Send us a question/idea/opinion direct via text message!December's lending data from RBNZ showed a drop in the total value but perhaps not as much as might have been expected given some of the coverage of tightening credit over the last few months. Kelvin gets into some of the detail to help make sense of the real impact of recent changes.There's also plenty of economic data, most of it strong, to review, starting with the 3-decade high inflation figure of 5.9%. Filled jobs also continued to increase - encouraging data in the lead up to Wednesday's Q4 labour market figures, so the only detractor from all this positivity is consumer confidence levels continuing to fall.The CoreLogic HPI is also out on Wednesday with the general theme being a bit of a mixed bag around the country. Finally this week, a thanks to Richard for providing clarification on the anomaly of rental change data discussed last week.This week's '5 things you need to know' is also available on oneroof.co.nz and don't forget to check out the recently published Q4 Property Market and Economic report - the most comprehensive overview of the state of the NZ property market.Note, next week the podcast will again be out on Tuesday (due to Waitangi weekend) before returning to the usual Monday afternoon release schedule from Feb 14.Check out all our regular CoreLogic research insights at https://www.corelogic.co.nz/research-news and get in touch on LinkedIn, twitter @NickGoodall_CL or @KDavidson_CL or send us an email on [email protected] or [email protected] Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email [email protected] or [email protected]

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“What did the council decide on item 42?” — answered with the speaker and the moment.