Send us a question/idea/opinion direct via text message!This week, Nick chats to Michelle Isemonger, Adviser for Loan Market East, in Auckland.Michelle brings a youthful exuberance to being an advisor while drawing extensively from the successful experience around her.Nick and Michelle cover a lot in this chat, from first home buyer priorities to mover preferences, all the way to what's going on with interest rates and the basis for deciding how long to fix your mortgage.Plenty of regulatory chat in there too, from the shortening of Brightline test to all the CCCFA changes over the years, this discussion will give all listeners plenty of ammo when it comes to understanding and discussing the current housing market.Michelle can be contacted on [email protected] or google for her and Team Patton. Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email [email protected] or [email protected]

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“What did the council decide on item 42?” — answered with the speaker and the moment.