Send us a question/idea/opinion direct via text message!Ngā mihi o te tau hou pakeha (Happy New Year) and welcome to the first podcast for 2022. Nick and Kelvin are back from their respective summer breaks and there's no time to waste, with the lending environment under particular scrutiny. Changes to the Credit Contracts and Consumer Finance Act (CCCFA) are hogging the headlines, but tightening of the LVR limits, bank introduction of debt-to-income limits and increasing interest rates will also be having an impact so Nick and Kelvin provide their take, off the back of all the latest lending and Buyer Classification data.REINZ' release for December data was also hot off the press prior to recording so the guys give their quick take on that prior to Kelvin wrapping the latest economic releases (building consents and filled jobs).The major thing to watch for this week is the Stats NZ rental index but everyone seems to have hit the ground running so there are plenty of other releases to be aware of. As mentioned here's Kelvin's now regular '5 things to know' about property this week.Note, for the next three weeks the podcast will be out on Tuesdays (navigating holidays and leave) before returning to the usual Monday afternoon release date from Feb 14.Check out all our regular CoreLogic research insights at https://www.corelogic.co.nz/research-news and get in touch on LinkedIn, twitter @NickGoodall_CL or @KDavidson_CL or send us an email on [email protected] or [email protected] Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email [email protected] or [email protected]

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“What did the council decide on item 42?” — answered with the speaker and the moment.