The Money with Katie Show
Episodes
Save the #BossBabes: MLMs, Get-Rich-Quick Schemes, and the Prosperity Gospel
19 Apr 2023
Contributed by Lukas
When Amazon Prime dropped the LuLaRich documentary in 2021, it was one of the first times the population at large got to peek behind the curtain at ...
Rich Girl Roundup: How Does Credit Work?
17 Apr 2023
Contributed by Lukas
Understanding credit can be tricky—but it's an invaluable part of our financial toolboxes since it affects our ability to buy a home, access loans, ...
Does Early Retirement Still Work With 2023 Inflation? Featuring Bill Bengen
12 Apr 2023
Contributed by Lukas
Bill Bengen, who established the 4% safe maximum withdrawal rate (the rule on which most of financial planning relies), is a straight shooter, and his...
Rich Girl Roundup: How to Save for Your Kids' Future
10 Apr 2023
Contributed by Lukas
Whether it's for tuition expenses or weekly allowances, Katie and Henah chat through short-, middle-, and long-term strategies on saving for your chil...
Are Most Millionaires Actually “Self-Made”?
05 Apr 2023
Contributed by Lukas
“Luck” is where opportunity meets preparation, right? Fantastic financial outcomes are the culmination of a lot of factors coalescing in a very sp...
Rich Girl Roundup: When Is Going "Off-Brand" Worth It?
03 Apr 2023
Contributed by Lukas
One reader asks when is going to "off-brand" providers worth it (i.e., switching to Mint Mobile from a legacy provider, as Katie has). Katie and Henah...
A Guaranteed Method for Hitting Your Goals: De-Compartmentalize Your Life
29 Mar 2023
Contributed by Lukas
In a hyper-individualistic culture, it can feel like all the important parts of your life are at odds with one another: You may want to socialize regu...
Rich Girl Roundup: The Financial Benefits of Being Active-Duty Military
27 Mar 2023
Contributed by Lukas
Katie's husband Thomas has been an active-duty US Air Force JAG since 2021, and we've received many questions over the years about military benefits a...
Rich Girl Roundup: How to Prep For Layoffs
24 Mar 2023
Contributed by Lukas
If you think you may be affected by a potential recession or upcoming layoff, we’re running through the best tips on navigating this uncertainty—f...
The Hidden Costs of a Disability
22 Mar 2023
Contributed by Lukas
It’s estimated that one in every four American 20-year-olds today will experience a disability before they turn 67, but a whopping 65% of workers in...
Rich Girl Roundup: Splitting Finances With Your Partner
17 Mar 2023
Contributed by Lukas
Tackling finances with your partner can be tricky: What if one of you earns substantially more? What if you have different philosophies about money? W...
Is the Old Approach to Retirement Broken? A Millennial Guide to Financial Planning
15 Mar 2023
Contributed by Lukas
Retirement is a new concept in human history, but the way we fund retirement is even newer. After all, the 401(k) and IRA were legislated into existen...
Rich Girl Roundup: Balancing a Rewarding Job with Low Pay
10 Mar 2023
Contributed by Lukas
"What if my dream job isn't lucrative? Is it worth finding something better or is it more valuable to stick around?" Both Katie and Henah have gone th...
Investment Taxes 101: Capital Gains, Dividends, Tax Loss Harvesting, & More
08 Mar 2023
Contributed by Lukas
Short-term capital gains? Qualified dividends? Tax loss harvesting? Strap in, people, we’re taking a cruise down the chocolate river of all things i...
10 Tips for Finding a Rental
03 Mar 2023
Contributed by Lukas
Today's rental market is a bit...complicated to navigate. Will apartment prices go up or down? How can we find options in our budget Henah and Katie c...
Why Do Half of Young Adults Live with Their Parents?
01 Mar 2023
Contributed by Lukas
The number of young adults living at home crested at 52% in July 2020, the highest number ever recorded (the former high was around 48%, following the...
Should I Have A Side Hustle?
24 Feb 2023
Contributed by Lukas
We often hear about side hustles as a "necessary" thing, but are they really? Katie and Henah chat through how to pick a side hustle based on your nee...
Think You Might Owe the IRS in April? 3 (Easy!) Ways to Lower Your Tax Bill
22 Feb 2023
Contributed by Lukas
One of the trickiest things about investing in retirement accounts is that by the time you know how much you could’ve contributed for a tax break, i...
Is College Worth it?
17 Feb 2023
Contributed by Lukas
One reader asks: When is the cost of college worth it, given the high costs of tuition? Katie and Henah reflect on their own journeys, how the costs h...
Where's the Millennial Middle Class?
15 Feb 2023
Contributed by Lukas
It’s a bit of a trope that the millennial generation has had a rough go of it, economically. After experiencing the Great Financial Crisis during ...
Does Work/Life Balance in Your 20s Hurt Your Career?
10 Feb 2023
Contributed by Lukas
"Work-life balance in your 20s is an easy way to guarantee a mediocre career." After seeing a tweet that made this statement and sharing on the Money ...
Financial Karma and the Fall of the FinTwit Bro Empire: Must-see Lessons about Constructive Paranoia
08 Feb 2023
Contributed by Lukas
From a controversial billionaire’s new title to lawsuits and arrests galore, 2021’s “Golden Age of Grift” (as dubbed by Jack Raines) officiall...
How to Maximize Your Credit Card Points
03 Feb 2023
Contributed by Lukas
Understanding the "points system" for credit card rewards can be confusing. But it doesn't have to be! Here's how Katie and Henah maximize their own p...
Your Guide to Stock Options: ESPPs, RSUs, and ISOs (That Won't Make You Take a Nap)
01 Feb 2023
Contributed by Lukas
Whether you’ve got access to an ESPP (Employee Stock Purchase Program) at work and aren’t sure if it’s worth your time, or your new offer includ...
When Should I Start to "Give Back?"
27 Jan 2023
Contributed by Lukas
When should I prioritize giving back alongside my long-term financial goals? Should I do lump sum or space it out over the long haul? Welcome back to ...
Upgrading Your Lifestyle: Realistic, Targeted Financial Goal-Setting
25 Jan 2023
Contributed by Lukas
This 20-minute rundown is about an (accidental) three-year study I ran on myself. Back in 2020, I was subjected to hours of content encouraging me t...
How Can We Talk To Boomers About Money?
20 Jan 2023
Contributed by Lukas
One listener asks, "How do we navigate money conversations with Boomers who still are stuck on age old concepts of how to make money (buy a house, kid...
The Monetization of Self: Personal Brands and the Business of Influencing
18 Jan 2023
Contributed by Lukas
21-year-old high school dropout Emma Chamberlain earned $12 million in 2021. How’d she do it? Glad you asked. She’s a successful YouTuber who parl...
How Much Should We *Really* Be Tipping?
13 Jan 2023
Contributed by Lukas
One listener points out that we're prompted to tip everywhere nowadays, including in clothing stores. Should we be tipping every time? If so, what fee...
Breaking Down BlackRock’s 2023 Investor Guide: 3 Tips for Investing This Year
11 Jan 2023
Contributed by Lukas
Did somebody say paradigm shift? For the first time in more than a decade, the investing world is undergoing a fundamental shift. In the midst of a ...
Should I Stop Loaning Money to Friends?
06 Jan 2023
Contributed by Lukas
Welcome to a new kind of #RichGirlRoundup! We're trying a new format, where my Executive Producer Henah and I will pick a burning money question and d...
Money, Friendships, and Quality of Life: Spending on “High ROI” Activities & Experiences
04 Jan 2023
Contributed by Lukas
This episode was inspired by a conversation I had with two other financial talking heads about how backwards it is to strip your life of all joy in th...
The Best Mic Drops of 2022: 5 Financial Truths for 2023
28 Dec 2022
Contributed by Lukas
When we were plotting our content for the last week of the year, our executive producer Henah had the brilliant idea of revisiting some of our most po...
How to Become a Millionaire in 10 Years: High Cost-of-Living Edition
21 Dec 2022
Contributed by Lukas
How much money do you have to earn in a HCOL area to become a millionaire in 10 years or fewer? A few months ago, we released an episode about how muc...
Your First 90 Days in a New Role: Setting Yourself Up for Success
14 Dec 2022
Contributed by Lukas
I’ve onboarded to four different companies in the last five years (long story), and there’s one common throughline that knits together the experie...
Self-Care Culture is Making Us Broke, with Chelsea Fagan
07 Dec 2022
Contributed by Lukas
It was only a matter of time before The Money with Katie Show tackled the Goopification of wellness (even “wellness” seems like a term that’s be...
How To Prioritize Where You’re Investing (And Why!)
30 Nov 2022
Contributed by Lukas
Finally defeated your high-interest debt and got your cash flow under control? This week’s episode is for you, baby! If the 401(k) vs. IRA vs. HSA...
My Income Journey: From <$20,000 to Nearly $400,000 in 5 Years
23 Nov 2022
Contributed by Lukas
I have been—by all accounts—incredibly fortunate in my career thus far, but there are a few distinct takeaways I notice when I reflect on the last...
Are Rich People Better Than You? Why Everything We Think We Know About Good Economics Might Be Backward, With Nick Hanauer
16 Nov 2022
Contributed by Lukas
It turns out Americans have been asking the wrong question: It's not, “What’s the difference between the ‘haves’ and the ‘have nots,’” b...
Expensive Open Enrollment Mistakes to Avoid: Making the Best of a Bad System
09 Nov 2022
Contributed by Lukas
HMO or PPO? Go for the high-deductible health plan, or accept the higher premiums? Opt for the copay or coinsurance model? Can you trust the little br...
Ethical Consumption & Building Equitable Businesses, with Entrepreneur Sana Javeri Kadri of Diaspora Co.
02 Nov 2022
Contributed by Lukas
Until the global Pamela Anderson, I had never given much thought to ~the supply chain~ and where the things I buy come from—I kinda just took it for...
How to Construct a Diversified Stock Portfolio of Major Index Funds
26 Oct 2022
Contributed by Lukas
I’m not an investment professional or licensed financial advisor, but I do have access to free products and portfolios built by licensed investment ...
What’s Coming in 2023: The Federal Reserve, Bond Markets, and Investing in Volatility
19 Oct 2022
Contributed by Lukas
A little confused about how we’ve gotten to…well, ~gestures to everything~? The S&P 500 down roughly 25% YTD, record-high inflation, and rate hike...
Bootstrapping #Fail: Why the American “Solution” to Systemic Problems Keeps Falling Short
12 Oct 2022
Contributed by Lukas
This week’s episode holds two complex truths simultaneously: That sometimes, the answer is working harder, and other times, the answer is policy, in...
How to Become a Millionaire in 10 Years or Under (Oh, and Market Timing)
05 Oct 2022
Contributed by Lukas
Before I understood the almost-unbelievable magic of exponential compounding, I thought becoming a millionaire was an almost-impossible goal only achi...
The Rent Vs. Buy Decision In 2022's Interest Rate Environment (And Lofty Market)
28 Sep 2022
Contributed by Lukas
When I did a rent (and invest) vs. buy analysis back in January 2021 with a 2.6% interest rate, the results were pretty neck-and-neck. As rates climbe...
How Your Money Anxiety Might Actually Help Build Wealth
21 Sep 2022
Contributed by Lukas
According to an APA 2022 Stress in America Survey, 87% of respondents listed inflation as a source of significant stress—and the researchers say no ...
Pt. 2: Money, Millennials, & the Bizarre American Fever Dream: the Role of "Personal Finance Education" & Our Collective "Expectation Hangover"
14 Sep 2022
Contributed by Lukas
Last week to kick off this two-part special, we explored the culture, economy, and education systems that built the millennial generation. If you have...
Guest Episode: Fresh Invest's Finding Financial Confidence
08 Sep 2022
Contributed by Lukas
Market uncertainty is on everyone’s mind. Given rising interest rates, inflation, the crypto crash, and other economic trends (hello, recession?), h...
Pt. 1: Money, Millennials & the Bizarre American Fever Dream: The Culture & Economy that Made Millennials
07 Sep 2022
Contributed by Lukas
Months ago, I received this reader question: “It feels like I’ve done everything right, and yet I can barely make ends meet. Has life always been ...
BONUS EPISODE: Student Loan Forgiveness, Repayment, Taxes, and Inflation with a Certified Student Loan Professional®
01 Sep 2022
Contributed by Lukas
Given the huge decision that came out of the White House last week about student loan forgiveness, we decided to create this special bonus episode all...
Deep Dive: Set Yourself Up to Pay No Penalties or Taxes in Early Retirement
31 Aug 2022
Contributed by Lukas
If you’re normally a “casual commute” listener of The Money with Katie Show, prepare to park your car and whip out your notebook—today’s epi...
From “Careers” to “Callings”: When Work Becomes Your Identity
24 Aug 2022
Contributed by Lukas
If you consciously or subconsciously derive your identity from your work, what happens when that work goes away? Moreover, how do we reconcile the adv...
Confessional: Materialism, Worthiness, and Financial “Discipline”
17 Aug 2022
Contributed by Lukas
The central thesis for this episode is that when you think you have a spending problem, what you probably have is a purpose problem. This week, we’...
How to Set Up Money Management Systems for Short-Term & Long-Term Goals
10 Aug 2022
Contributed by Lukas
This episode is a logistical examination of how to put systems in place that help you balance your short-term and long-term spending goals—after all...
To Lease, Buy, or Have No Car at All? How 2022’s Used Car Market Shifts Things
03 Aug 2022
Contributed by Lukas
I sold my car in March 2021 and have (mostly) never looked back as part of a one-car couple, but my husband and I have been dabbling with the idea of ...
Wedding Confessions: Budget, Who Paid, and Biggest Learnings
27 Jul 2022
Contributed by Lukas
Ah, the long-awaited deep dive is finally here! As someone who got married in a courthouse and in a big, traditional ceremony (to the same person, don...
Why I’m Not Buying I Bonds, the “Flight to Safety,” and Optimism
20 Jul 2022
Contributed by Lukas
Something I had never even heard of a year ago has been front and center in the financial news for the last few months: I Bonds. But I suppose it make...
The Benefits and Pitfalls of Salary Transparency with Jason Tartick
13 Jul 2022
Contributed by Lukas
Nothing excites millennials and surprises baby boomers quite like our penchant for sharing how much money we make with one another. But salary trans...
$40,000 to $200,000+ in 5 Years: Don’t Quit Your Day Job with Cinneah El-Amin
06 Jul 2022
Contributed by Lukas
This episode was inspired by a Medium article about a woman’s nine side hustles that replaced her full-time income. After reading it, I couldn’t h...
Is Now a Good Time to Pick Stocks? The Pros & Cons of Active Investing with Jack Raines
29 Jun 2022
Contributed by Lukas
Given current market conditions, it seemed like a good time to revisit the age-old temptation for investors: Should I…try to stop the bleeding and m...
The Bear Market, Future Returns, and the History of Low-Cost Investing with Eric Balchunas
22 Jun 2022
Contributed by Lukas
Every time the market experiences a drawdown, it feels like the echoing chorus of, “This time, it’s different,” gets more deafening. As the hist...
Money Mindset: How the Victim vs. Victor Dynamic Shapes our Financial Outcomes
15 Jun 2022
Contributed by Lukas
One of the single-most impactful determinants of our outcomes in life is our self-concept: Our identity. Whether we see ourselves as the victims of ci...
Building a Six-Figure Side Hustle, Monetizing Content, & Budgeting with Variable Income
08 Jun 2022
Contributed by Lukas
If you've ever wondered how Money with Katie went from a $0 side hustle to a half-million venture in two years (and if you can do the same!), then thi...
To Prenup or Not to Prenup? with the Fiscal Feminist, Kim Davis
01 Jun 2022
Contributed by Lukas
Let’s kick this off with an admission: We don’t have a prenup. In today’s episode, I’ll tell you why—and why we probably should’ve gotten ...
Buying Small Businesses: Is Investing in One Worth It?
25 May 2022
Contributed by Lukas
A couple months ago, I got really anxious about income. Aside from ~lite paranoia~ being one of the core tenets of my personality, my concern was (p...
How to Start Investing Successfully with Just Two Funds
18 May 2022
Contributed by Lukas
The best part about living in 2022 is the fact that you don’t have to know anything about investing to be a successful investor thanks to products l...
The Myth of the "Dream Job" and Expanding Your Earning Potential
11 May 2022
Contributed by Lukas
Lauren from Career Contessa joins me this week for a revelatory conversation about the myth of the elusive “dream job.” Ironically, it took gettin...
BONUS: The SHEcession, Childcare, and Modern Motherhood in the US
08 May 2022
Contributed by Lukas
...because who's more qualified to talk about the challenges of being a mother than someone without kids, right?! Right?! 3.5 million women were pushe...
The Most Dangerous Misconceptions about the 4% Safe Withdrawal Rate
04 May 2022
Contributed by Lukas
So much of personal finance and early retirement #literature is predicated on the 4% safe withdrawal rate that it’s easy to forget that the “rule”...
Why Owners & Renters Alike Would Benefit from a Housing Market Cooldown
27 Apr 2022
Contributed by Lukas
Today's episode is about the current reality of the US housing market (and stock market, to some degree) and how it's—paradoxically—not actually g...
How to Buy Back Your Time: Outsourcing Tasks with Farnoosh Torabi
20 Apr 2022
Contributed by Lukas
Today's episode is all about outsourcing, a topic around which my views have evolved over the years. (Read: As you get older and busier, you're less i...
Investing in the Age of "Overvalued" Stocks & Homes with Nick Maggiulli
13 Apr 2022
Contributed by Lukas
Today, my friend Nick Maggiulli (COO of Ritholtz Wealth Management & former data scientist, as well as author of Of Dollars & Data and his new book, J...
Why You May Need to Save Less Than You Think for Retirement
06 Apr 2022
Contributed by Lukas
Worried you're behind, or may not have enough money to retire someday? You may have less cause for concern than you think. Today’s episode dives int...
Negotiating Tactics that Actually Work
30 Mar 2022
Contributed by Lukas
Today, we're digging into negotiation tips that actually work—no perfecting crafty word play, performing mental jujitsu on a recruiter, or documenti...
Everything's an Investment: Building Your Epic Spending Plan
23 Mar 2022
Contributed by Lukas
Today, we're diving into the money psychology that impacts the way we spend and save—and I'll give you the framework for an epic change to the way w...
The Unexpected Problem with Your Financial Goals
16 Mar 2022
Contributed by Lukas
Today’s episode is about the one major issue we all share with our financial planning: As humans, we’re bad at anticipating what’s going to make...
Navigating the U.S. Healthcare System Without Getting Financially F***ed
09 Mar 2022
Contributed by Lukas
The healthcare marketplace in the United States is confusing, complex, and expensive. Why is it the way it is? Has it always been this way? Is it this...
Common 401(k) Mistakes to Avoid: Fees, Being Overly Conservative, and More
02 Mar 2022
Contributed by Lukas
Today, we're taking a break from questioning the socioeconomic status quo and digging into a more tactical, technical topic: The most common 401(k) mi...
Is "Financial Independence" a Sign of... a Problem?
23 Feb 2022
Contributed by Lukas
Today, we hear from Dr. Anna Hulett, an industrial organizational psychologist (think female Adam Grant), about the state of work in the United States...
Building Financial Intimacy: How to Deal with Financial Irresponsibility in a Relationship
16 Feb 2022
Contributed by Lukas
Today, we hear from several #RichGirls about the role money plays in their relationships and talk about ways to improve financial intimacy – and, mo...
Is House-Hacking Still Lucrative in 2022's Housing Market?
09 Feb 2022
Contributed by Lukas
Ever seen folks on the internet talk about house hacking? It's – admittedly – a magical concept if you can pull it off, and basically involves li...
A SPENDING PROBLEM?: What Gambling Addiction Research Teaches Us About Our Financial Behavior
02 Feb 2022
Contributed by Lukas
Today's episode dives into gambling research (via Chief of the Stanford Addiction Medicine Dual Diagnosis Clinic, Dr. Anna Lembke) and what it teaches...
ALL THINGS ENTREPRENEURSHIP: Pt. 2 with ChroniFI Founder, Ben Miller
26 Jan 2022
Contributed by Lukas
Today’s episode brings back our friend Ben Miller, Founder of ChroniFI, for a Pt. 2 (for our first conversation, check out Ep. 11). We talk all thi...
FINANCIAL FREEDOM: How Much Money Would You Need to Never Worry About Money Again?
19 Jan 2022
Contributed by Lukas
Today's episode is a deep dive into a concept that most of us have probably never stopped to ponder: How much money would I need to never worry about ...
NICE STUFF IS MAKING YOUR LIFE WORSE: Reflections on Materialism
12 Jan 2022
Contributed by Lukas
Today, we're revisiting a topic I first covered a few years ago – but with a renewed interest after the Christmas season (and all the damn Amazon bo...
TRAVEL REWARDS PT. 2: How to Decide Which Card to Use & Other Ways to Earn Points
05 Jan 2022
Contributed by Lukas
Welcome back to Season 2 of the Money with Katie podcast! Today, we're exploring the ways in which I think about strategizing your spending across dif...
#12: MY TOP 3 FINANCIAL LESSONS OF 2021: Earning More, Lifestyle Creep, and the Truth About Alignment
22 Dec 2021
Contributed by Lukas
Today, we're discussing the top 3 financial lessons I'm taking from 2021. This is the last episode of season 1, and I'd love to hear what you're inte...
#11: MONEY, HAPPINESS, AND TIME: Interview with Ben Miller, Founder of ChroniFI
15 Dec 2021
Contributed by Lukas
Today, I'm interviewing a friend of mine who left the trading floor at Goldman Sachs to start his own company that helps people make sense of their fi...
#10: 3 QUESTIONS YOU SHOULD ASK YOURSELF FOR 2022: Annual Financial (and Life) Planning
08 Dec 2021
Contributed by Lukas
Today, we're talking about three questions we should be asking ourselves in preparation for a new year. Annual planning (both financial and otherwise...
#9: HOW TO FIND A WELL-PAYING CAREER YOU LOVE: Interview with Millennial Success Coach Eliana Goldstein
01 Dec 2021
Contributed by Lukas
Today on the show, I've got my friend Eliana Goldstein, a Millennial Success Coach who focuses on career coaching (she's certified!). Sign up for Elia...
#8: BETTERMENT CEO INTERVIEW: Financial Independence & Successful Investing with Sarah Levy
24 Nov 2021
Contributed by Lukas
I was excited to talk to Sarah, the CEO of Betterment, about some of the tough questions I've wanted to ask someone for a long time: COMPETITION: Wha...
#6: MY ACTUAL FINANCIAL INDEPENDENCE PLAN: The Next 4 Years of My Life
10 Nov 2021
Contributed by Lukas
Today, we're riffing on a few things: How I discovered financial independence, what my life was like then, the progress I've made, and how my goals ha...
#5: SPENDING GUILT: 3 Tips to Overcome Guilty Spending
03 Nov 2021
Contributed by Lukas
Inspired by my recent venture into the capsule wardrobe, I wrote and recorded this episode about overcoming spending guilt as an objectively high earn...
#4: SELF-EMPLOYMENT TAXES: How to Save on Taxes When You're Self-Employed
27 Oct 2021
Contributed by Lukas
Self-employed people are able to contribute a ridiculous amount of money to their special self-employment retirement accounts. Today, we're going to d...
#3: TOP 5 PERSONAL FINANCE BASICS: Money for Beginners
20 Oct 2021
Contributed by Lukas
Today, we're looking at the top 5 basics for people who are starting their personal finance journey: Paying off debt strategically Not over-doing t...
#2: HOW TO TRAVEL FOR FREE: Credit Card Travel Rewards 101
13 Oct 2021
Contributed by Lukas
An episode by popular demand: Let's talk about how you can travel for free using credit card rewards. Today, we're going to talk about: The prerequisi...
#1: HOME OWNERSHIP RANT | My Real Beef with the Debate
06 Oct 2021
Contributed by Lukas
The home ownership debate (to rent or to buy?) is heated and – I would argue – frustrating. Today, I'm diving into my REAL beef with the, "Renting...