The Money with Katie Show
Episodes
Rich Girl Roundup: “I’m Open About Money—But Now My Friends Hold It Against Me.”
22 Apr 2024
Contributed by Lukas
Rich Girl BT wrote in saying, "We talk more money with friends—but once they know the salary, they'll hold it against you. For example, they'll say,...
The Black Market Turning "Stealth Wealth" & "Quiet Luxury" Upside Down
10 Apr 2024
Contributed by Lukas
The world of status symbols and all their various manifestations (“quiet luxury,” “stealth wealth,” and even conspicuous dressing down as a ba...
Rich Girl Roundup: What You Should Know About Tax Drag (and a Wild Money Story)
08 Apr 2024
Contributed by Lukas
“Tax drag” can hold your money back from reaching its fullest potential—what is it, how does it work, and what do the outcomes look like? Plus, ...
These Subtle Cultural Scripts Probably Shaped Your Money Habits
03 Apr 2024
Contributed by Lukas
Writer Elise Loehnen (“On Our Best Behavior”) joined me to explore how our money stories make us spend, work, and live. Distinct cultural scripts ...
Rich Girl Roundup: How to Financially Prepare for Children—Before You Have Them
01 Apr 2024
Contributed by Lukas
We're always told how expensive children are once you have them—but how do you prepare for them financially before they're here? How should you adap...
How to Best Invest in ETFs in 2024, with BlackRock's Chief Investment Officer of ETF and Index Investments
27 Mar 2024
Contributed by Lukas
You know them, you love them, and you probably own them—but do you understand them? By “them,” I mean exchange-traded funds, or “ETFs.” We’...
Rich Girl Roundup: Is It True That 401(K)s Will Be Dead in 10 Years?
25 Mar 2024
Contributed by Lukas
A recent Bloomberg Opinion piece said, "Your 401(k) will be gone in a decade," sounding off alarm bells in the MWK community. Is it true, and if so, w...
The “Right” Amount of Lifestyle Creep (Plus, Revealing 5 Years of Mine)
13 Mar 2024
Contributed by Lukas
If you've ever waded into personal finance content, you’re probably familiar with lifestyle creep. It gets a lot of airtime because it’s a natural...
Rich Girl Roundup: Is the "30% on Housing" Rule Still Useful?
11 Mar 2024
Contributed by Lukas
We've got some range for you today: Dissecting the recommendation to spend 30% on your housing (and if it's outdated), stories of folks receiving inhe...
Women in Pop Culture Saved the Economy—Why Are They Still the Punchline?
06 Mar 2024
Contributed by Lukas
If the entire US economy were worth $1,000, a few of those dollars would be driven by music and movies. Of those few dollars, just three people (of wh...
Rich Girl Roundup: Should I Host a Money Intervention?
04 Mar 2024
Contributed by Lukas
If your loved one keeps making bad money decisions, should you intervene? And if so, what’s the best way to approach it? Welcome back to #RichGirlRo...
How Marriage Legally Changes Your Financial Rights
28 Feb 2024
Contributed by Lukas
Most of our listeners probably know they should be involved in the ~marital finances.~ But very few people, it seems, understand how signing a marriag...
Rich Girl Roundup: Is the 15-Year Mortgage Dead? (And Is It Even Worth Doing?)
26 Feb 2024
Contributed by Lukas
Rich Guy Gavin asks, "Is the 15-year mortgage worth it?" Plus, given how few people can afford them nowadays, Katie and Henah chat through if the 15-y...
The Easiest Way to Build Wealth with JL Collins, the Godfather of Financial Independence
14 Feb 2024
Contributed by Lukas
The Simple Path to Wealth by JL Collins is financial independence canon. The premise boils down to elegant simplicity: Spend 50% of your income and i...
Rich Girl Roundup: Do You Have Too Much Liquid Cash in Your Emergency Fund? Probably.
12 Feb 2024
Contributed by Lukas
Rich Girl Liz H. wanted to know: "How do I know if I'm too 'liquid?'" Chances are, you probably do have too much in your emergency fund—Katie and He...
Why Poverty Persists in One of the Richest Countries in the World
07 Feb 2024
Contributed by Lukas
Low-wage work is more prevalent in the US than any other high-income nation—and we've essentially seen 50 years of stasis in anti-poverty efforts. A...
Rich Girl Roundup: What an Heiress Giving Away $27M Says About Generational Wealth & Inequality
05 Feb 2024
Contributed by Lukas
An Austrian heiress made headlines when she announced she would let 50 strangers decide what to do with $27M USD of her inheritance. Katie and Henah d...
A Fraternity Crime Story: Power, Money, and a Multimillion-Dollar Scandal
31 Jan 2024
Contributed by Lukas
The abuse of prescription drugs on college campuses has skyrocketed in the last 10 years—and by extension, so too has the intricate ecosystem of col...
Rich Girl Roundtable (with a CPA): Business Writeoffs & Tax Hacks for the Fully & Partially Self-Employed
29 Jan 2024
Contributed by Lukas
What can you write off from your side hustle? Should your business be an S Corp? What's the best retirement account for self-employed folks? We cover ...
A Look at Katie’s New Show About Entrepreneurship, BOSSY
24 Jan 2024
Contributed by Lukas
Tune in to this episode of BOSSY, the other podcast I host with entrepreneur Tara Reed, of Apps Without Code. This is a show we started at the end of ...
Buying a House? Lower Interest Rates May Not Be the Answer in 2024
17 Jan 2024
Contributed by Lukas
I’m going out on a limb today to say: No, I don't think “high interest rates” are the problem in today’s housing market. The “high interest ...
Rich Girl Roundtable (with a CPA): Tax Deductions, MFJ vs. MFS, & Credits if You DON'T Own a Business
15 Jan 2024
Contributed by Lukas
Many of you wanted to know: What deductions can I look into to lower my tax burden if I’m not a business owner? We’re bringing back Tim Steffen, a...
It's Officially Negotiation Season—Here's What Works
10 Jan 2024
Contributed by Lukas
The decision to negotiate even once creates an economic ripple effect in your life that researchers found means retirement up to eight years sooner. S...
Rich Girl Roundup: Planning Group Travel Without Breaking the Bank
08 Jan 2024
Contributed by Lukas
Trying to plan a group trip with friends who make wildly different incomes? We got you—here are Katie and Henah's best tips for balancing fun and fi...
How Do You Stack Up in #RichGirlNation?: What Our Community Makes, Saves, and Spends
03 Jan 2024
Contributed by Lukas
Comparison is human nature, so trying to prevent yourself from noticing all the success portrayed in your feeds and social circles is an uphill battle...
Rich Girl Roundup: Is It Time to Move to a CPA? (Featuring a CPA!)
01 Jan 2024
Contributed by Lukas
Dozens of you asked: Is it time to graduate from tax programs like TurboTax to a CPA? We bring in Tim Steffen, a CFP, CPA, and CPWA at Baird Wealth, f...
The "Trickle-Down Economics" of One Year of Sobriety
27 Dec 2023
Contributed by Lukas
In September 2022, I made the decision to quit drinking alcohol altogether. Now, I'm looking back at the last 15 months, the role alcohol plays in our...
Rich Girl Roundup: What Should I Do with My Bonus?
25 Dec 2023
Contributed by Lukas
Rich Girl Elyssa asks, "What should I do with a year-end bonus?" Katie and Henah chat through the two buckets of bonuses: expected (as part of your to...
When It's Time to Work with a Financial Professional
20 Dec 2023
Contributed by Lukas
When is it time to start working with a financial professional? Do you ever need to hire one? And, maybe more importantly, what are telltale signs of ...
Rich Girl Roundup: Are Roboadvisor Fees Worth It?
18 Dec 2023
Contributed by Lukas
Rich Girl Sierra S. asks, "Is it worth paying a roboadvisor fee to get the benefits they offer, especially if you don't want to put the effort in?" Ka...
The Endless Chase: How to Define "Enough" in Your Financial Life
13 Dec 2023
Contributed by Lukas
We all love trying to better ourselves, but sometimes that drive can come at the expense of contentment. Is it possible to be both ambitious and satis...
Rich Girl Roundup: Our Best Travel Tips, Maximizing Points, & Early Bookings
11 Dec 2023
Contributed by Lukas
There are so many benefits to booking travel in advance: psychologically, logistically, and financially. What's the best way to do so, and how can we ...
“High Earner, Not Rich Yet”: Must-Have Money Hacks for HENRYs and HENRIETTAs
06 Dec 2023
Contributed by Lukas
Let's talk about the many hacks for HENRYs and HENRIETTAs to move from high incomes into high net worths. We'll go over some of the best tax-advantage...
Rich Girl Roundup: The Easiest Way to Roll Over Your 401(k)
04 Dec 2023
Contributed by Lukas
As of May 2023, more than a trillion dollars worth of 401(k) assets were left behind by former employees. Here's how you can easily roll over your 401...
An Identity Theft Scam Stole Half My Net Worth—What I Learned & How to Prevent It
29 Nov 2023
Contributed by Lukas
“Miss Gatti, are you traveling?” was the phrase that began one of the most stressful financial sagas of my life. Because as I'd come to learn, I’...
Rich Girl Roundup: 4 Easy Ways to Host Friends on a Budget
27 Nov 2023
Contributed by Lukas
Rich Girl Jen W. asked: "How can I host friends on a budget?" Katie and Henah share their best tips on everything from the guest list and invites to d...
Set Your 2024 Financial & Life Goals with Me
22 Nov 2023
Contributed by Lukas
I'm not superstitious, but I am a little stitious—thanks to the goal-setting exercises we're doing in today's episode. I started doing this process ...
Rich Girl Roundup: When to Avoid Using "Buy Now, Pay Later"—And When It Makes Sense
20 Nov 2023
Contributed by Lukas
More than 50% of American adults surveyed by The Motley Fool used "Buy Now, Pay Later" in 2021 and 2022—it's a common short-term financing option to...
America’s Issues with Time Off, the 9-5, and the Future of Work
15 Nov 2023
Contributed by Lukas
America has defaulted to the 40-hour workweek for nearly 90 years. But why do US employees work more than any other industrialized nation? Is it the #...
Rich Girl Roundup: Got a W-2 and 1099? Check Out These Tax Tricks
13 Nov 2023
Contributed by Lukas
If you've got a W-2 job and earn 1099 income, there are some worthwhile opportunities to consider in order to lower your burden this #taxszn. Save you...
A CFP Poked Holes in My Traditional vs. Roth Strategy—Does It Still Hold Up?
08 Nov 2023
Contributed by Lukas
If you’re a regular listener, you probably know that we already did an “ultimate” Traditional vs. Roth 401(k) episode this year. “Katie,” yo...
Rich Girl Roundup: The Debt Deep-Dive—And How to Strategically Tackle Each Balance
06 Nov 2023
Contributed by Lukas
Credit cards, lines of credit, student loans—debt is a normal part of life. How should we prioritize our debt(s), and what’s the best way to pay t...
Financial Freedom is Probably Closer Than You Think
01 Nov 2023
Contributed by Lukas
When I first learned about personal finance, I was all about FI/RE (financial independence, retire early). But then came along financial freedom. But ...
Rich Girl Roundup: The Best Investing Hack for Kids
30 Oct 2023
Contributed by Lukas
If you could supercharge your kid’s future with thousands of dollars, would you? We share one investing hack that can make that happen—the Custodi...
How Underpaying Teachers Became The Norm—and How to Fix It
25 Oct 2023
Contributed by Lukas
Join us for this investigative deep dive into the state of public educator salaries in the US. Does it pay to be a teacher? Or is there merit to the a...
Rich Girl Roundup: Katie's Most-Recommended Personal Finance Books
23 Oct 2023
Contributed by Lukas
If Katie could only recommend 3 books to the Rich Girl audience, which would she share? Katie and Henah talk through each of her top recs (as well as ...
House-Hacking: The Best Path to Home Ownership?
18 Oct 2023
Contributed by Lukas
Live for free! Okay, maybe not free—but house-hacking, or buying a property that you plan to live in and rent out for income, is a potential solutio...
Rich Girl Roundup: Behind the Scenes of MWK—Our Revenue, Creative Process, & More
16 Oct 2023
Contributed by Lukas
What is Money with Katie behind the scenes really like? We compiled all your submitted questions from Instagram, and Katie and Henah share the inside ...
The Resurgence of Sugar Baby Culture (and the Advice to “Marry Rich”)
11 Oct 2023
Contributed by Lukas
“Sugar dating” is a resurgent phenomenon on social media right now, and rumors coming out of the dating app Tinder speculate that a new offering a...
Rich Girl Roundtable: Money, Marriage, & Risks of Combined (and Separate) Finances (with a CFP!)
09 Oct 2023
Contributed by Lukas
Should you combine all your finances upon marriage? Is there a case for keeping them apart? We brought in the expert, CFP and Certified Financial Ther...
How Kids Impact Financial Independence
04 Oct 2023
Contributed by Lukas
Everyone says the first five years of your kid’s life will be the most expensive. But do things really get easier? Well, kind of. Financial expert ...
Rich Girl Roundup: Does Shopping at Small Businesses Really Matter?
02 Oct 2023
Contributed by Lukas
Rich Girl Allyson T. asks, "What effect does shopping small businesses have on our wallets? What about the small business owner’s wallet? And how do...
A Sabbatical Will Change Your Life—and Finances
27 Sep 2023
Contributed by Lukas
Today, we’re making the personal and professional case for some extended time off. Who needs a sabbatical, and most importantly, how do you take one...
Rich Girl Roundup: How to Calculate Side Hustle Startup Costs
25 Sep 2023
Contributed by Lukas
Rich Girl Meredith asks, "I’m interested in taking the plunge and starting a side hustle, but it seems like there are so many upfront costs. How muc...
Fresh Invest x Money with Katie: What to Know About Fixed-Income Investing
22 Sep 2023
Contributed by Lukas
2023 has been a year of soaring prices and rising inflation rates. In tough markets like today’s, fixed-income maturities can help provide stability...
Growing Your Wealth with a “Personal Financial System”
20 Sep 2023
Contributed by Lukas
I recently read an r/personalfinance post about someone's financial position: "I have $5,000 in a 401(k), about $10,000 in my Robinhood, $15,000 in Ch...
Rich Girl Roundup: No Access to a 401(k)? Here's What to Do
18 Sep 2023
Contributed by Lukas
Rich Girl Laura V. asks, "How would you recommend strategically investing for retirement if you don’t have access to an employer sponsored account o...
Fresh Invest x Money with Katie: Women’s Financial Wellness
15 Sep 2023
Contributed by Lukas
Women and men can have very different lived experiences when it comes to money. We talk through what some of these differences are, discuss how they i...
What Crypto's Failures Reveal About Money's Future
13 Sep 2023
Contributed by Lukas
In 2021, high school boys on TikTok were pumping meme coins and discovering (then misapplying) the concept of exponential compounding. Today, with the...
Rich Girl Roundup: We Regret Buying Our House—What Now?
11 Sep 2023
Contributed by Lukas
After purchasing a home, listener Ryan says they now regret it and miss the cash cushion they used to have. What can they do now? Katie and Henah run ...
I Invested in My First Startup—And It Was Terrifying
06 Sep 2023
Contributed by Lukas
I invested in a startup for the first time as an angel investor, and, honestly, the process was…strange. While public market investing feels comfort...
Rich Girl Roundup: What Do I Do Financially in My 30s?
04 Sep 2023
Contributed by Lukas
There's a lot of financial advice out there about what to do in your 20s—but what about your 30s? We also chat through a few pieces of feedback from...
Investing *Outside* Your Retirement Accounts
30 Aug 2023
Contributed by Lukas
Today we're venturing into the world of taxable investing—aka flexible money you can access at any time. How do we balance building wealth here alon...
Rich Girl Roundup: Are You On Track to Owe, Get a Refund, or Break Even?
28 Aug 2023
Contributed by Lukas
Would you rather owe the IRS come tax szn or get a fat refund? There are pros and cons to both, which Katie and Henah walk through—as well as the be...
The Truth About the Wage Gap
23 Aug 2023
Contributed by Lukas
Why does the wage gap persist, despite both legislation and a cultural shift that encourages women to participate in the workforce with the fervor of ...
Rich Girl Roundup: The Best Tips (& Gotchas) to Know About When Moving
21 Aug 2023
Contributed by Lukas
One aspiring Rich Girl asked what to keep in mind for long-distance moving—and since Katie and Henah both moved 1,000+ miles in July, they deep-dive...
How to Erase Medical Debt & Avoid Overpaying
16 Aug 2023
Contributed by Lukas
There are a few key phrases, online tools, and strategies that are key to unlocking this intentionally opaque industry—so we're going to cover it al...
Rich Girl Roundup: Student Loans are Back—What to Know (and a Potential Hack)
14 Aug 2023
Contributed by Lukas
The moratorium on student loan payments will expire starting September 1st, but there's also a new program to be aware of called SAVE. Katie and Henah...
Beauty Is $$$: How to Hop Off The "Hot Girl Hamster Wheel"
09 Aug 2023
Contributed by Lukas
Today's episode throws it back to a concept I first wrote about several years ago: The Hot Girl Hamster Wheel. It refers to the expensive maintenance ...
Rich Girl Roundup: How Do Targeted Ads Influence Our Spending?
07 Aug 2023
Contributed by Lukas
One reader notes: Back in the 80s and 90s, marketing reached us via malls and television. But today, it's as easy as opening up your phone and having ...
Estates, Inheritances, & Aging Parents: Your Checklist
02 Aug 2023
Contributed by Lukas
We recently did a Rich Girl Roundup on how to talk money with aging parents, and the response for a deep-dive was overwhelming. So, we rounded up the ...
Rich Girl Roundup: How Do I Get Friends & Family Comfortable Investing?
31 Jul 2023
Contributed by Lukas
Got friends or family interested in investing but don't know where to start or are scared of the risk? Katie and Henah chat through the hesitations th...
Does The “Perfect Save Rate” Exist? I Figured It Out
26 Jul 2023
Contributed by Lukas
The biggest money question we have is usually: How do I enjoy my life now and plan for enjoying it later? If we go too far in either direction, we're ...
Rich Girl Roundup: Splitting the Bill with Friends Without Getting Screwed
24 Jul 2023
Contributed by Lukas
You're out with friends and only order a $10 salad and water. Meanwhile, they each get expensive entrees and drinks. What's the least awkward way to s...
How "Rent vs. Buy" Shifted in 2023
19 Jul 2023
Contributed by Lukas
The only thing worse than a post-pandemic rental market? A post-pandemic buyer’s market. I sat down with Zillow’s Head of Rentals Communication to...
Rich Girl Roundup Wades into the "Ethical Landlord" Debate
17 Jul 2023
Contributed by Lukas
Does "ethical landlordship" exist, and if so, what does it look like? What are the bigger questions or factors at play here, including the issues with...
The Most Rewarding Everyday Luxuries, According to Science
12 Jul 2023
Contributed by Lukas
If we have access to more convenience than ever before, why does life still feel so frenetic and busy? Achieving a more leisurely pace (and indulgent ...
Rich Girl Roundup: What Is "Deservingness"?
10 Jul 2023
Contributed by Lukas
Listener Jamie F. posed the question: "What is deservingness? How does the idea of having 'earned it' play into our perceptions of other people's weal...
This Investing Mistake Cuts Returns in Half
05 Jul 2023
Contributed by Lukas
Ignore the advice to buy and hold at your own peril. This research-rich deep dive unpacks the ways in which your biggest investing hurdle…is yoursel...
Rich Girl Roundup: Using Long-Term Investments to...Buy a House?
03 Jul 2023
Contributed by Lukas
How do I transition my long-term brokerage account to a shorter-term savings goal, like a house? That’s the question we’re unpacking on this week...
The Costs of Infertility
28 Jun 2023
Contributed by Lukas
One in six people globally is affected by infertility—and that means getting pregnant can be expensive. Today, we'll talk about the different types ...
Rich Girl Roundup: Which Job Benefits Are Actually The Most Valuable?
26 Jun 2023
Contributed by Lukas
We spend nearly a third of our days at work, and our benefits there—like access to retirement accounts and time off—affect our personal lives, too...
The $100B+ "Creator Economy" Revealed
21 Jun 2023
Contributed by Lukas
Mr. Beast might make $50M a year...but how much does the average influencer earn? Which platform lends itself most readily to monetization? And how ha...
Rich Girl Roundup: How Does A Pension Affect My Retirement Goals?
19 Jun 2023
Contributed by Lukas
What even is a pension? How can it affect my savings goals for retirement? And is it really guaranteed? Welcome back to #RichGirlRoundup, Money with K...
Is Pet Insurance A Scam?
14 Jun 2023
Contributed by Lukas
Yes, I did spend that much money on my dog, Georgia aka Beans. But before you jump to conclusions, it was one of those medical “one thing after anot...
Rich Girl Roundup: Should I Put My Money in CDs?
12 Jun 2023
Contributed by Lukas
To CD, or not to CD…that is the question Henah and I are breaking down this week. When yields are 5% (or higher!) in safe financial instruments like...
Hustle Culture or Quiet Quitting: Which Wins?
07 Jun 2023
Contributed by Lukas
As a society, we now pit "anti-work" against "grindset mentality"—but we might actually be in a stage of self-defeating overcorrections at this poin...
Rich Girl Roundup: When Your Retirement Accounts Haven't Grown
05 Jun 2023
Contributed by Lukas
One listener writes in that her retirement accounts haven't really grown over the past few years—so what's a Rich Girl to do? Katie and Henah chat t...
Ramit Sethi on Business, Life, and Money
31 May 2023
Contributed by Lukas
How can money make your life better? More fulfilling? Happier? To answer the question, I invited a very special guest on the show: the one and only Ra...
Rich Girl Roundup: Responding to Our Most Controversial Topic
29 May 2023
Contributed by Lukas
Our episode on the myth self-made millionaires (linked below) stirred up quite the conversation online—Katie and Henah chat through a few listener c...
The Ultimate Traditional vs. Roth 401(k) Strategy
24 May 2023
Contributed by Lukas
Today, we're breaking down every. single. aspect. worth considering when you’re deciding between Traditional and Roth contributions in your 401(k), ...
Rich Girl Roundup: Why Katie Made Henah Max Out Her 401(k)
22 May 2023
Contributed by Lukas
Sometimes we all need a little nudge to make the best financial decisions for ourselves. In this week's episode, Henah recounts how Katie helped her m...
The Writers’ Strike & Negotiating Your Dream Job (feat. One of John Oliver's Writers)
17 May 2023
Contributed by Lukas
Rich Girl Taylor Kay Phillips is spilling all the tea on the Hollywood writers' strike—and giving us the inside scoop on a career in writing for tel...
Rich Girl Roundup: Purchases We Regret & Purchases We Wish We Spent More On
15 May 2023
Contributed by Lukas
Join us this week for a frank discussion about the things we wish we wouldn't have bought—and the stuff we wish we would've spent more on. Welcome b...
Trapped in the Low Wage Cycle: A Shot at Building a Better Life
10 May 2023
Contributed by Lukas
I’m so proud of the work the team did to develop and produce this episode. Typical personal finance advice works particularly well for people in a c...
Rich Girl Roundup: The 10 Best Money Tips For Your 20s & Beyond
08 May 2023
Contributed by Lukas
What advice would we go back and tell ourselves in our early 20s, and how has our perspective on money changed as we approach our 30s? Katie and Henah...
How to Travel for Free in 2023
03 May 2023
Contributed by Lukas
CARDS MENTIONED IN THIS EPISODE, IN ORDER: http://www.moneywithkatie.com/2023travel If you’ve ever wanted to take a more intentional approach to you...
Rich Girl Roundup: What Would We Do With An Inheritance?
01 May 2023
Contributed by Lukas
Whether you receive an inheritance or win the lottery, they can both be treated like receiving new income. Katie and Henah chat through what they woul...
How to Deal with Unexpected Expenses
26 Apr 2023
Contributed by Lukas
“Dude, why is being alive so expensive?”—an actual sentence I said aloud to Henah back in January when my dog needed surgery, my husband and I g...
Rich Girl Roundup: How to Talk Money with Aging Parents
24 Apr 2023
Contributed by Lukas
A listener asks, "How can I plan for my parents' later years in life, and how can I start that conversation?" Katie and Henah reflect on conversations...