130 of Damien's Midweek Markets
02 Dec 2021
Contributed by Lukas
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 347 - Black Friday hacks, credit cards vs loans & finance product mind games
26 Nov 2021
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien welcomes Jordon Cox, known to many as B...
Is this what bond & equity markets fear most? - Ep 129 of Damien's Midweek Markets
24 Nov 2021
Contributed by Lukas
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 346 - Escaping car finance, Rainy day vs emergency funds and bond/equity correlations
21 Nov 2021
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show I explain why now is a good time to step off t...
Currency market clues - Ep 128 of Damien's Midweek Markets
18 Nov 2021
Contributed by Lukas
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 345 - Junior ISA best buys, climate investing tool & terminal illness benefit
14 Nov 2021
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast I talk about Junior ISAs and the important ...
Is the bond market trying to tell us something? - Ep 127 of Damien's Midweek Markets
10 Nov 2021
Contributed by Lukas
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 344 - Green bonds, best business bank accounts & legal tender myths
07 Nov 2021
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien talks about Green bonds, explaining ...
Key central banks surprise markets - Ep 126 of Damien's Midweek Markets
04 Nov 2021
Contributed by Lukas
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 343 - House buying special: Part 2
31 Oct 2021
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien and Andy conclude their two-part 'Ho...
Ep 342 - House buying special: Part 1
24 Oct 2021
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien has put together a 'House buying spe...
US equity markets aiming for new all-time highs - Ep 125 of Damien's Midweek Markets
20 Oct 2021
Contributed by Lukas
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 341 - Best way to fix your mortgage, beating rising energy bills & fund manager skin in the game
17 Oct 2021
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien explains why your monthly mortgage repa...
Why you should keep an eye on the dollar - Ep 124 of Damien's Midweek Markets
13 Oct 2021
Contributed by Lukas
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 340 - Best trading apps, debts after death & checking your credit report for free
10 Oct 2021
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien talk to Andy about five of the best tra...
Gas price spike shakes bond and equity markets - Ep 123 of Damien's Midweek Markets
06 Oct 2021
Contributed by Lukas
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 339 - Bonus sacrifice explained, emergency tax traps & cheapest stock markets
03 Oct 2021
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien discusses whether stock markets are exp...
Bond yields burst higher and the pound tumbles - Ep 122 of Damien's Midweek Markets
30 Sep 2021
Contributed by Lukas
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 338 - When to claim on insurance, student money saving tips & the energy crisis
26 Sep 2021
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Harvey, Lauren and Andy discuss when you sh...
Ep 337 - Best of 80-20 Investor, investing in holiday lets & should you borrow more when remortgaging
19 Sep 2021
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien reveals the insights from his favour...
Markets looking for certainty - Ep 121 of Damien's Midweek Markets
15 Sep 2021
Contributed by Lukas
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 336 - How to buy & sell bitcoin, crypto scams to avoid & new tax hikes explained
12 Sep 2021
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien and Bronte explain how to buy and se...
Central banks - will they won't they? - Ep 120 of Damien's Midweek Markets
08 Sep 2021
Contributed by Lukas
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 335 - How to get a £30k a year pension for £80 a month, banking mistakes & interest rate predictions
05 Sep 2021
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien explains how you can get the equival...
The market has begun pricing in stagflation in the West - Ep 119 of Damien's Midweek Markets
02 Sep 2021
Contributed by Lukas
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 334 - Whole of life insurance explained & The biggest homebuyer turnoffs
29 Aug 2021
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Harvey explains how whole of life insurance...
Ep 333 - Money mistakes to avoid in your 40s/50s & tips for buying a used car
22 Aug 2021
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien discusses the money mistakes to avoi...
Equity market all-time highs should be welcomed not feared - Ep 118 of Damien's Midweek Markets
18 Aug 2021
Contributed by Lukas
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 332 - Pound-cost averaging weakness, Best student accounts & When to clear 0% interest debt
08 Aug 2021
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien looks at whether investing a lump su...
Ep 331 - Money mistakes to avoid in your 20/30s & 7 reasons to review your life insurance
01 Aug 2021
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien talks about the money mistakes to av...
Tech stocks wobble as markets await the Fed - Ep 116 of Damien's Midweek Markets
28 Jul 2021
Contributed by Lukas
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 330 - Financing later-life care, green mortgages & best cashback credit cards
25 Jul 2021
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien talks about later-life care, explain...
The market spoke, but is that it? - Ep 115 of Damien's Midweek Markets
22 Jul 2021
Contributed by Lukas
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 329 - Travel insurance & Covid, ESG rating tool & online security MOT
18 Jul 2021
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien reveals a tool that can help you det...
Is the market trying to tell us something? - Ep 114 of Damien's Midweek Markets
15 Jul 2021
Contributed by Lukas
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 328 - How much you can borrow as a mortgage, investing jargon & insuring home improvements
11 Jul 2021
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien deciphers investing jargon as well a...
Ep 327 - The steps to achieve financial independence, Black box thinking & apps to clear your mortgage
04 Jul 2021
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien reveals the steps to take in order t...
Fear creeps into markets despite stellar first half of 2021 - Ep 113 of Damien's Midweek Markets
30 Jun 2021
Contributed by Lukas
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 326 - Haven assets for market crashes, investing in beach huts & school uniform grants
27 Jun 2021
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien reveals how different assets perform...
The reflation trade deflates - Ep 112 of Damien's Midweek Markets
24 Jun 2021
Contributed by Lukas
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 325 - Fibonacci numbers and investing, safe account scams & best money board games
20 Jun 2021
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien explains how to create a Fibonacci s...
Hawkish Fed surprises markets - Ep 111 of Damien's Midweek Markets
17 Jun 2021
Contributed by Lukas
Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for...
Ep 324 - Insurance risk vs reward, loyalty penalty crackdown & uninvited guests
13 Jun 2021
Contributed by Lukas
Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien discusses the insurance/risk strateg...