Send us a question/idea/opinion direct via text message!After running through the two big CoreLogic releases from last week (CCCI report and Pain & Gain report), Nick and Kelvin delve into the newly released debt-to-income (DTI) data from RBNZ.The data helps shape the discussion around the potential impact of the as-yet-unconfirmed caps that may apply, and plenty of investors will be affected. There's also insight direct from the market (thanks Alex Toohey from Vega) that some banks are already applying their own version of the DTI limits so the expected slowdown may be more pronounced and happen sooner than otherwise expected. And perhaps it's the mood being affected by the underwhelming All Blacks' performances but news of tightened loan-to-value ratio (LVR) restrictions impacting pre-approvals leads to a slightly more pessimistic outlook than previous.Finally, a look ahead to the Banks' OCR review this week and discussion around the health of the economy and business sector provides a pretty comprehensive overview of where things are at.And don't forget to go check out this month's 5 minute video summary on youtube.Check out all our regular CoreLogic research insights at https://www.corelogic.co.nz/research-news and get in touch on LinkedIn, twitter @NickGoodall_CL or @KDavidson_CL or send us an email on [email protected] or [email protected] Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email [email protected] or [email protected]

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“What did the council decide on item 42?” — answered with the speaker and the moment.